China · Financial institution
Jiangsu Jiangyin Rural Commercial Bank
Legal name in the LEI record江苏江阴农村商业银行股份有限公司
Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. is a joint-stock rural commercial bank with its head office in Jiangyin, Jiangsu Province, China. It was formed from the Jiangyin credit cooperative union and began operating as a bank in December 2001. It describes itself as one of China's first three joint-stock rural commercial banks. Its shares have been listed on the Shenzhen Stock Exchange since September 2016. It reports no controlling shareholder. It provides deposit, lending, settlement and international trade services to local businesses, small enterprises, farmers and households. It also sponsors several village banks.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- JYCBCNSHXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under JYCBCNSH directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2004-07-03
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Publicly listed
Ticker 002807
Institution type
Commercial bank
Trades as Jiangyin Rural Commercial Bank (江阴农商银行); stock short name 江阴银行 (Jiangyin Bank)
- Ownership
- The bank reports no controlling shareholder or actual controller. Its largest shareholder, Jiangsu Jiangnan Water, holds about 5.76% according to 2026 press reports.
- Major shareholder
- Jiangsu Jiangnan Water Co., Ltd. (江苏江南水务股份有限公司) 5.76%
- Stock listing
- Shenzhen Stock Exchange 002807
- Head office
- No. 1 Chengjiang Middle Road (澄江中路1号), Yinxin Building, 214431 Jiangyin, China
Business lines
According to its 2026 interim reporting, corporate loans make up about 86% of the loan book and personal loans about 14%, with lending focused on small businesses and agriculture in Jiangyin.
Online
- Websites & references
- jybank.com.cn ↗
ebanks.jybank.com.cn ↗ online banking portal
hr.jybank.com.cn ↗ recruitment portal
Wikipedia ↗ - Official social accounts
- None found
Sources · 15 pages consulted
- jybank.com.cn/
- jybank.com.cn/jybank/gybx/gsjj/index.html
- jybank.com.cn/jybank/tzzgx/6178656/dqbg/index.html
- jybank.com.cn/jybank/tzzgx/6178656/xxpl/7819998/index.html
- jybank.com.cn/jybank/tzzgx/6178656/6178658/7820026/index.html
- jybank.com.cn/jybank/gjjr/jsyw/index.html
- jybank.com.cn/jybank/gjjr/jsyw/362582/index.html
- paper.cnstock.com/html/2026-04/29/content_2210314.htm
- paper.cnstock.com/html/2026-05/20/content_2218904.htm
- 21jingji.com/article/20260821/herald/8d5b0797412267ba53ebd129f36005ed.html
- stock.10jqka.com.cn/20260924/c680231148.shtml
- mp.cnfol.com/49438/article/1786604233-142636391.html
- 163.com/dy/article/L47F7PG70519HF8U.html
- finance.sina.com.cn/jjxw/2026-01-08/doc-inhfqcat5506236.shtml
- zh.wikipedia.org/zh-hans/%E6%B1%9F%E9%98%B4%E5%86%9C%E6%9D%91%E5%95%86%E4%B8%9A%E9%93%B6%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Song Ping (宋萍) Chair of the Board of Directors (董事长)
- Chief executive
- Ni Qinghua (倪庆华) President (行长) and Chief Compliance Officer
- Chief financial officer
- Chang Huijuan (常惠娟) Chief Financial Officer (财务总监), head of the accounting function
- Executive
- Wang Anguo (王安国) Vice President and executive in charge of accounting (副行长、主管会计工作负责人); director
- Executive
- Zhou Xiaotang (周晓堂) Secretary to the Board (董事会秘书)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The board approved the bank's participation, as a shareholder, in the merger that creates Jiangsu Xuzhou Rural Commercial Bank from six Xuzhou rural banks.
21jingji.com ↗ -
Leadership
Shareholders elected the ninth board of directors on 19 August 2026. The nominees included Song Ping, Ni Qinghua and Wang Anguo.
mp.cnfol.com ↗ -
Leadership
Vice Presidents Chen Kaicheng and Ni Zhijuan resigned, citing transfers to other posts. Three vice presidents remain.
163.com ↗ -
Leadership
The bank appointed President Ni Qinghua as its Chief Compliance Officer as well.
mp.cnfol.com ↗ -
Leadership
Vice President Wang Kai resigned on transfer. The board appointed Yu Xiaoyun as vice president, and regulators approved her in January 2026.
finance.sina.com.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- JYCBCNSHXXX
- How the BIC breaks down
- JYCBBank
- CNCountry · China
- SHLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1114732000048
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- NO.1 CHENGJIANG MIDDLE ROAD JIANGYIN 214431 CHINA
- Operational address
- 1 CHENGJIANG MIDDLE ROAD JIANGYIN 214431 JIANGYIN CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>JYCBCNSHXXX</BICFI>
<LEI>300300C1114732000048</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>JYCBCNSHXXX</BICFI>
<LEI>300300C1114732000048</LEI>
<Nm>JIANGSU JIANGYIN RURAL COMMERCIAL BANK</Nm>
<PstlAdr>
<TwnNm>JIANGYIN</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>NO.1 CHENGJIANG MIDDLE ROAD JIANGYIN 214431</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: jybank.com.cn (official website) · original.
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