--- title: "The Western Union Company: group institutions, BICs and licences | Elucidate" description: "GLEIF records 10 legal entities in the directory as consolidated by The Western Union Company: 15 institutions in 12 countries, of which 11 hold a BIC." url: https://elucidate.co/directory/group/28ID94QU1140NC23S047 --- 1. [Directory](https://elucidate.co/directory) 2. [Groups](https://elucidate.co/directory/group) 3. The Western Union Company Corporate group · United States # The Western Union Company See the institutions that GLEIF records as consolidated by The Western Union Company, with or without a BIC. Consolidation is an accounting relationship reported to GLEIF; it does not show ownership shares or control. 15 Institutions Active · plus 2 inactive 11 Hold a BIC 73% of institutions 7 On a tracked register 47% of institutions 15 LEI mapped 100% of institutions 12 Countries 4 regions · 10 legal entities ### The group at a glance Every row is the same 15 institutions, split by one attribute Type - Credit institution 6 · 40% - Money service business 4 · 27% - Payments & e-money 3 · 20% - Financial institution 2 · 13% Identification - BIC only 8 · 53% - BIC and a register licence 3 · 20% - Register only, no BIC 4 · 27% Regulation level - Prudential licence 9 · 60% - AML registration only 4 · 27% - Not on a tracked register 2 · 13% Region - Europe & Central Asia 10 · 67% - East Asia & Pacific 2 · 13% - North America 2 · 13% - Middle East & North Africa 1 · 6.7% LEI - LEI mapped 15 · 100% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Credit institution | 6 | 40% | | Money service business | 4 | 27% | | Payments & e-money | 3 | 20% | | Financial institution | 2 | 13% | | Identification | | BIC only | 8 | 53% | | BIC and a register licence | 3 | 20% | | Register only, no BIC | 4 | 27% | | Regulation level | | Prudential licence | 9 | 60% | | AML registration only | 4 | 27% | | Not on a tracked register | 2 | 13% | | Region | | Europe & Central Asia | 10 | 67% | | East Asia & Pacific | 2 | 13% | | North America | 2 | 13% | | Middle East & North Africa | 1 | 6.7% | | LEI | | LEI mapped | 15 | 100% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. GLEIF relationship records as at 25 September 2026 · BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/group/28ID94QU1140NC23S047#institutions) [Head entity](https://elucidate.co/directory/group/28ID94QU1140NC23S047#head) [Members](https://elucidate.co/directory/group/28ID94QU1140NC23S047#members) [Licences](https://elucidate.co/directory/group/28ID94QU1140NC23S047#licences) [Countries](https://elucidate.co/directory/group/28ID94QU1140NC23S047#countries) [Research](https://elucidate.co/directory/group/28ID94QU1140NC23S047#research) ## Institutions in the group All 15 institutions that GLEIF records in the group, with or without a BIC: prudentially supervised and larger institutions first. - [Western Union International Bank GMBH - French Branch BIC WUIGFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-french-branch-wuigfrp1) - [Convera Malta Financial Limited BIC TGBPMTMT Payments & e-money Prudential licence Malta · Licensed by Malta Financial Services Authority · C22339 (EBA-PSD2) · LEI 549300FY5PQTSMJKWY35](https://elucidate.co/directory/convera-malta-financial-limited-tgbpmtmt) - [Convera UK Limited BIC CHFXGB3L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 517165 (FCA-PSD) · also on FINTRAC-MSB, FINCEN-MSB · LEI 549300ZDHJL1XXIM5E64](https://elucidate.co/directory/convera-uk-limited-chfxgb3l) - [Western Union International Bank BIC WEUICZP1 Credit institution Prudential licence Czechia · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-weuiczp1) - [Western Union International Bank GMBH BIC WUIBATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-wuibatww) - [Western Union International Bank GMBH - Italian Branch BIC WUIBITR2 Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-italian-branch-wuibitr2) - [Western Union International Bank GMBH - Sucursal En Espana BIC WUIBESM2 Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-sucursal-en-espana-wuibesm2) - [Western Union International Bank Nl Deutschland BIC WUIDDEF1 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-nl-deutschland-wuiddef1) - [Western Union Payment Services Ireland Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C55075 (EBA-PSD2) · LEI 2549001KT0ONU8BSTX35](https://elucidate.co/directory/western-union-payment-services-ireland-limited-6d0f5d1b2d00) - [Convera Australia Pty LTD BIC CNAYAU22 Money service business AML registration only Australia · Registered with AUSTRAC (AUSTRAC-RSR) · LEI 549300XVKZNJ4UTCN573](https://elucidate.co/directory/convera-australia-pty-ltd-cnayau22) - [Convera Hong Kong Limited · trading as CONVERA No BIC Money service business AML registration only Hong Kong SAR China · Registered with Customs and Excise Department (C&ED) · 12-06-00062 (CED-MSO) · LEI 549300PZV5W9E1BBIU77](https://elucidate.co/directory/convera-hong-kong-limited-acb45e8e17c8) - [Custom House Financial (Uk)ltd · trading as Custom House Financial (UK) Ltd No BIC Money service business AML registration only United Kingdom · Registered with HMRC · XSML00000105522 (HMRC-MLR) · LEI 549300ZDHJL1XXIM5E64 (also mapped to a BIC)](https://elucidate.co/directory/custom-house-financial-uk-ltd-cdc3d828bf8e) - [Western Union International Services, LLC No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI MPZW9QQ3ARO07TVMGD25](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5) - [Convera UK Limited BIC TGBPGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300M7EOXYU5SJQ317](https://elucidate.co/directory/convera-uk-limited-tgbpgb22) - [Ruesch International Inc. BIC RUINUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493001XHQQ5SXGMLK46](https://elucidate.co/directory/ruesch-international-inc-ruinus31) ## Head entity GLEIF records The Western Union Company as the parent that consolidates the group, with its head office in the United States. The Western Union Company LEI 28ID94QU1140NC23S047 · [United States](https://elucidate.co/directory/country/us) · [GLEIF record ↗](https://search.gleif.org/#/record/28ID94QU1140NC23S047) The Western Union Company is not in the Swift directory or on the tracked registers. It appears here as the head of the group GLEIF records. ## Members by country GLEIF records 10 legal entities of the group in the directory, in 13 countries. Each institution shows its own listings and licences; nothing is inferred from the group. ### [United Kingdom](https://elucidate.co/directory/country/gb) 4 - [Convera UK Limited BIC CHFXGB3L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 517165 (FCA-PSD) · also on FINTRAC-MSB, FINCEN-MSB · LEI 549300ZDHJL1XXIM5E64 GLEIF: consolidated directly by the group head · LEI 549300ZDHJL1XXIM5E64](https://elucidate.co/directory/convera-uk-limited-chfxgb3l) - [Custom House Financial (Uk)ltd · trading as Custom House Financial (UK) Ltd No BIC Money service business AML registration only United Kingdom · Registered with HMRC · XSML00000105522 (HMRC-MLR) · LEI 549300ZDHJL1XXIM5E64 (also mapped to a BIC) GLEIF: consolidated directly by the group head · LEI 549300ZDHJL1XXIM5E64](https://elucidate.co/directory/custom-house-financial-uk-ltd-cdc3d828bf8e) - [Convera UK Limited BIC TGBPGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300M7EOXYU5SJQ317 GLEIF: consolidated directly by the group head · LEI 549300M7EOXYU5SJQ317](https://elucidate.co/directory/convera-uk-limited-tgbpgb22) - [Western Union Business Solutions (UK) Limited No BIC Payments & e-money Prudential licence Inactive since 17 May 2018 United Kingdom · Licensed by FCA · 536611 (FCA-PSD) · LEI 549300M7EOXYU5SJQ317 (also mapped to a BIC) GLEIF: consolidated directly by the group head · LEI 549300M7EOXYU5SJQ317](https://elucidate.co/directory/western-union-business-solutions-uk-limited-5b551ce07dee) ### [United States](https://elucidate.co/directory/country/us) 2 - [Western Union International Services, LLC No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI MPZW9QQ3ARO07TVMGD25 GLEIF: consolidated directly by the group head · LEI MPZW9QQ3ARO07TVMGD25](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5) - [Ruesch International Inc. BIC RUINUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493001XHQQ5SXGMLK46 GLEIF: consolidated directly by the group head · LEI 5493001XHQQ5SXGMLK46](https://elucidate.co/directory/ruesch-international-inc-ruinus31) ### [Australia](https://elucidate.co/directory/country/au) 1 - [Convera Australia Pty LTD BIC CNAYAU22 Money service business AML registration only Australia · Registered with AUSTRAC (AUSTRAC-RSR) · LEI 549300XVKZNJ4UTCN573 GLEIF: consolidated directly by the group head · LEI 549300XVKZNJ4UTCN573](https://elucidate.co/directory/convera-australia-pty-ltd-cnayau22) ### [Austria](https://elucidate.co/directory/country/at) 1 - [Western Union International Bank GMBH BIC WUIBATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54 GLEIF: consolidated directly by the group head · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-wuibatww) ### [Canada](https://elucidate.co/directory/country/ca) 1 - [Custom House (Online) LTD. · trading as WESTERN UNION BUSINESS SOLUTIONS No BIC Money service business AML registration only Inactive since 31 October 2018 Canada · Registered with FINTRAC · M08842155 (FINTRAC-MSB) · LEI 5493002RNEJ6XEP1GU27 GLEIF: consolidated directly by the group head · LEI 5493002RNEJ6XEP1GU27](https://elucidate.co/directory/custom-house-online-ltd-0a7dfbe9ec58) ### [Czechia](https://elucidate.co/directory/country/cz) 1 - [Western Union International Bank BIC WEUICZP1 Credit institution Prudential licence Czechia · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54 GLEIF: consolidated directly by the group head · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-weuiczp1) ### [France](https://elucidate.co/directory/country/fr) 1 - [Western Union International Bank GMBH - French Branch BIC WUIGFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54 GLEIF: consolidated directly by the group head · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-french-branch-wuigfrp1) ### [Germany](https://elucidate.co/directory/country/de) 1 - [Western Union International Bank Nl Deutschland BIC WUIDDEF1 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54 GLEIF: consolidated directly by the group head · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-nl-deutschland-wuiddef1) ### [Hong Kong SAR China](https://elucidate.co/directory/country/hk) 1 - [Convera Hong Kong Limited · trading as CONVERA No BIC Money service business AML registration only Hong Kong SAR China · Registered with Customs and Excise Department (C&ED) · 12-06-00062 (CED-MSO) · LEI 549300PZV5W9E1BBIU77 GLEIF: consolidated directly by the group head · LEI 549300PZV5W9E1BBIU77](https://elucidate.co/directory/convera-hong-kong-limited-acb45e8e17c8) ### [Ireland](https://elucidate.co/directory/country/ie) 1 - [Western Union Payment Services Ireland Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C55075 (EBA-PSD2) · LEI 2549001KT0ONU8BSTX35 GLEIF: consolidated through an intermediate parent · LEI 2549001KT0ONU8BSTX35](https://elucidate.co/directory/western-union-payment-services-ireland-limited-6d0f5d1b2d00) ### [Italy](https://elucidate.co/directory/country/it) 1 - [Western Union International Bank GMBH - Italian Branch BIC WUIBITR2 Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54 GLEIF: consolidated directly by the group head · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-italian-branch-wuibitr2) ### [Malta](https://elucidate.co/directory/country/mt) 1 - [Convera Malta Financial Limited BIC TGBPMTMT Payments & e-money Prudential licence Malta · Licensed by Malta Financial Services Authority · C22339 (EBA-PSD2) · LEI 549300FY5PQTSMJKWY35 GLEIF: consolidated directly by the group head · LEI 549300FY5PQTSMJKWY35](https://elucidate.co/directory/convera-malta-financial-limited-tgbpmtmt) ### [Spain](https://elucidate.co/directory/country/es) 1 - [Western Union International Bank GMBH - Sucursal En Espana BIC WUIBESM2 Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54 GLEIF: consolidated directly by the group head · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-sucursal-en-espana-wuibesm2) ## Register licences in the group Institutions in the group hold 9 licences and registrations on the tracked registers. | Register | Holder | Licence | Number | Jurisdiction | Status | | --- | --- | --- | --- | --- | --- | | [FCA-PSD](https://elucidate.co/directory/register/fca-psd) | [Convera UK Limited](https://elucidate.co/directory/convera-uk-limited-chfxgb3l) | Authorised Payment Institution | 517165 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | | [FINTRAC-MSB](https://elucidate.co/directory/register/fintrac-msb) | [Convera UK Limited](https://elucidate.co/directory/convera-uk-limited-chfxgb3l) | MSB | M16951694 | [Canada](https://elucidate.co/directory/country/ca) | Active | | [FINCEN-MSB](https://elucidate.co/directory/register/fincen-msb) | [Convera UK Limited](https://elucidate.co/directory/convera-uk-limited-chfxgb3l) | — | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | | [AUSTRAC-RSR](https://elucidate.co/directory/register/austrac-rsr) | [Convera Australia PTY LTD](https://elucidate.co/directory/convera-australia-pty-ltd-cnayau22) | Independent remittance dealer or remittance affiliate (not distinguished on public register) | Not published by the register | [Australia](https://elucidate.co/directory/country/au) | Active | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [Convera Malta Financial Limited](https://elucidate.co/directory/convera-malta-financial-limited-tgbpmtmt) | Payment institution | C22339 | [Malta](https://elucidate.co/directory/country/mt) | Active | | [CED-MSO](https://elucidate.co/directory/register/ced-mso) | [Convera Hong Kong Limited](https://elucidate.co/directory/convera-hong-kong-limited-acb45e8e17c8) | Money Service Operator | 12-06-00062 | [Hong Kong SAR China](https://elucidate.co/directory/country/hk) | Active | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [Western Union Payment Services Ireland Limited](https://elucidate.co/directory/western-union-payment-services-ireland-limited-6d0f5d1b2d00) | Payment institution | C55075 | [Ireland](https://elucidate.co/directory/country/ie) | Active | | [FINCEN-MSB](https://elucidate.co/directory/register/fincen-msb) | [Western Union International Services, LLC](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5) | — | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | | [FINTRAC-MSB](https://elucidate.co/directory/register/fintrac-msb) | [Custom House (Online) LTD.](https://elucidate.co/directory/custom-house-online-ltd-0a7dfbe9ec58) | MSB | M08842155 | [Canada](https://elucidate.co/directory/country/ca) | Inactive | ## Where the group is present The group’s institutions are in 13 countries. [United Kingdom **4**](https://elucidate.co/directory/country/gb) [United States **2**](https://elucidate.co/directory/country/us) [Australia **1**](https://elucidate.co/directory/country/au) [Austria **1**](https://elucidate.co/directory/country/at) [Canada **1**](https://elucidate.co/directory/country/ca) [Czechia **1**](https://elucidate.co/directory/country/cz) [France **1**](https://elucidate.co/directory/country/fr) [Germany **1**](https://elucidate.co/directory/country/de) [Hong Kong SAR China **1**](https://elucidate.co/directory/country/hk) [Ireland **1**](https://elucidate.co/directory/country/ie) [Italy **1**](https://elucidate.co/directory/country/it) [Malta **1**](https://elucidate.co/directory/country/mt) [Spain **1**](https://elucidate.co/directory/country/es) ## In Elucidate research One Elucidate article names The Western Union Company. - [Beyond the BIC: why we built one directory for banks and regulated payment firms](https://elucidate.co/blog/beyond-the-bic-bank-and-firm-directory) 28 September 2026 Sources & method Group membership follows GLEIF accounting-consolidation relationships as at 25 September 2026. It does not cover ownership below consolidation. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.