---
title: "Garantibank International N.V. SWIFT/BIC code UGBINL2AXXX · Netherlands | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code UGBINL2AXXX for Garantibank International N.V., Netherlands. Head-office BIC."
url: https://elucidate.co/directory/garantibank-international-n-v-ugbinl2a
---
1. [Directory](https://elucidate.co/directory)
2. [Netherlands](https://elucidate.co/directory/country/nl)
3. Garantibank International N.V.
Netherlands · Credit institution
# Garantibank International N.V.
ECB · Single Supervisory Mechanism
Directly supervised by the ECB
Total assets EUR 500–1,000 bn
Group: Banco Bilbao Vizcaya Argentaria, S.A.
BIC **UGBINL2AXXX** LEI **[L35YSDFOIH056VDJ2557](https://search.gleif.org/#/record/L35YSDFOIH056VDJ2557)** Licence no. **Not on a tracked register** Connected to Swift [ECB significant institution](https://elucidate.co/directory/garantibank-international-n-v-ugbinl2a#regulatory) Head-office BIC only [Group: Banco Bilbao Vizcaya Argentaria Sociedad Anonima](https://elucidate.co/directory/group/K8MS7FD7N5Z2WQ51AZ71) [Claim this profile](https://elucidate.co/directory/garantibank-international-n-v-ugbinl2a#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/garantibank-international-n-v-ugbinl2a#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** GarantiBank International N.V.
- **Entity type:** Credit institution
- **Supervised group (ECB):** [Banco Bilbao Vizcaya Argentaria, S.A. →](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-bbvaesmm)
- **Why significant:** Size (Total assets EUR 500-1,000 bn)
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** GarantiBank International N.V.
- **RIAD code:** NL544
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** UGBINL2AXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · VOP · T2 · TIPS](https://elucidate.co/directory/garantibank-international-n-v-ugbinl2a#schemes)
- **Branch codes:** None: head-office BIC only
- **Other BIC with this LEI:** [UGBIDEDD](https://elucidate.co/directory/garantibank-international-n-v-niederlassung-dusseldorf-ugbidedd)
- **BIC first registered:** 1992-12-07
- **Last updated:** 2019-02-02
## Identifiers
Head-office record
- **BIC:** UGBINL2AXXX
- **How the BIC breaks down:** 1. UGBI Bank 2. NL Country · Netherlands 3. 2A Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** L35YSDFOIH056VDJ2557
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/L35YSDFOIH056VDJ2557)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Netherlands · Europe & Central Asia
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/garantibank-international-n-v-ugbinl2a#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Turkiye Garanti̇ Bankasi Anonim Sirketi](https://elucidate.co/directory/turkiye-garanti-bankasi-anonim-sirketi-tgbamtmt) · Türkiye[5493002XSS7K7RHN1V37 ↗](https://search.gleif.org/#/record/5493002XSS7K7RHN1V37)
- **Ultimate parent:** [Banco Bilbao Vizcaya Argentaria Sociedad Anonima](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-bbvaesmm) · Spain[K8MS7FD7N5Z2WQ51AZ71 ↗](https://search.gleif.org/#/record/K8MS7FD7N5Z2WQ51AZ71)
The Banco Bilbao Vizcaya Argentaria Sociedad Anonima group has 38 institutions in the directory, in 28 countries: 37 hold a BIC and 1 does not.
Including [Banco Bilbao Vizcaya Argentaria S.A](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-bbvaesmm), [Banco Bilbao Vizcaya Argentaria, S.A. New York](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-new-york-bbvaus33), [Banco Bilbao Vizcaya Argentaria](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-bbvafrpp), [Banco Bilbao Vizcaya Argentaria S.A., Sucursal Em Portugal](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-sucursal-em-portugal-bbvaptpl), [Banco Bilbao Vizcaya Argentaria SA](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-sa-bbvabebb).
[See the Banco Bilbao Vizcaya Argentaria Sociedad Anonima group →](https://elucidate.co/directory/group/K8MS7FD7N5Z2WQ51AZ71)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** KEIZERSGRACHT 569 - 575 AMSTERDAM 1017 DR NETHERLANDS
- **Operational address:** KEIZERSGRACHT 569-575 AMSTERDAM 1017 DR AMSTERDAM POB 17650 NETHERLANDS
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
UGBINL2AXXX
L35YSDFOIH056VDJ2557
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
UGBINL2AXXX
L35YSDFOIH056VDJ2557
GARANTIBANK INTERNATIONAL N.V.
AMSTERDAM
NL
KEIZERSGRACHT 569 - 575 AMSTERDAM 1017 DR
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-01-06 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Related institutions
### Same legal entity
- [Garantibank International N.V. Niederlassung Dusseldorf BIC UGBIDEDD Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI L35YSDFOIH056VDJ2557](https://elucidate.co/directory/garantibank-international-n-v-niederlassung-dusseldorf-ugbidedd)
Other BICs mapped to the same LEI.
### Same group
- [Banco Bilbao Vizcaya Argentaria S.A BIC BBVAESMM Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI K8MS7FD7N5Z2WQ51AZ71](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-bbvaesmm)
- [BBVA Instituicao Financeira de Credito S.A BIC BIFDPTP1 Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI 95980020140005997493](https://elucidate.co/directory/bbva-instituicao-financeira-de-credito-s-a-bifdptp1)
- [Bbva Merchant Solutions E.p., S.l. No BIC Payments & e-money Prudential licence Spain · Licensed by Bank of Spain · 6945 (EBA-PSD2) · LEI 95980020140005920184](https://elucidate.co/directory/bbva-merchant-solutions-e-p-s-l-d5dd199810dc)
- [BBVA Mexico, S.A. Institucion de Banca Multiple BIC BCMRMXMM Financial institution Not on a tracked register Mexico · Not on a tracked register · LEI 549300WIWQK5Q9MCUN92](https://elucidate.co/directory/bbva-mexico-s-a-institucion-de-banca-multiple-bcmrmxmm)
- [Banco Provincial S.A. Banco Universal BIC BPROVECA Financial institution Not on a tracked register Country under broad sanctions · Venezuela · Not on a tracked register · LEI 254900UCQZOWN6V1G486](https://elucidate.co/directory/banco-provincial-s-a-banco-universal-bproveca)
- [Banco Bilbao Vizcaya Argentaria Colombia S.A. BIC GEROCOBB Financial institution Not on a tracked register Colombia · Not on a tracked register · LEI 5493009W53901OCHI065](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-colombia-s-a-gerocobb)
- [Banco BBVA Peru BIC BCONPEPL Financial institution Not on a tracked register Peru · Not on a tracked register · LEI 549300H1JNU0HLNFU552](https://elucidate.co/directory/banco-bbva-peru-bconpepl)
- [Banco Bilbao Vizcaya Argentaria S.A. BIC BBVAGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 5493000ITT4HB63XLV65](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-bbvagb2l)
[All 38 institutions in the Banco Bilbao Vizcaya Argentaria Sociedad Anonima group →](https://elucidate.co/directory/group/K8MS7FD7N5Z2WQ51AZ71)
### Largest institutions in the Netherlands
- [Robeco Institutional Asset Management BV/Funds BIC RGRBNL21 Financial institution Not on a tracked register Netherlands · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/robeco-institutional-asset-management-bv-funds-rgrbnl21)
- [Clearbank Europe N.V. BIC CLRBNL2A Credit institution Prudential licence Netherlands · On the ECB list of supervised entities · LEI 724500EAW1MTCM9M1X68](https://elucidate.co/directory/clearbank-europe-n-v-clrbnl2a)
- [Heineken International B.V. BIC HNKNNL2A Non-financial corporate Not on a tracked register Netherlands · Not on a tracked register · LEI 7245009IC6EL3JEKMA24](https://elucidate.co/directory/heineken-international-b-v-hnknnl2a)
- [ABN AMRO Clearing Bank N.V. BIC ABNCNL2A Credit institution Prudential licence Netherlands · On the ECB list of supervised entities · LEI G8ZTNESVNKW4NN761W05](https://elucidate.co/directory/abn-amro-clearing-bank-n-v-abncnl2a)
- [Apg Asset Management N.V. BIC ABPTNL2H Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 549300XWC21UGFTCR876](https://elucidate.co/directory/apg-asset-management-n-v-abptnl2h)
- [De Nederlandsche Bank N.V BIC FLORNL2A Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 5493001O36CVKPVL2D48](https://elucidate.co/directory/de-nederlandsche-bank-n-v-flornl2a)
- [Euroclear Nederland BIC ESESNL2A Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 549300ML2KAH0XQ8B089](https://elucidate.co/directory/euroclear-nederland-esesnl2a)
- [ABN AMRO Bank N.V BIC ABNANL2A Credit institution Prudential licence Netherlands · On the ECB list of supervised entities · LEI BFXS5XCH7N0Y05NIXW11](https://elucidate.co/directory/abn-amro-bank-n-v-abnanl2a)
[See every BIC in Netherlands →](https://elucidate.co/directory/country/nl#bics)
Claim this profile
## Work at Garantibank International N.V.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.