--- title: "Experian plc: group institutions, BICs and licences | Elucidate" description: "GLEIF records 4 legal entities in the directory as consolidated by Experian plc: 3 institutions in 2 countries, of which 1 hold a BIC." url: https://elucidate.co/directory/group/635400RXXHHYT1JTSZ26 --- 1. [Directory](https://elucidate.co/directory) 2. [Groups](https://elucidate.co/directory/group) 3. Experian plc Corporate group · Jersey # Experian plc See the institutions that GLEIF records as consolidated by Experian plc, with or without a BIC. Consolidation is an accounting relationship reported to GLEIF; it does not show ownership shares or control. 3 Institutions Active · plus 1 inactive 1 Hold a BIC 33% of institutions 2 On a tracked register 67% of institutions 3 LEI mapped 100% of institutions 2 Countries 1 region · 4 legal entities ### The group at a glance Every row is the same 3 institutions, split by one attribute Type - Payments & e-money 2 · 67% - Non-financial corporate 1 · 33% Identification - BIC only 1 · 33% - Register only, no BIC 2 · 67% Regulation level - Small-firm registration 2 · 67% - Not on a tracked register 1 · 33% LEI - LEI mapped 3 · 100% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Payments & e-money | 2 | 67% | | Non-financial corporate | 1 | 33% | | Identification | | BIC only | 1 | 33% | | Register only, no BIC | 2 | 67% | | Regulation level | | Small-firm registration | 2 | 67% | | Not on a tracked register | 1 | 33% | | LEI | | LEI mapped | 3 | 100% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. GLEIF relationship records as at 25 September 2026 · BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/group/635400RXXHHYT1JTSZ26#institutions) [Head entity](https://elucidate.co/directory/group/635400RXXHHYT1JTSZ26#head) [Members](https://elucidate.co/directory/group/635400RXXHHYT1JTSZ26#members) [Licences](https://elucidate.co/directory/group/635400RXXHHYT1JTSZ26#licences) [Countries](https://elucidate.co/directory/group/635400RXXHHYT1JTSZ26#countries) ## Institutions in the group All 3 institutions that GLEIF records in the group, with or without a BIC: prudentially supervised and larger institutions first. - [Experian Ireland Limited No BIC Payments & e-money Small-firm registration Ireland · Registered with Central Bank of Ireland · C223438 (EBA-PSD2) · LEI 6354002DMFDDJDHUSW28](https://elucidate.co/directory/experian-ireland-limited-e7be78486eb2) - [Experian Limited · trading as Experian No BIC Payments & e-money Small-firm registration United Kingdom · Registered with FCA · 738097 (FCA-PSD) · LEI 635400MHX4JQ7JIMB814](https://elucidate.co/directory/experian-limited-ce678590ea19) - [Experian Finance PLC BIC EXPFGB22 Non-financial corporate Not on a tracked register United Kingdom · Not on a tracked register · LEI 635400RKRK5EGXSPC782](https://elucidate.co/directory/experian-finance-plc-expfgb22) ## Head entity GLEIF records Experian plc as the parent that consolidates the group, with its head office in Jersey. Experian plc LEI 635400RXXHHYT1JTSZ26 · [Jersey](https://elucidate.co/directory/country/je) · [GLEIF record ↗](https://search.gleif.org/#/record/635400RXXHHYT1JTSZ26) Experian plc is not in the Swift directory or on the tracked registers. It appears here as the head of the group GLEIF records. ## Members by country GLEIF records 4 legal entities of the group in the directory, in 3 countries. Each institution shows its own listings and licences; nothing is inferred from the group. ### [United Kingdom](https://elucidate.co/directory/country/gb) 2 - [Experian Limited · trading as Experian No BIC Payments & e-money Small-firm registration United Kingdom · Registered with FCA · 738097 (FCA-PSD) · LEI 635400MHX4JQ7JIMB814 GLEIF: consolidated through an intermediate parent · LEI 635400MHX4JQ7JIMB814](https://elucidate.co/directory/experian-limited-ce678590ea19) - [Experian Finance PLC BIC EXPFGB22 Non-financial corporate Not on a tracked register United Kingdom · Not on a tracked register · LEI 635400RKRK5EGXSPC782 GLEIF: consolidated directly by the group head · LEI 635400RKRK5EGXSPC782](https://elucidate.co/directory/experian-finance-plc-expfgb22) ### [Denmark](https://elucidate.co/directory/country/dk) 1 - [Noitso A/S No BIC Payments & e-money Small-firm registration Inactive since 10 May 2023 Denmark · Registered with Danish Financial Supervisory Authority · 30362942 (EBA-PSD2) · LEI 636700ADUO5FGY5B4959 GLEIF: consolidated through an intermediate parent · LEI 636700ADUO5FGY5B4959](https://elucidate.co/directory/noitso-a-s-e735db6f6bc6) ### [Ireland](https://elucidate.co/directory/country/ie) 1 - [Experian Ireland Limited No BIC Payments & e-money Small-firm registration Ireland · Registered with Central Bank of Ireland · C223438 (EBA-PSD2) · LEI 6354002DMFDDJDHUSW28 GLEIF: consolidated directly by the group head · LEI 6354002DMFDDJDHUSW28](https://elucidate.co/directory/experian-ireland-limited-e7be78486eb2) ## Register licences in the group Institutions in the group hold 3 licences and registrations on the tracked registers. | Register | Holder | Licence | Number | Jurisdiction | Status | | --- | --- | --- | --- | --- | --- | | [FCA-PSD](https://elucidate.co/directory/register/fca-psd) | [Experian Limited](https://elucidate.co/directory/experian-limited-ce678590ea19) | Registered Account Information Service Provider | 738097 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [Experian Ireland Limited](https://elucidate.co/directory/experian-ireland-limited-e7be78486eb2) | Account information service provider | C223438 | [Ireland](https://elucidate.co/directory/country/ie) | Active | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [Noitso A/S](https://elucidate.co/directory/noitso-a-s-e735db6f6bc6) | Account information service provider | 30362942 | [Denmark](https://elucidate.co/directory/country/dk) | Inactive | ## Where the group is present The group’s institutions are in 3 countries. [United Kingdom **2**](https://elucidate.co/directory/country/gb) [Denmark **1**](https://elucidate.co/directory/country/dk) [Ireland **1**](https://elucidate.co/directory/country/ie) Sources & method Group membership follows GLEIF accounting-consolidation relationships as at 25 September 2026. It does not cover ownership below consolidation. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.