--- title: "Carrefour: group institutions, BICs and licences | Elucidate" description: "GLEIF records 5 legal entities in the directory as consolidated by Carrefour: 5 institutions in 2 countries, of which 4 hold a BIC." url: https://elucidate.co/directory/group/549300B8P6MUJ1YWTS08 --- 1. [Directory](https://elucidate.co/directory) 2. [Groups](https://elucidate.co/directory/group) 3. Carrefour Corporate group · France # Carrefour See the institutions that GLEIF records as consolidated by Carrefour, with or without a BIC. Consolidation is an accounting relationship reported to GLEIF; it does not show ownership shares or control. 5 Institutions Active · none marked inactive 4 Hold a BIC 80% of institutions 2 On a tracked register 40% of institutions 5 LEI mapped 100% of institutions 2 Countries 1 region · 5 legal entities ### The group at a glance Every row is the same 5 institutions, split by one attribute Type - Payments & e-money 2 · 40% - Credit institution 1 · 20% - Financial institution 1 · 20% - Non-financial corporate 1 · 20% Identification - BIC only 3 · 60% - BIC and a register licence 1 · 20% - Register only, no BIC 1 · 20% Regulation level - Prudential licence 3 · 60% - Not on a tracked register 2 · 40% LEI - LEI mapped 5 · 100% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Payments & e-money | 2 | 40% | | Credit institution | 1 | 20% | | Financial institution | 1 | 20% | | Non-financial corporate | 1 | 20% | | Identification | | BIC only | 3 | 60% | | BIC and a register licence | 1 | 20% | | Register only, no BIC | 1 | 20% | | Regulation level | | Prudential licence | 3 | 60% | | Not on a tracked register | 2 | 40% | | LEI | | LEI mapped | 5 | 100% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. GLEIF relationship records as at 25 September 2026 · BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/group/549300B8P6MUJ1YWTS08#institutions) [Head entity](https://elucidate.co/directory/group/549300B8P6MUJ1YWTS08#head) [Members](https://elucidate.co/directory/group/549300B8P6MUJ1YWTS08#members) [Licences](https://elucidate.co/directory/group/549300B8P6MUJ1YWTS08#licences) [Countries](https://elucidate.co/directory/group/549300B8P6MUJ1YWTS08#countries) ## Institutions in the group All 5 institutions that GLEIF records in the group, with or without a BIC: prudentially supervised and larger institutions first. - [Carrefour Banque BIC SOAPFR22 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500GVS02SJYG9S632](https://elucidate.co/directory/carrefour-banque-soapfr22) - [Market Pay BIC MAKPFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 808389191 (EBA-PSD2) · LEI 969500U5O0CRIWYMZX38](https://elucidate.co/directory/market-pay-makpfrp1) - [Servicios Financieros Carrefour, Establecimiento Financiero DE Credito, S.A. No BIC Payments & e-money Prudential licence Spain · Licensed by Bank of Spain · 8795 (EBA-PSD2) · LEI 5493009TO08H2XXXHQ45](https://elucidate.co/directory/servicios-financieros-carrefour-establecimiento-financiero-de-credito-s-a-f0a7c1a9efc1) - [Carrefour Finance S.A. BIC CARFFR22 Non-financial corporate Not on a tracked register France · Not on a tracked register · LEI 5493007ZLRNTTT9B6384](https://elucidate.co/directory/carrefour-finance-s-a-carffr22) - [Finifac Sas BIC FNIFFR21 Financial institution Not on a tracked register France · Not on a tracked register · LEI 969500NRB5EZJ7LIQ136](https://elucidate.co/directory/finifac-sas-fniffr21) ## Head entity GLEIF records Carrefour as the parent that consolidates the group, with its head office in France. Carrefour LEI 549300B8P6MUJ1YWTS08 · [France](https://elucidate.co/directory/country/fr) · [GLEIF record ↗](https://search.gleif.org/#/record/549300B8P6MUJ1YWTS08) Carrefour is not in the Swift directory or on the tracked registers. It appears here as the head of the group GLEIF records. ## Members by country GLEIF records 5 legal entities of the group in the directory, in 2 countries. Each institution shows its own listings and licences; nothing is inferred from the group. ### [France](https://elucidate.co/directory/country/fr) 4 - [Carrefour Banque BIC SOAPFR22 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500GVS02SJYG9S632 GLEIF: consolidated directly by the group head · LEI 969500GVS02SJYG9S632](https://elucidate.co/directory/carrefour-banque-soapfr22) - [Market Pay BIC MAKPFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 808389191 (EBA-PSD2) · LEI 969500U5O0CRIWYMZX38 GLEIF: consolidated directly by the group head · LEI 969500U5O0CRIWYMZX38](https://elucidate.co/directory/market-pay-makpfrp1) - [Carrefour Finance S.A. BIC CARFFR22 Non-financial corporate Not on a tracked register France · Not on a tracked register · LEI 5493007ZLRNTTT9B6384 GLEIF: consolidated directly by the group head · LEI 5493007ZLRNTTT9B6384](https://elucidate.co/directory/carrefour-finance-s-a-carffr22) - [Finifac Sas BIC FNIFFR21 Financial institution Not on a tracked register France · Not on a tracked register · LEI 969500NRB5EZJ7LIQ136 GLEIF: consolidated directly by the group head · LEI 969500NRB5EZJ7LIQ136](https://elucidate.co/directory/finifac-sas-fniffr21) ### [Spain](https://elucidate.co/directory/country/es) 1 - [Servicios Financieros Carrefour, Establecimiento Financiero DE Credito, S.A. No BIC Payments & e-money Prudential licence Spain · Licensed by Bank of Spain · 8795 (EBA-PSD2) · LEI 5493009TO08H2XXXHQ45 GLEIF: consolidated through an intermediate parent · LEI 5493009TO08H2XXXHQ45](https://elucidate.co/directory/servicios-financieros-carrefour-establecimiento-financiero-de-credito-s-a-f0a7c1a9efc1) ## Register licences in the group Institutions in the group hold 2 licences and registrations on the tracked registers. | Register | Holder | Licence | Number | Jurisdiction | Status | | --- | --- | --- | --- | --- | --- | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [Market Pay](https://elucidate.co/directory/market-pay-makpfrp1) | Electronic money institution | 808389191 | [France](https://elucidate.co/directory/country/fr) | Active | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [Servicios Financieros Carrefour, Establecimiento Financiero DE Credito, S.A.](https://elucidate.co/directory/servicios-financieros-carrefour-establecimiento-financiero-de-credito-s-a-f0a7c1a9efc1) | Payment institution | 8795 | [Spain](https://elucidate.co/directory/country/es) | Active | ## Where the group is present The group’s institutions are in 2 countries. [France **4**](https://elucidate.co/directory/country/fr) [Spain **1**](https://elucidate.co/directory/country/es) Sources & method Group membership follows GLEIF accounting-consolidation relationships as at 25 September 2026. It does not cover ownership below consolidation. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.