--- title: "Illipay · Electronic money institution (Prudential Supervisory and Resolution Authority) · France | Elucidate" description: "Illipay is authorised by Prudential Supervisory and Resolution Authority as an electronic money institution in France. Licence 922499033. LEI 894500OKF2E2UCXPX426. Register status, licences, activities and ownership." url: https://elucidate.co/directory/illipay-c84202f2bfe5 --- 1. [Directory](https://elucidate.co/directory) 2. [France](https://elucidate.co/directory/country/fr) 3. Illipay France · Payments & e-money # Illipay ILLIPAY is a French company based in Croix, near Lille. The Autorité de contrôle prudentiel et de résolution (ACPR) authorises it as an electronic money institution. The European Banking Authority register records the authorisation from 24 September 2026. The GLEIF record names ILLI&CO as its direct and ultimate parent. ILLI&CO markets the illicado multi-retailer gift cards. ILLIPAY publishes no website or product terms of its own. Register status Licensed in France Electronic money institution · Prudential Supervisory and Resolution Authority Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/illipay-c84202f2bfe5#licences) BIC **No BIC** LEI **[894500OKF2E2UCXPX426](https://search.gleif.org/#/record/894500OKF2E2UCXPX426)** [Licence no. **922499033**](https://elucidate.co/directory/illipay-c84202f2bfe5#licences) [No public presence found](https://elucidate.co/directory/illipay-c84202f2bfe5#overview) ## Licences and registrations Held by Illipay (LEI 894500OKF2E2UCXPX426). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Prudential Supervisory and Resolution Authority | Electronic money institutionE-Money / Stored Value Institution | 922499033 | [France](https://elucidate.co/directory/country/fr) | Active | 2026-09-24 | — | - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/illipay-c84202f2bfe5#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary ILLI&CO Firm type E-money and accounts - **Standing · No public presence found:** The EBA register records ILLIPAY's authorisation as an electronic money institution from 24 September 2026. No website, app or product terms of ILLIPAY's own were found. The illicado gift-card terms in force name its parent ILLI&CO as the issuer. - **Ownership:** GLEIF records ILLI&CO, of Croix, as the direct and ultimate accounting-consolidation parent of the firm. - **Direct parent:** [ILLI&CO ↗](https://search.gleif.org/#/record/894500DYF0DVZ070JU15), France - **Head office:** 78 bis rue de la Gare, 59170 Croix, France - **Company register:** RCS Lille Métropole 922 499 033 Sources · 4 pages consulted 1. [illicado.com/conditions-generales-utilisation](https://www.illicado.com/conditions-generales-utilisation) 2. [illicado.com/mentions-legales](https://www.illicado.com/mentions-legales) 3. [illicado.com/qui-sommes-nous](https://www.illicado.com/qui-sommes-nous) 4. [illiandco.com/](https://www.illiandco.com/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/illipay-c84202f2bfe5#overview-sources) - **Operates under:** Its own licences The ACPR authorises the firm as an electronic money institution (établissement de monnaie électronique). The EBA register records the authorisation from 24 September 2026. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Autorité de contrôle prudentiel et de résolution (ACPR) France | Electronic money institution (établissement de monnaie électronique) | 922499033 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/illipay-c84202f2bfe5#overview-sources) The firm publishes no product information of its own. Its parent's illicado gift cards are e-money cards usable only in France, under terms that name ILLI&CO as the issuer. The firm holds a French authorisation. No passporting to other EEA states has been disclosed. - **Serves customers in:** France ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/illipay-c84202f2bfe5#overview-sources) The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years. Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 922499033 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [894500OKF2E2UCXPX426 ↗](https://search.gleif.org/#/record/894500OKF2E2UCXPX426) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** c84202f2bfe5 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - E-money / stored value - **Licensed in:** [France](https://elucidate.co/directory/country/fr) · Europe & Central Asia - **First registered:** 2026-09-24 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Illi&co · France[894500DYF0DVZ070JU15 ↗](https://search.gleif.org/#/record/894500DYF0DVZ070JU15) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** 78 bis rue de la Gare, CROIX, 59170 - **Country:** France ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 894500OKF2E2UCXPX426 ILLIPAY 59170 CROIX FR 78 bis rue de la Gare ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in France - [Aplo Sas · trading as APLO No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 878929405 (EBA-PSD2) · also on ESMA-CASP · LEI 969500YKHZ31GZ7AAU02](https://elucidate.co/directory/aplo-sas-d10450e1dc56) - [Circle Internet Financial Europe Sas · trading as CIRCLE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 953990934 (EBA-PSD2) · also on ESMA-CASP · LEI 969500OYUDADGZKCR583](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384) - [Coinhouse Sas · trading as COINHOUSE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 815254545 (EBA-PSD2) · also on ESMA-CASP · LEI 969500E5GFHK2RKF8251](https://elucidate.co/directory/coinhouse-sas-6300d2a90c94) - [Cometh Sas · trading as COMETH No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 892021577 (EBA-PSD2) · also on ESMA-CASP · LEI 894500R5KSX3ZKIHSA46](https://elucidate.co/directory/cometh-sas-0790176952a5) - [Deblock No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 948264163 (EBA-PSD2) · also on ESMA-CASP · LEI 254900XTUI35BGIBXP21](https://elucidate.co/directory/deblock-6ef351dbc619) - [Ezyness BIC GAILFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 522058544 (EBA-PSD2) · LEI 969500LC14WDCRNTV833](https://elucidate.co/directory/ezyness-gailfrp1) - [Finary Sas · trading as FINARY No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · FR\_ACPR!758984 (EBA-PSD2) · also on ESMA-CASP · LEI 969500RQH18PU24DM081](https://elucidate.co/directory/finary-sas-19e286f4b6ca) - [Franfinance BIC FRANFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 719807406 (EBA-PSD2) · LEI 969500FOY8TU4THH6S92](https://elucidate.co/directory/franfinance-franfr21) [See all →](https://elucidate.co/directory/search?type=payments&cc=FR) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.