---
title: "DZ Hyp AG SWIFT/BIC code DGHYDEH1XXX · Germany | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code DGHYDEH1XXX for DZ Hyp AG, Germany. Head-office BIC, LEI 5299004TE2DYMKEAM814."
url: https://elucidate.co/directory/dz-hyp-ag-dghydeh1
---

1.  [Directory](https://elucidate.co/directory)
2.  [Germany](https://elucidate.co/directory/country/de)
3.  DZ Hyp AG

![DZ HYP logo](https://elucidate.co/images/banks/58/5854274f20e8ffb0.webp)

Germany · Credit institution

# DZ Hyp AG

DZ HYP AG is a German stock corporation (Aktiengesellschaft) with a dual registered seat in Hamburg and Münster. DZ BANK AG Deutsche Zentral-Genossenschaftsbank holds around 96% of its share capital. It describes itself as a real estate and Pfandbrief bank serving corporate, private and public-sector clients within the Volksbanken Raiffeisenbanken Cooperative Financial Network. It was formed when WL BANK merged into DG HYP, which was renamed DZ HYP AG on 27 July 2018.

ECB · Single Supervisory Mechanism

Directly supervised by the ECB

Total assets EUR 500–1,000 bn

Group: DZ BANK AG Deutsche Zentral-Genossenschaftsbank

BIC **DGHYDEH1XXX** LEI **[5299004TE2DYMKEAM814](https://search.gleif.org/#/record/5299004TE2DYMKEAM814)** Licence no. **Not on a tracked register** Passive participant (no connection) [ECB significant institution](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#regulatory) Head-office BIC only [Group: DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main](https://elucidate.co/directory/group/529900HNOAA1KXQJUQ27) [Claim this profile](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#regulatory)): that is banking supervision, not a licence on a tracked register.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Regulatory status

### ECB banking supervision

List of supervised entities as of 2026-07-01

- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** DZ HYP AG
- **Entity type:** Credit institution
- **Supervised group (ECB):** [DZ BANK AG Deutsche Zentral-Genossenschaftsbank →](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-frankfurt-am-main-genohkhh)
- **Why significant:** Size (Total assets EUR 500-1,000 bn)

## European registers

### ECB · monetary financial institutions

List as at 2026-09-25

- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** DZ HYP AG
- **RIAD code:** DE03241

### ESMA · MiFID II register

Register as at 2026-09-28

| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1961-07-10 | A1 A2 A3 A4 A5 A6 A7 |

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** DGHYDEH1XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SDD Core](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1999-06-05
- **Last updated:** 2020-06-22

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#overview-sources)

Total assets

EUR 77.4bn

This entity · 30 Jun 2026 · [interim report ↗](https://www.dzhyp.de/)

Employees

958

headcount · This entity · 30 Jun 2026 · [interim report ↗](https://www.dzhyp.de/)

Ownership

Group subsidiary

96% DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main

Institution type

Commercial bank

Trades as DZ HYP

- **Standing:** DZ HYP was created by the merger of WL BANK into DG HYP. The merger was entered in the commercial registers on 27 July 2018, with economic effect from 1 January 2018. DG HYP was then renamed DZ HYP AG.
- **Ownership:** DZ BANK AG holds around 96% of the share capital, and the Stiftung Westfälische Landschaft and Volksbanken and Raiffeisenbanken hold the remainder.
- **Direct parent:** [DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-frankfurt-am-main-genohkhh), Germany 96%
- **Major shareholder:** DZ BANK AG Deutsche Zentral-Genossenschaftsbank 96%
- **Head office:** Rosenstraße 2, 20095 Hamburg, Germany (registered office: Dual registered seat: Rosenstraße 2, 20095 Hamburg and Sentmaringer Weg 1, 48151 Münster, Germany)
- **Company register:** HRB 5604, Amtsgericht Hamburg; HRB 17424, Amtsgericht Münster
- **Former name:** Deutsche Genossenschafts-Hypothekenbank AG (DG HYP)

### Business lines

-   Corporate banking
-   Mortgage lending
-   Other

The bank finances commercial and residential real estate for corporate clients and housing companies. It provides private mortgages through the cooperative banks and lends to municipalities, and it funds itself mainly through Pfandbriefe.

### Online

- **Websites & references:** [dzhyp.de ↗](https://www.dzhyp.de/) [dzhyp.de/en ↗](https://dzhyp.de/en/) English-language version of the corporate site [baufi.dzhyp.de ↗](https://baufi.dzhyp.de/) private customer mortgage portal (Meine Baufinanzierung) [Wikipedia ↗](https://de.wikipedia.org/wiki/DZ_Hyp) [Wikidata Q1202793 ↗](https://www.wikidata.org/wiki/Q1202793)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/dzhyp) · [Instagram ↗](https://www.instagram.com/dzhyp_karriere/) · [YouTube ↗](https://www.youtube.com/channel/UCj5YJ58sDPwMQ7cX_gcOSGQ/featured) · [Kununu ↗](https://www.kununu.com/de/dz-hyp-de) · [Spotify (podcast) ↗](https://open.spotify.com/show/6Lrhr2qyNxSroa2c5C9ETV)

Sources · 9 pages consulted

1.  [dzhyp.de/](https://www.dzhyp.de/)
2.  [dzhyp.de/de/impressum/](https://dzhyp.de/de/impressum/)
3.  [dzhyp.de/de/ueber-uns/vorstand/](https://dzhyp.de/de/ueber-uns/vorstand/)
4.  [dzhyp.de/de/ueber-uns/gremien-und-organe/](https://dzhyp.de/de/ueber-uns/gremien-und-organe/)
5.  [dzhyp.de/de/ueber-uns/presse/news-archiv/news/news-show/show/654/halbjahresfinanzbericht-2026-vero](https://dzhyp.de/de/ueber-uns/presse/news-archiv/news/news-show/show/654/halbjahresfinanzbericht-2026-veroeffentlicht/)
6.  [dzhyp.de/de/ueber-uns/wir-ueber-uns/](https://dzhyp.de/de/ueber-uns/wir-ueber-uns/)
7.  [dzhyp.de/de/ueber-uns/presse/presseinformationen/pressemitteilung/news-show/show/477/johannes-koch](https://dzhyp.de/de/ueber-uns/presse/presseinformationen/pressemitteilung/news-show/show/477/johannes-koch-neuer-vorsitzender-des-aufsichtsrats-der-dz-hyp-ag/)
8.  [dzbank.de/content/dzbank/de/home/die-dz-bank/profil/unternehmensfuehrung/vorstand.html](https://www.dzbank.de/content/dzbank/de/home/die-dz-bank/profil/unternehmensfuehrung/vorstand.html)
9.  [de.wikipedia.org/wiki/DZ\_Hyp](https://de.wikipedia.org/wiki/DZ_Hyp)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#overview-sources)

- **Chief executive:** ![Sabine Barthauer](https://elucidate.co/images/banks/97/97a45578590ccc76.webp) Sabine Barthauer Vorsitzende des Vorstands (Chair of the Management Board) Confirmed 29 Sep 2026 · [dzhyp.de ↗](https://dzhyp.de/de/ueber-uns/vorstand/)
- **Chair:** Johannes Koch Aufsichtsratsvorsitzender (Chair of the Supervisory Board) Confirmed 29 Sep 2026 · [dzhyp.de ↗](https://dzhyp.de/de/impressum/)
- **Chief financial officer:** ![Jörg Hermes](https://elucidate.co/images/banks/c1/c10e0d107bb70398.webp) Jörg Hermes Mitglied des Vorstands (Management Board member responsible for Finance, Compliance, Internal Audit, IT, HR, Security and Organisation) Confirmed 29 Sep 2026 · [dzhyp.de ↗](https://dzhyp.de/de/ueber-uns/vorstand/)
- **Executive:** ![Stefan Schrader](https://elucidate.co/images/banks/51/51154a3a501a5b6d.webp) Stefan Schrader Mitglied des Vorstands (Management Board member responsible for credit back office, Risk Controlling, Legal, Restructuring and Workout) Confirmed 29 Sep 2026 · [dzhyp.de ↗](https://dzhyp.de/de/ueber-uns/vorstand/)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#overview-sources)

- **European Union:** European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- **Germany:** Federal Financial Supervisory Authority (BaFin) Prudential supervisor AML supervisor Conduct Resolution
- **Germany:** Deutsche Bundesbank Central bank Prudential supervisor

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#overview-sources)

1.  May 2024

    Leadership

    The annual general meeting elected Johannes Koch of DZ BANK to the Supervisory Board, where he took over as chair from Uwe Fröhlich.

    [dzhyp.de ↗](https://dzhyp.de/de/ueber-uns/presse/presseinformationen/pressemitteilung/news-show/show/477/johannes-koch-neuer-vorsitzender-des-aufsichtsrats-der-dz-hyp-ag/)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** DGHYDEH1XXX
- **How the BIC breaks down:** 1. DGHY Bank 2. DE Country · Germany 3. H1 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 5299004TE2DYMKEAM814
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/5299004TE2DYMKEAM814)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Bankleitzahl 20090400](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#bank-codes)

## Profile

- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Germany · Europe & Central Asia
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/dz-hyp-ag-dghydeh1#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1921

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** [DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-frankfurt-am-main-genohkhh) · Germany[529900HNOAA1KXQJUQ27 ↗](https://search.gleif.org/#/record/529900HNOAA1KXQJUQ27)

The DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main group has 24 institutions in the directory, in 8 countries: 23 hold a BIC and 1 does not.

Including [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodeff), [Reisebank AG](https://elucidate.co/directory/reisebank-ag-rbagdef1), [Teambank AG](https://elucidate.co/directory/teambank-ag-teamde71), [DZ Bank AG Deutsche Zentral Genossenschaftsbank Frankfurt Am Main](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-frankfurt-am-main-genohkhh), [DZ Bank AG Deutsche Zentral Genossenschaftsbank,new York Branch](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-new-york-branch-genous33).

[See the DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main group →](https://elucidate.co/directory/group/529900HNOAA1KXQJUQ27)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** ROSENSTR. 2 HAMBURG 20095 GERMANY
- **Operational address:** ROSENSTRASSE 2 HAMBURG 20095 HAMBURG GERMANY

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI and its DEBLZ clearing code
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>DGHYDEH1XXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>20090400</MmbId>
  </ClrSysMmbId>
  <LEI>5299004TE2DYMKEAM814</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>DGHYDEH1XXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>20090400</MmbId>
  </ClrSysMmbId>
  <LEI>5299004TE2DYMKEAM814</LEI>
  <Nm>DZ HYP AG</Nm>
  <PstlAdr>
    <TwnNm>HAMBURG</TwnNm>
    <Ctry>DE</Ctry>
    <AdrLine>ROSENSTR. 2 HAMBURG 20095</AdrLine>
  </PstlAdr>
</FinInstnId>
```

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |

SEPA dates are when the institution became ready for the scheme.

An institution missing from T2 may still be reachable through an indirect participant.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## National bank codes

### Bankleitzahl · Germany

1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ

| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 20090400 | DGHYDEH1XXX | DZ HYP | Hamburg |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

## Related institutions

### Same group

-   [Reisebank AG BIC RBAGDEF1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 108643 (EBA-PSD2) · LEI 529900CMFR5GQHWTXY51](https://elucidate.co/directory/reisebank-ag-rbagdef1)
-   [Teambank AG BIC TEAMDE71 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 529900XIPMQFJ8PTB895](https://elucidate.co/directory/teambank-ag-teamde71)
-   [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC BSHHDE61 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 529900JZXXU699FCKK89](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-bshhde61)
-   [DZ Privatbank AG BIC GENODEST Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI SVY0KHTJZBP60K295346](https://elucidate.co/directory/dz-privatbank-ag-genodest)
-   [VR Payment GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 124190 (EBA-PSD2) · LEI 8945003QQ1SZLZ9H1231](https://elucidate.co/directory/vr-payment-gmbh-4d5c57c23bc9)
-   [Condor Lebensversicherungs-Aktienge BIC CNLEDEH1 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 529900QO7XD7UPZP3V60](https://elucidate.co/directory/condor-lebensversicherungs-aktienge-cnledeh1)
-   [Kravag-Allgemeine Versicherungs-AG BIC KRVRDEH1 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 529900AX9OZY28BEBS93](https://elucidate.co/directory/kravag-allgemeine-versicherungs-ag-krvrdeh1)
-   [Kravag-Logistic Versicherungs-AG BIC KRVEDEH1 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 529900723AYJN3N3YV02](https://elucidate.co/directory/kravag-logistic-versicherungs-ag-krvedeh1)

[All 24 institutions in the DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main group →](https://elucidate.co/directory/group/529900HNOAA1KXQJUQ27)

### Same name, different BIC

-   [DZ Hyp AG BIC DEGHDE51 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-hyp-ag-deghde51)
-   [DZ Hyp AG BIC WELDDED1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-hyp-ag-weldded1)

### Largest institutions in Germany

-   [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodef1)
-   [Deutsche Bank AG BIC DEUTDEDB Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-bank-ag-deutdedb)
-   [Unicredit Bank GMBH BIC HYVEDEMM Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2ZCNRR8UK83OBTEK2170](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm)
-   [Commerzbank AG BIC COBADEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 851WYGNLUQLFZBSYGB56](https://elucidate.co/directory/commerzbank-ag-cobadeff)
-   [Commerzbank AG (Formerly Dresdner Bank AG) BIC DRESDEFF Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/commerzbank-ag-formerly-dresdner-bank-ag-dresdeff)
-   [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODES1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodes1)
-   [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff)
-   [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODED1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genoded1)

[See every BIC in Germany →](https://elucidate.co/directory/country/de#bics)

Claim this profile

## Work at DZ Hyp AG?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
-   **Banking supervision**—Source: European Central Bank, list of supervised entities.
-   **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
-   **National bank codes**—Germany (Quelle: Deutsche Bundesbank).
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: DZ Hyp AG · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:DZ_Hyp.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/9/99/DZ_Hyp.svg/330px-DZ_Hyp.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail); Sabine Barthauer: [dzhyp.de](https://dzhyp.de/de/ueber-uns/vorstand/) (official website) · [original](https://dzhyp.de/fileadmin/_processed_/1/8/csm_220913-Barthauer-Website_800x400_9150b7571b.webp); Jörg Hermes: [dzhyp.de](https://dzhyp.de/de/ueber-uns/vorstand/) (official website) · [original](https://dzhyp.de/fileadmin/_processed_/9/8/csm_220913-Hermes-Website_800x400_3da0c95ceb.webp); Stefan Schrader: [dzhyp.de](https://dzhyp.de/de/ueber-uns/vorstand/) (official website) · [original](https://dzhyp.de/fileadmin/_processed_/c/8/csm_231204_Schrader_Website_800x400_fa04721948.webp).

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
