--- title: "American Express Company: group institutions, BICs and licences | Elucidate" description: "GLEIF records 8 legal entities in the directory as consolidated by American Express Company: 9 institutions in 6 countries, of which 7 hold a BIC." url: https://elucidate.co/directory/group/R4PP93JZOLY261QX3811 --- 1. [Directory](https://elucidate.co/directory) 2. [Groups](https://elucidate.co/directory/group) 3. American Express Company Corporate group · United States # American Express Company See the institutions that GLEIF records as consolidated by American Express Company, with or without a BIC. Consolidation is an accounting relationship reported to GLEIF; it does not show ownership shares or control. 9 Institutions Active · none marked inactive 7 Hold a BIC 78% of institutions 4 On a tracked register 44% of institutions 9 LEI mapped 100% of institutions 6 Countries 3 regions · 8 legal entities ### The group at a glance Every row is the same 9 institutions, split by one attribute Type - Financial institution 5 · 56% - Payments & e-money 3 · 33% - Money service business 1 · 11% Identification - BIC only 5 · 56% - BIC and a register licence 2 · 22% - Register only, no BIC 2 · 22% Regulation level - Prudential licence 3 · 33% - AML registration only 1 · 11% - Not on a tracked register 5 · 56% Region - Europe & Central Asia 5 · 56% - East Asia & Pacific 2 · 22% - North America 2 · 22% LEI - LEI mapped 9 · 100% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Financial institution | 5 | 56% | | Payments & e-money | 3 | 33% | | Money service business | 1 | 11% | | Identification | | BIC only | 5 | 56% | | BIC and a register licence | 2 | 22% | | Register only, no BIC | 2 | 22% | | Regulation level | | Prudential licence | 3 | 33% | | AML registration only | 1 | 11% | | Not on a tracked register | 5 | 56% | | Region | | Europe & Central Asia | 5 | 56% | | East Asia & Pacific | 2 | 22% | | North America | 2 | 22% | | LEI | | LEI mapped | 9 | 100% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. GLEIF relationship records as at 25 September 2026 · BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/group/R4PP93JZOLY261QX3811#institutions) [Head entity](https://elucidate.co/directory/group/R4PP93JZOLY261QX3811#head) [Members](https://elucidate.co/directory/group/R4PP93JZOLY261QX3811#members) [Licences](https://elucidate.co/directory/group/R4PP93JZOLY261QX3811#licences) [Countries](https://elucidate.co/directory/group/R4PP93JZOLY261QX3811#countries) ## Institutions in the group All 9 institutions that GLEIF records in the group, with or without a BIC: prudentially supervised and larger institutions first. - [American Express Europe, S.A. No BIC Payments & e-money Prudential licence Spain · Licensed by Bank of Spain · 6837 (EBA-PSD2) · LEI 549300MZDW5XNH3F6F85](https://elucidate.co/directory/american-express-europe-s-a-e952ddbf13be) - [American Express Payment Services Limited · trading as American Express No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 484347 (FCA-PSD) · LEI 5493002EJ11E5XUNFT62](https://elucidate.co/directory/american-express-payment-services-limited-acf836273e1f) - [American Express Services Europe Limited BIC AESUGB21 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 661836 (FCA-PSD) · LEI 549300GH8KY3M2QD3W46](https://elucidate.co/directory/american-express-services-europe-limited-aesugb21) - [American Express Travel Related Services Company, Inc. BIC AETCUS3A Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · also on FINTRAC-MSB · LEI SV60HQBVB2DXO09D8H53](https://elucidate.co/directory/american-express-travel-related-services-company-inc-aetcus3a) - [American Express Australia Limited BIC AMXAAU22 Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 549300EY0GEGN85IG135](https://elucidate.co/directory/american-express-australia-limited-amxaau22) - [American Express Bank LLC BIC AEGBRUMM Financial institution Not on a tracked register Country under broad sanctions · Russia · Not on a tracked register · LEI 549300WFYYJY4T93E871](https://elucidate.co/directory/american-express-bank-llc-aegbrumm) - [American Express Europe LLC BIC AEECUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493000PZ159BW18FR76](https://elucidate.co/directory/american-express-europe-llc-aeecus31) - [American Express International Inc (Australia Branch) BIC AEIAAU21 Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 529900JUEZO6DICGJN97](https://elucidate.co/directory/american-express-international-inc-australia-branch-aeiaau21) - [American Express Services Europe Limited, Zweigniederlassung Frankfurt Am Main BIC AESUDEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 549300GH8KY3M2QD3W46](https://elucidate.co/directory/american-express-services-europe-limited-zweigniederlassung-frankfurt-am-main-aesudef1) ## Head entity GLEIF records American Express Company as the parent that consolidates the group, with its head office in the United States. American Express Company LEI R4PP93JZOLY261QX3811 · [United States](https://elucidate.co/directory/country/us) · [GLEIF record ↗](https://search.gleif.org/#/record/R4PP93JZOLY261QX3811) American Express Company is not in the Swift directory or on the tracked registers. It appears here as the head of the group GLEIF records. ## Members by country GLEIF records 8 legal entities of the group in the directory, in 6 countries. Each institution shows its own listings and licences; nothing is inferred from the group. ### [Australia](https://elucidate.co/directory/country/au) 2 - [American Express Australia Limited BIC AMXAAU22 Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 549300EY0GEGN85IG135 GLEIF: consolidated through an intermediate parent · LEI 549300EY0GEGN85IG135](https://elucidate.co/directory/american-express-australia-limited-amxaau22) - [American Express International Inc (Australia Branch) BIC AEIAAU21 Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 529900JUEZO6DICGJN97 GLEIF: an international branch of a group member · LEI 529900JUEZO6DICGJN97](https://elucidate.co/directory/american-express-international-inc-australia-branch-aeiaau21) ### [United Kingdom](https://elucidate.co/directory/country/gb) 2 - [American Express Payment Services Limited · trading as American Express No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 484347 (FCA-PSD) · LEI 5493002EJ11E5XUNFT62 GLEIF: consolidated through an intermediate parent · LEI 5493002EJ11E5XUNFT62](https://elucidate.co/directory/american-express-payment-services-limited-acf836273e1f) - [American Express Services Europe Limited BIC AESUGB21 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 661836 (FCA-PSD) · LEI 549300GH8KY3M2QD3W46 GLEIF: consolidated through an intermediate parent · LEI 549300GH8KY3M2QD3W46](https://elucidate.co/directory/american-express-services-europe-limited-aesugb21) ### [United States](https://elucidate.co/directory/country/us) 2 - [American Express Travel Related Services Company, Inc. BIC AETCUS3A Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · also on FINTRAC-MSB · LEI SV60HQBVB2DXO09D8H53 GLEIF: consolidated directly by the group head · LEI SV60HQBVB2DXO09D8H53](https://elucidate.co/directory/american-express-travel-related-services-company-inc-aetcus3a) - [American Express Europe LLC BIC AEECUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493000PZ159BW18FR76 GLEIF: consolidated through an intermediate parent · LEI 5493000PZ159BW18FR76](https://elucidate.co/directory/american-express-europe-llc-aeecus31) ### [Germany](https://elucidate.co/directory/country/de) 1 - [American Express Services Europe Limited, Zweigniederlassung Frankfurt Am Main BIC AESUDEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 549300GH8KY3M2QD3W46 GLEIF: consolidated through an intermediate parent · LEI 549300GH8KY3M2QD3W46](https://elucidate.co/directory/american-express-services-europe-limited-zweigniederlassung-frankfurt-am-main-aesudef1) ### [Russia](https://elucidate.co/directory/country/ru) 1 - [American Express Bank LLC BIC AEGBRUMM Financial institution Not on a tracked register Country under broad sanctions · Russia · Not on a tracked register · LEI 549300WFYYJY4T93E871 GLEIF: consolidated directly by the group head · LEI 549300WFYYJY4T93E871](https://elucidate.co/directory/american-express-bank-llc-aegbrumm) ### [Spain](https://elucidate.co/directory/country/es) 1 - [American Express Europe, S.A. No BIC Payments & e-money Prudential licence Spain · Licensed by Bank of Spain · 6837 (EBA-PSD2) · LEI 549300MZDW5XNH3F6F85 GLEIF: consolidated through an intermediate parent · LEI 549300MZDW5XNH3F6F85](https://elucidate.co/directory/american-express-europe-s-a-e952ddbf13be) ## Register licences in the group Institutions in the group hold 5 licences and registrations on the tracked registers. | Register | Holder | Licence | Number | Jurisdiction | Status | | --- | --- | --- | --- | --- | --- | | [FCA-PSD](https://elucidate.co/directory/register/fca-psd) | [American Express Services Europe Limited](https://elucidate.co/directory/american-express-services-europe-limited-aesugb21) | Authorised Payment Institution | 661836 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | | [FINCEN-MSB](https://elucidate.co/directory/register/fincen-msb) | [American Express Travel Related Services Company](https://elucidate.co/directory/american-express-travel-related-services-company-inc-aetcus3a) | — | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | | [EBA-PSD2](https://elucidate.co/directory/register/eba-psd2) | [American Express Europe, S.A.](https://elucidate.co/directory/american-express-europe-s-a-e952ddbf13be) | Payment institution | 6837 | [Spain](https://elucidate.co/directory/country/es) | Active | | [FCA-PSD](https://elucidate.co/directory/register/fca-psd) | [American Express Payment Services Limited](https://elucidate.co/directory/american-express-payment-services-limited-acf836273e1f) | Authorised Payment Institution | 484347 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | | [FINTRAC-MSB](https://elucidate.co/directory/register/fintrac-msb) | [American Express Travel Related Services Company, Inc.](https://elucidate.co/directory/american-express-travel-related-services-company-inc-aetcus3a) | MSB (foreign indicator not selected) | M09648026 | [Canada](https://elucidate.co/directory/country/ca) | Inactive | ## Where the group is present The group’s institutions are in 6 countries. [Australia **2**](https://elucidate.co/directory/country/au) [United Kingdom **2**](https://elucidate.co/directory/country/gb) [United States **2**](https://elucidate.co/directory/country/us) [Germany **1**](https://elucidate.co/directory/country/de) [Russia **1**](https://elucidate.co/directory/country/ru) [Spain **1**](https://elucidate.co/directory/country/es) Sources & method Group membership follows GLEIF accounting-consolidation relationships as at 25 September 2026. It does not cover ownership below consolidation. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.