---
title: "Erste Bank Ad Podgorica SWIFT/BIC code OPPOMEPGXXX · Montenegro | Elucidate"
description: "SWIFT/BIC code OPPOMEPGXXX for Erste Bank Ad Podgorica, Montenegro. Head-office BIC, LEI 529900R6VLFUQ3Q32F42, addresses and Swift connectivity."
url: https://elucidate.co/directory/erste-bank-ad-podgorica-oppomepg
---

1.  [Directory](https://elucidate.co/directory)
2.  [Montenegro](https://elucidate.co/directory/country/me)
3.  Erste Bank Ad Podgorica

Montenegro · Financial institution

# Erste Bank Ad Podgorica

BIC **OPPOMEPGXXX** LEI **[529900R6VLFUQ3Q32F42](https://search.gleif.org/#/record/529900R6VLFUQ3Q32F42)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Erste Group Bank AG](https://elucidate.co/directory/group/PQOH26KWDF7CG10L6792) [Claim this profile](https://elucidate.co/directory/erste-bank-ad-podgorica-oppomepg#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** OPPOMEPGXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT](https://elucidate.co/directory/erste-bank-ad-podgorica-oppomepg#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2003-03-01
- **Last updated:** 2022-02-14

## Identifiers

Head-office record

- **BIC:** OPPOMEPGXXX
- **How the BIC breaks down:** 1. OPPO Bank 2. ME Country · Montenegro 3. PG Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 529900R6VLFUQ3Q32F42
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/529900R6VLFUQ3Q32F42)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Montenegro · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

- **Direct parent:** [Erste Group Bank AG](https://elucidate.co/directory/erste-group-bank-ag-gibaatwg) · Austria[PQOH26KWDF7CG10L6792 ↗](https://search.gleif.org/#/record/PQOH26KWDF7CG10L6792)

The Erste Group Bank AG group has 68 institutions in the directory, in 15 countries: 67 hold a BIC and 1 does not.

Including [Erste Bank der Oesterreichischen Sparkassen AG](https://elucidate.co/directory/erste-bank-der-oesterreichischen-sparkassen-ag-gibaatww), [Sparkasse Oberosterreich Bank AG](https://elucidate.co/directory/sparkasse-oberosterreich-bank-ag-aspkat2l), [Sparkasse Eferding- Peuerbach- Waizenkirchen](https://elucidate.co/directory/sparkasse-eferding-peuerbach-waizenkirchen-sppbat21), [Kaerntner Sparkasse Aktiengesellschaft](https://elucidate.co/directory/kaerntner-sparkasse-aktiengesellschaft-kspkat2k), [Erste Steiermaerkische Bank D.D.](https://elucidate.co/directory/erste-steiermaerkische-bank-d-d-esbchr22).

[See the Erste Group Bank AG group →](https://elucidate.co/directory/group/PQOH26KWDF7CG10L6792)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** ARSENIJA BOLJEVICA 2A PODGORICA 81000 MONTENEGRO
- **Operational address:** 2A ARSENIJA BOLJEVICA PODGORICA 81000 PODGORICA MONTENEGRO

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>OPPOMEPGXXX</BICFI>
  <LEI>529900R6VLFUQ3Q32F42</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>OPPOMEPGXXX</BICFI>
  <LEI>529900R6VLFUQ3Q32F42</LEI>
  <Nm>ERSTE BANK AD PODGORICA</Nm>
  <PstlAdr>
    <TwnNm>PODGORICA</TwnNm>
    <Ctry>ME</Ctry>
    <AdrLine>ARSENIJA BOLJEVICA 2A PODGORICA 81000</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2025-10-06 | Head office | — |

SEPA dates are when the institution became ready for the scheme.

An institution missing from T2 may still be reachable through an indirect participant.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## Related institutions

### Same group

-   [Erste Bank der Oesterreichischen Sparkassen AG BIC GIBAATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 549300HUKIA1IZQHFZ83](https://elucidate.co/directory/erste-bank-der-oesterreichischen-sparkassen-ag-gibaatww)
-   [Sparkasse Oberosterreich Bank AG BIC ASPKAT2L Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI V0VY22PV9D0HFTF8EI62](https://elucidate.co/directory/sparkasse-oberosterreich-bank-ag-aspkat2l)
-   [Sparkasse Eferding- Peuerbach- Waizenkirchen BIC SPPBAT21 Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 529900XDISRMBH5UBL39](https://elucidate.co/directory/sparkasse-eferding-peuerbach-waizenkirchen-sppbat21)
-   [Kaerntner Sparkasse Aktiengesellschaft BIC KSPKAT2K Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 529900TKQRJNCFUQI507](https://elucidate.co/directory/kaerntner-sparkasse-aktiengesellschaft-kspkat2k)
-   [Erste Steiermaerkische Bank D.D. BIC ESBCHR22 Credit institution Prudential licence Croatia · On the ECB list of supervised entities · LEI 549300A2F46GR0UOM390](https://elucidate.co/directory/erste-steiermaerkische-bank-d-d-esbchr22)
-   [Erste Group Bank AG BIC GIBAATWG Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI PQOH26KWDF7CG10L6792](https://elucidate.co/directory/erste-group-bank-ag-gibaatwg)
-   [Banka Sparkasse D.D. BIC KSPKSI22 Credit institution Prudential licence Slovenia · On the ECB list of supervised entities · LEI 315700RO18UEKF9GP419](https://elucidate.co/directory/banka-sparkasse-d-d-kspksi22)
-   [Bausparkasse der Oesterreichischen Sparkassen AG BIC BAOSATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 529900GZ42KYYPY7HZ06](https://elucidate.co/directory/bausparkasse-der-oesterreichischen-sparkassen-ag-baosatww)

[All 68 institutions in the Erste Group Bank AG group →](https://elucidate.co/directory/group/PQOH26KWDF7CG10L6792)

### Largest institutions in Montenegro

-   [Addiko Bank A.D. Podgorica BIC HAABMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 5299009K2NXNM3QKSN51](https://elucidate.co/directory/addiko-bank-a-d-podgorica-haabmepg)
-   [Adriatic Bank Ad Podgorica BIC AZMNMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 747800W0FBD1K8XN1E81](https://elucidate.co/directory/adriatic-bank-ad-podgorica-azmnmepg)
-   [Centralna Banka Crne Gore (Central Bank of Montenegro) BIC CBCGMEB1 Financial institution Not on a tracked register Montenegro · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/centralna-banka-crne-gore-central-bank-of-montenegro-cbcgmeb1)
-   [Centralna Banka Crne Gore (Central Bank of Montenegro) BIC CBCGMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 5493002R4X8WZY3J8573](https://elucidate.co/directory/centralna-banka-crne-gore-central-bank-of-montenegro-cbcgmepg)
-   [Crnogorska Komercijalna Banka Ad Podorica (Monotenegrin Com. Banka) BIC CKBCMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 529900RH4NV2ROQ0AJ85](https://elucidate.co/directory/crnogorska-komercijalna-banka-ad-podorica-monotenegrin-com-banka-ckbcmepg)
-   [Hipotekarna Banka Ad BIC HBBAMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 25490052WX0QM50N6M05](https://elucidate.co/directory/hipotekarna-banka-ad-hbbamepg)
-   [Lovcen Banka Ad BIC LOVBMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/lovcen-banka-ad-lovbmepg)
-   [Nlb Banka Ad Podgorica BIC MNBAMEPG Financial institution Not on a tracked register Montenegro · Not on a tracked register · LEI 48510000XGELJCANQJ14](https://elucidate.co/directory/nlb-banka-ad-podgorica-mnbamepg)

[See every BIC in Montenegro →](https://elucidate.co/directory/country/me#bics)

Claim this profile

## Work at Erste Bank Ad Podgorica?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.

## Assess the financial crime risk behind a BIC

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.