--- title: "JM@Home AB · Payment institution (Swedish Financial Supervisory Authority) · Sweden | Elucidate" description: "JM@Home AB is authorised by Swedish Financial Supervisory Authority as a payment institution in Sweden. Licence 45033. LEI 549300C42YF6TSZ76071. Register status, licences, activities and ownership." url: https://elucidate.co/directory/jm-home-ab-e67423fa1a12 --- 1. [Directory](https://elucidate.co/directory) 2. [Sweden](https://elucidate.co/directory/country/se) 3. JM@Home AB Sweden · Payments & e-money # JM@Home AB JM@Home AB is a Swedish limited company (aktiebolag) based in Stockholm. It is a subsidiary of the Swedish housing developer JM AB. Finansinspektionen, the Swedish Financial Supervisory Authority, authorises it as a payment institution under number 45033 in the EBA register, with effect from 5 July 2019. Under the JM@Home brand it provides technical and financial property management to housing cooperatives and joint property associations. This includes invoicing residents' monthly fees and rents. JM describes the unit as a JM group subsidiary launched in 2017. Register status Licensed in Sweden Payment institution · Swedish Financial Supervisory Authority Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/jm-home-ab-e67423fa1a12#licences) BIC **No BIC** LEI **[549300C42YF6TSZ76071](https://search.gleif.org/#/record/549300C42YF6TSZ76071)** [Licence no. **45033**](https://elucidate.co/directory/jm-home-ab-e67423fa1a12#licences) ## Licences and registrations Held by JM@Home AB (LEI 549300C42YF6TSZ76071). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Swedish Financial Supervisory Authority | Payment institutionPayment Institution | 45033 | [Sweden](https://elucidate.co/directory/country/se) | Active | 2019-07-05 | — | - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jm-home-ab-e67423fa1a12#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary JM AB Firm type Other Trades as JM@Home - **Ownership:** The firm is a subsidiary of JM AB, which is also its ultimate parent according to the entity's GLEIF record. - **Direct parent:** [JM AB ↗](https://search.gleif.org/#/record/529900X0UEM9DOM6FK12), Sweden - **Head office:** 169 82 Stockholm, Sweden - **Company register:** Bolagsverket 559091-8289 ### Online - **Websites & references:** [jmathome.se ↗](https://jmathome.se/) [jm.se ↗](https://www.jm.se/bostadsforvaltning-av-jmathome/) JM@Home section of the parent group's website [portal.jmathome.se ↗](https://portal.jmathome.se/kundportal/login) customer portal for housing cooperative boards and residents - **Official social accounts:** None found Sources · 6 pages consulted 1. [jm.se/globalassets/jm.se/om--oss/leverantor/sv-bolagslista-gln-20260119.pdf](https://www.jm.se/globalassets/jm.se/om--oss/leverantor/sv-bolagslista-gln-20260119.pdf) 2. [jmathome.se/forvaltning](https://jmathome.se/forvaltning) 3. [jm.se/bostadsforvaltning-av-jmathome/](https://www.jm.se/bostadsforvaltning-av-jmathome/) 4. [jm.se/bostadsforvaltning-av-jmathome/fastighetsforvaltning-en-guide/forvaltning-for-bostadsratt](https://www.jm.se/bostadsforvaltning-av-jmathome/fastighetsforvaltning-en-guide/forvaltning-for-bostadsrattsforeningar/) 5. [jm.se/externalfiles/cision/620B439FEFFD60AF/wkr0006.pdf](https://www.jm.se/externalfiles/cision/620B439FEFFD60AF/wkr0006.pdf) 6. [linkedin.com/company/jm-home-ab](https://www.linkedin.com/company/jm-home-ab) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jm-home-ab-e67423fa1a12#overview-sources) - **Operates under:** Its own licences Finansinspektionen authorises the firm as a payment institution under the Swedish Payment Services Act (2010:751). It appears in the EBA payment institutions register under number 45033. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Finansinspektionen (Swedish Financial Supervisory Authority) Sweden | Payment institution | 45033 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jm-home-ab-e67423fa1a12#overview-sources) - Domestic payments - Bill payments JM@Home offers technical and financial property management to housing cooperatives and joint property associations. The financial side covers bookkeeping, budgeting, reporting and invoicing of monthly fees, parking charges and rents. The firm serves housing cooperatives and their residents in Sweden. No passporting into other EEA states was found. - **Sells to:** Other · Consumers - **Serves customers in:** Sweden ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jm-home-ab-e67423fa1a12#overview-sources) The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years. Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 45033 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [549300C42YF6TSZ76071 ↗](https://search.gleif.org/#/record/549300C42YF6TSZ76071) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** e67423fa1a12 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [Sweden](https://elucidate.co/directory/country/se) · Europe & Central Asia - **First registered:** 2019-07-05 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Jm AB · Sweden[529900X0UEM9DOM6FK12 ↗](https://search.gleif.org/#/record/529900X0UEM9DOM6FK12) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** \-, STOCKHOLM, 169 82 - **Country:** Sweden ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 549300C42YF6TSZ76071 JM@Home AB 169 82 STOCKHOLM SE - ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in Sweden - [Trustly Group AB BIC TRLYSESS Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 45002 (EBA-PSD2) · LEI 5493008FHV9NM1RASP51](https://elucidate.co/directory/trustly-group-ab-trlysess) - [AVY Finans AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 50642 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/avy-finans-ab-7693091ed4c2) - [CDSys AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 50719 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/cdsys-ab-01bda55cd78d) - [Smart Refill i Helsingborg AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 45568 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/smart-refill-i-helsingborg-ab-849f399eb462) - [Svensk Betaltjänst AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 559417-4012 (EBA-PSD2) · LEI 636700TNYQE3UL9HTI08](https://elucidate.co/directory/svensk-betaltjanst-ab-e9d0f590acd1) - [APS International AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 559121-0132 (EBA-PSD2) · LEI 636700EN9ELT3O6D3Q26](https://elucidate.co/directory/aps-international-ab-f047d83b9d0f) - [Bambora AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 45001 (EBA-PSD2) · LEI 549300DC0M8DMLX0G290 (also mapped to a BIC)](https://elucidate.co/directory/bambora-ab-83a2f02c0bda) - [Bankomat AB BIC BAUBSES1 Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 48384 (EBA-PSD2) · LEI 6367004XPYLNNNNXZL49](https://elucidate.co/directory/bankomat-ab-baubses1) [See all →](https://elucidate.co/directory/search?type=payments&cc=SE) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.