--- title: "Goldman Sachs Bank USA SWIFT/BIC code GSCMUS33XXX · United States | Elucidate" description: "FSB global systemically important bank (G-SIB), bucket 2 of 5. SWIFT/BIC code GSCMUS33XXX for Goldman Sachs Bank USA, United States. 1 branch BIC." url: https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33 --- 1. [Directory](https://elucidate.co/directory) 2. [United States](https://elucidate.co/directory/country/us) 3. Goldman Sachs Bank USA United States · Credit institution # Goldman Sachs Bank USA Goldman Sachs Bank USA is a New York State-chartered bank and a member of the Federal Reserve System. Its principal office is in New York. It is a wholly owned subsidiary of The Goldman Sachs Group, Inc. and describes itself as the group's primary deposit-taking entity. It takes deposits from private bank clients, US consumers through Marcus by Goldman Sachs, institutions and corporations. It also lends, provides transaction banking services and deals in derivatives. It owns Goldman Sachs Bank Europe SE in Frankfurt and operates branches in Salt Lake City, Draper and London. FSB G-SIB list 2025 2 Bucket 2 of 5 · listed since 2011 Main operating bank of a G-SIB · Goldman Sachs [FSB 2025 list ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) [What is a G-SIB? ↗](https://www.fsb.org/work-of-the-fsb/market-and-institutional-resilience/post-2008-financial-crisis-reforms/ending-too-big-to-fail/global-systemically-important-financial-institutions-g-sifis/) BIC **GSCMUS33XXX** LEI **[KD3XUN7C6T14HNAYLU02](https://search.gleif.org/#/record/KD3XUN7C6T14HNAYLU02)** Licence no. **Not on a tracked register** Connected to Swift [Global systemically important bank · bucket **2**](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#regulatory) [**1** branch code](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#branches) [Group: The Goldman Sachs Group, Inc.](https://elucidate.co/directory/group/784F5XWPLTWKTBV3E584) [Claim this profile](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. It is on the FSB G-SIB list (see [Regulatory status](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#regulatory)): that is a designation, not a licence on a tracked register. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Regulatory status ### FSB · global systemically important banks 2025 list - **G-SIB:** Goldman Sachs - **Relation:** Main operating bank of a G-SIBThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF. - **Bucket:** 2 of 5 · extra capital buffer 1.5% of risk-weighted assets - **On the list since:** 2011 ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** GSCMUS33XXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC - **Branch codes:** [1 branch code](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#branches) - **Other BICs with this LEI:** [GSLDGB2L](https://elucidate.co/directory/goldman-sachs-bank-usa-london-branch-gsldgb2l) · [GSTRUS33](https://elucidate.co/directory/goldman-sachs-bank-usa-gstrus33) · [GSBUGB2L](https://elucidate.co/directory/goldman-sachs-bank-usa-london-branch-gsbugb2l) - **BIC first registered:** 1998-03-07 - **Last updated:** 2025-11-15 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#overview-sources) Total assets Not published Employees Not published Ownership Group subsidiary 100% The Goldman Sachs Group, Inc. Institution type Commercial bank - **Ownership:** The Goldman Sachs Group, Inc. owns 100% of the bank. - **Direct parent:** [The Goldman Sachs Group, Inc.](https://elucidate.co/directory/goldman-sachs-group-inc-gsgius31), United States 100% - **Head office:** 200 West Street, 10282 New York, United States ### Business lines - Private banking & wealth - Corporate banking - Retail banking - Transaction banking & payments - Cards - Markets & trading - Mortgage lending According to its own reports, the bank lends to corporate, real estate and wealth management clients, takes consumer deposits through Marcus, issues the Apple Card and deals in derivatives for market making and risk management. ### Online - **Websites & references:** [goldmansachs.com ↗](https://www.goldmansachs.com/) [marcus.com ↗](https://www.marcus.com/) Marcus by Goldman Sachs consumer deposit site (products provided by the bank's Salt Lake City branch) [Wikipedia ↗](https://en.wikipedia.org/wiki/Goldman_Sachs) group article - **Official social accounts:** None found Sources · 10 pages consulted 1. [goldmansachs.com/investor-relations/financials/subsidiary-financial-info/gsbank-usa](https://www.goldmansachs.com/investor-relations/financials/subsidiary-financial-info/gsbank-usa) 2. [goldmansachs.com/our-firm/our-people-and-leadership/leadership](https://www.goldmansachs.com/our-firm/our-people-and-leadership/leadership) 3. [consumerfinance.gov/enforcement/actions/goldman-sachs-bank-usa/](https://www.consumerfinance.gov/enforcement/actions/goldman-sachs-bank-usa/) 4. [consumerfinance.gov/enforcement/actions/apple-inc/](https://www.consumerfinance.gov/enforcement/actions/apple-inc/) 5. [goldmansachs.com/investor-relations/financials/subsidiary-financial-info/gsbank-usa/2025/gsbank-usa-q2-202](https://www.goldmansachs.com/investor-relations/financials/subsidiary-financial-info/gsbank-usa/2025/gsbank-usa-q2-2025.pdf) 6. [marketscreener.com/quote/stock/THE-GOLDMAN-SACHS-GROUP-I-12831/news/Goldman-Sachs-Bankand-Subsidiaries-2024-](https://www.marketscreener.com/quote/stock/THE-GOLDMAN-SACHS-GROUP-I-12831/news/Goldman-Sachs-Bankand-Subsidiaries-2024-Second-Quarter-Repor-Goldman-Sachs-Bank-USA-and-Subsidiari-47588629/) 7. [insurancenewsnet.com/oarticle/goldman-sachs-bank-usa-and-subsidiaries-2024-annual-report](https://insurancenewsnet.com/oarticle/goldman-sachs-bank-usa-and-subsidiaries-2024-annual-report) 8. [stocktitan.net/sec-filings/GS/10-q-goldman-sachs-group-inc-quarterly-earnings-report-2ecff79c9ae4.html](https://www.stocktitan.net/sec-filings/GS/10-q-goldman-sachs-group-inc-quarterly-earnings-report-2ecff79c9ae4.html) 9. [bankingdive.com/news/goldman-sachs-ceo-solomon-47-million-pay-20-raise-apple-card-waldron-dimon/810505/](https://www.bankingdive.com/news/goldman-sachs-ceo-solomon-47-million-pay-20-raise-apple-card-waldron-dimon/810505/) 10. [marcus.com/us/en](https://www.marcus.com/us/en) ## Supervisors & regulators Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#overview-sources) - **United States:** Board of Governors of the Federal Reserve System Prudential supervisor Central bank AML supervisor - **United States:** New York State Department of Financial Services Prudential supervisor AML supervisor - **United States:** Consumer Financial Protection Bureau Conduct - **United States:** Federal Deposit Insurance Corporation Resolution - **United States:** Commodity Futures Trading Commission Other ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#overview-sources) 1. Dec 2025 Other The bank's parent reported a December 2025 agreement to move the Apple Card programme, issued by the bank, to another issuer. [stocktitan.net ↗](https://www.stocktitan.net/sec-filings/GS/10-q-goldman-sachs-group-inc-quarterly-earnings-report-2ecff79c9ae4.html) 2. Oct 2024 Enforcement The CFPB ordered the bank to pay a USD 45 million civil penalty and USD 19.8 million redress over Apple Card dispute handling and marketing. [consumerfinance.gov ↗](https://www.consumerfinance.gov/enforcement/actions/goldman-sachs-bank-usa/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source. ## Identifiers Head-office record - **BIC:** GSCMUS33XXX - **How the BIC breaks down:** 1. GSCM Bank 2. US Country · United States 3. 33 Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** KD3XUN7C6T14HNAYLU02 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/KD3XUN7C6T14HNAYLU02) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Profile - **Type:** Credit institution - **Regulation:** Prudentially supervised (FSB G-SIB list) - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** United States · North America - **FSB G-SIB list:** [Bucket 2 of 5](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33#regulatory) list of 2025 - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** [The Goldman Sachs Group, Inc.](https://elucidate.co/directory/goldman-sachs-group-inc-gsgius31) · United States[784F5XWPLTWKTBV3E584 ↗](https://search.gleif.org/#/record/784F5XWPLTWKTBV3E584) - **FSB G-SIB list:** [Main operating bank of a G-SIB · Goldman Sachs](https://elucidate.co/directory/group/784F5XWPLTWKTBV3E584) bucket 2 · 2025 list The G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF. The The Goldman Sachs Group, Inc. group has 181 institutions in the directory, in 37 countries: all hold a BIC. Including [Goldman Sachs Bank Europe SE, Amsterdam Branch](https://elucidate.co/directory/goldman-sachs-bank-europe-se-amsterdam-branch-goldnl2a), [Goldman Sachs Bank Europe SE](https://elucidate.co/directory/goldman-sachs-bank-europe-se-golddeff), [Goldman Sachs Bank Europe SE, Dublin Branch](https://elucidate.co/directory/goldman-sachs-bank-europe-se-dublin-branch-goldie2a), [Goldman Sachs Bank Europe SE, Luxembourg Branch](https://elucidate.co/directory/goldman-sachs-bank-europe-se-luxembourg-branch-goldlull), [Goldman Sachs Bank Europe SE, Succursale Italia](https://elucidate.co/directory/goldman-sachs-bank-europe-se-succursale-italia-golditmm). [See the The Goldman Sachs Group, Inc. group →](https://elucidate.co/directory/group/784F5XWPLTWKTBV3E584) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Registered address:** 200 WEST STREET NEW YORK 10282 UNITED STATES OF AMERICA - **Operational address:** 200 WEST STREET NEW YORK,NY NEW YORK,NY 10282 UNITED STATES OF AMERICA ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml GSCMUS33XXX KD3XUN7C6T14HNAYLU02 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml GSCMUS33XXX KD3XUN7C6T14HNAYLU02 GOLDMAN SACHS BANK USA NEW YORK US 200 WEST STREET NEW YORK 10282 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Network ### Branch codes | BIC | Branch | City | Address | LEI | Updated | | --- | --- | --- | --- | --- | --- | | [GSCMUS33CLS](https://elucidate.co/directory/goldman-sachs-bank-usa-gscmus33-cls) | — | New York | 200 WEST STREET NEW YORK,NY NEW YORK,NY 10282 UNITED STATES OF AMERICA | — | 2019-07-20 | [See every BIC in United States →](https://elucidate.co/directory/country/us#bics) ## Related institutions ### Same legal entity - [Goldman Sachs Bank USA London Branch BIC GSLDGB2L Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · LEI KD3XUN7C6T14HNAYLU02](https://elucidate.co/directory/goldman-sachs-bank-usa-london-branch-gsldgb2l) - [Goldman Sachs Bank USA BIC GSTRUS33 Credit institution Prudential licence United States · On the FSB G-SIB list · LEI KD3XUN7C6T14HNAYLU02](https://elucidate.co/directory/goldman-sachs-bank-usa-gstrus33) - [Goldman Sachs Bank USA London Branch BIC GSBUGB2L Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · LEI KD3XUN7C6T14HNAYLU02](https://elucidate.co/directory/goldman-sachs-bank-usa-london-branch-gsbugb2l) Other BICs mapped to the same LEI. ### Subsidiaries in the directory - [Goldman Sachs Bank Europe SE BIC GOLDDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 8IBZUGJ7JPLH368JE346](https://elucidate.co/directory/goldman-sachs-bank-europe-se-golddeff) - [Goldman Sachs Mitsui Marine Derivative Products, L.P. BIC GSMMUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI X1H61UOUXUPKXR51OV18](https://elucidate.co/directory/goldman-sachs-mitsui-marine-derivative-products-l-p-gsmmus33) - [Goldman Sachs Mortgage Company BIC GSMOUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI A386VRLKH29CI1NZ2V69](https://elucidate.co/directory/goldman-sachs-mortgage-company-gsmous31) - [Gsb Uig LLC BIC GSULUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493000PAN0KGGJFC352](https://elucidate.co/directory/gsb-uig-llc-gsulus31) - [William Street Commitment Corporation BIC WSCCUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 68UVVLEGYGS11M7FBH52](https://elucidate.co/directory/william-street-commitment-corporation-wsccus31) Entities that GLEIF records with this LEI as their direct parent. ### Same group - [Goldman Sachs and CO. LLC BIC GOLDUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI FOR8UP27PHTHYVLBNG30](https://elucidate.co/directory/goldman-sachs-and-co-llc-goldus33) - [Goldman Sachs Asset Management, L.P. BIC GSAMUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI CF5M58QA35CFPUX70H17](https://elucidate.co/directory/goldman-sachs-asset-management-l-p-gsamus33) - [Amlq Holdings (Del) LLC BIC AMHLUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300J572R66JA41P46](https://elucidate.co/directory/amlq-holdings-del-llc-amhlus31) - [Best Investments (Delaware) L.L.C. BIC BIDLUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300I4FIV0GPT5LF55](https://elucidate.co/directory/best-investments-delaware-l-l-c-bidlus31) - [Broad Street Credit Holdings LLC BIC BSRHUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300QVPRMDFIO6C194](https://elucidate.co/directory/broad-street-credit-holdings-llc-bsrhus31) - [Broad Street Credit Investments LLC BIC BSRIUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300RIYSZ6W3JBU641](https://elucidate.co/directory/broad-street-credit-investments-llc-bsrius31) - [Broad Street Principal Investments L.L.C. BIC BSPEUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300ZPCFF2SIW4B230](https://elucidate.co/directory/broad-street-principal-investments-l-l-c-bspeus31) - [Elq Holdings (Del) LLC BIC ELHCUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493005GF5RE3CR5B432](https://elucidate.co/directory/elq-holdings-del-llc-elhcus31) [All 181 institutions in the The Goldman Sachs Group, Inc. group →](https://elucidate.co/directory/group/784F5XWPLTWKTBV3E584) ### Same name, different BIC - [Goldman Sachs Bank USA BIC GSCRUS33 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/goldman-sachs-bank-usa-gscrus33) ### Largest institutions in the United States - [Citadel Advisors LLC BIC CITGUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SHI4D0QGWI8X45](https://elucidate.co/directory/citadel-advisors-llc-citgus44) - [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i) - [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t) - [Sei Private Trust Company BIC SEICUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 254900F25IGTY0ETFV15](https://elucidate.co/directory/sei-private-trust-company-seicus33) - [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c) - [BNP Paribas BIC BNPAUS31 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-bnpaus31) - [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1) - [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33) [See every BIC in United States →](https://elucidate.co/directory/country/us#bics) Claim this profile ## Work at Goldman Sachs Bank USA? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.