---
title: "Gocardless LTD SWIFT/BIC code GOCDGB22XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised Payment Institution (FCA). SWIFT/BIC code GOCDGB22XXX for Gocardless LTD, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/gocardless-ltd-gocdgb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Gocardless LTD
United Kingdom · Payments & e-money
# Gocardless LTD
GoCardless Ltd is a private limited company incorporated in England and Wales in 2011, with its head office in London. The FCA authorises it as an authorised payment institution under the Payment Services Regulations 2017 (reference 597190). Since 1 September 2026 it has belonged to the Mollie group, which holds it through GoCardless Holdings (UK) Limited. It collects payments for businesses by Direct Debit and Pay by Bank (open banking) and also offers outbound payments. It serves merchants in the UK, Australia, New Zealand and other markets outside Europe. Its US payment services run through a programme sponsored by Community Federal Savings Bank.
Register status
Licensed in the United Kingdom
Authorised Payment Institution · FCA
Prudential licence
[4 licences and registrations ↓](https://elucidate.co/directory/gocardless-ltd-gocdgb22#licences)
BIC **GOCDGB22XXX** LEI **[25490076D2BHGL7IT794](https://search.gleif.org/#/record/25490076D2BHGL7IT794)** [Licence no. **597190**](https://elucidate.co/directory/gocardless-ltd-gocdgb22#licences) Reverse billing Head-office BIC only [Group: Groupay Inc.](https://elucidate.co/directory/group/254900Q1DHWYU2OXG368) [Claim this profile](https://elucidate.co/directory/gocardless-ltd-gocdgb22#claim)
## Licences and registrations
Held by Gocardless LTD (LEI 25490076D2BHGL7IT794). 4 entries on 3 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 597190 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-06-11 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
| [HMRC MLR Supervised Business Register](https://elucidate.co/directory/register/hmrc-mlr) HMRC Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessMoney Transmitter / Remittance | XGML00000193058 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2024-12-01 | — | - Money remittance | [Search the register ↗](https://www.gov.uk/guidance/money-laundering-regulations-supervised-business-register) |
| [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Foreign MSB (FMSB)Money Transmitter / Remittance | M22736396 | [Canada](https://elucidate.co/directory/country/ca) | Active | 2022-12-22 | Renews 2027-12-16 | - Money remittance - Currency exchange - Payment services | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Small Payment InstitutionPayment Institution | 553273 | [United Kingdom](https://elucidate.co/directory/country/gb) | Cancelled - Small PI | — | Ended 2013-10-25 | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
Licences and registrations listed here were granted in Canada. This BIC is registered in the United Kingdom.
Trading names on the register: Nuapay (FCA-PSD, HMRC-MLR)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** GOCDGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **Other BIC with this LEI:** [GOCRGB22](https://elucidate.co/directory/gocardless-ltd-gocrgb22)
- **BIC first registered:** 2025-06-07
- **Last updated:** 2025-06-07
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/gocardless-ltd-gocdgb22#overview-sources)
Customers
100,000
customers · Group · 13 Apr 2026 · [company statement ↗](https://gocardless.com/blog/gocardless-grows-in-fy-25)
Employees
Not published
Ownership
Group subsidiary
GoCardless Holdings (UK) Limited
Firm type
Merchant acquiring and processing
Trades as GoCardless
- **Standing:** Mollie completed its acquisition of the GoCardless group on 1 September 2026. The firm continues to trade as "GoCardless, a Mollie company". Mollie stated that existing customers would see no immediate changes to services, contacts or contracts.
- **Ownership:** GoCardless Holdings (UK) Limited (Companies House 15938440) holds 75% or more of the shares, and Mollie completed its acquisition of the GoCardless group on 1 September 2026.
- **Direct parent:** GoCardless Holdings (UK) Limited, United Kingdom
- **Ultimate owner:** Mollie, Netherlands
- **Head office:** Sutton Yard, 65 Goswell Road, EC1V 7EN London, United Kingdom
- **Company register:** Companies House 07495895
- **Incorporated:** 17 Jan 2011
- **Founders:** Hiroki Takeuchi · Matt Robinson · Tom Blomfield
### Online
- **Websites & references:** [gocardless.com ↗](https://gocardless.com/) [docs.gocardless.com ↗](https://docs.gocardless.com/) developer documentation [support.gocardless.com ↗](https://support.gocardless.com/hc/en-gb) merchant support centre [payersupport.gocardless.com ↗](https://payersupport.gocardless.com/hc/en-gb) payer support centre [gocardless-status.com ↗](http://www.gocardless-status.com/) service status page [Wikipedia ↗](https://en.wikipedia.org/wiki/GoCardless) group article
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/gocardless)
Sources · 16 pages consulted
1. [gocardless.com/](https://gocardless.com/)
2. [gocardless.com/g/regulatory-info](https://gocardless.com/g/regulatory-info)
3. [gocardless.com/legal/general-terms-self-serve-all](https://gocardless.com/legal/general-terms-self-serve-all)
4. [gocardless.com/faq/merchants/security](https://gocardless.com/faq/merchants/security)
5. [gocardless.com/about](https://gocardless.com/about)
6. [find-and-update.company-information.service.gov.uk/company/07495895/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/07495895/persons-with-significant-control)
7. [find-and-update.company-information.service.gov.uk/company/07495895/officers](https://find-and-update.company-information.service.gov.uk/company/07495895/officers)
8. [find-and-update.company-information.service.gov.uk/company/07495895](https://find-and-update.company-information.service.gov.uk/company/07495895)
9. [gocardless.com/blog/gocardless-grows-in-fy-25](https://gocardless.com/blog/gocardless-grows-in-fy-25)
10. [gocardless.com/blog/mollie-and-gocardless-combine](https://gocardless.com/blog/mollie-and-gocardless-combine)
11. [gocardless.com/blog/mollie-to-acquire-gocardless](https://gocardless.com/blog/mollie-to-acquire-gocardless)
12. [mollie.com/news/mollie-to-acquire-gocardless](https://www.mollie.com/news/mollie-to-acquire-gocardless)
13. [gocardless.com/en-us/blog/gocardless-secures-312m-to-accelerate-growth-in-open-banking](https://gocardless.com/en-us/blog/gocardless-secures-312m-to-accelerate-growth-in-open-banking)
14. [permira.com/news-and-insights/announcements/gocardless-joins-tech-unicorns-as-it-secures-usd312-milli](https://www.permira.com/news-and-insights/announcements/gocardless-joins-tech-unicorns-as-it-secures-usd312-million-to-accelerate-growth-in-open-banking)
15. [tech.eu/2026/04/13/gocardless-sees-revenue-boost-plans-to-cut-around-90-roles/](https://tech.eu/2026/04/13/gocardless-sees-revenue-boost-plans-to-cut-around-90-roles/)
16. [en.wikipedia.org/wiki/GoCardless](https://en.wikipedia.org/wiki/GoCardless)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/gocardless-ltd-gocdgb22#overview-sources)
- **Operates under:** Several models
- **Licensed firm it operates under:** Community Federal Savings Bank, United States US payment services provided by GoCardless Ltd via a program sponsored by Community Federal Savings Bank
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017. In Australia it holds an Australian Financial Services licence. Its US services run under a programme sponsored by Community Federal Savings Bank.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution | 597190 | In its own name | Active | [gocardless.com ↗](https://gocardless.com/g/regulatory-info) |
| HM Revenue & Customs (HMRC) United Kingdom | Money Service Business (Money Laundering Regulations supervised business register) | XGML00000193058 | In its own name | Active | — |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Foreign Money Services Business registration | M22736396 | In its own name | Active | — |
| Australian Securities and Investments Commission (ASIC) Australia | Australian Financial Services licence | 478976 | In its own name | Active | [gocardless.com ↗](https://gocardless.com/legal/general-terms-self-serve-all) |
| Department of Internal Affairs New Zealand | Reporting entity registration | 6978913 | In its own name | Active | [gocardless.com ↗](https://gocardless.com/legal/general-terms-self-serve-all) |
| Financial Conduct Authority (FCA) United Kingdom | Small Payment Institution | 553273 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/gocardless-ltd-gocdgb22#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that all money it collects is held in client monies accounts at partner banks, in accordance with safeguarding provisions. [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Safeguarding bank:** Royal Bank of Scotland United Kingdom [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Safeguarding bank:** Barclays Bank United Kingdom [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Safeguarding bank:** BNP Paribas France [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Safeguarding bank:** Danske Bank Denmark [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Safeguarding bank:** JP Morgan United States [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Safeguarding bank:** RBC Canada [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Sponsor bank · Safeguarding bank:** Community Federal Savings Bank (CFSB) United States [gocardless.com ↗](https://gocardless.com/g/regulatory-info)
- **Safeguarding bank:** ASB New Zealand [gocardless.com ↗](https://gocardless.com/faq/merchants/security)
- **Payment schemes and card networks:** Bacs Direct Debit Through a partner [gocardless.com ↗](https://gocardless.com/faq/merchants/security) Faster Payments Access not stated [gocardless.com ↗](https://gocardless.com/) ACH Through a partner [gocardless.com ↗](https://gocardless.com/g/regulatory-info)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/gocardless-ltd-gocdgb22#overview-sources)
- Domestic payments
- Payment initiation (open banking)
- Payouts and mass payments
- FX conversion
- Account information (open banking)
- Payment gateway
It collects recurring and one-off payments for businesses by bank debit and Pay by Bank, and it sends outbound account-to-account payments. Its terms restrict the service to businesses and charities.
Under its terms, GoCardless Ltd contracts with merchants in the UK, Australia, New Zealand and other markets outside Europe. GoCardless SAS serves EEA merchants and GoCardless Inc. serves most US merchants.
- **Revenue:** GBP 155.5mThis entity · 30 Jun 2025 · [company statement ↗](https://gocardless.com/blog/gocardless-grows-in-fy-25)
- **Payment volume:** GBP 79.2bnvolume of payments processed Group · 30 Jun 2025 · [company statement ↗](https://gocardless.com/blog/gocardless-grows-in-fy-25)
- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces
- **Serves customers in 5 countries:** United Kingdom · Australia · New Zealand · United States · Canada
- **Latest funding round:** Series G · USD 312m Feb 2022 Led by Permira [gocardless.com ↗](https://gocardless.com/en-us/blog/gocardless-secures-312m-to-accelerate-growth-in-open-banking)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/gocardless-ltd-gocdgb22#overview-sources)
- **Chief executive:** Hiroki Takeuchi Co-founder and CEO; director and company secretary Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07495895/officers)
- **Executive:** Catherine Birkett Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07495895/officers)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/gocardless-ltd-gocdgb22#overview-sources)
1. Sep 2026
Merger / acquisition
Mollie completed its acquisition of GoCardless on 1 September 2026, and the firm now trades as "GoCardless, a Mollie company".
[gocardless.com ↗](https://gocardless.com/blog/mollie-and-gocardless-combine)
2. Apr 2026
Other
The firm's FY2025 filing disclosed a restructuring, including a GBP 4.2 million provision for redundancies affecting around 90 roles.
[tech.eu ↗](https://tech.eu/2026/04/13/gocardless-sees-revenue-boost-plans-to-cut-around-90-roles/)
3. Dec 2025
Merger / acquisition
Mollie signed an agreement to acquire GoCardless, subject to regulatory approvals.
[gocardless.com ↗](https://gocardless.com/blog/mollie-to-acquire-gocardless)
4. Jul 2025
Other
GoCardless Holdings (UK) Limited became the firm's registered person with significant control, holding 75% or more of its shares.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07495895/persons-with-significant-control)
5. Apr 2025
Leadership
Paul Stoddart resigned as a director of the firm on 30 April 2025.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07495895/officers)
6. Sep 2024
Merger / acquisition
The GoCardless group completed its acquisition of Nuapay.
[gocardless.com ↗](https://gocardless.com/blog/gocardless-grows-in-fy-25)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** GOCDGB22XXX
- **How the BIC breaks down:** 1. GOCD Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 25490076D2BHGL7IT794
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/25490076D2BHGL7IT794)
- **Licence no. · FCA-PSD:** 597190
- **Licence no. · HMRC-MLR:** XGML00000193058
- **Licence no. · FINTRAC-MSB:** M22736396
- **Licence no. · FCA-PSD:** 553273
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate on the UK company number the register gives. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry IDs:** fcd354485d69 · 86b141c7fd76
- **Companies House no.:** [07495895 ↗](https://find-and-update.company-information.service.gov.uk/company/07495895)
## Profile
- **Type:** Payments & e-money · Money service business
- **Regulation:** Prudential licence
- **Register licences:** [4 entries on 3 registers](https://elucidate.co/directory/gocardless-ltd-gocdgb22#licences)
- **Activities:** - Payment services - Money remittance - Currency exchange
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · [Canada](https://elucidate.co/directory/country/ca)
- **Website (register):** [gocardless.com ↗](https://gocardless.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Groupay Inc. · United States[254900Q1DHWYU2OXG368 ↗](https://search.gleif.org/#/record/254900Q1DHWYU2OXG368)
The Groupay Inc. group has 3 institutions in the directory, in 2 countries: all hold a BIC.
Including [Sentenial LTD](https://elucidate.co/directory/sentenial-ltd-sltdie2m).
[See the Groupay Inc. group →](https://elucidate.co/directory/group/254900Q1DHWYU2OXG368)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Persons with significant control
Companies House · company [07495895 ↗](https://find-and-update.company-information.service.gov.uk/company/07495895) · as at 9 October 2026
Companies House lists 1 person with significant control for Gocardless Ltd: 1 company.
| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| [Gc Uk Newco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/17024992) | Company · UK | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 1 October 2026 |
| [Redbudmarsh Netherlands Holding Limited ↗](https://find-and-update.company-information.service.gov.uk/company/16725114) | Company · UK · through Gc Uk Newco Limited | 75–100% of shares · 75–100% of votes | 10 February 2026 |
| [Inspireplace Limited ↗](https://find-and-update.company-information.service.gov.uk/company/16638559) | Company · UK · through Redbudmarsh Netherlands Holding Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 17 September 2025 |
| [Mollie Intermediate Holding Ltd ↗](https://find-and-update.company-information.service.gov.uk/company/16725114) | Company · UK · through Inspireplace Limited | 25–50% of shares · 25–50% of votes | 26 August 2026 |
| [Redbudmarsh Group Limited ↗](https://find-and-update.company-information.service.gov.uk/company/16724444) | Company · UK · through Redbudmarsh Netherlands Holding Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 17 September 2025 |
| Adriaan Tobias Mol | Individual · through Redbudmarsh Group Limited | Significant influence or control | 31 December 2025 |
| [Mollie Uk Newco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/17024239) | Company · UK · through Redbudmarsh Group Limited | 75–100% of votes · Can appoint or remove directors | 26 August 2026 |
| [Mollie Holding Limited ↗](https://find-and-update.company-information.service.gov.uk/company/16589416) | Company · UK · through Mollie Uk Newco Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 26 August 2026 |
| Adriaan Tobias Mol | Individual · through Mollie Holding Limited | Significant influence or control | 8 September 2025 |
| [Gocardless Holdings (Uk) Ltd ↗](https://find-and-update.company-information.service.gov.uk/company/15938440) | Company · UK · through Redbudmarsh Group Limited | 75–100% of shares | 1 October 2026 |
| Adriaan Tobias Mol | Individual · through Gocardless Holdings (Uk) Ltd | Significant influence or control | 1 September 2026 |
| [Mollie Taurus Ltd ↗](https://find-and-update.company-information.service.gov.uk/company/16724444) | Company · UK · through Gc Uk Newco Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 1 October 2026 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/07495895/persons-with-significant-control)
## Addresses
- **Registered address:** 65 GOSWELL ROAD LONDON EC1V 7EN UNITED KINGDOM
- **Operational address:** 65 GOSWELL ROAD LONDON LONDON EC1V 7EN UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
GOCDGB22XXX
25490076D2BHGL7IT794
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
GOCDGB22XXX
25490076D2BHGL7IT794
GOCARDLESS LTD
LONDON
GB
65 GOSWELL ROAD LONDON EC1V 7EN
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same legal entity
- [Gocardless LTD BIC GOCRGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 25490076D2BHGL7IT794](https://elucidate.co/directory/gocardless-ltd-gocrgb22)
Other BICs mapped to the same LEI.
### Subsidiaries in the directory
- [Sentenial LTD BIC SLTDIE2M Financial institution Not on a tracked register Ireland · Not on a tracked register · LEI 9845007E557E0150C967](https://elucidate.co/directory/sentenial-ltd-sltdie2m)
Entities that GLEIF records with this LEI as their direct parent.
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **HMRC MLR Supervised Business Register**—HM Revenue & Customs (HMRC) · [register ↗](https://www.gov.uk/guidance/money-laundering-regulations-supervised-business-register) as at 24 September 2026
- **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [gocardless.com](https://gocardless.com/) (official website) · [original](https://framerusercontent.com/images/DttpiSG0Zmnl5Ae6JgVz0wbnkqQ.png).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.