--- title: "Euronet Merchant Services Payment Institution Single Member S.A. · Payment institution (Bank of Greece) · Greece | Elucidate" description: "Euronet Merchant Services Payment Institution Single Member S.A. is authorised by Bank of Greece as a payment institution in Greece. Licence 801567852. Register status, licences, activities and ownership." url: https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb --- 1. [Directory](https://elucidate.co/directory) 2. [Greece](https://elucidate.co/directory/country/gr) 3. Euronet Merchant Services Payment Institution Single Member S.A. Greece · Payments & e-money # Euronet Merchant Services Payment Institution Single Member S.A. Trading as EURONET MERCHANT SERVICES PAYMENT INSTITUTION Euronet Merchant Services Payment Institution Single Member S.A. is a Greek single-member public limited company based in Kallithea, Athens, which trades as epay. The Bank of Greece authorises it as a payment institution under Law 4537/2018. Euronet Worldwide, Inc. owns it through EFT Services Holding B.V. It provides card and IRIS account-to-account payment acceptance to merchants in Greece, having taken over the merchant acquiring business that Euronet bought from Piraeus Bank in March 2022. Register status Licensed in Greece Payment institution · Bank of Greece Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#licences) BIC **No BIC** LEI **No LEI mapped** [Licence no. **801567852**](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#licences) ## Licences and registrations Held by Euronet Merchant Services Payment Institution Single Member S.A.. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Bank of Greece | Payment institutionPayment Institution | 801567852 | [Greece](https://elucidate.co/directory/country/gr) | Active | 2022-02-18 | — | - Payment services - Card acquiring | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | Trading names on the register: EURONET MERCHANT SERVICES PAYMENT INSTITUTION (EBA-PSD2) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary 100% EFT Services Holding B.V. Firm type Merchant acquiring and processing Trades as epay - **Ownership:** Euronet Worldwide, Inc. owns 100% of the firm through EFT Services Holding B.V., its Dutch holding company. - **Direct parent:** [EFT Services Holding B.V. ↗](https://search.gleif.org/#/record/549300RR351TEBX8QE90), Netherlands 100% - **Ultimate owner:** Euronet Worldwide, Inc., United States - **Head office:** 1 Sachtouri & Poseidonos Ave., 176 74 Kallithea, Athens, Greece - **Company register:** GEMI 159277401000 - **Incorporated:** 10 May 2021 - **Name in the local language:** EURONET MERCHANT SERVICES ΙΔΡΥΜΑ ΠΛΗΡΩΜΩΝ ΜΟΝΟΠΡΟΣΩΠΗ ΑΝΩΝΥΜΗ ΕΤΑΙΡΕΙΑ ### Online - **Websites & references:** [epayworldwide.gr ↗](https://epayworldwide.gr/) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/epay-payment-solutions) · [Facebook ↗](https://www.facebook.com/epaypaymentsolutions) · [Instagram ↗](https://www.instagram.com/epay_payments/) · [YouTube ↗](https://www.youtube.com/@epaypayments8286) Sources · 13 pages consulted 1. [lei.bloomberg.com/leis/view/213800GUQ9BW54B12W07](https://lei.bloomberg.com/leis/view/213800GUQ9BW54B12W07) 2. [lei.bloomberg.com/leis/view/549300RR351TEBX8QE90](https://lei.bloomberg.com/leis/view/549300RR351TEBX8QE90) 3. [lei.bloomberg.com/leis/view/YG3575C4DSHJPA5KET68](https://lei.bloomberg.com/leis/view/YG3575C4DSHJPA5KET68) 4. [epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97\_-%CE%A0%CE%9B%CE%91](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) 5. [epayworldwide.gr/en/about-us/](https://epayworldwide.gr/en/about-us/) 6. [epayworldwide.gr/en/contact/](https://epayworldwide.gr/en/contact/) 7. [sec.gov/Archives/edgar/data/1029199/000121390024016204/ex211\_1.htm](https://www.sec.gov/Archives/edgar/data/1029199/000121390024016204/ex211_1.htm) 8. [globenewswire.com/en/news-release/2022/03/16/2404190/23467/en/Euronet-Worldwide-Inc-Completes-Purchase-of-M](https://www.globenewswire.com/en/news-release/2022/03/16/2404190/23467/en/Euronet-Worldwide-Inc-Completes-Purchase-of-Merchant-Acquiring-Business-of-Piraeus-Bank-in-Greece.html) 9. [ir.euronetworldwide.com/news-releases/news-release-details/euronet-signs-strategic-partnership-agreement-acquire-](https://ir.euronetworldwide.com/news-releases/news-release-details/euronet-signs-strategic-partnership-agreement-acquire-merchant) 10. [capital.gr/epixeiriseis/3965924/crediabank-sumfonia-gia-ti-metabibasi-sumbaseon-apodoxis-karton-stin](https://www.capital.gr/epixeiriseis/3965924/crediabank-sumfonia-gia-ti-metabibasi-sumbaseon-apodoxis-karton-stin-euronet-worldwide/) 11. [greekecommerce.gr/news/member-announcements/euronet-payments360-conference-gold-sponsor/](https://www.greekecommerce.gr/news/member-announcements/euronet-payments360-conference-gold-sponsor/) 12. [greekecommerce.gr/news/member-announcements/euronet-exagora-paynopain-omnichannel-pliromes/](https://www.greekecommerce.gr/news/member-announcements/euronet-exagora-paynopain-omnichannel-pliromes/) 13. [lawyer-monthly.com/2022/05/piraeus-banks-sale-of-merchant-acquiring-business-to-euronet-worldwide/](https://www.lawyer-monthly.com/2022/05/piraeus-banks-sale-of-merchant-acquiring-business-to-euronet-worldwide/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#overview-sources) - **Operates under:** Its own licences The Bank of Greece authorises the firm as a payment institution under Law 4537/2018, which transposes PSD2. Its EBA register entry lists payment services including card acquiring. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Bank of Greece Greece | Payment Institution | 801567852 | In its own name | Active | [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#overview-sources) - **Safeguarding:** Not disclosedThe firm's published merchant framework agreement and website do not say how it safeguards funds held for merchants. - **Payment schemes and card networks:** Visa Access not stated [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) Mastercard Access not stated [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) UnionPay International Access not stated [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) Discover Access not stated [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) Diners Access not stated [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) IRIS Payments (DIAS) Through a partner [epayworldwide.gr ↗](https://epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91%CE%99%CE%A3%CE%99%CE%9F_2-.5_13.10.2025.pdf) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#overview-sources) - Merchant acquiring - Payment gateway - FX conversion It accepts Visa, Mastercard, UnionPay, Discover and Diners cards and IRIS account-to-account payments for Greek merchants through POS terminals, SoftPOS and e-commerce gateways, and offers dynamic currency conversion and daily settlement. It serves merchants in Greece under its Bank of Greece licence. - **Sells to:** Small businesses · Enterprises - **Serves customers in:** Greece ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#overview-sources) - **Chief executive:** Spyros (Spyridon) Armeniakos Managing Director Confirmed 7 Jul 2026 · [greekecommerce.gr ↗](https://www.greekecommerce.gr/news/member-announcements/euronet-payments360-conference-gold-sponsor/) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/euronet-merchant-services-payment-institution-single-member-s-a-18a986bc91bb#overview-sources) 1. Dec 2025 Merger / acquisition CrediaBank agreed to transfer its merchant acquiring contracts to the firm, subject to regulatory approvals, with completion targeted for the third quarter of 2026. [ir.euronetworldwide.com ↗](https://ir.euronetworldwide.com/news-releases/news-release-details/euronet-signs-strategic-partnership-agreement-acquire-merchant) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 801567852 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** No LEI mapped - **Elucidate firm ID:** 18a986bc91bb ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - Card acquiring - **Licensed in:** [Greece](https://elucidate.co/directory/country/gr) · Europe & Central Asia - **First registered:** 2022-02-18 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records No LEI is matched to this entry, so GLEIF relationship records cannot be linked. ## Addresses - **Address on the register:** 1, SACHTOURI Str. & POSEIDONOS Str., ATHENS, 17674 - **Country:** Greece ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml EURONET MERCHANT SERVICES PAYMENT INSTITUTION SINGLE MEMBER S.A. 17674 ATHENS GR 1, SACHTOURI Str. & POSEIDONOS Str. ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in Greece - [Everypay Payment Services Single Member Societe Anonyme BIC EPSNGRA2 Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 800509341 (EBA-PSD2) · LEI 254900V97XWSIIN1PU06](https://elucidate.co/directory/everypay-payment-services-single-member-societe-anonyme-epsngra2) - [Otro Pay Electronic Money Institution Single Member Societe Anonyme BIC OTROGR22 Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 801587027 (EBA-PSD2) · LEI 9845005C8575ECGE3935](https://elucidate.co/directory/otro-pay-electronic-money-institution-single-member-societe-anonyme-otrogr22) - [Trilia Net Payment Institution Societe Anonyme BIC TNPIGRA2 Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 801427867 (EBA-PSD2) · LEI 213800T9SJP3TKAM6Q96](https://elucidate.co/directory/trilia-net-payment-institution-societe-anonyme-tnpigra2) - [Agreed Payments Payment Institution S.A. · trading as AGREED No BIC Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 801538008 (EBA-PSD2) · LEI 213800GIXOTTB2HEYT66](https://elucidate.co/directory/agreed-payments-payment-institution-s-a-857f276cf81a) - [Delivery Hero Payments Single Member S.A. - Payment Institution · trading as DH PAY No BIC Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 801477570 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/delivery-hero-payments-single-member-s-a-payment-institution-e7c74c8815a0) - [Direct Pay S.A. - Payment Institution · trading as DIRECT PAY No BIC Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 094438857 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/direct-pay-s-a-payment-institution-46df5a9c0014) - [Intel Express Payment Institution S.A. · trading as INTELI EXPRESS No BIC Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 998732293 (EBA-PSD2) · LEI 21380089SXODJHI8OB46 (also mapped to a BIC)](https://elucidate.co/directory/intel-express-payment-institution-s-a-ae4e7b9db642) - [Nbg Pay Payment Institution S.A. · trading as NBG PAY No BIC Payments & e-money Prudential licence Greece · Licensed by Bank of Greece · 801839155 (EBA-PSD2) · LEI 2138009J6E1DP6VGV286](https://elucidate.co/directory/nbg-pay-payment-institution-s-a-18c2e193076a) [See all →](https://elucidate.co/directory/search?type=payments&cc=GR) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.