United States · Money service business
Finxera, Inc
Trading asCFTPay
Legal name in the LEI recordFINXERA, INC.
Finxera, Inc. is a US corporation headquartered in Alpharetta, Georgia. It holds state money transmitter licences under NMLS ID 1168701 and is registered with FinCEN as a money services business. It is a wholly-owned subsidiary of Priority Technology Holdings, Inc., which acquired the Finxera group in September 2021. Under the CFTPay brand, it provides special purpose accounts and payment processing to consumers enrolled in debt settlement programmes run by its partner debt settlement companies.
Licences and registrations
Held by Finxera, Inc (LEI 9845009FB382AC369380). 1 entry on 1 of the 22 tracked registers, retrieved 24 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| MSB Registrant SearchFinCEN | —Money Transmitter / Remittance | Not published by the register | United States | Active | 2025-12-30 | — |
|
Search the register ↗ |
Trading names on the register: CFTPay (FINCEN-MSB)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Priority Technology Holdings, Inc.
Firm type
Other
Trades as CFTPay
- Ownership
- Priority Technology Holdings, Inc. owns 100% of the firm, and in September 2026 it agreed to be taken private by an investor group led by its chairman and CEO Thomas Priore.
- Direct parent
- Priority Technology Holdings, Inc. ↗, United States 100%
- Head office
- 2001 Westside Parkway, Suite 155, 30004 Alpharetta, United States (registered office: 330 N Brand Blvd, Glendale, 91203, US (legal address in the GLEIF LEI record))
- Founders
- Sanj Goyle · Praveer Kumar
Online
- Websites & references
- finxera.com ↗
prioritycommerce.com ↗ CFTPay product page on the parent group's site
client.cftpay.com ↗ CFTPay client login portal
subscriber.cftpay.com ↗ CFTPay partner portal - Official social accounts
- LinkedIn ↗ · Facebook ↗
Sources · 12 pages consulted
- finxera.com/licensing/
- finxera.com/
- prioritycommerce.com/solutions/priority-commerce-engine/cftpay/
- prioritycommerce.com/licensing/
- prioritycommerce.com/compliance/
- prioritycommerce.com/about-us/executive-team-and-board-of-directors/
- finxera.com/wp-content/uploads/2022/08/PrivacyStatementV4Updated08-03-22_Condensed_ENG-SPA.pdf
- scc.virginia.gov/media/sccvirginiagov-home/regulated-industries/bureau-of-financial-institutions/reports-a
- dbcf.ms.gov/wp-content/uploads/2026/02/Money-Transmitter-List-02102026.pdf
- prioritycommerce.com/wp-content/uploads/2024/03/PRTH-Priority-Technology-Holdings-Inc.-Annual-report-pursuant-
- prnewswire.com/news-releases/priority-technology-holdings-inc-completes-acquisition-of-finxera-to-create
- businesswire.com/news/home/20260920050170/en/Priority-Technology-Holdings-Inc.-Announces-Definitive-Agreem
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
State financial regulators license the firm as a money transmitter through NMLS under ID 1168701. FinCEN registers it as a money services business. According to the firm, consumer funds are held at unnamed partner banks with FDIC insurance.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| US state regulators (NMLS) United States | Money transmitter licences in 48 states, the District of Columbia, Puerto Rico and the US Virgin Islands | 1168701 | In its own name | Active | finxera.com ↗ |
| Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration (Money Transmitter / Remittance) | — | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Deposits at a partner bankThe firm states that consumer funds are FDIC-insured through its relationships with partner banks, and the CFTPay page mentions processing through eight partner banks.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Through CFTPay it runs FDIC-insured special purpose accounts for consumers in debt settlement programmes, with payment processing, transaction monitoring, fee collection monitoring and creditor disbursements for debt settlement companies.
It serves customers in the United States under money transmitter licences in 48 states, the District of Columbia, Puerto Rico and the US Virgin Islands.
- Sells to
- Consumers · Enterprises
- Serves customers in 3 countries
- United States · Puerto Rico · U.S. Virgin Islands
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Thomas Priore Chairman and CEO of the parent, Priority Technology Holdings, Inc. (group level)
- Executive
- Brad Miller General Counsel and Chief Risk Officer of the parent, Priority Technology Holdings, Inc. (group level; responsible for legal, risk and compliance)
- Executive
- Tim O'Leary Chief Financial Officer of the parent, Priority Technology Holdings, Inc. (group level)
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The parent, Priority Technology Holdings, agreed to be taken private by an investor group led by its chairman and CEO Thomas Priore.
businesswire.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 6c8cfdcdde9e
Profile
- Type
- Money service businessRemittance, currency exchange, cheque cashing and money orders. Usually registered with an anti-money-laundering supervisor rather than licensed prudentially. Taken from the licences on the tracked registers.
- Regulation
- AML registration onlyRegistered with an anti-money-laundering supervisor (FinCEN, FINTRAC, HMRC, AUSTRAC, Hong Kong Customs…) without a prudential licence.
- Main licence class
- Money Transmitter / Remittance
- Activities
- Money remittance
- Licensed in
- United States · North America
- First registered
- 2025-12-30
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Priority Technology Holdings, Inc. · United States549300ZS6DXD7ROBKB40 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 2001 Westside Pkwy Ste 155, Alpharetta, 30004
- Country
- United States
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>9845009FB382AC369380</LEI>
<Nm>Finxera, Inc</Nm>
<PstlAdr>
<PstCd>30004</PstCd>
<TwnNm>Alpharetta</TwnNm>
<Ctry>US</Ctry>
<AdrLine>2001 Westside Pkwy Ste 155</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- MSB Registrant Search—Financial Crimes Enforcement Network (FinCEN) · source ↗ as at 24 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
Book a demo