--- title: "HSBC Finance Limited · Payment Institution (FCA) · United Kingdom | Elucidate" description: "HSBC Finance Limited is no longer authorised by FCA as a payment institution in the United Kingdom (inactive since 2018-07-13). Licence 543182. LEI 213800O9J2G16NWJ4K11. Register status, licences, activities and ownership." url: https://elucidate.co/directory/hsbc-finance-limited-66e802435bbe --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. HSBC Finance Limited United Kingdom · Payments & e-money # HSBC Finance Limited Legal name in the LEI record HSBC FINANCE (NETHERLANDS) The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative. Register status Inactive on the register PSD Revoked PI (Former 3MLD) · since 13 July 2018 The register lists it as inactive [1 licence or registration ↓](https://elucidate.co/directory/hsbc-finance-limited-66e802435bbe#licences) BIC **No BIC** LEI **[213800O9J2G16NWJ4K11](https://search.gleif.org/#/record/213800O9J2G16NWJ4K11)** [Licence no. **543182**](https://elucidate.co/directory/hsbc-finance-limited-66e802435bbe#licences) [In a G-SIB group (FSB 2025): HSBC](https://elucidate.co/directory/group/MLU0ZO3ML4LN2LL2TL39) ## Licences and registrations Held by HSBC Finance Limited (LEI 213800O9J2G16NWJ4K11). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Payment InstitutionPayment Institution GLEIF legal name: HSBC FINANCE (NETHERLANDS) | 543182 | [United Kingdom](https://elucidate.co/directory/country/gb) | PSD Revoked PI (Former 3MLD) | — | Ended 2018-07-13 | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Identifiers - **Licence no. · FCA-PSD:** 543182 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [213800O9J2G16NWJ4K11 ↗](https://search.gleif.org/#/record/213800O9J2G16NWJ4K11) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name and country only - **GLEIF legal name:** HSBC FINANCE (NETHERLANDS) - **Elucidate firm ID:** 66e802435bbe ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** Not published Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** HSBC Holdings PLC · United Kingdom[MLU0ZO3ML4LN2LL2TL39 ↗](https://search.gleif.org/#/record/MLU0ZO3ML4LN2LL2TL39) - **FSB G-SIB list:** [In a G-SIB group · HSBC](https://elucidate.co/directory/group/MLU0ZO3ML4LN2LL2TL39) bucket 3 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank. The HSBC Holdings PLC group has 118 institutions in the directory, in 46 countries: 117 hold a BIC and 1 does not. Including [HSBC Bank PLC](https://elucidate.co/directory/hsbc-bank-plc-midlgb22), [The Hongkong and Shanghai Banking Corporation Limited](https://elucidate.co/directory/the-hongkong-and-shanghai-banking-corporation-limited-hsbchkhh), [HSBC Continental Europe](https://elucidate.co/directory/hsbc-continental-europe-ccfrfrpp), [The Hongkong and Shanghai Banking Corporation Limited](https://elucidate.co/directory/the-hongkong-and-shanghai-banking-corporation-limited-hsbcsgsg), [HSBC Holdings PLC](https://elucidate.co/directory/hsbc-holdings-plc-hsbcgb2l). [See the HSBC Holdings PLC group →](https://elucidate.co/directory/group/MLU0ZO3ML4LN2LL2TL39) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** Not published - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Incomplete: no town published - The register publishes no town as a separate field. A CBPR+ postal address needs at least a town name (TwnNm) and a country (Ctry). The LEI record in GLEIF holds a structured legal address. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [HSBC Bank PLC BIC MIDLGB22 Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · LEI MP6I5ZYZBEU3UXPYFY54](https://elucidate.co/directory/hsbc-bank-plc-midlgb22) - [HSBC UK Bank PLC BIC HBUKGB41 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380081EP12LC86CB82](https://elucidate.co/directory/hsbc-uk-bank-plc-hbukgb41) - [HSBC Bank PLC BIC MIDLGB2E Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800RD4OXIB1Y5ZK47](https://elucidate.co/directory/hsbc-bank-plc-midlgb2e) - [HSBC Global Asset Management (UK) Limited BIC HSBCGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800L6ERIFAN15KI98](https://elucidate.co/directory/hsbc-global-asset-management-uk-limited-hsbcgb22) - [Marks and Spencer Financial Services PLC BIC MSFEGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138009M124EE2Q9ZK29](https://elucidate.co/directory/marks-and-spencer-financial-services-plc-msfegb21) - [Marks and Spencer Unit Trust Management LTD BIC MSUTGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380076AAHNE6WA5G51](https://elucidate.co/directory/marks-and-spencer-unit-trust-management-ltd-msutgb21) - [The Hongkong and Shanghai Banking Corporation Limited BIC HSBCHKHH Credit institution Prudential licence Hong Kong SAR China · On the FSB G-SIB list · LEI 2HI3YI5320L3RW6NJ957](https://elucidate.co/directory/the-hongkong-and-shanghai-banking-corporation-limited-hsbchkhh) - [HSBC Continental Europe BIC CCFRFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI F0HUI1NY1AZMJMD8LP67](https://elucidate.co/directory/hsbc-continental-europe-ccfrfrpp) [All 118 institutions in the HSBC Holdings PLC group →](https://elucidate.co/directory/group/MLU0ZO3ML4LN2LL2TL39) ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-PSD →](https://elucidate.co/directory/register/fca-psd) ### In Elucidate research - [Financial Crime is Financial Risk. Why is it not managed as such?](https://elucidate.co/blog/fincrime-is-a-financial-risk) 9 November 2024 - [How poor financial crime risk management can be a career killer](https://elucidate.co/blog/how-poor-financial-crime-risk-management-can-have-career-ending-consequences) 9 November 2024 - [Sanctions risks: KYC challenges and how to overcome them](https://elucidate.co/blog/sanctions-risks-kyc-challenges-and-how-to-overcome-them) 9 November 2024 Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.