---
title: "Fujian Haixia Bank (Formerly Fuzhou City Commercial Bank) SWIFT/BIC code FZCBCNBSXXX · China | Elucidate"
description: "SWIFT/BIC code FZCBCNBSXXX for Fujian Haixia Bank (Formerly Fuzhou City Commercial Bank), China. Head-office BIC, LEI 300300C1082235000005."
url: https://elucidate.co/directory/fujian-haixia-bank-formerly-fuzhou-city-commercial-bank-fzcbcnbs
---
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3. Fujian Haixia Bank (Formerly Fuzhou City Commercial Bank)
China · Financial institution
# Fujian Haixia Bank (Formerly Fuzhou City Commercial Bank)
Legal name in the LEI record 福建海峡银行股份有限公司
Fujian Haixia Bank Co., Ltd. is a joint-stock city commercial bank with its head office in Fuzhou, Fujian Province, China. It was founded on 27 December 1996 as Fuzhou City Cooperative Bank and took its current name in October 2009. The bank reports no controlling shareholder and no actual controller. Its largest shareholder, Fuzhou Investment Management Co., Ltd., held 17.29% at 30 June 2026. It provides corporate, retail and financial-markets services through 91 outlets in nine cities of Fujian and in Wenzhou, Zhejiang.
BIC **FZCBCNBSXXX** LEI **[300300C1082235000005](https://search.gleif.org/#/record/300300C1082235000005)** Licence no. **Not on a tracked register** Connected to Swift Swift GPI live member Head-office BIC only [Claim this profile](https://elucidate.co/directory/fujian-haixia-bank-formerly-fuzhou-city-commercial-bank-fzcbcnbs#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** FZCBCNBSXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Live member
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2003-12-06
- **Last updated:** 2023-05-31
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fujian-haixia-bank-formerly-fuzhou-city-commercial-bank-fzcbcnbs#overview-sources)
Total assets
CNY 300.1bn
This entity · 30 Jun 2026 · [interim report ↗](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
Employees
Not published
Ownership
Mixed ownership
Institution type
Commercial bank
Trades as Haixia Bank (海峡银行)
- **Standing:** The bank was founded in December 1996 as Fuzhou City Cooperative Bank. According to its 2026 interim report, it took its current name in October 2009.
- **Ownership:** The bank reports no controlling shareholder or actual controller, and state and state-owned legal-person shares made up about 54% of its share capital at 30 June 2026. Its largest shareholder, Fuzhou Investment Management Co., Ltd., holds 17.29%.
- **Major shareholders:** Fuzhou Investment Management Co., Ltd. (福州市投资管理有限公司) 17.29% · 30 Jun 2026 Fujian Energy Group Co., Ltd. (福建省能源集团有限责任公司) 6.52% · 30 Jun 2026
- **Head office:** Haixia Bank Building, 358 Jiangbin Middle Avenue, Taijiang District, 350009 Fuzhou, China
- **Former names:** Fuzhou City Commercial Bank (福州市商业银行) · Fuzhou City Cooperative Bank (福州城市合作银行)
### Business lines
- Corporate banking
- Retail banking
- SME banking
- Markets & trading
- Trade finance
- Cards
- Consumer finance
According to its 2026 interim report, the bank focuses on local corporate and small-business lending, marine-economy finance, government-linked retail services and financial services for Taiwanese residents and businesses.
### Online
- **Websites & references:** [fjhxbank.com ↗](https://www.fjhxbank.com/) [eib.fjhxbank.com ↗](https://eib.fjhxbank.com/) corporate online banking portal, linked from the main site
- **Official social accounts:** None found
Sources · 15 pages consulted
1. [fjhxbank.com/](https://www.fjhxbank.com/)
2. [fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
3. [fjhxbank.com/front/index/29106/page.htm](https://www.fjhxbank.com/front/index/29106/page.htm)
4. [fjhxbank.com/front/index/5428/page.htm](https://www.fjhxbank.com/front/index/5428/page.htm)
5. [fjhxbank.com/front/index/listView.htm?typeId=73](https://www.fjhxbank.com/front/index/listView.htm?typeId=73)
6. [fjhxbank.com/front/index/listView.htm?typeId=72](https://www.fjhxbank.com/front/index/listView.htm?typeId=72)
7. [fjhxbank.com/front/index/28898/page.htm](https://www.fjhxbank.com/front/index/28898/page.htm)
8. [fjhxbank.com/front/index/listView.htm?typeId=480](https://www.fjhxbank.com/front/index/listView.htm?typeId=480)
9. [fjhxbank.com/front/index/27021/page.htm](http://www.fjhxbank.com/front/index/27021/page.htm)
10. [bank.jrj.com.cn/2026/09/21185558500726.shtml](https://bank.jrj.com.cn/2026/09/21185558500726.shtml)
11. [thepaper.cn/newsDetail\_forward\_26635581](https://www.thepaper.cn/newsDetail_forward_26635581)
12. [zmoney.com.cn/bank/20231229/13597.html](http://www.zmoney.com.cn/bank/20231229/13597.html)
13. [finance.sina.com.cn/money/bank/gsdt/2025-06-27/doc-infcphxa5969782.shtml](https://finance.sina.com.cn/money/bank/gsdt/2025-06-27/doc-infcphxa5969782.shtml)
14. [sohu.com/a/875660234\_122014422](https://www.sohu.com/a/875660234_122014422)
15. [chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?contentId=3388155&priority=0&mode=save](https://www.chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?contentId=3388155&priority=0&mode=save)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fujian-haixia-bank-formerly-fuzhou-city-commercial-bank-fzcbcnbs#overview-sources)
- **Chair:** Yu Min (俞敏) Chairman of the Board and Legal Representative Confirmed 29 Sep 2026 · [fjhxbank.com ↗](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
- **Chief executive:** Zhang Zhibin (张志彬) President (行长) Confirmed 29 Sep 2026 · [fjhxbank.com ↗](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
- **Chief financial officer:** Xia Rangdong (夏让东) Head of Accounting (会计机构负责人) Confirmed 29 Sep 2026 · [fjhxbank.com ↗](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
- **Executive:** Liao Xiaohui (廖小晖) Secretary to the Board Confirmed 29 Sep 2026 · [fjhxbank.com ↗](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
- **Executive:** Chen Ming (陈明) Vice President (appointed April 2026, qualification approved 21 September 2026) Confirmed 29 Sep 2026 · [bank.jrj.com.cn ↗](https://bank.jrj.com.cn/2026/09/21185558500726.shtml)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fujian-haixia-bank-formerly-fuzhou-city-commercial-bank-fzcbcnbs#overview-sources)
- **China:** National Financial Regulatory Administration (NFRA), including its Fujian Office Prudential supervisor Conduct
- **China:** People's Bank of China Central bank AML supervisor
- **China:** State Administration of Foreign Exchange Foreign exchange
## Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/fujian-haixia-bank-formerly-fuzhou-city-commercial-bank-fzcbcnbs#overview-sources)
1. Sep 2026
Leadership
The NFRA Fujian Office approved Chen Ming's qualification as vice president. The board had appointed him in April 2026.
[bank.jrj.com.cn ↗](https://bank.jrj.com.cn/2026/09/21185558500726.shtml)
2. Jan 2026
Leadership
Shareholders elected the sixth board of directors, re-electing Yu Min and Zhang Zhibin as directors.
[fjhxbank.com ↗](https://www.fjhxbank.com/zstyle/file/20260831/1788149483092062288.pdf)
3. Mar 2025
Leadership
President Wu Lei resigned on age grounds, and the board appointed Zhang Zhibin as president, acting until regulatory approval.
[fjhxbank.com ↗](http://www.fjhxbank.com/front/index/27021/page.htm)
4. Feb 2024
Enforcement
The People's Bank of China Fujian Branch fined the bank CNY 3.453 million for five violations, including customer due diligence and suspicious-transaction reporting failures.
[thepaper.cn ↗](https://www.thepaper.cn/newsDetail_forward_26635581)
5. Dec 2023
Enforcement
The NFRA Fujian Office fined the bank CNY 4.1 million for nine violations, including shareholding management and credit-approval failures.
[zmoney.com.cn ↗](http://www.zmoney.com.cn/bank/20231229/13597.html)
6. Apr 2023
Other
The bank registered for pre-IPO tutoring with the China Securities Regulatory Commission Fujian Bureau ahead of a planned A-share listing.
[sohu.com ↗](https://www.sohu.com/a/875660234_122014422)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** FZCBCNBSXXX
- **How the BIC breaks down:** 1. FZCB Bank 2. CN Country · China 3. BS Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 300300C1082235000005
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/300300C1082235000005)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** China · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 358 JIANGBIN MIDDLE AVENUE FUZHOU 350011 CHINA
- **Operational address:** STRAIT BANK BUILDING 358 JIANGBIN MIDDLE AVENUE FUZHOU FUZHOU TAIJIANG CHINA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
FZCBCNBSXXX
300300C1082235000005
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
FZCBCNBSXXX
300300C1082235000005
FUJIAN HAIXIA BANK (FORMERLY FUZHOU CITY COMMERCIAL BANK)
FUZHOU
CN
358 JIANGBIN MIDDLE AVENUE FUZHOU 350011
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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[See every BIC in China →](https://elucidate.co/directory/country/cn#bics)
Claim this profile
## Work at Fujian Haixia Bank (Formerly Fuzhou City Commercial Bank)?
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3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.