China · Financial institution
Jiangsu Zijin Rural Commercial Bank CO., Ltd.
Legal name in the LEI record江苏紫金农村商业银行股份有限公司
Jiangsu Zijin Rural Commercial Bank is a joint-stock rural commercial bank headquartered in Nanjing, Jiangsu Province. It was formed on 25 March 2011 by merging four rural credit cooperative unions from Nanjing's urban districts, Jiangning, Pukou and Liuhe. Its shares have been listed on the Shanghai Stock Exchange since 3 January 2019. It has no controlling shareholder, and its largest shareholders are Nanjing and Jiangsu state-owned investment groups.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- JRZCCNBNXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under JRZCCNBN directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2012-12-15
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Total assets
CNY 297.2bn
This entity · 30 Jun 2026
Ownership
Publicly listed
Ticker 601860
Institution type
Commercial bank
Trades as Zijin Rural Commercial Bank (紫金农商银行); stock short name 紫金银行 (Zijin Bank)
- Ownership
- No shareholder controls the bank. Nanjing Zijin Investment Group holds 8.96%, and its parent, Nanjing State-owned Assets Group, is to control 11.51% in total after a state-asset transfer announced in August 2026.
- Major shareholders
- 南京紫金投资集团有限责任公司 (Nanjing Zijin Investment Group Co., Ltd.) 8.96% · 30 Jun 2026
江苏省国信集团有限公司 (Jiangsu Guoxin Group Co., Ltd.) 7.32% · 30 Jun 2026
江苏苏豪投资集团有限公司 (Jiangsu Suhao Investment Group Co., Ltd.) 6.37% · 30 Jun 2026 - Stock listing
- Shanghai Stock Exchange 601860
- Head office
- 381 Jiangdong Zhonglu, Jianye District (建邺区江东中路381号), 210019 Nanjing, China
- Company register
- Unified Social Credit Code 91320000571433432L
Business lines
According to its 2026 interim report, the bank describes its market positioning as serving agriculture, small and medium enterprises, and urban and rural residents, with business concentrated in Nanjing and the wider Nanjing–Zhenjiang–Yangzhou area.
Online
- Websites & references
- zjrcbank.com ↗
hr1.zjrcbank.com ↗ recruitment site (linked from homepage header)
js96008.com ↗ online banking login portal linked from homepage (Jiangsu rural credit system platform) - Official social accounts
- None found
Sources · 11 pages consulted
- vip.stock.finance.sina.com.cn/corp/view/vCB_AllBulletinDetail.php?stockid=601860&id=12570295
- zjrcbank.com/
- zjrcbank.com/zjnshrcb/gywm70/index.html
- zjrcbank.com/zjnshrcb/gjyw42/gjjs68/index.html
- static.cninfo.com.cn/finalpage/2026-08-20/1225483647.PDF
- finance.sina.com.cn/wm/2026-03-17/doc-inhrieiq3850277.shtml
- news.qq.com/rain/a/20260319A06GLM00?media_id=&suid=
- finance.sina.cn/2025-08-22/detail-infmwmua5416684.d.html?vt=4
- finance.sina.com.cn/roll/2026-07-15/doc-inihvivv7943209.shtml
- cnr.cn/jrpd/mxdj/20250721/t20250721_527275375.shtml
- sohu.com/a/915397575_121948396
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Que Zhenghe (阙正和) President (行长) and Executive Director; also Chief Compliance Officer
- Chair
- Shao Hui (邵辉) Chairman of the Board (董事长) and legal representative
- Chief financial officer
- Wang Qingguo (王清国) Head of accounting work (主管会计工作负责人)
- Executive
- Zhang Yi (张毅) Secretary to the Board (董事会秘书)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration (Jiangsu Office) Prudential supervisorConductResolution
- China
- People's Bank of China (Jiangsu Provincial Branch) Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The bank disclosed that Nanjing SASAC would inject a state-owned group into Nanjing State-owned Assets Group, lifting that group's indirect stake to 11.51%.
static.cninfo.com.cn ↗ -
Other
The bank's CNY 4.5 billion Zijin convertible bond matured on 22 July 2026 and was redeemed and delisted from 23 July 2026.
finance.sina.com.cn ↗ -
Leadership
The NFRA Jiangsu Office approved Que Zhenghe as director and president, after he had acted as president since August 2025.
finance.sina.com.cn ↗ -
Leadership
The new fifth board re-elected Shao Hui as chairman and appointed Que Zhenghe as president, replacing the previous president, Shi Wenxiong.
finance.sina.cn ↗ -
Enforcement
The People's Bank of China Jiangsu Branch warned the bank, confiscated CNY 20.22 and fined it CNY 2.4 million for breaches including account management and credit information rules.
cnr.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- JRZCCNBNXXX
- How the BIC breaks down
- JRZCBank
- CNCountry · China
- BNLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1158932000039
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 381 JIANGDONGZHONGLU NANJING 210019 CHINA
- Operational address
- 381 JIANGDONGZHONGLU NANJING 210019 NANJING CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>JRZCCNBNXXX</BICFI>
<LEI>300300C1158932000039</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>JRZCCNBNXXX</BICFI>
<LEI>300300C1158932000039</LEI>
<Nm>JIANGSU ZIJIN RURAL COMMERCIAL BANK CO., LTD.</Nm>
<PstlAdr>
<TwnNm>NANJING</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>381 JIANGDONGZHONGLU NANJING 210019</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: zjrcbank.com (official website) · original.
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