--- title: "Flywire Payments Limited · Authorised Payment Institution (FCA) · United Kingdom | Elucidate" description: "Flywire Payments Limited is authorised by FCA as an authorised payment institution in the United Kingdom. Licence 570754. LEI 98450001CE8MZ8047016. Register status, licences, activities and ownership." url: https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Flywire Payments Limited United Kingdom · Payments & e-money # Flywire Payments Limited Trading as PeerTransfer · Flywire Flywire Payments Limited is a private limited company registered in England and Wales with its registered office in London. The Financial Conduct Authority (FCA) authorises it as an authorised payment institution under firm reference number 570754. Flywire Corporation, a Delaware company listed on Nasdaq, holds 75% or more of its shares and voting rights. It is the UK entity of the Flywire group. The group collects payments from payers around the world for education, healthcare, travel and B2B clients. The company was named Peertransfer Limited until December 2016. Register status Licensed in the United Kingdom Authorised Payment Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#licences) BIC **No BIC** LEI **[98450001CE8MZ8047016](https://search.gleif.org/#/record/98450001CE8MZ8047016)** [Licence no. **570754**](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#licences) [Group: Flywire Corporation](https://elucidate.co/directory/group/54930055DSV7NNY4VY66) ## Licences and registrations Held by Flywire Payments Limited (LEI 98450001CE8MZ8047016). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Authorised Payment InstitutionPayment Institution | 570754 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-21 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: PeerTransfer (FCA-PSD), Flywire (FCA-PSD) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#overview-sources) Customers 5,300 customers · Group · 29 Sep 2026 · [company statement ↗](https://www.flywire.com/) Employees Not published Ownership Group subsidiary Flywire Corporation Firm type FX and business payments Trades as Flywire - **Ownership:** Flywire Corporation, a Delaware company listed on Nasdaq, holds 75% or more of the firm's shares and voting rights and has the right to appoint or remove its directors. - **Direct parent:** [Flywire Corporation ↗](https://search.gleif.org/#/record/54930055DSV7NNY4VY66), United States - **Head office:** 6th Floor, 9 Appold Street, EC2A 2AP London, United Kingdom - **Company register:** Companies House 07677601 - **Incorporated:** 21 Jun 2011 - **Founder:** Iker Marcaide - **Former names:** PEERTRANSFER LIMITED · PEER TRANSFER LIMITED ### Online - **Websites & references:** [flywire.com ↗](https://www.flywire.com/) [pay.flywire.com ↗](https://pay.flywire.com/) payer payment portal (group) [help.flywire.com ↗](https://help.flywire.com/) payer help centre (group) [ir.flywire.com ↗](https://ir.flywire.com/) investor relations site of Flywire Corporation - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/flywire/) · [X ↗](https://x.com/flywire) · [Facebook ↗](https://www.facebook.com/Flywire) · [Instagram ↗](https://www.instagram.com/insideflywire/) · [Vimeo ↗](https://vimeo.com/flywire) · [WeChat ↗](https://www.flywire.com/resources/flywire-is-on-wechat) Sources · 14 pages consulted 1. [find-and-update.company-information.service.gov.uk/company/07677601](https://find-and-update.company-information.service.gov.uk/company/07677601) 2. [find-and-update.company-information.service.gov.uk/company/07677601/officers](https://find-and-update.company-information.service.gov.uk/company/07677601/officers) 3. [find-and-update.company-information.service.gov.uk/company/07677601/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/07677601/persons-with-significant-control) 4. [find-and-update.company-information.service.gov.uk/company/07677601/filing-history](https://find-and-update.company-information.service.gov.uk/company/07677601/filing-history) 5. [flywire.com/](https://www.flywire.com/) 6. [flywire.com/legal](https://www.flywire.com/legal) 7. [flywire.com/legal/terms-of-use](https://www.flywire.com/legal/terms-of-use) 8. [flywire.com/aml-compliance](https://www.flywire.com/aml-compliance) 9. [assets.flywire.com/documents/Flywire-Compliance-Overview.pdf](https://assets.flywire.com/documents/Flywire-Compliance-Overview.pdf) 10. [flywire.com/company/contact](https://www.flywire.com/company/contact) 11. [ir.flywire.com/static-files/e93dcc7c-ce29-4a45-8df2-079bcefe217b](https://ir.flywire.com/static-files/e93dcc7c-ce29-4a45-8df2-079bcefe217b) 12. [flywire.com/news/flywire-acquires-sertifi-to-accelerate-travel-business](https://www.flywire.com/news/flywire-acquires-sertifi-to-accelerate-travel-business) 13. [flywire.com/news/payments-company-flywire-closes-120m-buys-calif-saas-company](https://www.flywire.com/news/payments-company-flywire-closes-120m-buys-calif-saas-company) 14. [lawinsider.com/contracts/tagged/international-payment-processing-agreement](https://www.lawinsider.com/contracts/tagged/international-payment-processing-agreement) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an authorised payment institution under firm reference number 570754. Group terms state that Flywire usually acts as agent of the biller that receives the payment. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Payment Institution | 570754 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#overview-sources) - International money transfer - Payment gateway - FX conversion Flywire collects payments as agent of the billers it serves, mainly education, healthcare, travel and B2B businesses. Payers can pay in their local currency. According to the group's payer terms, Flywire Payments Limited is one of the group entities that can act as merchant of record for card payments. The firm holds its payment institution authorisation in the United Kingdom. The group serves the EU through a separate Lithuanian licensed entity, Flywire Europe, UAB. - **Sells to:** Enterprises · Consumers - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#overview-sources) - **Executive:** Robert Orgel Director; President and Chief Operating Officer of Flywire Corporation Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/officers) - **Executive:** Thomas James Marsh Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/officers) - **Executive:** Aled Llyr Morgan Director and Company Secretary Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/officers) - **Executive:** Peter Tower Butterfield Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/officers) - **Executive:** Alan David Wade Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/flywire-payments-limited-a5bdc5be24b7#overview-sources) 1. Sep 2025 Leadership The firm appointed Alan David Wade as a director on 16 September 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/filing-history) 2. Mar 2025 Leadership Shanaka Jayawardena resigned as a director on 14 March 2025, three months after being appointed. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/filing-history) 3. Feb 2025 Merger / acquisition The parent, Flywire Corporation, acquired the hospitality payments platform Sertifi for USD 330 million, funded by cash and debt. [flywire.com ↗](https://www.flywire.com/news/flywire-acquires-sertifi-to-accelerate-travel-business) 4. Feb 2023 Leadership Robert Orgel replaced Michael Massaro, the group's chief executive, as a director of the firm on 24 February 2023. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07677601/filing-history) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-PSD:** 570754 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [98450001CE8MZ8047016 ↗](https://search.gleif.org/#/record/98450001CE8MZ8047016) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Elucidate firm ID:** a5bdc5be24b7 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-05-21 - **Website:** [www.flywire.com ↗](https://www.flywire.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Flywire Corporation · United States[54930055DSV7NNY4VY66 ↗](https://search.gleif.org/#/record/54930055DSV7NNY4VY66) The Flywire Corporation group has 2 institutions in the directory, in 2 countries: none holds a BIC. Including [Flywire Europe, UAB](https://elucidate.co/directory/flywire-europe-uab-999377892616). [See the Flywire Corporation group →](https://elucidate.co/directory/group/54930055DSV7NNY4VY66) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** 45 Folgate Street, London, E1 6BX - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 98450001CE8MZ8047016 Flywire Payments Limited E1 6BX London GB 45 Folgate Street ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-PSD →](https://elucidate.co/directory/register/fca-psd) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.