--- title: "eToro Money UK Ltd · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "eToro Money UK Ltd is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 900203. LEI 648839J50Z21A3ZVND03. Register status, licences, activities and ownership." url: https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. eToro Money UK Ltd United Kingdom · Payments & e-money # eToro Money UK Ltd Trading as eToro Money eToro Money UK Ltd is a private limited company registered in England and Wales, based in Stretford, Manchester. The FCA authorises it as an electronic money institution (firm reference number 900203) to issue e-money and provide payment services. eToro Group Ltd of the British Virgin Islands owns all of its shares. eToro bought the business, then named Marq Millions Ltd, in July 2020 and renamed it in November 2020. It provides GBP e-money accounts and Visa debit cards only to UK-resident clients of the eToro investment platform. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#licences) BIC **No BIC** LEI **[648839J50Z21A3ZVND03](https://search.gleif.org/#/record/648839J50Z21A3ZVND03)** [Licence no. **900203**](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#licences) [Group: Etoro Group Ltd.](https://elucidate.co/directory/group/213800XPRPJK2X5QRG86) ## Licences and registrations Held by eToro Money UK Ltd (LEI 648839J50Z21A3ZVND03). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900203 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-23 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: eToro Money (FCA-EMI) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#overview-sources) Customers Not published Employees 6 headcount · This entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0) Ownership Group subsidiary 100% eToro Group Ltd Firm type E-money and accounts Trades as eToro Money - **Ownership:** eToro Group Limited is the firm's only shareholder and its immediate and ultimate parent, according to the 2025 accounts. - **Direct parent:** [eToro Group Ltd ↗](https://search.gleif.org/#/record/213800XPRPJK2X5QRG86), British Virgin Islands 100% - **Major shareholder:** eToro Group Limited 100% · 31 Dec 2025 - **Head office:** Maclaren 3B, Lancastrian Office Centre, Talbot Road, Stretford, M32 0FP Manchester, United Kingdom - **Company register:** Companies House 07712717 - **Incorporated:** 20 Jul 2011 - **Former names:** MARQ MILLIONS LTD. · GLOBAL MONEY NETWORK LIMITED ### Online - **Websites & references:** [etoro.com ↗](https://www.etoro.com/) [etoro.com/money ↗](https://www.etoro.com/money/) eToro Money product pages [investors.etoro.com ↗](https://investors.etoro.com/) group investor relations site [Wikipedia ↗](https://en.wikipedia.org/wiki/EToro) group article - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/etoro/) · [X ↗](https://x.com/etoro) · [Facebook ↗](https://www.facebook.com/eToro) · [Instagram ↗](https://www.instagram.com/etoro_official/) · [YouTube ↗](https://www.youtube.com/user/etoro) - **App:** [etoro.onelink.me ↗](https://etoro.onelink.me/2615279504/3ff5f19f) Sources · 11 pages consulted 1. [find-and-update.company-information.service.gov.uk/company/07712717](https://find-and-update.company-information.service.gov.uk/company/07712717) 2. [find-and-update.company-information.service.gov.uk/company/07712717/officers](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) 3. [find-and-update.company-information.service.gov.uk/company/07712717/filing-history](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history) 4. [find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0) 5. [etoro.com/wp-content/uploads/2026/03/eToro-Money-UK-Limited-Local-Currency-Account-Terms-and-Condit](https://www.etoro.com/wp-content/uploads/2026/03/eToro-Money-UK-Limited-Local-Currency-Account-Terms-and-Conditions-Effective-date-1-June-2026.pdf) 6. [etoro.com/customer-service/regulation-license/](https://www.etoro.com/customer-service/regulation-license/) 7. [etoro.com/money/safe-and-secure/](https://www.etoro.com/money/safe-and-secure/) 8. [etoro.com/news-and-analysis/press-releases/etoro-rewards-crypto-deposits-with-1-back-in-stocks-in-t](https://www.etoro.com/news-and-analysis/press-releases/etoro-rewards-crypto-deposits-with-1-back-in-stocks-in-the-uk-and-europe/) 9. [etoro.com/trading/currency-accounts-uk/](https://www.etoro.com/trading/currency-accounts-uk/) 10. [fstech.co.uk/fst/eToro\_Acquires\_Marq\_Millions\_Debit\_Card\_Launch.php](https://www.fstech.co.uk/fst/eToro_Acquires_Marq_Millions_Debit_Card_Launch.php) 11. [financemagnates.com/forex/brokers/etoro-acquires-marq-millions-to-support-debit-card-launch/](https://www.financemagnates.com/forex/brokers/etoro-acquires-marq-millions-to-support-debit-card-launch/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011. The FCA also authorises it to provide payment services under the Payment Services Regulations 2017. The group states that the firm is a principal member of Visa Europe and issues its own debit cards. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900203 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000000m4IXlAAM) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that it keeps customer funds in dedicated safeguarding accounts at regulated banks or in FCA-approved qualifying money market funds held with a regulated custodian. [etoro.com ↗](https://www.etoro.com/wp-content/uploads/2026/03/eToro-Money-UK-Limited-Local-Currency-Account-Terms-and-Conditions-Effective-date-1-June-2026.pdf) - **Safeguarding bank:** JP Morgan Chase N.A., London Branch United Kingdom [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0) - **Safeguarding bank:** ClearBank United Kingdom [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0) - **Safeguarding bank:** Banking Circle [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0) - **Payment schemes and card networks:** Visa Direct [etoro.com ↗](https://www.etoro.com/news-and-analysis/press-releases/etoro-rewards-crypto-deposits-with-1-back-in-stocks-in-the-uk-and-europe/) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#overview-sources) - E-money wallet - Debit cards - Domestic payments It issues e-money held in GBP Local Currency Accounts linked to the eToro investment platform. The accounts support UK bank transfers, Direct Debits and, for eToro Club members, a Visa debit card. The firm serves UK residents only. Since January 2021 the group has served EEA customers through eToro Money Malta Ltd, a separate entity. - **Revenue:** GBP 13.9mThis entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/filing-history/MzU0NDk1Njg5MmFkaXF6a2N4/document?format=pdf&download=0) - **Sells to:** Consumers - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#overview-sources) - **Executive:** Mahmood Ali Kamran Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) - **Executive:** Doron Rosenblum Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) - **Executive:** Avi Sela Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) - **Executive:** Meron Shani Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) - **Executive:** Edward Charles Drake Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) - **Executive:** Paul Andrew Chrimes Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07712717/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/etoro-money-uk-ltd-658ecea27b46#overview-sources) The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years. Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-EMI:** 900203 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [648839J50Z21A3ZVND03 ↗](https://search.gleif.org/#/record/648839J50Z21A3ZVND03) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Elucidate firm ID:** 658ecea27b46 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-05-23 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Etoro Group Ltd. · British Virgin Islands[213800XPRPJK2X5QRG86 ↗](https://search.gleif.org/#/record/213800XPRPJK2X5QRG86) The Etoro Group Ltd. group has 5 institutions in the directory, in 4 countries: 1 holds a BIC and 4 do not. Including [eToro (Europe) Ltd](https://elucidate.co/directory/etoro-europe-ltd-2871bd36a88e), [eToro Money Malta Limited](https://elucidate.co/directory/etoro-money-malta-limited-680a0d4095df), [Etoro Aus Capital Limited](https://elucidate.co/directory/etoro-aus-capital-limited-8df3cc3db117), [Etoro (UK) Limited](https://elucidate.co/directory/etoro-uk-limited-etorgb21). [See the Etoro Group Ltd. group →](https://elucidate.co/directory/group/213800XPRPJK2X5QRG86) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** Maclaren 3B, The Lancastrian Office Centre, Talbot Road, Manchester, M32 0FP - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 648839J50Z21A3ZVND03 eToro Money UK Ltd M32 0FP Manchester GB Maclaren 3B, The Lancastrian Office Centre, Talbot Road ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Etoro (UK) Limited BIC ETORGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800FLAB1OVA8OHT72](https://elucidate.co/directory/etoro-uk-limited-etorgb21) - [eToro (Europe) Ltd · trading as e Toro No BIC Crypto Prudential licence Cyprus · Licensed by Cyprus Securities and Exchange Commission (CySEC) · 213800GIFQMSV7HROS23 (ESMA-CASP) · LEI 213800GIFQMSV7HROS23](https://elucidate.co/directory/etoro-europe-ltd-2871bd36a88e) - [eToro Money Malta Limited No BIC Payments & e-money Prudential licence Malta · Licensed by Malta Financial Services Authority · C97952 (EBA-PSD2) · LEI 98450056D450C5C41052](https://elucidate.co/directory/etoro-money-malta-limited-680a0d4095df) - [Etoro Aus Capital Limited No BIC Money service business AML registration only Australia · Registered with AUSTRAC (AUSTRAC-RSR) · LEI 549300OK2V4QF20B0D04](https://elucidate.co/directory/etoro-aus-capital-limited-8df3cc3db117) [All 5 institutions in the Etoro Group Ltd. group →](https://elucidate.co/directory/group/213800XPRPJK2X5QRG86) ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.