---
title: "First Merchants Bank SWIFT/BIC code FMECUS33XXX · United States | Elucidate"
description: "SWIFT/BIC code FMECUS33XXX for First Merchants Bank, United States. Head-office BIC, LEI S0Q3AHZRL5K6VQE35M07, addresses and Swift connectivity."
url: https://elucidate.co/directory/first-merchants-bank-fmecus33
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. First Merchants Bank
United States · Financial institution
# First Merchants Bank
First Merchants Bank is an Indiana state-chartered commercial bank headquartered in Muncie, Indiana. It was founded in 1893 as The Merchants National Bank of Muncie. It is wholly owned by First Merchants Corporation, a financial holding company whose shares trade on Nasdaq. The bank provides commercial, small business and consumer banking, mortgage lending and wealth management in Indiana, Ohio and Michigan. It absorbed First Savings Bank after its parent acquired First Savings Financial Group on 1 February 2026.
BIC **FMECUS33XXX** LEI **[S0Q3AHZRL5K6VQE35M07](https://search.gleif.org/#/record/S0Q3AHZRL5K6VQE35M07)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/first-merchants-bank-fmecus33#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** FMECUS33XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2014-09-06
- **Last updated:** 2022-08-03
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/first-merchants-bank-fmecus33#overview-sources)
Total assets
USD 21.3bn
Group · 30 Jun 2026 · [interim report ↗](https://www.firstmerchants.com/why-us/news/news-detail/2026/07/22/first-merchants-corporation-announces-second-quarter-2026-earnings-per-share)
Employees
2,086
FTE · Group · 31 Dec 2025 · [annual report ↗](https://materials.proxyvote.com/Approved/320817/20260323/AR_628207/INDEX.HTML)
Ownership
Group subsidiary
100% First Merchants Corporation
Institution type
Commercial bank
Trades as First Merchants
- **Standing:** First Savings Bank of Jeffersonville, Indiana, merged into the bank after its parent's acquisition of First Savings Financial Group closed on 1 February 2026. The bank completed the systems conversion of First Savings in May 2026.
- **Ownership:** First Merchants Corporation, a financial holding company listed on Nasdaq, holds 100% of the bank.
- **Direct parent:** [First Merchants Corporation ↗](https://search.gleif.org/#/record/TZTBT0OTGQ2FEK6XMX94), United States 100%
- **Head office:** 200 East Jackson Street, 47305 Muncie, United States
- **Company register:** FDIC cert 4365 (Federal Reserve RSSD ID 17147)
- **Former names:** First Merchants Bank, National Association · The Merchants National Bank of Muncie
### Business lines
- Corporate banking
- SME banking
- Retail banking
- Mortgage lending
- Private banking & wealth
- Transaction banking & payments
- Consumer finance
- Cards
The bank focuses on commercial lending and treasury management and also offers consumer banking and mortgages. It runs its wealth management business as a division, First Merchants Private Wealth Advisors.
### Online
- **Websites & references:** [firstmerchants.com ↗](https://www.firstmerchants.com/) [ir.firstmerchants.com ↗](https://ir.firstmerchants.com/) investor relations site of the parent, First Merchants Corporation [Wikipedia ↗](https://en.wikipedia.org/wiki/First_Merchants_Corporation) group article [Wikidata Q19572527 ↗](https://www.wikidata.org/wiki/Q19572527)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/first-merchants-corporation) · [Facebook ↗](https://www.facebook.com/FirstMerchantsBank/) · [Instagram ↗](https://www.instagram.com/firstmerchants) · [YouTube ↗](https://www.youtube.com/user/FirstMerchants) · [TikTok ↗](https://www.tiktok.com/@firstmerchantsbank)
Sources · 10 pages consulted
1. [firstmerchants.com](https://www.firstmerchants.com/)
2. [ir.firstmerchants.com/corporate-information/officers-directors](https://ir.firstmerchants.com/corporate-information/officers-directors)
3. [firstmerchants.com/why-us/news/news-detail/2026/07/22/first-merchants-corporation-announces-second-quarter-2](https://www.firstmerchants.com/why-us/news/news-detail/2026/07/22/first-merchants-corporation-announces-second-quarter-2026-earnings-per-share)
4. [firstmerchants.com/commercial/treasury-management/payables/wire-transfer](https://www.firstmerchants.com/commercial/treasury-management/payables/wire-transfer)
5. [materials.proxyvote.com/Approved/320817/20260323/AR\_628207/INDEX.HTML](https://materials.proxyvote.com/Approved/320817/20260323/AR_628207/INDEX.HTML)
6. [globenewswire.com/news-release/2026/02/02/3230222/0/en/First-Merchants-Corporation-Completes-Legal-Closing-](https://www.globenewswire.com/news-release/2026/02/02/3230222/0/en/First-Merchants-Corporation-Completes-Legal-Closing-of-First-Savings-Financial-Group-Merger.html)
7. [globenewswire.com/news-release/2026/06/04/3307027/0/en/First-Merchants-Bank-Recognized-on-Forbes-World-s-Be](https://www.globenewswire.com/news-release/2026/06/04/3307027/0/en/First-Merchants-Bank-Recognized-on-Forbes-World-s-Best-Banks-2026-List.html)
8. [firstmerchants.com/why-us/news/2024/05/08/first-merchants-corporation-announces-retirement-of-board-chair-ch](https://www.firstmerchants.com/why-us/news/2024/05/08/first-merchants-corporation-announces-retirement-of-board-chair-charles-e.-schalliol-and-appointment-of-new-board-chair-jean-l.-wojtowicz)
9. [firstmerchants.com/why-us/our-history](https://www.firstmerchants.com/why-us/our-history)
10. [en.wikipedia.org/wiki/First\_Merchants\_Corporation](https://en.wikipedia.org/wiki/First_Merchants_Corporation)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/first-merchants-bank-fmecus33#overview-sources)
- **Chief executive:** Mark K. Hardwick Chief Executive Officer Confirmed 29 Sep 2026 · [ir.firstmerchants.com ↗](https://ir.firstmerchants.com/corporate-information/officers-directors)
- **Chair:** Jean L. Wojtowicz Chair of the Board Confirmed 29 Sep 2026 · [ir.firstmerchants.com ↗](https://ir.firstmerchants.com/corporate-information/officers-directors)
- **Chief financial officer:** Michele M. Kawiecki Executive Vice President and Chief Financial Officer Confirmed 29 Sep 2026 · [ir.firstmerchants.com ↗](https://ir.firstmerchants.com/corporate-information/officers-directors)
- **Executive:** Michael J. Stewart President Confirmed 29 Sep 2026 · [ir.firstmerchants.com ↗](https://ir.firstmerchants.com/corporate-information/officers-directors)
- **Executive:** Eva Scurlock Senior Vice President and Chief Risk Officer Confirmed 29 Sep 2026 · [ir.firstmerchants.com ↗](https://ir.firstmerchants.com/corporate-information/officers-directors)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/first-merchants-bank-fmecus33#overview-sources)
- **United States:** Federal Deposit Insurance Corporation Prudential supervisor AML supervisor Resolution
- **United States:** Indiana Department of Financial Institutions Prudential supervisor Other
- **United States:** Consumer Financial Protection Bureau Conduct
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/first-merchants-bank-fmecus33#overview-sources)
1. May 2026
Leadership
First Merchants Corporation appointed Paul Fultz, a retired KPMG partner, to the boards of the corporation and the bank.
[globenewswire.com ↗](https://www.globenewswire.com/news-release/2026/06/04/3307027/0/en/First-Merchants-Bank-Recognized-on-Forbes-World-s-Best-Banks-2026-List.html)
2. Feb 2026
Leadership
First Merchants Corporation appointed Larry Myers, former President and CEO of First Savings Bank, to its board of directors.
[globenewswire.com ↗](https://www.globenewswire.com/news-release/2026/02/02/3230222/0/en/First-Merchants-Corporation-Completes-Legal-Closing-of-First-Savings-Financial-Group-Merger.html)
3. Feb 2026
Merger / acquisition
First Merchants Corporation completed its acquisition of First Savings Financial Group on 1 February 2026, and First Savings Bank merged into the bank.
[globenewswire.com ↗](https://www.globenewswire.com/news-release/2026/02/02/3230222/0/en/First-Merchants-Corporation-Completes-Legal-Closing-of-First-Savings-Financial-Group-Merger.html)
4. May 2024
Leadership
Jean L. Wojtowicz became Chair of the corporation and the bank on 7 May 2024, succeeding the retiring Chair Charles E. Schalliol.
[firstmerchants.com ↗](https://www.firstmerchants.com/why-us/news/2024/05/08/first-merchants-corporation-announces-retirement-of-board-chair-charles-e.-schalliol-and-appointment-of-new-board-chair-jean-l.-wojtowicz)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** FMECUS33XXX
- **How the BIC breaks down:** 1. FMEC Bank 2. US Country · United States 3. 33 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** S0Q3AHZRL5K6VQE35M07
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/S0Q3AHZRL5K6VQE35M07)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [ABA routing number 074900657](https://elucidate.co/directory/first-merchants-bank-fmecus33#bank-codes)
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** First Merchants Corporation · United States[TZTBT0OTGQ2FEK6XMX94 ↗](https://search.gleif.org/#/record/TZTBT0OTGQ2FEK6XMX94)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** FIRST MERCHANTS BANK 200 E JACKSON ST MUNCIE 47308 UNITED STATES OF AMERICA
- **Operational address:** FIRST MERCHANTS BANK 200 E JACKSON ST MUNCIE,IN MUNCIE,IN 47308 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its USABA clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
FMECUS33XXX
USABA
074900657
S0Q3AHZRL5K6VQE35M07
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
FMECUS33XXX
USABA
074900657
S0Q3AHZRL5K6VQE35M07
FIRST MERCHANTS BANK
MUNCIE
US
FIRST MERCHANTS BANK 200 E JACKSON ST MUNCIE 47308
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### ABA routing number · United States
1 code file of 2026-10-09 · ISO 20022 clearing system code USABA
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 074900657 | FMECUS33XXX | FIRST MERCHANTS BANK | MUNCIE, IN |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at First Merchants Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.