---
title: "First Capital Bank Limited SWIFT/BIC code FRCGZMLUXXX · Zambia | Elucidate"
description: "SWIFT/BIC code FRCGZMLUXXX for First Capital Bank Limited, Zambia. Head-office BIC, LEI 213800DLWE4JIVICBM62, addresses and Swift connectivity."
url: https://elucidate.co/directory/first-capital-bank-limited-frcgzmlu
---
1. [Directory](https://elucidate.co/directory)
2. [Zambia](https://elucidate.co/directory/country/zm)
3. First Capital Bank Limited
Zambia · Financial institution
# First Capital Bank Limited
BIC **FRCGZMLUXXX** LEI **[213800DLWE4JIVICBM62](https://search.gleif.org/#/record/213800DLWE4JIVICBM62)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/first-capital-bank-limited-frcgzmlu#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** FRCGZMLUXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2019-08-17
- **Last updated:** 2023-09-12
## Identifiers
Head-office record
- **BIC:** FRCGZMLUXXX
- **How the BIC breaks down:** 1. FRCG Bank 2. ZM Country · Zambia 3. LU Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800DLWE4JIVICBM62
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800DLWE4JIVICBM62)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Zambia · Sub-Saharan Africa
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** KWACHA PENSION TRUST FUND HOUSE PLOT 4604 FLOOR GF TITO ROAD LUSAKA 10101 ZAMBIA
- **Operational address:** KWACHA PENSION HOUSE PLOT 4604 FLOOR GF TITO ROAD LUSAKA LUSAKA ZAMBIA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
FRCGZMLUXXX
213800DLWE4JIVICBM62
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
FRCGZMLUXXX
213800DLWE4JIVICBM62
FIRST CAPITAL BANK LIMITED
LUSAKA
ZM
KWACHA PENSION TRUST FUND HOUSE PLOT 4604 FLOOR GF TITO ROAD LUSAKA
10101
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other BICs starting “FRCG”
- [First Capital Bank Plc., Malawi BIC FRCGMWMW Financial institution Not on a tracked register Malawi · Not on a tracked register · LEI 5493007J1T78NWSULR22](https://elucidate.co/directory/first-capital-bank-plc-malawi-frcgmwmw)
- [First Capital Bank SA BIC FRCGMZMA Financial institution Not on a tracked register Mozambique · Not on a tracked register · LEI 54930068KMXVMZWEHC13](https://elucidate.co/directory/first-capital-bank-sa-frcgmzma)
The same first four characters. A shared prefix does not show a shared owner.
### Same name, different BIC
- [First Capital Bank Limited BIC BARCZWHX Financial institution Not on a tracked register Zimbabwe · Not on a tracked register · LEI 213800V3EFO8FMJNPR06](https://elucidate.co/directory/first-capital-bank-limited-barczwhx)
- [First Capital Bank Limited BIC FRCGBWGA Financial institution Not on a tracked register Botswana · Not on a tracked register · LEI 254900FAGLCIFUKMNS41](https://elucidate.co/directory/first-capital-bank-limited-frcgbwga)
- [First Capital Bank Limited BIC FRCGZWHX Financial institution Not on a tracked register Zimbabwe · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/first-capital-bank-limited-frcgzwhx)
### Largest institutions in Zambia
- [National Savings and Credit Bank of Zambia BIC NSCBZML1 Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-savings-and-credit-bank-of-zambia-nscbzml1)
- [Stanbic Bank Zambia Limited BIC SBICZML1 Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/stanbic-bank-zambia-limited-sbiczml1)
- [Absa Bank Zambia PLC BIC BARCZMLX Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 213800O9L2G7HXZTRN43](https://elucidate.co/directory/absa-bank-zambia-plc-barczmlx)
- [Bank of Zambia BIC BAZAZMLU Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 2549001MFDXXJB4IQU56](https://elucidate.co/directory/bank-of-zambia-bazazmlu)
- [Standard Chartered Bank Zambia PLC BIC SCBLZML1 Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/standard-chartered-bank-zambia-plc-scblzml1)
- [Standard Chartered Bank Zambia PLC BIC SCBLZMLX Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 549300247QDZHDI30A83](https://elucidate.co/directory/standard-chartered-bank-zambia-plc-scblzmlx)
- [AB Bank Zambia Ltd. BIC ABBAZMLU Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ab-bank-zambia-ltd-abbazmlu)
- [Access Bank Zambia Limited BIC AZAMZMLU Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 254900BZ21W737LXAI57](https://elucidate.co/directory/access-bank-zambia-limited-azamzmlu)
[See every BIC in Zambia →](https://elucidate.co/directory/country/zm#bics)
Claim this profile
## Work at First Capital Bank Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.