---
title: "Ifx UK LTD SWIFT/BIC code IFXSGB2LXXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised E-Money Institution (FCA). SWIFT/BIC code IFXSGB2LXXX for Ifx UK LTD, United Kingdom. 1 branch BIC."
url: https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Ifx UK LTD
United Kingdom · Payments & e-money
# Ifx UK LTD
Legal name in the LEI record IFX (UK) LTD
IFX (UK) Ltd is a private limited company registered in England and Wales and based in London. It trades as IFX Payments. The FCA authorises it as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900517). The Dubai Financial Services Authority (DFSA) authorises it to run a representative office in the Dubai International Financial Centre (DIFC). According to its accounts, AML Global (HK) Limited acquired 100% of the firm on 31 December 2021, and Christopher Harborne is the ultimate controlling party. The firm sells multi-currency accounts with virtual IBANs, mass payments and spot and forward foreign exchange through its ibanq platform. Its customers are corporates, fintechs and financial institutions, and it also offers foreign exchange to individuals. In 2025 it agreed to acquire Argentex Group PLC, but the offer lapsed in August 2025 after Argentex entered administration.
Register status
Licensed in the United Kingdom
Authorised E-Money Institution · FCA
Prudential licence
[3 licences and registrations ↓](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#licences)
BIC **IFXSGB2LXXX** LEI **[213800M96F4KL2BXKH87](https://search.gleif.org/#/record/213800M96F4KL2BXKH87)** [Licence no. **900517**](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#licences) Connected to Swift Swift GPI member, not yet live [**1** branch code](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#branches) [Claim this profile](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#claim)
## Licences and registrations
Held by Ifx (UK) LTD (LEI 213800M96F4KL2BXKH87). 3 entries on 3 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900517 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-31 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 504007 | [United Kingdom](https://elucidate.co/directory/country/gb) | Cancelled - Authorised PI (Former) | — | Ended 2015-11-16 | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
| [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Foreign MSB (FMSB)Currency Exchange | M23400543 | [Canada](https://elucidate.co/directory/country/ca) | Expired | 2023-07-26 | Ended 2026-04-30 | - Currency exchange - Payment services | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) |
Licences and registrations listed here were granted in Canada. This BIC is registered in the United Kingdom.
Trading names on the register: International Foreign Exchange (FCA-EMI, FCA-PSD), IFX Payments (FCA-EMI, FCA-PSD, FINTRAC-MSB)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** IFXSGB2LXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Member, not yet live
- **Payment schemes and systems:** [SCT](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#schemes)
- **Branch codes:** [1 branch code](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#branches)
- **Other BIC with this LEI:** [IFXSGB3L](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb3l)
- **BIC first registered:** 2013-06-15
- **Last updated:** 2026-05-11
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#overview-sources)
Customers
Not published
Employees
192
headcount · This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/filing-history/MzQ4MzYwNjgwMWFkaXF6a2N4/document?format=pdf&download=0)
Ownership
Privately held
100% AML Global (HK) Limited
Firm type
FX and business payments
Trades as IFX Payments
- **Standing:** The firm moved its registered office from 33 Cavendish Square to The Carter, 11 Pilgrim Street, London, on 30 April 2026. According to the FINTRAC register, its Canadian foreign money services business registration expired on 30 April 2026.
- **Ownership:** According to the firm's accounts for the period ended 31 December 2024, AML Global (HK) Limited has held 100% of the shares since 31 December 2021, and Christopher Harborne is the ultimate controlling party.
- **Direct parent:** AML Global (HK) Limited, Hong Kong SAR China 100%
- **Ultimate owner:** Christopher Harborne
- **Head office:** The Carter, 11 Pilgrim Street, EC4V 6RN London, United Kingdom
- **Company register:** Companies House 05422718
- **Incorporated:** 12 Apr 2005
- **Founders:** Nick Williams · Tom Greenwood
### Online
- **Websites & references:** [ifxpayments.com ↗](https://www.ifxpayments.com/) [ibanq.com ↗](https://www.ibanq.com/) ibanq client platform (sign-in), linked from the website header
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/ifxpayments) · [X ↗](https://x.com/ifxpayments) · [Facebook ↗](https://www.facebook.com/ifxpayments)
Sources · 16 pages consulted
1. [ifxpayments.com/](https://www.ifxpayments.com/)
2. [ifxpayments.com/regulatory-information/](https://www.ifxpayments.com/regulatory-information/)
3. [ifxpayments.com/regulatory/](https://www.ifxpayments.com/regulatory/)
4. [ifxpayments.com/safeguarding/](https://www.ifxpayments.com/safeguarding/)
5. [ifxpayments.com/about-us/](https://www.ifxpayments.com/about-us/)
6. [find-and-update.company-information.service.gov.uk/company/05422718/officers](https://find-and-update.company-information.service.gov.uk/company/05422718/officers)
7. [find-and-update.company-information.service.gov.uk/company/05422718/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/05422718/persons-with-significant-control)
8. [find-and-update.company-information.service.gov.uk/company/05422718/filing-history](https://find-and-update.company-information.service.gov.uk/company/05422718/filing-history)
9. [find-and-update.company-information.service.gov.uk/company/05422718/filing-history/MzQ4MzYwNjgwMWFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/05422718/filing-history/MzQ4MzYwNjgwMWFkaXF6a2N4/document?format=pdf&download=0)
10. [ifxpayments.com/resources/ifx-payments-growth-leadership-appointments-platform-evolution-and-new-london-h](https://www.ifxpayments.com/resources/ifx-payments-growth-leadership-appointments-platform-evolution-and-new-london-hq/)
11. [ifxpayments.com/resources/acquisition-of-dfsa-category-3c-licence/](https://www.ifxpayments.com/resources/acquisition-of-dfsa-category-3c-licence/)
12. [ifxpayments.com/resources/ifx-payments-promote-will-marwick-to-ceo/](https://www.ifxpayments.com/resources/ifx-payments-promote-will-marwick-to-ceo/)
13. [investegate.co.uk/announcement/rns/argentex-group--agfx/termination-of-recommended-cash-acquisition-by-ifx/](https://www.investegate.co.uk/announcement/rns/argentex-group--agfx/termination-of-recommended-cash-acquisition-by-ifx/9034027)
14. [investegate.co.uk/announcement/rns/argentex-group--agfx/statement-re-recommended-acquisition-of-argentex-/8](https://www.investegate.co.uk/announcement/rns/argentex-group--agfx/statement-re-recommended-acquisition-of-argentex-/8987929)
15. [fintechmagazine.com/interviews/tom-greenwood](https://fintechmagazine.com/interviews/tom-greenwood)
16. [casinolifemagazine.com/article/ifx-payments-global-payments-sector](https://www.casinolifemagazine.com/article/ifx-payments-global-payments-sector)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#overview-sources)
- **Operates under:** Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900517) to issue e-money and provide payment services. The DFSA authorises it to run a representative office in the DIFC (FRN F001814). The DFSA-licensed payment business in the DIFC belongs to a separate subsidiary, IFX Payments (DIFC) Limited (FRN F009827).
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority (FCA) United Kingdom | Authorised Electronic Money Institution | 900517 | In its own name | Active | [ifxpayments.com ↗](https://www.ifxpayments.com/regulatory-information/) |
| Dubai Financial Services Authority (DFSA) United Arab Emirates | Representative Office in the DIFC | F001814 | In its own name | Active | [ifxpayments.com ↗](https://www.ifxpayments.com/regulatory-information/) |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Foreign Money Services Business (FMSB) | M23400543 | In its own name | Withdrawn or expired | [ifxpayments.com ↗](https://www.ifxpayments.com/regulatory-information/) |
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution | 504007 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it keeps client money in segregated safeguarding accounts at authorised credit institutions or invests it in secure, liquid, low-risk assets approved by the FCA. It states that it may also protect some client funds with an insurance policy or comparable guarantee. [ifxpayments.com ↗](https://www.ifxpayments.com/safeguarding/)
- **Payment schemes and card networks:** Swift Direct Faster Payments Access not stated [casinolifemagazine.com ↗](https://www.casinolifemagazine.com/article/ifx-payments-global-payments-sector) SEPA Credit Transfer Access not stated [casinolifemagazine.com ↗](https://www.casinolifemagazine.com/article/ifx-payments-global-payments-sector)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#overview-sources)
- Multi currency accounts
- Payouts and mass payments
- International money transfer
- FX conversion
- FX hedging
- Domestic payments
According to its website, its accounts hold funds in more than 40 currencies and its mass payments reach more than 60 currencies. It also offers spot and forward FX contracts through a telephone brokerage desk and serves businesses in specialist-risk sectors.
The firm serves clients from the UK under its FCA authorisation. It states that it provides services to clients based outside the UK, UAE or Canada only when they approach it.
- **Revenue:** GBP 40.6mGroup · 30 Apr 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/filing-history/MzQ4MzYwNjgwMWFkaXF6a2N4/document?format=pdf&download=0)
- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces · Financial institutions · Consumers
- **Serves customers in:** United Kingdom
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#overview-sources)
- **Chief executive:**  Will Marwick Chief Executive Officer Confirmed 29 Sep 2026 · [ifxpayments.com ↗](https://www.ifxpayments.com/about-us/)
- **Chief financial officer:**  Steve Allen Chief Financial Officer Confirmed 29 Sep 2026 · [ifxpayments.com ↗](https://www.ifxpayments.com/about-us/)
- **Compliance / MLRO:**  Sara Cass Chief Risk & Compliance Officer Confirmed 29 Sep 2026 · [ifxpayments.com ↗](https://www.ifxpayments.com/about-us/)
- **Compliance / MLRO:**  Orna Boland Director of Anti-Financial Crime and UK MLRO Confirmed 29 Sep 2026 · [ifxpayments.com ↗](https://www.ifxpayments.com/about-us/)
- **Executive:**  Anastasia Evans Chief Operating Officer and Company Secretary Confirmed 29 Sep 2026 · [ifxpayments.com ↗](https://www.ifxpayments.com/about-us/)
- **Executive:** James Eyton Non-Executive Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/officers)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#overview-sources)
1. Jul 2026
Leadership
The firm appointed James Eyton as a director on 28 July 2026. Camilla Richardson resigned as a director on 6 July 2026.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/officers)
2. Jun 2026
Leadership
The firm named Adam Dowling Chief Commercial Officer and Anastasia Evans Chief Operating Officer, and moved its London office to 11 Pilgrim Street.
[ifxpayments.com ↗](https://www.ifxpayments.com/resources/ifx-payments-growth-leadership-appointments-platform-evolution-and-new-london-hq/)
3. Sep 2025
Funding
The firm allotted new shares on 23 September 2025. Its accounts state that it raised GBP 40 million in capital from its parent after 31 December 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/filing-history)
4. Aug 2025
Merger / acquisition
The firm's recommended cash offer for Argentex Group PLC lapsed after Argentex entered administration, with the consent of the Takeover Panel.
[investegate.co.uk ↗](https://www.investegate.co.uk/announcement/rns/argentex-group--agfx/termination-of-recommended-cash-acquisition-by-ifx/9034027)
5. Apr 2025
Merger / acquisition
The firm announced a conditional acquisition of Argentex Group PLC and provided it with secured bridge and revolving credit facilities totalling GBP 34 million.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/filing-history/MzQ4MzYwNjgwMWFkaXF6a2N4/document?format=pdf&download=0)
6. Apr 2025
Licence
The DFSA granted a Category 3C licence to the firm's DIFC subsidiary, allowing it to offer money and custody services in the UAE.
[ifxpayments.com ↗](https://www.ifxpayments.com/resources/acquisition-of-dfsa-category-3c-licence/)
7. Jan 2025
Leadership
Co-founder Nicholas Williams resigned as a director of the firm on 28 January 2025.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/officers)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** IFXSGB2LXXX
- **How the BIC breaks down:** 1. IFXS Bank 2. GB Country · United Kingdom 3. 2L Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800M96F4KL2BXKH87
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800M96F4KL2BXKH87)
- **Licence no. · FCA-EMI:** 900517
- **Licence no. · FCA-PSD:** 504007
- **Licence no. · FINTRAC-MSB:** M23400543
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate on the UK company number the register gives. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry IDs:** c97a52a2c572 · 43ed1648eba5
- **Companies House no.:** [05422718 ↗](https://find-and-update.company-information.service.gov.uk/company/05422718)
## Profile
- **Type:** Payments & e-money · Money service business
- **Regulation:** Prudential licence
- **Register licences:** [3 entries on 3 registers](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l#licences)
- **Activities:** - Payment services - E-money / stored value - Currency exchange
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Persons with significant control
Companies House · company [05422718 ↗](https://find-and-update.company-information.service.gov.uk/company/05422718) · as at 9 October 2026
Companies House lists 1 person with significant control for Ifx (UK) Ltd: 1 individual.
| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| Christopher Charles Sherriff Harborne | Individual | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 31 December 2021 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/05422718/persons-with-significant-control)
## Addresses
- **Registered address:** THE CARTER 11 PILGRIM STREET LONDON EC4V 6RN UNITED KINGDOM
- **Operational address:** THE CARTER 11 PILGRIM STREET LONDON LONDON EC4V 6RN UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
IFXSGB2LXXX
213800M96F4KL2BXKH87
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
IFXSGB2LXXX
213800M96F4KL2BXKH87
IFX UK LTD
LONDON
GB
THE CARTER 11 PILGRIM STREET LONDON EC4V 6RN
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2023-02-07 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Network
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [IFXSGB2LEUR](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l-eur) | — | London | 33 CAVENDISH SQUARE LONDON LONDON W1G 0PW UNITED KINGDOM | [213800M96F4KL2BXKH87](https://search.gleif.org/#/record/213800M96F4KL2BXKH87) | 2026-05-11 |
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
## Related institutions
### Same legal entity
- [Ifx UK LTD BIC IFXSGB3L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800M96F4KL2BXKH87](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb3l)
Other BICs mapped to the same LEI.
### Same name, different BIC
- [Ifx UK LTD BIC IFXSGB4L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb4l)
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Ifx UK LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [ifxpayments.com](https://www.ifxpayments.com/) (official website) · [original](https://6f96c354.delivery.rocketcdn.me/wp-content/uploads/2025/05/logo.svg); Will Marwick: [ifxpayments.com](https://www.ifxpayments.com/about-us/) (official website) · [original](https://www.ifxpayments.com/wp-content/uploads/2026/05/Will-Marwick-16x9-1.jpg); Steve Allen: [ifxpayments.com](https://www.ifxpayments.com/about-us/) (official website) · [original](https://www.ifxpayments.com/wp-content/uploads/2026/05/Steve-Allen-16x9-1.jpg); Sara Cass: [ifxpayments.com](https://www.ifxpayments.com/about-us/) (official website) · [original](https://www.ifxpayments.com/wp-content/uploads/2026/05/Sara-Cass-16x9-1.jpg); Orna Boland: [ifxpayments.com](https://www.ifxpayments.com/about-us/) (official website) · [original](https://www.ifxpayments.com/wp-content/uploads/2026/05/Orna-Boland-16x9-1.jpg); Anastasia Evans: [ifxpayments.com](https://www.ifxpayments.com/about-us/) (official website) · [original](https://www.ifxpayments.com/wp-content/uploads/2026/05/Anastasia-Evans-16x9-1.jpg).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.