--- title: "Google Payment Limited · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "Google Payment Limited is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 900008. LEI 6488U5HN5HSK59195V82. Register status, licences, activities and ownership." url: https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Google Payment Limited United Kingdom · Payments & e-money # Google Payment Limited Google Payment Limited is a private limited company incorporated in England and Wales in 2006. The FCA authorises it as an electronic money institution under reference 900008. Google International LLC wholly owns the firm, and its ultimate parent is Alphabet Inc. It processes payments for other Alphabet group companies, including UK customers' purchases on Google Play. It also issues e-money under the Google Payments terms and, since February 2025, pays out Google Cloud Marketplace sales proceeds to vendors in the UK and Israel. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#licences) BIC **No BIC** LEI **[6488U5HN5HSK59195V82](https://search.gleif.org/#/record/6488U5HN5HSK59195V82)** [Licence no. **900008**](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#licences) [Group: Alphabet Inc.](https://elucidate.co/directory/group/5493006MHB84DD0ZWV18) ## Licences and registrations Held by Google Payment Limited (LEI 6488U5HN5HSK59195V82). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900008 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-04-26 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#overview-sources) Customers Not published Employees Not published headcount · This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0) Ownership Group subsidiary 100% Google International LLC Firm type Merchant acquiring and processing Trades as Google Payments - **Standing:** The firm moved its registered office from 5 New Street Square to 280 Bishopsgate, London, on 1 June 2026. Google's published terms still show the former address. - **Ownership:** Google International LLC owns 100% of the firm, and Alphabet Inc. is its ultimate holding company and controlling party. - **Direct parent:** Google International LLC, United States 100% - **Ultimate owner:** Alphabet Inc., United States - **Head office:** 280 Bishopsgate, EC2M 4AG London, United Kingdom - **Company register:** Companies House 05903713 - **Incorporated:** 11 Aug 2006 ### Online - **Websites & references:** [payments.google.com ↗](https://payments.google.com/) [support.google.com ↗](https://support.google.com/paymentscenter) Google Payments help centre, including the complaints policy of Google Payment Limited - **Official social accounts:** None found Sources · 11 pages consulted 1. [find-and-update.company-information.service.gov.uk/company/05903713](https://find-and-update.company-information.service.gov.uk/company/05903713) 2. [find-and-update.company-information.service.gov.uk/company/05903713/officers](https://find-and-update.company-information.service.gov.uk/company/05903713/officers) 3. [find-and-update.company-information.service.gov.uk/company/05903713/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/05903713/persons-with-significant-control) 4. [find-and-update.company-information.service.gov.uk/company/05903713/filing-history](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history) 5. [find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0) 6. [payments.google.com/files/tos/buyer/Buyer\_GB.html](https://payments.google.com/files/tos/buyer/Buyer_GB.html) 7. [payments.google.com/payments/apis-secure/get\_legal\_document?ldi=15863](https://payments.google.com/payments/apis-secure/get_legal_document?ldi=15863) 8. [support.google.com/paymentscenter/answer/9034575?hl=en](https://support.google.com/paymentscenter/answer/9034575?hl=en) 9. [cloud.google.com/legal/archive/terms/marketplace-agency-jurisdictions/index-20260601](https://cloud.google.com/legal/archive/terms/marketplace-agency-jurisdictions/index-20260601) 10. [wallet.google.com/files/fca\_footer.html](https://wallet.google.com/files/fca_footer.html) 11. [register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an electronic money institution, reference 900008. Google states that the Israel Securities Authority also regulates the firm's payment activity in Israel. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900008 | In its own name | Active | [support.google.com ↗](https://support.google.com/paymentscenter/answer/9034575?hl=en) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#overview-sources) - **Safeguarding:** Insurance or guaranteeAccording to its 2024 accounts, the firm protects user funds with a comparable guarantee bond of EUR 194 million from a third-party insurer. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#overview-sources) - Merchant acquiring - E-money wallet - Payouts and mass payments According to its accounts, the firm processes payments for other Alphabet group companies, including UK customers' purchases on Google Play. It also issues e-money to UK Google Payments users and pays out Google Cloud Marketplace proceeds to vendors. The firm serves customers in the United Kingdom. Google also names it as the payment agent that pays Cloud Marketplace vendors in the UK and Israel. - **Revenue:** EUR 223mThis entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0) - **Sells to:** Other · Consumers · Small businesses - **Serves customers in 2 countries:** United Kingdom · Israel ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#overview-sources) - **Executive:** Stephen John Ratcliffe Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/officers) - **Executive:** Michael Davis Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/officers) - **Executive:** Sarah-Jayne Williams Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/officers) - **Executive:** Pedro Maria Aizpun Morales Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/officers) - **Executive:** Valentine Anthony Bohan Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/google-payment-limited-3b13cf6bbc7e#overview-sources) 1. Jun 2026 Other The firm moved its registered office to 280 Bishopsgate, London, and appointed Abogado Nominees Limited as company secretary. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history) 2. Feb 2025 Other The firm began providing payment services for Google Cloud Marketplace. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0) 3. Feb 2025 Leadership The firm appointed Valentine Anthony Bohan as a director. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history) 4. Oct 2024 Leadership Director Natasja Laheij resigned from the board. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history) 5. Sep 2024 Leadership The firm appointed Michael Davis and Sarah-Jayne Williams as directors. Director Zeina Hatem stepped down. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history) 6. Jun 2024 Leadership The firm appointed Pedro Maria Aizpun Morales as a director after Amitesh Bhushan resigned in May 2024. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/filing-history) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-EMI:** 900008 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [6488U5HN5HSK59195V82 ↗](https://search.gleif.org/#/record/6488U5HN5HSK59195V82) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Companies House no.:** [05903713 ↗](https://find-and-update.company-information.service.gov.uk/company/05903713) - **Elucidate firm ID:** 3b13cf6bbc7e ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-04-26 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Alphabet Inc. · United States[5493006MHB84DD0ZWV18 ↗](https://search.gleif.org/#/record/5493006MHB84DD0ZWV18) The Alphabet Inc. group has 6 institutions in the directory, in 4 countries: 3 hold a BIC and 3 do not. Including [Google Payment Ireland Limited](https://elucidate.co/directory/google-payment-ireland-limited-33f9286e7955), [Google Payment Lithuania UAB](https://elucidate.co/directory/google-payment-lithuania-uab-f52d8a72fbf0), [Google Asia Pacific Pte LTD](https://elucidate.co/directory/google-asia-pacific-pte-ltd-googsgs1), [Google Ireland Holdings Unlimited Company](https://elucidate.co/directory/google-ireland-holdings-unlimited-company-googie21), [Google Ireland Limited](https://elucidate.co/directory/google-ireland-limited-googie31). [See the Alphabet Inc. group →](https://elucidate.co/directory/group/5493006MHB84DD0ZWV18) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Persons with significant control Companies House · company [05903713 ↗](https://find-and-update.company-information.service.gov.uk/company/05903713) · as at 9 October 2026 Companies House lists 1 person with significant control for Google Payment Limited: 1 company. | Name | Type | Nature of control | Notified | | --- | --- | --- | --- | | Alphabet, Inc. | Company · Delaware | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 6 April 2016 | Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/05903713/persons-with-significant-control) ## Addresses - **Address on the register:** 5, New Street Square, London, EC4A 3TW - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 6488U5HN5HSK59195V82 Google Payment Limited EC4A 3TW London GB 5, New Street Square ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Google Payment Ireland Limited · trading as GPIL, Google Payment No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C178423 (EBA-PSD2) · LEI 9845003AA4F14A013C44](https://elucidate.co/directory/google-payment-ireland-limited-33f9286e7955) - [Google Payment Lithuania UAB No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB000486 (EBA-PSD2) · LEI 6488JJ7LW4MS85G57298](https://elucidate.co/directory/google-payment-lithuania-uab-f52d8a72fbf0) - [Google Asia Pacific Pte LTD BIC GOOGSGS1 Financial institution Not on a tracked register Singapore · Not on a tracked register · LEI RXU43ANVI3MGLXA9UI89](https://elucidate.co/directory/google-asia-pacific-pte-ltd-googsgs1) - [Google Ireland Holdings Unlimited Company BIC GOOGIE21 Financial institution Not on a tracked register Ireland · Not on a tracked register · LEI 1FN51LDHILXJ06W1QN20](https://elucidate.co/directory/google-ireland-holdings-unlimited-company-googie21) - [Google Ireland Limited BIC GOOGIE31 Financial institution Not on a tracked register Ireland · Not on a tracked register · LEI YYPPRNO5HB304LHFVG31](https://elucidate.co/directory/google-ireland-limited-googie31) [All 6 institutions in the Alphabet Inc. group →](https://elucidate.co/directory/group/5493006MHB84DD0ZWV18) ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.