---
title: "Interpay LTD SWIFT/BIC code EPAYIE2KXXX · Ireland | Elucidate"
description: "Licensed in Ireland: Electronic money institution (Central Bank of Ireland). SWIFT/BIC code EPAYIE2KXXX for Interpay LTD, Ireland. Head-office BIC."
url: https://elucidate.co/directory/interpay-ltd-epayie2k
---
1. [Directory](https://elucidate.co/directory)
2. [Ireland](https://elucidate.co/directory/country/ie)
3. Interpay LTD
Ireland · Payments & e-money
# Interpay LTD
Legal name in the LEI record Interpay Limited
Interpay Limited is a private company limited by shares incorporated in Ireland, with its head office in Kilkenny. The Central Bank of Ireland has authorised it as an electronic money institution since 26 April 2023, under reference C42802. It trades as TransferMate and belongs to the TransferMate group founded by Terry Clune. It offers cross-border business payments, receivables collection and multi-currency accounts to businesses, software platforms and financial institutions. It serves the EEA under its Irish licence and is registered as a money services business with FINTRAC in Canada.
Register status
Licensed in Ireland
Electronic money institution · Central Bank of Ireland
Prudential licence
[4 licences and registrations ↓](https://elucidate.co/directory/interpay-ltd-epayie2k#licences)
BIC **EPAYIE2KXXX** LEI **[635400WJQWHRUTXOXL76](https://search.gleif.org/#/record/635400WJQWHRUTXOXL76)** [Licence no. **C42802**](https://elucidate.co/directory/interpay-ltd-epayie2k#licences) Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/interpay-ltd-epayie2k#claim)
## Licences and registrations
Held by Interpay Limited (LEI 635400WJQWHRUTXOXL76). 4 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Ireland Linked by LEI. Matched by Elucidate to GLEIF on name and country only. | Electronic money institutionE-Money / Stored Value Institution | C42802 | [Ireland](https://elucidate.co/directory/country/ie) | Active | 2023-04-26 | — | - Money remittance - Payment services - Card acquiring - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | MSBMoney Transmitter / Remittance | M18765769 | [Canada](https://elucidate.co/directory/country/ca) | Active | 2018-12-18 | Renews 2027-10-21 | - Money remittance - Currency exchange | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Ireland Linked by LEI. Matched by Elucidate to GLEIF on name and country only. | Payment institutionPayment Institution | C42802 | [Ireland](https://elucidate.co/directory/country/ie) | Withdrawn | 2018-07-02 | Ended 2023-04-25 | - Money remittance - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | MSBMoney Transmitter / Remittance | M10400202 | [Canada](https://elucidate.co/directory/country/ca) | Expired | 2010-04-16 | Ended 2024-12-10 | - Money remittance - Currency exchange | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) |
Licences and registrations listed here were granted in Canada. This BIC is registered in Ireland.
Trading names on the register: Pay to Study (EBA-PSD2), TRANSFERMATE (FINTRAC-MSB)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Other monetary financial institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** InterPay Limited
- **RIAD code:** IEPSP-C42802
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** EPAYIE2KXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2011-01-22
- **Last updated:** 2022-02-14
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/interpay-ltd-epayie2k#overview-sources)
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
FX and business payments
Trades as TransferMate
- **Standing:** The Central Bank of Ireland authorised the firm as an electronic money institution on 26 April 2023. Its earlier payment institution authorisation under the same reference, held since 2 July 2018, ended on 25 April 2023.
- **Ownership:** The firm is part of the TransferMate group, which names AIB, ING and Railpen among its investors.
- **Head office:** IDA Business & Technology Park, Ring Road, R95 ETN5 Kilkenny, Ireland
- **Company register:** Companies Registration Office (CRO) 368136
- **Founder:** Terry Clune
### Online
- **Websites & references:** [transfermate.com ↗](https://www.transfermate.com/) [transfermate.io ↗](https://www.transfermate.io/) customer platform sign-in and account opening [legal.transfermate.com ↗](https://legal.transfermate.com/) legal documents (terms and conditions, complaints procedures)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/transfermate) · [X ↗](https://twitter.com/transfermate) · [Facebook ↗](https://www.facebook.com/transfermate/) · [Instagram ↗](https://www.instagram.com/transfermategp/) · [YouTube ↗](https://www.youtube.com/@TransferMate_Global_Payments)
Sources · 15 pages consulted
1. [registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C42802®ister=63](http://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C42802®ister=63)
2. [registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C42802](http://registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C42802)
3. [bportugal.pt/en/entidadeautorizada/interpay-ltd-ta-transfermate](https://www.bportugal.pt/en/entidadeautorizada/interpay-ltd-ta-transfermate)
4. [lei-ireland.ie/detailed-information/1030517/635400WJQWHRUTXOXL76/interpay-limited/](https://lei-ireland.ie/detailed-information/1030517/635400WJQWHRUTXOXL76/interpay-limited/)
5. [transfermate.com/company/regulations](https://www.transfermate.com/company/regulations)
6. [transfermate.com/](https://www.transfermate.com/)
7. [transfermate.com/company/about-us](https://www.transfermate.com/company/about-us)
8. [transfermate.com/legal/safeguarding](https://www.transfermate.com/legal/safeguarding)
9. [transfermate.com/legal/terms-and-conditions](https://www.transfermate.com/legal/terms-and-conditions)
10. [transfermate.com/post/transfermate-appoints-gary-conroy-as-new-ceo-succeeding-sinead-fitzmaurice](https://www.transfermate.com/post/transfermate-appoints-gary-conroy-as-new-ceo-succeeding-sinead-fitzmaurice)
11. [transfermate.com/post/transfermate-and-serrala-partner-to-bring-global-payments-into-finance-automation-wo](https://www.transfermate.com/post/transfermate-and-serrala-partner-to-bring-global-payments-into-finance-automation-workflows)
12. [transfermate.com/post/transfermate-partners-with-bvnk-to-bring-real-time-stablecoin-settlements-to-global-](https://www.transfermate.com/post/transfermate-partners-with-bvnk-to-bring-real-time-stablecoin-settlements-to-global-payments-network)
13. [fintechmagazine.com/news/transfermate-launches-fx-tools-at-money20-20](https://fintechmagazine.com/news/transfermate-launches-fx-tools-at-money20-20)
14. [fintechfutures.com/job-cuts-new-hires/sinead-fitzmaurice-joins-aperture-capital](https://www.fintechfutures.com/job-cuts-new-hires/sinead-fitzmaurice-joins-aperture-capital)
15. [jerseyfsc.org/industry/regulated-entities/entity/73532](https://www.jerseyfsc.org/industry/regulated-entities/entity/73532)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/interpay-ltd-epayie2k#overview-sources)
- **Operates under:** Its own licences
The Central Bank of Ireland authorises the firm as an electronic money institution under Regulation 9 of the European Communities (Electronic Money) Regulations 2011. The register shows freedom-of-services passports to 29 other EEA states. FINTRAC registers it as a money services business in Canada.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Central Bank of Ireland Ireland | Electronic Money Institution authorised pursuant to Regulation 9 of the European Communities (Electronic Money) Regulations 2011 | C42802 | In its own name | Active | [registers.centralbank.ie ↗](http://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C42802®ister=63) |
| Central Bank of Ireland Ireland | Payment Institution (Regulation 18, European Union (Payment Services) Regulations 2018) | C42802 | In its own name | Withdrawn or expired | [registers.centralbank.ie ↗](http://registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C42802) |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Money Services Business registration (money transmitter, foreign exchange) | M18765769 | In its own name | Active | [transfermate.com ↗](https://www.transfermate.com/company/regulations) |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Money Services Business registration (expired 10 December 2024) | M10400202 | In its own name | Withdrawn or expired | — |
| Revenu Québec Canada | Quebec Money Service Business Licence | 12725 | In its own name | Active | [transfermate.com ↗](https://www.transfermate.com/company/regulations) |
| Bank of Canada Canada | Payment Service Provider registration under the Retail Payment Activities Act | — | In its own name | Active | [transfermate.com ↗](https://www.transfermate.com/company/regulations) |
| Dubai Financial Services Authority United Arab Emirates | Representative Office licence | F005449 | In its own name | Active | [transfermate.com ↗](https://www.transfermate.com/company/regulations) |
| Jersey Financial Services Commission Jersey | Money service business (registered as Interpay Limited trading as Transfermate Global Payments) | — | In its own name | Status unconfirmed | [jerseyfsc.org ↗](https://www.jerseyfsc.org/industry/regulated-entities/entity/73532) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/interpay-ltd-epayie2k#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that client funds are held in segregated client accounts, separate from its own funds, kept liquid, never lent out or used as security, and audited periodically. [transfermate.com ↗](https://www.transfermate.com/legal/safeguarding)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/interpay-ltd-epayie2k#overview-sources)
- International money transfer
- Payouts and mass payments
- Multi currency accounts
- FX conversion
- E-money wallet
- Domestic payments
Under the TransferMate brand it offers embedded cross-border payables, international receivables and multi-currency global accounts, sold directly and through banks and software platforms. Its education business collects international tuition fees for universities, including under the Pay to Study trading name.
It serves the EEA under its Irish electronic money licence and Canada under its FINTRAC registration. Sister companies of the group hold the licences for the UK, the US, Australia and Asia.
- **Payment volume:** USD 75bnannualised funds processed (TransferMate network, stated as '$75BN+') Group · 29 Sep 2026 · [company statement ↗](https://www.transfermate.com/)
- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces · Financial institutions · Consumers
- **Serves customers in 31 countries:** Ireland · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden · Canada
- **Latest funding round:** USD 70mLed by Railpen, Marshall Wace [transfermate.com ↗](https://www.transfermate.com/company/about-us)
- **Total raised:** EUR 120m · [transfermate.com ↗](https://www.transfermate.com/company/about-us)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/interpay-ltd-epayie2k#overview-sources)
- **Chair:**  Terry Clune Co-Founder & Executive Chairman (TransferMate group) Confirmed 29 Sep 2026 · [transfermate.com ↗](https://www.transfermate.com/company/about-us)
- **Chief executive:** Gary Conroy President and Chief Commercial Officer (TransferMate group); appointed CEO in 2025 Confirmed 29 Sep 2026 · [transfermate.com ↗](https://www.transfermate.com/post/transfermate-and-serrala-partner-to-bring-global-payments-into-finance-automation-workflows)
- **Chief financial officer:**  Brid Saruwatari Chief Financial Officer (Group CFO) Confirmed 29 Sep 2026 · [transfermate.com ↗](https://www.transfermate.com/company/about-us)
- **Compliance / MLRO:**  Alex Clements Head of AML Confirmed 29 Sep 2026 · [transfermate.com ↗](https://www.transfermate.com/company/about-us)
- **Executive:**  Barry Henderson Chief Risk Officer (TransferMate Group) Confirmed 29 Sep 2026 · [transfermate.com ↗](https://www.transfermate.com/company/about-us)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/interpay-ltd-epayie2k#overview-sources)
1. Jun 2026
Other
The TransferMate group launched an FX hedging product with FX forwards at Money20/20 Europe.
[fintechmagazine.com ↗](https://fintechmagazine.com/news/transfermate-launches-fx-tools-at-money20-20)
2. Jun 2026
Other
The TransferMate group selected BVNK as its stablecoin infrastructure partner to offer stablecoin payments across its network.
[transfermate.com ↗](https://www.transfermate.com/post/transfermate-partners-with-bvnk-to-bring-real-time-stablecoin-settlements-to-global-payments-network)
3. Apr 2025
Leadership
TransferMate appointed Gary Conroy as chief executive to succeed Sinéad Fitzmaurice, who stepped down in summer 2025.
[transfermate.com ↗](https://www.transfermate.com/post/transfermate-appoints-gary-conroy-as-new-ceo-succeeding-sinead-fitzmaurice)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** EPAYIE2KXXX
- **How the BIC breaks down:** 1. EPAY Bank 2. IE Country · Ireland 3. 2K Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 635400WJQWHRUTXOXL76
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/635400WJQWHRUTXOXL76)
- **Licence no. · EBA-PSD2:** C42802
- **Licence no. · FINTRAC-MSB:** M18765769
- **Licence no. · FINTRAC-MSB:** M10400202
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate to GLEIF on name and country only. Register entries: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry IDs:** b8ddfe33e30f · be5ffead71a8
## Profile
- **Type:** Payments & e-money · Money service business
- **Regulation:** Prudential licence
- **Register licences:** [4 entries on 2 registers](https://elucidate.co/directory/interpay-ltd-epayie2k#licences)
- **Activities:** - Money remittance - Payment services - Card acquiring - E-money / stored value - Currency exchange
- **Licensed in:** [Ireland](https://elucidate.co/directory/country/ie) · [Canada](https://elucidate.co/directory/country/ca)
- **Website (register):** [www.transfermate.com ↗](https://www.transfermate.com/)
- **Country · region:** Ireland · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** IDA BUSINESS AND TECHNOLOGY PARK RING ROAD KILKENNY IRELAND
- **Operational address:** IDA BUSINESS AND TECHNOLOGY PARK RING ROAD KILKENNY KILKENNY IRELAND
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
EPAYIE2KXXX
635400WJQWHRUTXOXL76
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
EPAYIE2KXXX
635400WJQWHRUTXOXL76
INTERPAY LTD
KILKENNY
IE
IDA BUSINESS AND TECHNOLOGY PARK RING ROAD KILKENNY
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same name, different BIC
- [Interpay LTD BIC ITCDCA81 Financial institution Not on a tracked register Canada · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/interpay-ltd-itcdca81)
### Other payments & e-money institutions in Ireland
- [Stripe Technology Europe, Limited BIC STTOIE22 Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C187865 (EBA-PSD2) · LEI 549300T7WU87LQYO0K16](https://elucidate.co/directory/stripe-technology-europe-limited-sttoie22)
- [Confirmo Limited No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C570624 (EBA-PSD2) · also on ESMA-CASP · LEI 984500F75CJ82D8B7D76](https://elucidate.co/directory/confirmo-limited-c2a76bc67a5c)
- [Paysafe Payment Solutions Limited. · trading as Skrill, Skrill, NETELLER No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C184986 (EBA-PSD2) · also on ESMA-CASP · LEI 213800QBQVHWRBHJTA89](https://elucidate.co/directory/paysafe-payment-solutions-limited-484fd6cb5229)
- [Payward Europe Solutions Limited · trading as Kraken, Kraken Digital Asset Exchange (�Kraken�) No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C468360 (EBA-PSD2) · also on ESMA-CASP · LEI 254900641D8KNHUZYX24](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542)
- [Pionew Ireland Limited · trading as Webot No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C496936 (EBA-PSD2) · also on ESMA-CASP · LEI 984500FD0NZ8949F4363](https://elucidate.co/directory/pionew-ireland-limited-5faee6932ac9)
- [ACE Money Transfer IE Limited · trading as ACE Money Transfer No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C500488 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/ace-money-transfer-ie-limited-a27bfe4b58f0)
- [Associated Foreign Exchange Ireland Limited BIC AFEEIE2D Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C188323 (EBA-PSD2) · LEI 254900PMVMUC5G2DRM93](https://elucidate.co/directory/associated-foreign-exchange-ireland-limited-afeeie2d)
- [Barclaycard International Payments Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C155145 (EBA-PSD2) · LEI 984500BCB3D03EC42C40](https://elucidate.co/directory/barclaycard-international-payments-limited-c13fc4c645b1)
[See all →](https://elucidate.co/directory/search?type=payments&cc=IE)
Claim this profile
## Work at Interpay LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [transfermate.com](https://www.transfermate.com/) (official website) · [original](https://cdn.prod.website-files.com/641b1c191794fb3d99c5f72b/64b76d77b44da70d86866237_tm_logo_colour.svg); Terry Clune: [transfermate.com](https://www.transfermate.com/company/about-us) (official website) · [original](https://cdn.prod.website-files.com/641b1c191794fb3d99c5f72b/68400220c98f04c22ddf1b5b_Gary%20and%20Terry.avif); Brid Saruwatari: [transfermate.com](https://www.transfermate.com/company/about-us) (official website) · [original](https://cdn.prod.website-files.com/641b1c191794fb3d99c5f72b/663c613c96cc9cd0ecf4c91a_Brid-S-\(1\).avif); Alex Clements: [transfermate.com](https://www.transfermate.com/company/about-us) (official website) · [original](https://cdn.prod.website-files.com/641b1c191794fb3d99c5f72b/6685656d76b08425275d7fc6_Alex%20Clements.avif); Barry Henderson: [transfermate.com](https://www.transfermate.com/company/about-us) (official website) · [original](https://cdn.prod.website-files.com/641b1c191794fb3d99c5f72b/66b9dd685a547bb2a680fd6b_DSC_7274.avif).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.