--- title: "Ripple Labs Inc.: group institutions, BICs and licences | Elucidate" description: "GLEIF records 3 legal entities in the directory as consolidated by Ripple Labs Inc.: 3 institutions in 3 countries, of which 0 hold a BIC." url: https://elucidate.co/directory/group/9845001L01C142EE4094 --- 1. [Directory](https://elucidate.co/directory) 2. [Groups](https://elucidate.co/directory/group) 3. Ripple Labs Inc. Corporate group · United States # Ripple Labs Inc. See the institutions that GLEIF records as consolidated by Ripple Labs Inc., with or without a BIC. Consolidation is an accounting relationship reported to GLEIF; it does not show ownership shares or control. 3 Institutions Active · none marked inactive 0 Hold a BIC 0% of institutions 3 On a tracked register 100% of institutions 3 LEI mapped 100% of institutions 3 Countries 2 regions · 3 legal entities ### The group at a glance Every row is the same 3 institutions, split by one attribute Type - Payments & e-money 2 · 67% - Money service business 1 · 33% Identification - Register only, no BIC 3 · 100% Regulation level - Prudential licence 2 · 67% - AML registration only 1 · 33% Region - Europe & Central Asia 2 · 67% - North America 1 · 33% LEI - LEI mapped 3 · 100% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Payments & e-money | 2 | 67% | | Money service business | 1 | 33% | | Identification | | Register only, no BIC | 3 | 100% | | Regulation level | | Prudential licence | 2 | 67% | | AML registration only | 1 | 33% | | Region | | Europe & Central Asia | 2 | 67% | | North America | 1 | 33% | | LEI | | LEI mapped | 3 | 100% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. GLEIF relationship records as at 25 September 2026 · BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/group/9845001L01C142EE4094#institutions) [Head entity](https://elucidate.co/directory/group/9845001L01C142EE4094#head) [Members](https://elucidate.co/directory/group/9845001L01C142EE4094#members) [Countries](https://elucidate.co/directory/group/9845001L01C142EE4094#countries) ## Institutions in the group All 3 institutions that GLEIF records in the group, with or without a BIC: prudentially supervised and larger institutions first. - [Ripple Markets UK LTD No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 1028021 (FCA-EMI) · also on FINCEN-MSB · LEI 254900G0EPVX6T5K9X91](https://elucidate.co/directory/ripple-markets-uk-ltd-922251db770e) - [Ripple Payments Europe S.A. No BIC Payments & e-money Crypto Prudential licence Luxembourg · Licensed by Commission for the Supervision of Financial Sector · W00000021 (EBA-PSD2) · also on ESMA-CASP · LEI 2549000KEHDV2LWRRZ45](https://elucidate.co/directory/ripple-payments-europe-s-a-1d707a8aeba4) - [Ripple Labs Cayman Ltd. No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI 984500E8897C9DALF522](https://elucidate.co/directory/ripple-labs-cayman-ltd-40f38b0a5211) ## Head entity GLEIF records Ripple Labs Inc. as the parent that consolidates the group, with its head office in the United States. Ripple Labs Inc. LEI 9845001L01C142EE4094 · [United States](https://elucidate.co/directory/country/us) · [GLEIF record ↗](https://search.gleif.org/#/record/9845001L01C142EE4094) Ripple Labs Inc. is not in the Swift directory or on the tracked registers. It appears here as the head of the group GLEIF records. ## Members by country GLEIF records 3 legal entities of the group in the directory, in 3 countries. Each institution shows its own listings and licences; nothing is inferred from the group. ### [Luxembourg](https://elucidate.co/directory/country/lu) 1 - [Ripple Payments Europe S.A. No BIC Payments & e-money Crypto Prudential licence Luxembourg · Licensed by Commission for the Supervision of Financial Sector · W00000021 (EBA-PSD2) · also on ESMA-CASP · LEI 2549000KEHDV2LWRRZ45 GLEIF: consolidated through an intermediate parent · LEI 2549000KEHDV2LWRRZ45](https://elucidate.co/directory/ripple-payments-europe-s-a-1d707a8aeba4) ### [United Kingdom](https://elucidate.co/directory/country/gb) 1 - [Ripple Markets UK LTD No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 1028021 (FCA-EMI) · also on FINCEN-MSB · LEI 254900G0EPVX6T5K9X91 GLEIF: consolidated directly by the group head · LEI 254900G0EPVX6T5K9X91](https://elucidate.co/directory/ripple-markets-uk-ltd-922251db770e) ### [United States](https://elucidate.co/directory/country/us) 1 - [Ripple Labs Cayman Ltd. No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI 984500E8897C9DALF522 GLEIF: consolidated through an intermediate parent · LEI 984500E8897C9DALF522](https://elucidate.co/directory/ripple-labs-cayman-ltd-40f38b0a5211) ## Where the group is present The group’s institutions are in 3 countries. [Luxembourg **1**](https://elucidate.co/directory/country/lu) [United Kingdom **1**](https://elucidate.co/directory/country/gb) [United States **1**](https://elucidate.co/directory/country/us) Sources & method Group membership follows GLEIF accounting-consolidation relationships as at 25 September 2026. It does not cover ownership below consolidation. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.