United States · Financial institution
Flagstar Bank, N. A.
Legal name in the LEI recordFlagstar Bank, National Association
Flagstar Bank, National Association is a national bank headquartered in Hicksville, New York, with shares listed on the New York Stock Exchange. It has had no holding company since 17 October 2025, when its former parent Flagstar Financial, Inc. merged into the bank. It provides retail, small business, private, commercial and corporate banking, lending and wealth management services. The charter, previously Flagstar Bank, FSB, took its current name on 1 December 2022 when it combined with New York Community Bank.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- FLGSUS33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under FLGSUS33 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2016-03-19
- Last updated
- 2023-05-30
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker FLG
Institution type
Commercial bank
Trades as Flagstar Bank
- Standing
- On 17 October 2025 the former holding company, Flagstar Financial, Inc., merged into the bank. The bank continued as the surviving entity and the listed company. For legacy Signature Bank customers, the bank's website shows a separate routing number (026013576) and BIC (SIGNUS33).
- Ownership
- The bank's shares are listed on the New York Stock Exchange, and it has had no parent holding company since the reorganisation of 17 October 2025.
- Stock listing
- New York Stock Exchange FLG
- Head office
- 102 Duffy Avenue, 11801 Hicksville, United States
- Company register
- FDIC cert 32541; Federal Reserve RSSD ID 694904
- Former names
- Flagstar Bank, FSB · First Security Savings Bank, FSB
Business lines
According to its second-quarter 2026 results, the bank is growing commercial and industrial lending while reducing multi-family and commercial real estate loans.
Online
- Websites & references
- flagstar.com ↗
ir.flagstar.com ↗ investor relations
Wikipedia ↗
Wikidata Q5457038 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗
Sources · 15 pages consulted
- flagstar.com/
- flagstar.com/about-flagstar/leadership.html
- flagstar.com/personal/help/support/all-faqs/banking-faqs.html
- ir.flagstar.com/about-us/officer-and-director-profiles/default.aspx
- ir.flagstar.com/news-and-events/news-releases/press-release-details/2025/FLAGSTAR-BANK-N-A--ANNOUNCES-COM
- sec.gov/Archives/edgar/data/910073/000091007326000065/a2q2026earningsrelease.htm
- s203.q4cdn.com/110803960/files/doc_downloads/2026/05/454589_LGC-Flagstar-PROOF-FINAL_PM.pdf
- sec.gov/Archives/edgar/data/910073/000091007326000043/a454589_lgc-flagstarxpro.htm
- ir.flagstar.com/news-and-events/news-releases/press-release-details/2026/FLAGSTAR-BANK-EXTENDS-JOSEPH-OTT
- ir.flagstar.com/news-and-events/news-releases/press-release-details/2026/FLAGSTAR-BANK-N-A--TO-PARTICIPAT
- ir.flagstar.com/about-us/officer-and-director-profiles/person-details/default.aspx?ItemId=5d942e9a-0752-4
- ffiec.gov/npw/Institution/Profile/694904
- banks.data.fdic.gov/bankfind-suite/bankfind/details/32541
- ir.flagstar.com/news-and-events/news-releases/press-release-details/2024/NEW-YORK-COMMUNITY-BANCORP-INC.-
- prnewswire.com/news-releases/flagstar-bank-na-appoints-eli-miller-to-board-of-directors-302731547.html
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- Joseph M. Otting Executive Chairman and Chief Executive Officer
- Chief financial officer
- Lee Smith Co-President, Co-Chief Operating Officer and Chief Financial Officer
- Executive
- Richard Raffetto Co-President, Co-Chief Operating Officer and Chief Banking Officer
- Executive
- Steven T. Mnuchin Lead Independent Director
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Federal Deposit Insurance Corporation Resolution
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Board of Governors of the Federal Reserve System Central bank
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The board extended Joseph Otting's term as CEO to March 2028 and named Richard Raffetto and Lee Smith Co-Presidents and Co-Chief Operating Officers.
ir.flagstar.com ↗ -
Leadership
The bank appointed Eli H. Miller of Liberty Strategic Capital to its board, under the March 2024 investment agreement.
prnewswire.com ↗ -
Merger / acquisition
Flagstar Financial, Inc. merged into the bank on 17 October 2025, making the bank the surviving entity and listed company.
ir.flagstar.com ↗ -
Other
The former holding company, New York Community Bancorp, Inc., changed its name to Flagstar Financial, Inc. on 25 October 2024.
flagstar.com ↗ -
Other
The then holding company completed an equity investment of about USD 1.05 billion led by Liberty Strategic Capital, Hudson Bay and Reverence Capital.
ir.flagstar.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- FLGSUS33XXX
- How the BIC breaks down
- FLGSBank
- USCountry · United States
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- SS1TRMSN6BRNMOREEV51
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1859
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 102 DUFFY AVENUE HICKSVILLE,NY 11801 UNITED STATES OF AMERICA
- Operational address
- 102 DUFFY AVE HICKSVILLE,NY HICKSVILLE,NY 11801 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>FLGSUS33XXX</BICFI>
<LEI>SS1TRMSN6BRNMOREEV51</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>FLGSUS33XXX</BICFI>
<LEI>SS1TRMSN6BRNMOREEV51</LEI>
<Nm>FLAGSTAR BANK, N. A.</Nm>
<PstlAdr>
<TwnNm>HICKSVILLE</TwnNm>
<Ctry>US</Ctry>
<AdrLine>102 DUFFY AVENUE HICKSVILLE, NY 11801</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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