Japan · Financial institution
Johoku Shinkin Bank, the
Legal name in the LEI record城北信用金庫
The Johoku Shinkin Bank is a Japanese shinkin bank, a cooperative financial institution owned by its members. Its registered head branch is in Arakawa-ku, Tokyo, and its headquarters is in Kita-ku, Tokyo. It provides deposits, loans, foreign remittances, investment products and trust services, mainly to small businesses and individuals in northern Tokyo and southern Saitama. It was formed in January 2004 when Oji Shinkin Bank merged with Arakawa, Nikko and Taiyo shinkin banks and took its present name.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- OJISJPJTXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under OJISJPJT directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1994-06-06
- Last updated
- 2026-02-09
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
Institution type
Cooperative bank
- Ownership
- The bank is owned by its members, 143,687 at 31 March 2026, and each member has one vote regardless of shareholding.
- Head office
- 1-11-1 Toshima, Kita-ku, 114-8521 Tokyo, Japan (registered office: 3-79-7 Arakawa, Arakawa-ku, Tokyo 116-0002, Japan)
- Former name
- The Oji Shinkin Bank (王子信用金庫)
Business lines
The bank takes deposits and lends to members in its operating area, and it also provides consulting services to local businesses. In November 2025 it obtained authorisation to carry on trust business, which it describes as a first for a shinkin bank.
Online
- Websites & references
- johokubank.jp ↗
shinkin.co.jp ↗ former domain, content not updated since August 2022
johokuathletesclub.jp ↗ Johoku Athletes Club site, linked from homepage
Wikipedia ↗
Wikidata Q11426001 ↗ - Official social accounts
- None found
Sources · 8 pages consulted
- johokubank.jp/
- johokubank.jp/about/index.html
- johokubank.jp/about/disclosure.html
- johokubank.jp/about/pdf/25_minidisclosure.pdf
- johokubank.jp/information/info/info_20250814_gaikokusoukin.html
- johokubank.jp/misc/contact/index.html
- shinkin.co.jp/johoku/
- ja.wikipedia.org/wiki/%E5%9F%8E%E5%8C%97%E4%BF%A1%E7%94%A8%E9%87%91%E5%BA%AB
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Kotaro Omae (大前孝太郎) President (理事長)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorAML supervisorConduct
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
Japanese authorities authorised the bank on 20 November 2025 to carry on trust business alongside its banking business.
johokubank.jp ↗ -
Other
The bank moved its EUR inbound correspondent from J.P. Morgan SE, Frankfurt to JPMorgan Chase Bank, N.A. London Branch on 16 September 2025.
johokubank.jp ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- OJISJPJTXXX
- How the BIC breaks down
- OJISBank
- JPCountry · Japan
- JTLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 353800EP88I61WP03X17
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1921
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 3-79-7 ARAKAWA- KU ARAKAWA- KU 116-0002 JAPAN
- Operational address
- 1-7-10 TOSHIMA KITA- KU TOKYO TOKYO 114-8521 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>OJISJPJTXXX</BICFI>
<LEI>353800EP88I61WP03X17</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>OJISJPJTXXX</BICFI>
<LEI>353800EP88I61WP03X17</LEI>
<Nm>JOHOKU SHINKIN BANK, THE</Nm>
<PstlAdr>
<Ctry>JP</Ctry>
<AdrLine>3-79-7 ARAKAWA- KU ARAKAWA- KU 116-0002</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
The bank publishes 2 accounts at other banks.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
2 accounts at other banks, in 1 currency, as the bank publishes them: johokubank.jp ↗ dated 14 Aug 2025
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| EUR | JPMorgan Chase Bank, N.A.-London Branch United Kingdom | CHASGB2L | — | incoming EUR remittances (from 16 September 2025) | Matches the Swift directory |
| EUR | 三井住友銀行（東京） (Sumitomo Mitsui Banking Corporation, Tokyo) | — | — | intermediary for EUR remittances | No BIC published |
This is a notice dated 14 August 2025 about a change of correspondent for incoming EUR remittances, effective 16 September 2025. It gives the correspondent's name and BIC but no account numbers. The notice says EUR payments can still go through Sumitomo Mitsui Banking Corporation (Tokyo) as intermediary, but it prints no BIC for that bank. It also says correspondents may change without notice. No full nostro or SSI list for other currencies was found, either in the site menus or in a search of the domain in Japanese. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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