--- title: "Fifth Third Bank, National Association SWIFT/BIC code FTBCUS3CXXX · United States | Elucidate" description: "SWIFT/BIC code FTBCUS3CXXX for Fifth Third Bank, National Association, United States. 1 branch BIC, LEI QFROUN1UWUYU0DVIWD51, addresses and Swift connectivity." url: https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c --- 1. [Directory](https://elucidate.co/directory) 2. [United States](https://elucidate.co/directory/country/us) 3. Fifth Third Bank, National Association ![Fifth Third Bank logo](https://elucidate.co/images/banks/ee/ee3e915aa56284af.webp) United States · Financial institution # Fifth Third Bank, National Association Fifth Third Bank, National Association is a federally chartered national bank headquartered in Cincinnati, Ohio. It is wholly owned by Fifth Third Financial Corporation, an intermediate holding company of Fifth Third Bancorp. Fifth Third Bancorp is listed on the New York Stock Exchange. The bank provides consumer, small business, commercial, payments and wealth and asset management services. On 1 February 2026, Comerica Bank and Comerica Bank & Trust, National Association merged into the bank, which continued as the surviving entity. BIC **FTBCUS3CXXX** LEI **[QFROUN1UWUYU0DVIWD51](https://search.gleif.org/#/record/QFROUN1UWUYU0DVIWD51)** Licence no. **Not on a tracked register** Connected to Swift [**1** branch code](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#branches) [Claim this profile](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** FTBCUS3CXXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC - **Branch codes:** [1 branch code](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#branches) - **BIC first registered:** 1989-06-05 - **Last updated:** 2025-06-18 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#overview-sources) ![Fifth Third Bank Headquarters](https://elucidate.co/images/banks/d4/d4ba1ef6b0b2f18f.webp) Photo: EEJCC · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Fifth_Third_Bank_Headquarters.jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/4/4e/Fifth_Third_Bank_Headquarters.jpg/960px-Fifth_Third_Bank_Headquarters.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail) Total assets USD 300.1bn Group · 30 Jun 2026 · [interim report ↗](https://s23.q4cdn.com/252949160/files/doc_financials/2026/q2/Q2-2026-Earnings-Release-Final.pdf) Employees 25,196 FTE · Group · 30 Jun 2026 · [interim report ↗](https://s23.q4cdn.com/252949160/files/doc_financials/2026/q2/Q2-2026-Earnings-Release-Final.pdf) Ownership Group subsidiary 100% Fifth Third Financial Corporation Institution type Commercial bank Trades as Fifth Third Bank - **Standing:** Comerica Bank and Comerica Bank & Trust, National Association merged into the bank on 1 February 2026. The bank continued as the surviving entity. Former Comerica accounts and branches moved to Fifth Third systems and branding in September 2026. - **Ownership:** Fifth Third Financial Corporation, an intermediate holding company of Fifth Third Bancorp, holds 100% of the bank. - **Direct parent:** Fifth Third Financial Corporation, United States 100% - **Ultimate owner:** Fifth Third Bancorp, United States - **Head office:** 38 Fountain Square Plaza, 45202 Cincinnati, United States - **Company register:** FDIC cert 6672; Federal Reserve RSSD ID 723112 ### Business lines - Retail banking - Corporate banking - SME banking - Transaction banking & payments - Private banking & wealth - Asset management - Mortgage lending - Consumer finance - Cards - Markets & trading - Investment banking - Leasing & factoring The group reports four segments: Commercial Banking, Consumer and Small Business Banking, Wealth and Asset Management, and General Corporate and Other. Commercial payments includes the Newline platform. ### Online - **Websites & references:** [53.com ↗](https://www.53.com/) [ir.53.com ↗](https://ir.53.com/) investor relations site of Fifth Third Bancorp [Wikipedia ↗](https://en.wikipedia.org/wiki/Fifth_Third_Bank) group article [Wikidata Q1411810 ↗](https://www.wikidata.org/wiki/Q1411810) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/fifth-third-bank/) · [X ↗](https://www.twitter.com/fifththird) · [Facebook ↗](https://www.facebook.com/fifththirdbank) · [YouTube ↗](https://www.youtube.com/user/fifththirdbank) Sources · 12 pages consulted 1. [ffiec.gov/npw/Institution/Profile/723112](https://www.ffiec.gov/npw/Institution/Profile/723112) 2. [sec.gov/Archives/edgar/data/28412/000119312526032627/d91282d8k.htm](https://www.sec.gov/Archives/edgar/data/28412/000119312526032627/d91282d8k.htm) 3. [s23.q4cdn.com/252949160/files/doc\_financials/2026/q2/Q2-2026-Earnings-Release-Final.pdf](https://s23.q4cdn.com/252949160/files/doc_financials/2026/q2/Q2-2026-Earnings-Release-Final.pdf) 4. [sec.gov/Archives/edgar/data/35527/000003552726000193/q22026earningsrelease.htm](https://www.sec.gov/Archives/edgar/data/35527/000003552726000193/q22026earningsrelease.htm) 5. [ir.53.com/news/news-details/2026/Fifth-Third-Completes-Comerica-Technology-and-Brand-Conversion/def](https://ir.53.com/news/news-details/2026/Fifth-Third-Completes-Comerica-Technology-and-Brand-Conversion/default.aspx) 6. [ir.53.com/news/news-details/2026/Fifth-Third-Completes-Merger-with-Comerica-to-Become-9th-Largest-U](https://ir.53.com/news/news-details/2026/Fifth-Third-Completes-Merger-with-Comerica-to-Become-9th-Largest-U-S--Bank/default.aspx) 7. [ir.53.com/news/news-details/2026/Fifth-Third-Announces-Credit-Leadership-Transition/default.aspx](https://ir.53.com/news/news-details/2026/Fifth-Third-Announces-Credit-Leadership-Transition/default.aspx) 8. [53.com/content/fifth-third/en/personal-banking/about/corporate-governance/cg-board-of-directors.](https://www.53.com/content/fifth-third/en/personal-banking/about/corporate-governance/cg-board-of-directors.html) 9. [consumerfinance.gov/enforcement/actions/fifth-third-bank-national-association/](https://www.consumerfinance.gov/enforcement/actions/fifth-third-bank-national-association/) 10. [ir.53.com/news/news-details/2024/Fifth-Third-Enters-into-Settlement-Agreement-with-CFPB/default.asp](https://ir.53.com/news/news-details/2024/Fifth-Third-Enters-into-Settlement-Agreement-with-CFPB/default.aspx) 11. [fool.com/earnings/call-transcripts/2026/07/17/fifth-third-fitb-q2-2026-earnings-call-transcript/](https://www.fool.com/earnings/call-transcripts/2026/07/17/fifth-third-fitb-q2-2026-earnings-call-transcript/) 12. [en.wikipedia.org/wiki/Fifth\_Third\_Bank](https://en.wikipedia.org/wiki/Fifth_Third_Bank) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#overview-sources) - **Chair & chief executive:** Tim Spence Chairman, CEO and President Confirmed 8 Sep 2026 · [ir.53.com ↗](https://ir.53.com/news/news-details/2026/Fifth-Third-Completes-Comerica-Technology-and-Brand-Conversion/default.aspx) - **Chief financial officer:** Bryan Preston Executive Vice President and Chief Financial Officer Confirmed 17 Jul 2026 · [fool.com ↗](https://www.fool.com/earnings/call-transcripts/2026/07/17/fifth-third-fitb-q2-2026-earnings-call-transcript/) ## Supervisors & regulators Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#overview-sources) - **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor - **United States:** Board of Governors of the Federal Reserve System Central bank - **United States:** Consumer Financial Protection Bureau Conduct - **United States:** Federal Deposit Insurance Corporation Resolution ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c#overview-sources) 1. Sep 2026 Other The bank completed the conversion of about 600,000 Comerica customer accounts and 293 banking centres to Fifth Third systems and branding. [ir.53.com ↗](https://ir.53.com/news/news-details/2026/Fifth-Third-Completes-Comerica-Technology-and-Brand-Conversion/default.aspx) 2. Feb 2026 Merger / acquisition Comerica Bank and Comerica Bank & Trust, National Association merged into the bank, which continued as the surviving bank. [sec.gov ↗](https://www.sec.gov/Archives/edgar/data/28412/000119312526032627/d91282d8k.htm) 3. Jan 2026 Leadership Fifth Third announced that Chief Credit Officer Greg Schroeck would retire and that Kristof Schneider would succeed him. [ir.53.com ↗](https://ir.53.com/news/news-details/2026/Fifth-Third-Announces-Credit-Leadership-Transition/default.aspx) 4. Oct 2025 Merger / acquisition Fifth Third Bancorp signed an agreement to acquire Comerica Incorporated in an all-stock transaction. [sec.gov ↗](https://www.sec.gov/Archives/edgar/data/28412/000119312526032627/d91282d8k.htm) 5. Jul 2024 Enforcement The Consumer Financial Protection Bureau (CFPB) imposed penalties totalling USD 20 million over unauthorised account openings and auto collateral protection insurance practices. [consumerfinance.gov ↗](https://www.consumerfinance.gov/enforcement/actions/fifth-third-bank-national-association/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source. ## Identifiers Head-office record - **BIC:** FTBCUS3CXXX - **How the BIC breaks down:** 1. FTBC Bank 2. US Country · United States 3. 3C Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** QFROUN1UWUYU0DVIWD51 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/QFROUN1UWUYU0DVIWD51) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Profile - **Type:** Financial institution - **Regulation:** Not on a tracked register - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** United States · North America - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme - **Founded:** 1858 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated. ## Ownership and group GLEIF relationship records - **Direct parent:** Fifth Third Bancorp · United States[THRNG6BD57P9QWTQLG42 ↗](https://search.gleif.org/#/record/THRNG6BD57P9QWTQLG42) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Registered address:** 38 FOUNTAIN SQUARE PLAZA CINCINNATI 45263 UNITED STATES OF AMERICA - **Operational address:** FOUNTAIN SQUARE PLAZA 38 CINCINNATI,OH CINCINNATI,OH 45263 UNITED STATES OF AMERICA ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml FTBCUS3CXXX QFROUN1UWUYU0DVIWD51 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml FTBCUS3CXXX QFROUN1UWUYU0DVIWD51 FIFTH THIRD BANK, NATIONAL ASSOCIATION CINCINNATI US 38 FOUNTAIN SQUARE PLAZA CINCINNATI 45263 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Network ### Branch codes | BIC | Branch | City | Address | LEI | Updated | | --- | --- | --- | --- | --- | --- | | [FTBCUS3CCUS](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3c-cus) | CUSTODY DEPARTMENT | Cincinnati | CINCINNATI,OH CINCINNATI,OH UNITED STATES OF AMERICA | — | 2025-06-18 | [See every BIC in United States →](https://elucidate.co/directory/country/us#bics) ## Related institutions ### Same name, different BIC - [Fifth Third Bank, National Association BIC MNBDUS33 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/fifth-third-bank-national-association-mnbdus33) - [Fifth Third Bank, National Association BIC MNBDUS6S Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/fifth-third-bank-national-association-mnbdus6s) - [Fifth Third Bank, National Association BIC MNBDUS4D Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/fifth-third-bank-national-association-mnbdus4d) - [Fifth Third Bank, National Association BIC FTBCUS3D Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/fifth-third-bank-national-association-ftbcus3d) - [Fifth Third Bank, National Association BIC MIVCUS42 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/fifth-third-bank-national-association-mivcus42) ### Largest institutions in the United States - [Citadel Advisors LLC BIC CITGUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SHI4D0QGWI8X45](https://elucidate.co/directory/citadel-advisors-llc-citgus44) - [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i) - [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t) - [Sei Private Trust Company BIC SEICUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 254900F25IGTY0ETFV15](https://elucidate.co/directory/sei-private-trust-company-seicus33) - [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c) - [BNP Paribas BIC BNPAUS31 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-bnpaus31) - [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1) - [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33) [See every BIC in United States →](https://elucidate.co/directory/country/us#bics) Claim this profile ## Work at Fifth Third Bank, National Association? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts. - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Fifth Third Bank · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Fifth_Third_Bank_logo_\(2023,_horizontal,_color_with_blue_wordmark\).svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/2/28/Fifth_Third_Bank_logo_%282023%2C_horizontal%2C_color_with_blue_wordmark%29.svg/330px-Fifth_Third_Bank_logo_%282023%2C_horizontal%2C_color_with_blue_wordmark%29.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.