--- title: "Dsk Bank Ad SWIFT/BIC code STSABGSFXXX · Bulgaria | Elucidate" description: "Significant institution directly supervised by the ECB. SWIFT/BIC code STSABGSFXXX for Dsk Bank Ad, Bulgaria. Head-office BIC, LEI 529900GEH0DAUTAXUA94." url: https://elucidate.co/directory/dsk-bank-ad-stsabgsf --- 1. [Directory](https://elucidate.co/directory) 2. [Bulgaria](https://elucidate.co/directory/country/bg) 3. Dsk Bank Ad ![DSK Bank logo](https://elucidate.co/images/banks/8d/8d61ea426286d425.webp) Bulgaria · Credit institution # Dsk Bank Ad Legal name in the LEI record Банка ДСК DSK Bank AD is a Bulgarian joint-stock credit institution based in Sofia and registered under UIC 121830616. It is a subsidiary of OTP Bank Nyrt. of Hungary and part of OTP Group. The bank provides retail, small business and corporate banking, cards, payments, trade finance and investment services in Bulgaria. It was founded in 1951 as the State Savings Bank and became a commercial bank in 1998. OTP Bank acquired it in October 2003, and it merged with Societe Generale Expressbank in May 2020. ECB · Single Supervisory Mechanism Directly supervised by the ECB Among the three largest credit institutions in the Member State Supervised group head BIC **STSABGSFXXX** LEI **[529900GEH0DAUTAXUA94](https://search.gleif.org/#/record/529900GEH0DAUTAXUA94)** Licence no. **Not on a tracked register** Connected to Swift [ECB significant institution](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#regulatory) Market operator · MIC **BDSK** Head-office BIC only [**23** correspondent accounts](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#correspondents) [Group: OTP Bank Nyrt.](https://elucidate.co/directory/group/529900W3MOO00A18X956) [Claim this profile](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#regulatory)): that is banking supervision, not a licence on a tracked register. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Regulatory status ### ECB banking supervision List of supervised entities as of 2026-07-01 - **Classification:** Significant institution - **Supervisor:** European Central Bank (direct supervision) - **Listed as:** DSK Bank AD - **Entity type:** Credit institution - **Supervisory group:** Heads its own group - **Why significant:** Among the three largest credit institutions in the Member State ## European registers ### ECB · monetary financial institutions List as at 2026-09-25 - **Category:** Credit institution - **Minimum reserves:** Subject to minimum reserves - **Listed as:** DSK Bank AD - **RIAD code:** BGSTSA9300 ### ESMA · MiFID II register Register as at 2026-09-28 | Entry | Competent authority | Authorised | Services or instruments | | --- | --- | --- | --- | | Investment services (MiFID II) | Financial Supervision Commission (FSC) | 1998-01-26 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B5 B6 B7 | | Systematic internaliser | Financial Supervision Commission (FSC) | 2020-12-31 | DERV | Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning. Entries are matched on the LEI. Each register is quoted as its publisher lists it. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** STSABGSFXXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** [SCT · SCT Inst · T2 · TIPS](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#schemes) - **Branch codes:** None: head-office BIC only - **BIC first registered:** 1999-03-06 - **Last updated:** 2026-06-06 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#overview-sources) ![DSK Bank Sofia Bulgaria](https://elucidate.co/images/banks/bd/bd34b63a64cb64e9.webp) Photo: Иван Иванов · [CC BY-SA 3.0](https://creativecommons.org/licenses/by-sa/3.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:DSK_Bank_Sofia_Bulgaria.JPG) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/4/49/DSK_Bank_Sofia_Bulgaria.JPG/960px-DSK_Bank_Sofia_Bulgaria.JPG?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail) Total assets BGN 43bn This entity · 31 Dec 2025 · [annual report ↗](https://dskbank.bg/docs/default-source/%D0%B4%D0%BE%D0%BA%D1%83%D0%BC%D0%B5%D0%BD%D1%82%D0%B8/%D1%84%D0%B8%D0%BD%D0%B0%D0%BD%D1%81%D0%BE%D0%B2%D0%B0-%D0%B8%D0%BD%D1%84%D0%BE%D1%80%D0%BC%D0%B0%D1%86%D0%B8%D1%8F-%D0%B7%D0%B0-%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA/2025/%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA-%D0%B8%D0%BD%D0%B4%D0%B8%D0%B2%D0%B8%D0%B4%D1%83%D0%B0%D0%BB%D0%B5%D0%BD-%D1%84%D0%B8%D0%BD%D0%B0%D0%BD%D1%81%D0%BE%D0%B2-%D0%BE%D1%82%D1%87%D0%B5%D1%82-%D0%B8-%D0%BA%D0%BE%D0%BD%D1%81%D0%BE%D0%BB%D0%B8%D0%B4%D0%B8%D1%80%D0%B0%D0%BD-%D1%84%D0%B8%D0%BD%D0%B0%D0%BD%D1%81%D0%BE%D0%B2-%D0%BE%D1%82%D1%87%D0%B5%D1%82-2025.pdf) Employees Not published Ownership Group subsidiary 99.97% OTP Bank Nyrt. Institution type Universal bank Trades as DSK Bank - **Ownership:** OTP Bank Nyrt. holds about 99.97% of the shares, and small minority holdings include the Municipality of Burgas. - **Direct parent:** [OTP Bank Nyrt.](https://elucidate.co/directory/otp-bank-plc-otpvhuhb), Hungary 99.97% - **Head office:** Moskovska Street 19, 1036 Sofia, Bulgaria - **Company register:** UIC (ЕИК) 121830616, Commercial Register, Bulgarian Registry Agency - **Name in the local language:** Банка ДСК АД - **Former names:** DSK Bank EAD (Банка ДСК ЕАД) · State Savings Bank (Държавна спестовна каса) ### Business lines - Retail banking - SME banking - Corporate banking - Cards - Mortgage lending - Consumer finance - Transaction banking & payments - Trade finance - Markets & trading - Private banking & wealth - Brokerage According to the bank, it serves over 2.6 million customers, with retail banking as its core business alongside small business and corporate banking, global markets and investment services. ### Online - **Websites & references:** [dskbank.bg ↗](https://dskbank.bg/) [dskdirect.bg ↗](https://www.dskdirect.bg/) DSK Direct online banking portal [developer.dskbank.bg ↗](https://developer.dskbank.bg/) PSD2 developer portal [Wikipedia ↗](https://en.wikipedia.org/wiki/DSK_Bank) [Wikidata Q5206146 ↗](https://www.wikidata.org/wiki/Q5206146) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/dsk-bank) · [Facebook ↗](https://www.facebook.com/dskbank) · [Instagram ↗](https://www.instagram.com/dsk_bank/) · [YouTube ↗](https://www.youtube.com/dskbank) Sources · 10 pages consulted 1. [dskbank.bg/](https://dskbank.bg/) 2. [dskbank.bg/en/individual-clients/about-us/management](https://dskbank.bg/en/individual-clients/about-us/management) 3. [dskbank.bg/en/individual-clients/about-us/management/dsk-bank-team/management-team/tamas-hak-kovacs](https://dskbank.bg/en/individual-clients/about-us/management/dsk-bank-team/management-team/tamas-hak-kovacs) 4. [dskbank.bg/en/individual-clients/about-us/for-dsk-bank](https://dskbank.bg/en/individual-clients/about-us/for-dsk-bank) 5. [dskbank.bg/en/business-clients/small-and-medium-business/accounts-and-payments/correspondent-banks](https://dskbank.bg/en/business-clients/small-and-medium-business/accounts-and-payments/correspondent-banks) 6. [dskbank.bg/en/news-and-promotions/details/2026/07/28/dsk-mobile-and-its-related-services-are-current](https://dskbank.bg/en/news-and-promotions/details/2026/07/28/dsk-mobile-and-its-related-services-are-currently-experiencing-temporary-disruptions) 7. [dskbank.bg/docs/default-source/%D0%B4%D0%BE%D0%BA%D1%83%D0%BC%D0%B5%D0%BD%D1%82%D0%B8/%D1%84%D0%B8%D](https://dskbank.bg/docs/default-source/%D0%B4%D0%BE%D0%BA%D1%83%D0%BC%D0%B5%D0%BD%D1%82%D0%B8/%D1%84%D0%B8%D0%BD%D0%B0%D0%BD%D1%81%D0%BE%D0%B2%D0%B0-%D0%B8%D0%BD%D1%84%D0%BE%D1%80%D0%BC%D0%B0%D1%86%D0%B8%D1%8F-%D0%B7%D0%B0-%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA/2025/%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA-%D0%B8%D0%BD%D0%B4%D0%B8%D0%B2%D0%B8%D0%B4%D1%83%D0%B0%D0%BB%D0%B5%D0%BD-%D1%84%D0%B8%D0%BD%D0%B0%D0%BD%D1%81%D0%BE%D0%B2-%D0%BE%D1%82%D1%87%D0%B5%D1%82-%D0%B8-%D0%BA%D0%BE%D0%BD%D1%81%D0%BE%D0%BB%D0%B8%D0%B4%D0%B8%D1%80%D0%B0%D0%BD-%D1%84%D0%B8%D0%BD%D0%B0%D0%BD%D1%81%D0%BE%D0%B2-%D0%BE%D1%82%D1%87%D0%B5%D1%82-2025.pdf) 8. [mypr.bg/news/business/Obshtoto-sabranie-na-Asotsiatsiyata-na-bankite-v-Balgariya-izbra-chlenove-n](https://www.mypr.bg/news/business/Obshtoto-sabranie-na-Asotsiatsiyata-na-bankite-v-Balgariya-izbra-chlenove-na-Upravitelniya-si-savet-47756/) 9. [finansi.bg/banka-dsk](https://www.finansi.bg/banka-dsk) 10. [en.wikipedia.org/wiki/DSK\_Bank](https://en.wikipedia.org/wiki/DSK_Bank) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#overview-sources) - **Chief executive:** ![Tamas Hak-Kovacs](https://elucidate.co/images/banks/e9/e966a5bd1c2fb13d.webp) Tamas Hak-Kovacs Chairman of the Management Board and Chief Executive Officer Confirmed 29 Sep 2026 · [dskbank.bg ↗](https://dskbank.bg/en/individual-clients/about-us/management/dsk-bank-team/management-team/tamas-hak-kovacs) - **Chair:** ![László Bencsik](https://elucidate.co/images/banks/04/0447e80f64ab9afa.webp) László Bencsik Chairperson of the Supervisory Board Confirmed 29 Sep 2026 · [dskbank.bg ↗](https://dskbank.bg/en/individual-clients/about-us/management) - **Chief financial officer:** ![Tsvetoslav Dimov](https://elucidate.co/images/banks/01/01b2f6df5e873def.webp) Tsvetoslav Dimov Management Board member and Executive Director; Head of Strategy, Finance and Operations Division and Chief Financial Officer Confirmed 29 Sep 2026 · [dskbank.bg ↗](https://dskbank.bg/en/individual-clients/about-us/management) - **Executive:** ![Dimitar Dilov](https://elucidate.co/images/banks/28/280d59488c73ea08.webp) Dimitar Dilov Management Board member and Executive Director; Head of Division Risk Management Confirmed 29 Sep 2026 · [dskbank.bg ↗](https://dskbank.bg/en/individual-clients/about-us/management) - **Executive:** ![Boyan Stefov](https://elucidate.co/images/banks/74/7491dea871d7f0fb.webp) Boyan Stefov Management Board member and Executive Director; Head of Corporate Banking Division Confirmed 29 Sep 2026 · [dskbank.bg ↗](https://dskbank.bg/en/individual-clients/about-us/management) ## Supervisors & regulators Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#overview-sources) - **European Union:** European Central Bank Prudential supervisor - **Bulgaria:** Bulgarian National Bank Central bank Prudential supervisor AML supervisor Resolution - **European Union:** Single Resolution Board Resolution - **Bulgaria:** Financial Supervision Commission Securities ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#overview-sources) 1. Jul 2026 Incident The bank reported disruptions to its DSK Mobile app affecting access, transfers and card payments. It directed customers to DSK Direct. [dskbank.bg ↗](https://dskbank.bg/en/news-and-promotions/details/2026/07/28/dsk-mobile-and-its-related-services-are-currently-experiencing-temporary-disruptions) 2. Dec 2025 Other The bank announced that its cards, ATMs and POS terminals operate in euros following Bulgaria's adoption of the euro. [dskbank.bg ↗](https://dskbank.bg/en/individual-clients/about-us/for-dsk-bank) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source. ## Identifiers Head-office record - **BIC:** STSABGSFXXX - **How the BIC breaks down:** 1. STSA Bank 2. BG Country · Bulgaria 3. SF Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** 529900GEH0DAUTAXUA94 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/529900GEH0DAUTAXUA94) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. - **National bank code:** [BAE code STSA9300 + 1 more](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#bank-codes) ## Profile - **Type:** Credit institution - **Regulation:** Prudentially supervised (ECB list) - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** Bulgaria · Europe & Central Asia - **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#regulatory) as of 2026-07-01 - **Trading venues (MIC):** [Operates MIC BDSK](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#markets) list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme - **Founded:** 1951 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** [OTP Bank Nyrt.](https://elucidate.co/directory/otp-bank-plc-otpvhuhb) · Hungary[529900W3MOO00A18X956 ↗](https://search.gleif.org/#/record/529900W3MOO00A18X956) The OTP Bank Nyrt. group has 18 institutions in the directory, in 9 countries: 15 hold a BIC and 3 do not. Including [OTP Banka D.D.](https://elucidate.co/directory/otp-banka-d-d-otpvhr2x), [OTP Banka D.D.](https://elucidate.co/directory/otp-banka-d-d-kbmasi2x), [SimplePay Zártkörűen Működő Részvénytársaság](https://elucidate.co/directory/simplepay-zartkoruen-mukodo-reszvenytarsasag-ea734a2fc5aa), ['ipoteka- Bank' Joint- Stock Commercial Mortgage Bank](https://elucidate.co/directory/ipoteka-bank-joint-stock-commercial-mortgage-bank-uzhouz22), [Banka OTP Albania Sh.a.](https://elucidate.co/directory/banka-otp-albania-sh-a-puppaltr). [See the OTP Bank Nyrt. group →](https://elucidate.co/directory/group/529900W3MOO00A18X956) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Registered address:** MOSKOVSKA STREET 19 SOFIA 1036 BULGARIA - **Operational address:** MOSKOVSKA STREET 19 SOFIA 1040 SOFIA BULGARIA ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml STSABGSFXXX 529900GEH0DAUTAXUA94 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml STSABGSFXXX 529900GEH0DAUTAXUA94 DSK BANK AD SOFIA BG MOSKOVSKA STREET 19 SOFIA 1036 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Payment schemes and systems EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 | Scheme or system | Since | Registered with | Note | | --- | --- | --- | --- | | SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — | | SEPA Instant Credit TransferISO 20022 messages | 2025-03-31 | Head office | — | | T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — | | TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — | SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date. An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro. “ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants. ## Market identifiers One trading venue or reporting service run under this LEI list of 2026-09-17 | MIC | Market | Kind | Category | | --- | --- | --- | --- | | BDSK | DSK BANK EAD | Operating MIC | Systematic internaliser | ## National bank codes ### BAE code · Bulgaria 2 codes file of 2026-09-09 | Code | Routes to BIC | Name in the national file | | --- | --- | --- | | STSA9300 | STSABGSF | Банка ДСК АД | | STSA8300 | STSABGSF | Виртуален клон на Банка ДСК ЕАД | Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page. ## Network ### Correspondent banking The bank publishes 23 accounts at other banks, across 3 regions. ### Correspondent accounts Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dsk-bank-ad-stsabgsf#overview-sources) 23 accounts at other banks and 1 route through its own offices, in 17 currencies, as the bank publishes them: [dskbank.bg ↗](https://dskbank.bg/en/business-clients/small-and-medium-business/accounts-and-payments/correspondent-banks) | Currency | Correspondent | BIC | Account | Purpose | Directory check | | --- | --- | --- | --- | --- | --- | | AUD | [Australia and New Zealand banking group LTD, Melbourne](https://elucidate.co/directory/australia-and-new-zealand-banking-group-limited-anzbau3m) Australia | ANZBAU3M | — | — | Matches the Swift directory | | CAD | [Bank of Montreal, Montrеal](https://elucidate.co/directory/bank-of-montreal-bofmcam2) Canada | BOFMCAM2 | — | — | Matches the Swift directory | | CHF | [UBS Switzerland AG](https://elucidate.co/directory/ubs-switzerland-ag-ubswchzh) Switzerland | UBSWCHZH80A | — | — | Matches the Swift directory | | CHF | [Zuercher Kantonalbank, Zurich](https://elucidate.co/directory/zuercher-kantonalbank-zkbkchzz) Switzerland | ZKBKCHZZ80A | — | — | Matches the Swift directory | | CZK | [Ceská sporitelna, a.s.](https://elucidate.co/directory/ceska-sporitelna-a-s-gibaczpx) Czechia | GIBACZPX | — | — | Matches the Swift directory | | DKK | [Danske Bank A/S, Copenhagen](https://elucidate.co/directory/danske-bank-a-s-dabadkkk) Denmark | DABADKKK | — | — | Matches the Swift directory | | EUR | [Commerzbank AG, Frankfurt am Main](https://elucidate.co/directory/commerzbank-ag-cobadeff) Germany | COBADEFF | — | — | Matches the Swift directory | | EUR | [Deutsche Bank AG, Frankfurt am Main](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) Germany | DEUTDEFF | — | — | Matches the Swift directory | | EUR | [DSK Bank PLC, Sofia – via Target 2](https://elucidate.co/directory/dsk-bank-ad-stsabgsf) Bulgaria | STSABGSF | — | TARGET2 | Settles directly | | EUR | [ING Belgium SA/NV, Brussels](https://elucidate.co/directory/ing-belgium-nv-sa-bbrubebb) Belgium | BBRUBEBB010 | — | — | Matches the Swift directory | | EUR | [OTP Bank PLC, Budapest](https://elucidate.co/directory/otp-bank-plc-otpvhuhb) Hungary | OTPVHUHB | — | — | Matches the Swift directory | | GBP | [Lloyds Bank PLC, London](https://elucidate.co/directory/lloyds-bank-plc-loydgb2l) United Kingdom | LOYDGB2L | — | — | Matches the Swift directory | | GBP | [The Royal Bank of Scotland PLC, London](https://elucidate.co/directory/the-royal-bank-of-scotland-public-limited-company-rbosgb2l) United Kingdom | RBOSGB2L | — | — | Matches the Swift directory | | HUF | [OTP Bank PLC, Budapest](https://elucidate.co/directory/otp-bank-plc-otpvhuhb) Hungary | OTPVHUHB | — | — | Matches the Swift directory | | JPY | [Mizuho Bank LTD, Tokyo](https://elucidate.co/directory/mizuho-bank-ltd-mhcbjpjt) Japan | MHCBJPJT | — | — | Matches the Swift directory | | NOK | [Danske Bank A/S, Oslo](https://elucidate.co/directory/danske-bank-dabano22) Norway | DABANO22 | — | — | Matches the Swift directory | | PLN | [PKO Bank Polski S.A., Warszawa](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | — | Matches the Swift directory | | RON | [OTP Bank PLC, Budapest](https://elucidate.co/directory/otp-bank-plc-otpvhuhb) Hungary | OTPVHUHB | — | — | Matches the Swift directory | | RSD | [OTP Banka Srbija AD, Novi Sad](https://elucidate.co/directory/otp-banka-srbija-akcionarsko-drustvo-novi-sad-otpvrs22) Serbia | OTPVRS22 | — | — | Matches the Swift directory | | RUB | [Joint Stock Company "OTP Bank", Moscow](https://elucidate.co/directory/joint-stock-company-otp-bank-otpvrumm) Russia | OTPVRUMM | — | — | Matches the Swift directory | | SEK | [Danske Bank A/S, Stockholm](https://elucidate.co/directory/danske-bank-a-s-dabasesx) Sweden | DABASESX | — | — | Matches the Swift directory | | TRY | [Yapi ve Kredi Bankasi AS, Istanbul](https://elucidate.co/directory/yapi-ve-kredi-bankasi-a-s-yapitris) Türkiye | YAPITRIS | — | — | Matches the Swift directory | | USD | [The Bank of New York Mellon, New York](https://elucidate.co/directory/the-bank-of-new-york-mellon-irvtus3n) United States | IRVTUS3N | — | — | Matches the Swift directory | | USD | [Deutsche Bank Trust Company Americas, New York](https://elucidate.co/directory/deutsche-bank-trust-company-americas-bktrus33) United States | BKTRUS33 | — | — | Matches the Swift directory | The page titled 'List of our accounts abroad' gives currency, bank and SWIFT/BIC only. It shows no account numbers and no date. All 24 rows were extracted in the published order. The EUR row 'DSK Bank PLC, Sofia – via Target 2' (STSABGSF) is the bank's own TARGET2 route and not an account at a third party. The same list also appears under the individual-clients section. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them. ## Related institutions ### Subsidiaries in the directory - [Management Company 'dsk Asset Management' Ad BIC MCDABGS1 Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 529900EPTJVDT8IMMK55](https://elucidate.co/directory/management-company-dsk-asset-management-ad-mcdabgs1) Entities that GLEIF records with this LEI as their direct parent. ### Same group - [OTP Banka D.D. BIC OTPVHR2X Credit institution Prudential licence Croatia · On the ECB list of supervised entities · LEI 5299005UJX6K7BQKV086](https://elucidate.co/directory/otp-banka-d-d-otpvhr2x) - [OTP Banka D.D. BIC KBMASI2X Credit institution Prudential licence Slovenia · On the ECB list of supervised entities · LEI 549300J0GSZ83GTKBZ89](https://elucidate.co/directory/otp-banka-d-d-kbmasi2x) - [SimplePay Zártkörűen Működő Részvénytársaság No BIC Payments & e-money Prudential licence Hungary · Licensed by Central Bank of Hungary · 32835155 (EBA-PSD2) · LEI 529900E5Z1W5VI3EBS61](https://elucidate.co/directory/simplepay-zartkoruen-mukodo-reszvenytarsasag-ea734a2fc5aa) - ['ipoteka- Bank' Joint- Stock Commercial Mortgage Bank BIC UZHOUZ22 Financial institution Not on a tracked register Uzbekistan · Not on a tracked register · LEI 213800UWVX5JSNXJS434](https://elucidate.co/directory/ipoteka-bank-joint-stock-commercial-mortgage-bank-uzhouz22) - [Banka OTP Albania Sh.a. BIC PUPPALTR Financial institution Not on a tracked register Albania · Not on a tracked register · LEI 549300NO0KFB16R0X782](https://elucidate.co/directory/banka-otp-albania-sh-a-puppaltr) - [Crnogorska Komercijalna Banka Ad Podorica (Monotenegrin Com. Banka) BIC CKBCMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 529900RH4NV2ROQ0AJ85](https://elucidate.co/directory/crnogorska-komercijalna-banka-ad-podorica-monotenegrin-com-banka-ckbcmepg) - [Joint-Stock Company OTP Bank BIC OTPVUAUK Financial institution Not on a tracked register Ukraine · Not on a tracked register · LEI 5299003XXPWL6O33R633](https://elucidate.co/directory/joint-stock-company-otp-bank-otpvuauk) - [Merkantil Valto Es Vagyonbefekteto Bank Zrt. BIC MRKBHUHB Financial institution Not on a tracked register Hungary · Not on a tracked register · LEI 529900GSC7FDT0V5KD37](https://elucidate.co/directory/merkantil-valto-es-vagyonbefekteto-bank-zrt-mrkbhuhb) [All 18 institutions in the OTP Bank Nyrt. group →](https://elucidate.co/directory/group/529900W3MOO00A18X956) ### Largest institutions in Bulgaria - [Borica Ad BIC BSBGBGSF Payments & e-money Prudential licence Bulgaria · Licensed by Bulgarian National Bank · 201230426 (EBA-PSD2) · LEI 485100W9O3MXIP9PCS03](https://elucidate.co/directory/borica-ad-bsbgbgsf) - [Unicredit Bulbank Ad BIC UNCRBGSF Credit institution Prudential licence Bulgaria · On the ECB list of supervised entities · LEI 549300Z7V2WOFIMUEK50](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf) - [Bulgarian National Bank BIC BNBGBGSF Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 5299001WEKCK7E65TI48](https://elucidate.co/directory/bulgarian-national-bank-bnbgbgsf) - [Central Depository PLC BIC CEDPBGSF Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 74780000G07H7WL0WI31](https://elucidate.co/directory/central-depository-plc-cedpbgsf) - [Eurobank Bulgaria Ad BIC BPBIBGSF Credit institution Prudential licence Bulgaria · On the ECB list of supervised entities · LEI 549300IRGNL8Q3O8Y413](https://elucidate.co/directory/eurobank-bulgaria-ad-bpbibgsf) - [Citibank Europe Plc., Bulgaria Branch BIC CITIBGSF Credit institution Prudential licence Bulgaria · On the ECB list of supervised entities · LEI N1FBEDJ5J41VKZLO2475](https://elucidate.co/directory/citibank-europe-plc-bulgaria-branch-citibgsf) - [Abv Investments LTD BIC ABIEBGS1 Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 8945007TB0JVC9EJXT20](https://elucidate.co/directory/abv-investments-ltd-abiebgs1) - [Activa Asset Management JSC BIC AAMJBGS1 Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 74780000I7F89N4F3281](https://elucidate.co/directory/activa-asset-management-jsc-aamjbgs1) [See every BIC in Bulgaria →](https://elucidate.co/directory/country/bg#bics) Claim this profile ## Work at Dsk Bank Ad? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties. - **Banking supervision**—Source: European Central Bank, list of supervised entities. - **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts. - **National bank codes**—Bulgaria (Source: Bulgarian National Bank). - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. - **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: DSK Bank AD · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:DSK_Bank_logo.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/a/af/DSK_Bank_logo.svg/330px-DSK_Bank_logo.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail); Tamas Hak-Kovacs: [dskbank.bg](https://dskbank.bg/en/individual-clients/about-us/management/dsk-bank-team/management-team/tamas-hak-kovacs) (official website) · [original](https://dskbank.bg/images/default-source/%D0%B7%D0%B0-%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA/%D1%82%D0%B0%D0%BC%D0%B0%D1%88-%D1%85%D0%B0%D0%BA-%D0%BA%D0%BE%D0%B2%D0%B0%D1%87.webp); László Bencsik: [dskbank.bg](https://dskbank.bg/en/individual-clients/about-us/management) (official website) · [original](https://dskbank.bg/images/default-source/team/%D0%BD%D0%B0%D0%B4%D0%B7%D0%BE%D1%80%D0%B5%D0%BD-%D1%81%D1%8A%D0%B2%D0%B5%D1%82/laslo-bencsik.png); Tsvetoslav Dimov: [dskbank.bg](https://dskbank.bg/en/individual-clients/about-us/management) (official website) · [original](https://dskbank.bg/images/default-source/%D0%B7%D0%B0-%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA/%D1%86%D0%B2%D0%B5%D1%82%D0%BE%D1%81%D0%BB%D0%B0%D0%B2-%D0%B4%D0%B8%D0%BC%D0%BE%D0%B2.webp); Dimitar Dilov: [dskbank.bg](https://dskbank.bg/en/individual-clients/about-us/management) (official website) · [original](https://dskbank.bg/images/default-source/%D0%B7%D0%B0-%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA/%D0%B4%D0%B8%D0%BC%D0%B8%D1%82%D1%8A%D1%80-%D0%B4%D0%B8%D0%BB%D0%BE%D0%B2.webp); Boyan Stefov: [dskbank.bg](https://dskbank.bg/en/individual-clients/about-us/management) (official website) · [original](https://dskbank.bg/images/default-source/%D0%B7%D0%B0-%D0%B1%D0%B0%D0%BD%D0%BA%D0%B0-%D0%B4%D1%81%D0%BA/%D0%B1%D0%BE%D1%8F%D0%BD-%D1%81%D1%82%D0%B5%D1%84%D0%BE%D0%B2.webp). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.