---
title: "Geoswift UK Limited SWIFT/BIC code GEOWGB22XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised Payment Institution (FCA). SWIFT/BIC code GEOWGB22XXX for Geoswift UK Limited, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/geoswift-uk-limited-geowgb22
---

1.  [Directory](https://elucidate.co/directory)
2.  [United Kingdom](https://elucidate.co/directory/country/gb)
3.  Geoswift UK Limited

United Kingdom · Payments & e-money

# Geoswift UK Limited

Geoswift UK Limited is a private limited company incorporated in England and Wales and based in London. The Financial Conduct Authority (FCA) authorises it as an authorised payment institution under firm reference number 747393. It is wholly owned by Geoswift Digital Group Limited of the Cayman Islands. According to its 2024 accounts, Raymond Qu is its ultimate controlling party. The firm is the UK entity of the Geoswift group, which describes itself as a cross-border payment technology company headquartered in Vancouver, Canada. It offers business-to-business cross-border collection and settlement services, focused on payments between the UK and China.

Register status

Licensed in the United Kingdom

Authorised Payment Institution · FCA

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#licences)

BIC **GEOWGB22XXX** LEI **[984500976E15EF04F015](https://search.gleif.org/#/record/984500976E15EF04F015)** [Licence no. **747393**](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#claim)

## Licences and registrations

Held by Geoswift UK Limited (LEI 984500976E15EF04F015). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 747393 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-22 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |

Trading names on the register: Geoswift (FCA-PSD)

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** GEOWGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2020-08-01
- **Last updated:** 2021-03-18

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#overview-sources)

Customers

Not published

Employees

4

headcount · This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history/MzUxMzYyOTA0M2FkaXF6a2N4/document?format=pdf&download=0)

Ownership

Group subsidiary

100% Geoswift Digital Group Limited

Firm type

FX and business payments

Trades as Geoswift

- **Standing:** Companies House lists the company as active and its last confirmation statement is dated 13 August 2026. The GLEIF record shows its LEI registration as lapsed.
- **Ownership:** Geoswift Digital Group Limited (Cayman Islands) owns 100% of the firm, and Raymond Qu controls the group through his 100% holding in Geoswift Digital Limited (British Virgin Islands).
- **Direct parent:** Geoswift Digital Group Limited, Cayman Islands 100%
- **Ultimate owner:** Geoswift Digital Limited, British Virgin Islands
- **Head office:** Birchin Court, 20 Birchin Lane, EC3V 9DU London, United Kingdom
- **Company register:** Companies House 07743004
- **Incorporated:** 17 Aug 2011
- **Founder:** Raymond Qu

### Online

- **Websites & references:** [geoswift.com ↗](https://www.geoswift.com/)
- **Official social accounts:** None found

Sources · 11 pages consulted

1.  [find-and-update.company-information.service.gov.uk/company/07743004](https://find-and-update.company-information.service.gov.uk/company/07743004)
2.  [find-and-update.company-information.service.gov.uk/company/07743004/officers](https://find-and-update.company-information.service.gov.uk/company/07743004/officers)
3.  [find-and-update.company-information.service.gov.uk/company/07743004/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/07743004/persons-with-significant-control)
4.  [find-and-update.company-information.service.gov.uk/company/07743004/filing-history](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history)
5.  [find-and-update.company-information.service.gov.uk/company/07743004/filing-history/MzUxMzYyOTA0M2FkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history/MzUxMzYyOTA0M2FkaXF6a2N4/document?format=pdf&download=0)
6.  [fsc.gi/regulated-entity/geoswift-uk-limited-23643](https://www.fsc.gi/regulated-entity/geoswift-uk-limited-23643)
7.  [register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7)
8.  [finextra.com/pressarticle/67682/geoswift-wins-fca-authorisation](https://www.finextra.com/pressarticle/67682/geoswift-wins-fca-authorisation)
9.  [businesswire.com/news/home/20251024721293/en/Geoswift-Integrates-with-Circle-Payments-Network-to-Offer-Sta](https://www.businesswire.com/news/home/20251024721293/en/Geoswift-Integrates-with-Circle-Payments-Network-to-Offer-Stablecoin-Powered-Real-Time-Settlements-in-Cross-Border-Payments)
10.  [businesswire.com/news/home/20260629944598/en/Geoswift-and-SKUx-Announce-Strategic-Partnership-to-Develop-a](https://www.businesswire.com/news/home/20260629944598/en/Geoswift-and-SKUx-Announce-Strategic-Partnership-to-Develop-a-First-of-Its-Kind-Programmable-Stablecoin-Commerce-Network)
11.  [geoswift.com/payment-licenses](https://www.geoswift.com/payment-licenses)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#overview-sources)

- **Operates under:** Its own licences

The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 747393. The Gibraltar Financial Services Commission register lists it with incoming permissions from the UK for executing payment transactions, issuing and acquiring payment instruments and money remittance.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 747393 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000003MyV4SAAV) |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsAccording to its 2024 accounts, the firm holds client funds in segregated accounts with authorised credit institutions under its safeguarding policy. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history/MzUxMzYyOTA0M2FkaXF6a2N4/document?format=pdf&download=0)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#overview-sources)

-   Payouts and mass payments
-   International money transfer
-   Payment gateway
-   FX conversion

When the FCA authorised it in 2017, the firm said it would offer business-to-business cross-border collection and settlement between the UK and China, mainly for the education, e-commerce and travel sectors.

The firm serves business clients from the UK under its FCA authorisation, focused on the UK–China payment corridor. The Gibraltar Financial Services Commission lists it as permitted to provide payment services into Gibraltar from the UK.

- **Sells to:** Enterprises · Platforms and marketplaces · Financial institutions
- **Serves customers in:** United Kingdom

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#overview-sources)

- **Chief executive:** Raymond Qu Director; Group CEO and founder of Geoswift Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/officers)
- **Executive:** Jing Huo Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/officers)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#overview-sources)

1.  Mar 2025

    Other

    Companies House published a first Gazette notice for compulsory strike-off on 4 March 2025 and discontinued the action on 5 March 2025.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history)

2.  Dec 2024

    Merger / acquisition

    During 2024 a group reorganisation made the firm a wholly owned subsidiary of Geoswift Digital Group Limited, replacing Geoswift Limited (Hong Kong) as parent.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history/MzUxMzYyOTA0M2FkaXF6a2N4/document?format=pdf&download=0)

3.  Apr 2024

    Other

    The firm moved its registered office from 123 Buckingham Palace Road to Birchin Court, 20 Birchin Lane, London, on 29 April 2024.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history)

4.  Mar 2024

    Leadership

    Director Hui Huang left the board on 1 March 2024.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history)

5.  Mar 2023

    Leadership

    The firm appointed Raymond Qu and Jing Huo as directors on 1 March 2023, after directors Ao Jie and Runsen Liu left in February 2023.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/filing-history)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** GEOWGB22XXX
- **How the BIC breaks down:** 1. GEOW Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 984500976E15EF04F015
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/984500976E15EF04F015)
- **Licence no. · FCA-PSD:** 747393
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** dd6609b6505a
- **Companies House no.:** [07743004 ↗](https://find-and-update.company-information.service.gov.uk/company/07743004)

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/geoswift-uk-limited-geowgb22#licences)
- **Activities:** - Payment services
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.geoswift.com ↗](https://www.geoswift.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Persons with significant control

Companies House · company [07743004 ↗](https://find-and-update.company-information.service.gov.uk/company/07743004) · as at 9 October 2026

Companies House lists 1 person with significant control for Geoswift UK Limited: 1 individual.

| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| Raymond Qu | Individual | 25–50% of shares as a trustee · 25–50% of votes as a trustee · Significant influence or control as a trustee | 17 August 2016 |

Companies report persons with significant control to Companies House. Elucidate has not verified them.

A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.

Matched on the Companies House number that the FCA register gives for this firm.

[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/07743004/persons-with-significant-control)

## Addresses

- **Registered address:** 123 BUCKINGHAM PALACE ROAD LONDON SW1W 9SH UNITED KINGDOM
- **Operational address:** 123 BUCKINGHAM PALACE ROAD LONDON LONDON SW1W 9SH UNITED KINGDOM

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>GEOWGB22XXX</BICFI>
  <LEI>984500976E15EF04F015</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>GEOWGB22XXX</BICFI>
  <LEI>984500976E15EF04F015</LEI>
  <Nm>GEOSWIFT UK LIMITED</Nm>
  <PstlAdr>
    <TwnNm>LONDON</TwnNm>
    <Ctry>GB</Ctry>
    <AdrLine>123 BUCKINGHAM PALACE ROAD LONDON SW1W 9SH</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in the United Kingdom

-   [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
-   [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
-   [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
-   [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
-   [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
-   [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
-   [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
-   [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)

[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)

Claim this profile

## Work at Geoswift UK Limited?

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
-   **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.