---
title: "Finmo Tech Pte. Ltd. SWIFT/BIC code FNTPSGS2XXX · Singapore | Elucidate"
description: "Licensed in Singapore: Major Payment Institution (MAS). SWIFT/BIC code FNTPSGS2XXX for Finmo Tech Pte. Ltd., Singapore. Head-office BIC."
url: https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2
---
1. [Directory](https://elucidate.co/directory)
2. [Singapore](https://elucidate.co/directory/country/sg)
3. Finmo Tech Pte. Ltd.
Singapore · Payments & e-money
# Finmo Tech Pte. Ltd.
Finmo Tech Pte. Ltd. is a Singapore private limited company that trades as Finmo. The Monetary Authority of Singapore (MAS) licenses it as a Major Payment Institution under licence PS20200640, which it received in August 2023. It is the Singapore operating company of the Finmo group, whose disclosed investors include Quona Capital, PayPal Ventures and Citi Ventures. It sells a treasury management platform to businesses, with multi-currency accounts, domestic and cross-border payments, FX conversion and merchant acquisition.
Register status
Licensed in Singapore
Major Payment Institution · Monetary Authority of Singapore (MAS)
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#licences)
BIC **FNTPSGS2XXX** LEI **[98450089696D278E0507](https://search.gleif.org/#/record/98450089696D278E0507)** [Licence no. **Not published by the register**](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#claim)
## Licences and registrations
Held by Finmo Tech Pte. Ltd. (LEI 98450089696D278E0507). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [MAS Financial Institutions Directory - Major Payment Institution](https://elucidate.co/directory/register/mas-mpi) Monetary Authority of Singapore (MAS) Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Major Payment InstitutionPayment Institution | Not published by the register | [Singapore](https://elucidate.co/directory/country/sg) | Active | — | — | - Money remittance - Payment services - Card acquiring - E-money / stored value | [Search the register ↗](https://eservices.mas.gov.sg/fid) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** FNTPSGS2XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2023-11-04
- **Last updated:** 2023-11-04
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#overview-sources)
Customers
Not published
Employees
Not published
Ownership
Venture-backed
Firm type
FX and business payments
Trades as Finmo
- **Ownership:** The firm is privately held by its founders and venture investors, including Quona Capital, PayPal Ventures and Citi Ventures. No shareholdings have been disclosed.
- **Head office:** 8 Temasek Blvd, Suntec Tower 3, #38-02A, 038988 Singapore, Singapore
- **Founders:** David Hanna · Akhil Nigam · Richard Oh · Raj Vimal Chopra · Thomas Kang
- **Former name:** PAYNET TECHNOLOGY PTE. LTD.
### Online
- **Websites & references:** [finmo.net ↗](https://www.finmo.net/) [docs.finmo.net ↗](https://docs.finmo.net/) developer documentation and guides [dashboard.finmo.net ↗](https://dashboard.finmo.net/) customer dashboard sign-in
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/finmotech/) · [YouTube ↗](https://www.youtube.com/@Finmo_BeyondPayments/videos)
Sources · 10 pages consulted
1. [eservices.mas.gov.sg/fid/institution/detail/412550-FINMO-TECH-PTE-LTD](https://eservices.mas.gov.sg/fid/institution/detail/412550-FINMO-TECH-PTE-LTD)
2. [finmo.net/about/license-and-registrations](https://www.finmo.net/about/license-and-registrations)
3. [finmo.net/terms-of-service](https://www.finmo.net/terms-of-service)
4. [finmo.net/](https://www.finmo.net/)
5. [finmo.net/about/about-us](https://www.finmo.net/about/about-us)
6. [finmo.net/contact-us](https://www.finmo.net/contact-us)
7. [newsroom.paypal-corp.com/2025-02-13-PayPal-Ventures-Co-Leads-Finmos-18-5M-Series-A-Round](https://newsroom.paypal-corp.com/2025-02-13-PayPal-Ventures-Co-Leads-Finmos-18-5M-Series-A-Round)
8. [prnewswire.com/news-releases/finmo-secures-us18-5-million-to-revolutionize-treasury-management-302373086](https://www.prnewswire.com/news-releases/finmo-secures-us18-5-million-to-revolutionize-treasury-management-302373086.html)
9. [prnewswire.com/apac/news-releases/finmo-obtains-major-payment-institution-mpi-license-301890262.html](https://www.prnewswire.com/apac/news-releases/finmo-obtains-major-payment-institution-mpi-license-301890262.html)
10. [voiceofasean.com/newsroom/finmo-opens-singapore-global-headquarters-as-treasuryos-crosses-us1-billion-mont](https://voiceofasean.com/newsroom/finmo-opens-singapore-global-headquarters-as-treasuryos-crosses-us1-billion-monthly-transaction-volume/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#overview-sources)
- **Operates under:** Its own licences
MAS licenses the firm as a Major Payment Institution for account issuance, e-money issuance, merchant acquisition and domestic and cross-border money transfer services. Its terms state that some US payment processing may go through Veem Payments Inc., a licensed US money transmitter.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Monetary Authority of Singapore Singapore | Major Payment Institution Licence | PS20200640 | In its own name | Active | [eservices.mas.gov.sg ↗](https://eservices.mas.gov.sg/fid/institution/detail/412550-FINMO-TECH-PTE-LTD) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsAccording to its terms, the firm holds customer funds pooled in a trust account at a safeguarding institution, separate from its own funds. It warns that funds of merchants outside Singapore may not benefit from these safeguarding protections. [finmo.net ↗](https://www.finmo.net/terms-of-service)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#overview-sources)
- Multi currency accounts
- International money transfer
- Domestic payments
- Payouts and mass payments
- FX conversion
- Merchant acquiring
- E-money wallet
- FX hedging
Finmo sells what it calls TreasuryOS, a treasury management platform. It combines cash visibility and forecasting with collections in more than 30 currencies and payouts to more than 180 countries.
The firm serves business customers from Singapore, including merchants outside Singapore. Sister companies of the Finmo group serve Australia, New Zealand, the United States, Canada, the United Kingdom, Dubai and Hong Kong.
- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces · Financial institutions
- **Serves customers in:** Singapore
- **Latest funding round:** Series A · USD 18.5m Feb 2025 Led by Quona Capital, PayPal Ventures [newsroom.paypal-corp.com ↗](https://newsroom.paypal-corp.com/2025-02-13-PayPal-Ventures-Co-Leads-Finmos-18-5M-Series-A-Round)
- **Total raised:** USD 27m to Feb 2025 · [newsroom.paypal-corp.com ↗](https://newsroom.paypal-corp.com/2025-02-13-PayPal-Ventures-Co-Leads-Finmos-18-5M-Series-A-Round)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#overview-sources)
- **Chief executive:**  David Hanna Chief Executive Officer and Co-founder Confirmed 29 Sep 2026 · [finmo.net ↗](https://www.finmo.net/about/about-us)
- **Chief financial officer:** Jonathan Lew Chief Financial Officer Confirmed 29 Sep 2026 · [finmo.net ↗](https://www.finmo.net/about/about-us)
- **Compliance / MLRO:** Anthony Yeoh Chief Compliance Officer Confirmed 29 Sep 2026 · [finmo.net ↗](https://www.finmo.net/about/about-us)
- **Founder:** Thomas Kang Co-founder & Chief Strategy Officer Confirmed 29 Sep 2026 · [finmo.net ↗](https://www.finmo.net/about/about-us)
- **Founder:** Raj Vimal Chopra Chief Technology Officer Confirmed 29 Sep 2026 · [finmo.net ↗](https://www.finmo.net/about/about-us)
- **Founder:** Richard Oh Co-founder Confirmed 29 Sep 2026 · [finmo.net ↗](https://www.finmo.net/about/about-us)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#overview-sources)
1. Sep 2026
Other
Finmo opened a new global headquarters at Suntec City, Singapore. It said businesses move more than USD 1 billion a month through its platform.
[voiceofasean.com ↗](https://voiceofasean.com/newsroom/finmo-opens-singapore-global-headquarters-as-treasuryos-crosses-us1-billion-monthly-transaction-volume/)
2. Feb 2025
Funding
Finmo raised USD 18.5 million in a Series A round co-led by Quona Capital and PayPal Ventures, bringing total funding to USD 27 million.
[newsroom.paypal-corp.com ↗](https://newsroom.paypal-corp.com/2025-02-13-PayPal-Ventures-Co-Leads-Finmos-18-5M-Series-A-Round)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** FNTPSGS2XXX
- **How the BIC breaks down:** 1. FNTP Bank 2. SG Country · Singapore 3. S2 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 98450089696D278E0507
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/98450089696D278E0507)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** cb7787e7c2d1
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/finmo-tech-pte-ltd-fntpsgs2#licences)
- **Activities:** - Money remittance - Payment services - Card acquiring - E-money / stored value
- **Licensed in:** [Singapore](https://elucidate.co/directory/country/sg)
- **Country · region:** Singapore · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** SUNTEC TOWER ONE 12-07 7 TEMASEK BOULEVARD SINGAPORE 038987 SINGAPORE
- **Operational address:** 7 TEMASEK BOULEVARD 12-07 SINGAPORE SINGAPORE 038987 SINGAPORE
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
FNTPSGS2XXX
98450089696D278E0507
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
FNTPSGS2XXX
98450089696D278E0507
FINMO TECH PTE. LTD.
SINGAPORE
SG
SUNTEC TOWER ONE 12-07 7 TEMASEK BOULEVARD SINGAPORE 038987
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other payments & e-money institutions in Singapore
- [Atlas Consolidated PTE. LTD. · trading as Hugo No BIC Payments & e-money Money service business Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · also on FINCEN-MSB · LEI 9845005BPECFKD4ED973](https://elucidate.co/directory/atlas-consolidated-pte-ltd-dd9bff35ebe7)
- [Triple A Technologies PTE. LTD. · trading as TripleA No BIC Payments & e-money Crypto Money service business Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · also on FINCEN-MSB · LEI 984500DA4B5DE9599547](https://elucidate.co/directory/triple-a-technologies-pte-ltd-35777ab55bbd)
- [Jst Digital Trading & Technology PTE. LTD. No BIC Payments & e-money Crypto Money service business Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · also on FINCEN-MSB · LEI 254900VFSNIDSSI4MR30](https://elucidate.co/directory/jst-digital-trading-and-technology-pte-ltd-0b04a7881932)
- [Paxos Global PTE. LTD. No BIC Payments & e-money Crypto Money service business Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · also on FINTRAC-MSB · LEI 254900HKUGCSEE1Z8626](https://elucidate.co/directory/paxos-global-pte-ltd-f0e62912b4de)
- [Ripple Markets Apac PTE. LTD. No BIC Payments & e-money Crypto Money service business Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · also on FINCEN-MSB · LEI 98450060F9F56F87ED90](https://elucidate.co/directory/ripple-markets-apac-pte-ltd-05ecaf0d5a45)
- [Stonex Financial Pte. Ltd. BIC IGLUSGSG Payments & e-money Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · LEI 984500C5005644B14P13](https://elucidate.co/directory/stonex-financial-pte-ltd-iglusgsg)
- [Xrex PTE. LTD. No BIC Payments & e-money Crypto Money service business Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · also on FINCEN-MSB · LEI 2549000QE6HHWJLNL230](https://elucidate.co/directory/xrex-pte-ltd-da7af7b2e1b7)
- [2C2P Pte. Ltd. No BIC Payments & e-money Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · No LEI mapped](https://elucidate.co/directory/2c2p-pte-ltd-4eb1a068b1fb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=SG)
Claim this profile
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **MAS Financial Institutions Directory - Major Payment Institution**—Monetary Authority of Singapore (MAS) · [register ↗](https://eservices.mas.gov.sg/fid) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [finmo.net](https://www.finmo.net/) (official website); David Hanna: [finmo.net](https://www.finmo.net/about/about-us) (official website) · [original](https://www.finmo.net/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2F3m8qrzh6%2Fproduction%2F1ef2a20218ef156c7ba4f977b77b5a048ee8e694-150x150.jpg&w=3840&q=100).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.