---
title: "Jyske Realkredit A/S SWIFT/BIC code BRFKDK21XXX · Denmark | Elucidate"
description: "SWIFT/BIC code BRFKDK21XXX for Jyske Realkredit A/S, Denmark. Head-office BIC, LEI 529900R9HQNZRT2OXB26, addresses and Swift connectivity."
url: https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk21
---
1. [Directory](https://elucidate.co/directory)
2. [Denmark](https://elucidate.co/directory/country/dk)
3. Jyske Realkredit A/S
Denmark · Financial institution
# Jyske Realkredit A/S
Jyske Realkredit A/S is a Danish mortgage credit institution (realkreditinstitut) organised as a public limited company. Its seat is in Copenhagen. It is wholly owned by Jyske Bank A/S. It grants mortgage loans on real property to personal and corporate customers, distributed through Jyske Bank, and funds them by issuing covered and mortgage bonds. The business was founded in 1959 as Byggeriets Realkreditfond and became BRFkredit a/s in 1990. Jyske Bank's acquisition was completed on 30 April 2014, and the bank took its current name at the end of 2018.
BIC **BRFKDK21XXX** LEI **[529900R9HQNZRT2OXB26](https://search.gleif.org/#/record/529900R9HQNZRT2OXB26)** Licence no. **Not on a tracked register** Passive participant (no connection) Head-office BIC only [Group: Jyske Bank A/S](https://elucidate.co/directory/group/3M5E1GQGKL17HI6CPN30) [Claim this profile](https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk21#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** Jyske Realkredit A/S
- **RIAD code:** DK13409838
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Finanstilsynet | 1900-01-01 | A1 A2 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BRFKDK21XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2001-12-01
- **Last updated:** 2025-09-06
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk21#overview-sources)
Total assets
DKK 416.1bn
This entity · 30 Jun 2026 · [interim report ↗](https://ml-eu.globenewswire.com/Resource/Download/97950214-5b2e-4f7d-8ae6-d025b53bc4f3)
Employees
59
headcount · This entity · 30 Jun 2026 · [interim report ↗](https://ml-eu.globenewswire.com/Resource/Download/97950214-5b2e-4f7d-8ae6-d025b53bc4f3)
Ownership
Group subsidiary
100% Jyske Bank A/S
Institution type
Other
- **Standing:** The bank was renamed from BRFkredit a/s to Jyske Realkredit A/S at the end of 2018. Its head office is at Kalvebod Brygge 3, Copenhagen. The Klampenborgvej 205, Lyngby address in the Swift directory is a former address.
- **Ownership:** Jyske Bank A/S holds 100% of the shares.
- **Direct parent:** [Jyske Bank A/S](https://elucidate.co/directory/jyske-bank-a-s-jybadkkk), Denmark 100%
- **Head office:** Kalvebod Brygge 3, 1560 København V, Denmark
- **Company register:** CVR 13409838 (Danish Central Business Register)
- **Former name:** BRFkredit a/s
### Business lines
- Mortgage lending
The bank finances owner-occupied homes, holiday homes, subsidised and cooperative housing, rental properties and commercial property through mortgage loans funded by bond issuance. Loans are arranged through Jyske Bank.
### Online
- **Websites & references:** [jyskerealkredit.dk ↗](https://jyskerealkredit.dk/) [jyskerealkredit.com ↗](https://jyskerealkredit.com/) English-language investor relations site [Wikipedia ↗](https://da.wikipedia.org/wiki/Jyske_Realkredit) [Wikidata Q12302691 ↗](https://www.wikidata.org/wiki/Q12302691)
- **Official social accounts:** None found
Sources · 15 pages consulted
1. [jyskerealkredit.dk](https://jyskerealkredit.dk/)
2. [jyskerealkredit.dk/om-jyske-realkredit/organisation](https://jyskerealkredit.dk/om-jyske-realkredit/organisation)
3. [jyskerealkredit.dk/kontakt-os](https://jyskerealkredit.dk/kontakt-os)
4. [ml-eu.globenewswire.com/Resource/Download/97950214-5b2e-4f7d-8ae6-d025b53bc4f3](https://ml-eu.globenewswire.com/Resource/Download/97950214-5b2e-4f7d-8ae6-d025b53bc4f3)
5. [jyskerealkredit.dk/regnskaber/regnskab/742a58f3-958d-4a00-8243-218787981cb8](https://jyskerealkredit.dk/regnskaber/regnskab/742a58f3-958d-4a00-8243-218787981cb8)
6. [jyskerealkredit.dk/nyhed/36c731b4-12aa-4905-a160-2c3e031b55b9](https://jyskerealkredit.dk/nyhed/36c731b4-12aa-4905-a160-2c3e031b55b9)
7. [jyskerealkredit.dk/wps/wcm/connect/brf/295c27df-1fde-4bbc-a72a-26ff081960d5/Redeg%C3%B8relse+af+juni+2026+DK](https://jyskerealkredit.dk/wps/wcm/connect/brf/295c27df-1fde-4bbc-a72a-26ff081960d5/Redeg%C3%B8relse+af+juni+2026+DK.pdf?MOD=AJPERES&CACHEID=ROOTWORKSPACE.Z18_M920GHK04P907069CMCEUD3333-295c27df-1fde-4bbc-a72a-26ff081960d5-pYj5.id)
8. [finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/dec/inspektion-i-jyske-realkredit-as](https://www.finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/dec/inspektion-i-jyske-realkredit-as)
9. [finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/sep/redegoerelse-om-dialog-med-jyske-realkredit](https://www.finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/sep/redegoerelse-om-dialog-med-jyske-realkredit)
10. [finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2023/nov/jyske\_real\_221123](https://www.finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2023/nov/jyske_real_221123)
11. [jyskerealkredit.dk/selskabsmeddelelser/selskabsmeddelelse/f2a9fa22-9ab2-41e8-bcda-2856d9234129](https://jyskerealkredit.dk/selskabsmeddelelser/selskabsmeddelelse/f2a9fa22-9ab2-41e8-bcda-2856d9234129)
12. [manilatimes.net/2026/03/24/tmt-newswire/globenewswire/succession-at-jyske-realkredit-as/2306119](https://www.manilatimes.net/2026/03/24/tmt-newswire/globenewswire/succession-at-jyske-realkredit-as/2306119)
13. [jyskerealkredit.dk/om-jyske-realkredit/historie](https://jyskerealkredit.dk/om-jyske-realkredit/historie)
14. [jyskerealkredit.com/about](https://jyskerealkredit.com/about)
15. [da.wikipedia.org/wiki/Jyske\_Realkredit](https://da.wikipedia.org/wiki/Jyske_Realkredit)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk21#overview-sources)
- **Chief executive:** Anders Lund Hansen Administrerende direktør (Chief Executive Officer) Confirmed 29 Sep 2026 · [jyskerealkredit.dk ↗](https://jyskerealkredit.dk/om-jyske-realkredit/organisation)
- **Chair:** Lars Stensgaard Mørch Formand (Chairman of the Supervisory Board) Confirmed 29 Sep 2026 · [jyskerealkredit.dk ↗](https://jyskerealkredit.dk/om-jyske-realkredit/organisation)
- **Executive:** Lisbeth Arentzen Direktør (Executive Director, member of the Executive Board) Confirmed 29 Sep 2026 · [jyskerealkredit.dk ↗](https://jyskerealkredit.dk/om-jyske-realkredit/organisation)
- **Executive:** Lars Waalen Sandberg Næstformand (Deputy Chairman of the Supervisory Board) Confirmed 29 Sep 2026 · [jyskerealkredit.dk ↗](https://jyskerealkredit.dk/om-jyske-realkredit/organisation)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk21#overview-sources)
- **Denmark:** Danish Financial Supervisory Authority (Finanstilsynet) Prudential supervisor AML supervisor Conduct
- **Denmark:** Finansiel Stabilitet Resolution
## Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk21#overview-sources)
1. Jun 2026
Enforcement
After a January–February 2026 inspection, the Danish FSA ordered the bank to correct valuations after finding five properties valued too high.
[jyskerealkredit.dk ↗](https://jyskerealkredit.dk/nyhed/36c731b4-12aa-4905-a160-2c3e031b55b9)
2. Jun 2026
Leadership
Executive Director Torben Hansen retired with effect from 1 June 2026. This left a two-member Executive Board.
[manilatimes.net ↗](https://www.manilatimes.net/2026/03/24/tmt-newswire/globenewswire/succession-at-jyske-realkredit-as/2306119)
3. Dec 2025
Enforcement
After a June 2025 inspection, the Danish FSA ordered the bank to improve liquidity stress testing, LCR and NSFR frameworks and capital-centre asset segregation.
[finanstilsynet.dk ↗](https://www.finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/dec/inspektion-i-jyske-realkredit-as)
4. Sep 2025
Enforcement
The Danish FSA ordered the bank to monitor more frequently when market conditions change significantly, as required by EU regulation.
[finanstilsynet.dk ↗](https://www.finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/sep/redegoerelse-om-dialog-med-jyske-realkredit)
5. Nov 2024
Leadership
The bank announced that CEO Carsten Tirsbæk Madsen would retire and that Anders Lund Hansen would succeed him in the second quarter of 2025.
[jyskerealkredit.dk ↗](https://jyskerealkredit.dk/selskabsmeddelelser/selskabsmeddelelse/f2a9fa22-9ab2-41e8-bcda-2856d9234129)
6. Nov 2023
Enforcement
The Danish FSA issued orders to the bank following an inspection of its anti-money laundering area.
[finanstilsynet.dk ↗](https://www.finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2023/nov/jyske_real_221123)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** BRFKDK21XXX
- **How the BIC breaks down:** 1. BRFK Bank 2. DK Country · Denmark 3. 21 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 529900R9HQNZRT2OXB26
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/529900R9HQNZRT2OXB26)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Denmark · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1989
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Jyske Bank A/S](https://elucidate.co/directory/jyske-bank-a-s-jybadkkk) · Denmark[3M5E1GQGKL17HI6CPN30 ↗](https://search.gleif.org/#/record/3M5E1GQGKL17HI6CPN30)
The Jyske Bank A/S group has 4 institutions in the directory, in 3 countries: all hold a BIC.
Including [Jyske Bank A/S](https://elucidate.co/directory/jyske-bank-a-s-jybadkkk), [Jyske Bank A/S, Filiale Hamburg](https://elucidate.co/directory/jyske-bank-a-s-filiale-hamburg-jybadehh), [Jyske Bank AS](https://elucidate.co/directory/jyske-bank-as-jyskfr21).
[See the Jyske Bank A/S group →](https://elucidate.co/directory/group/3M5E1GQGKL17HI6CPN30)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** REALKREDIT OPERATION KLAMPENBORGVEJ 205 LYNGBY 2800 DENMARK
- **Operational address:** KLAMPENBORGVEJ 205 LYNGBY 2800 LYNGBY DENMARK
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BRFKDK21XXX
529900R9HQNZRT2OXB26
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BRFKDK21XXX
529900R9HQNZRT2OXB26
JYSKE REALKREDIT A/S
LYNGBY
DK
REALKREDIT OPERATION KLAMPENBORGVEJ 205 LYNGBY 2800
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same group
- [Jyske Bank A/S BIC JYBADKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 3M5E1GQGKL17HI6CPN30](https://elucidate.co/directory/jyske-bank-a-s-jybadkkk)
[All 4 institutions in the Jyske Bank A/S group →](https://elucidate.co/directory/group/3M5E1GQGKL17HI6CPN30)
### Same name, different BIC
- [Jyske Realkredit A/S BIC BRFKDK2L Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/jyske-realkredit-a-s-brfkdk2l)
### Largest institutions in Denmark
- [Velliv, Pension and Livsforsikring A/S BIC NLPLDK21 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/velliv-pension-and-livsforsikring-a-s-nlpldk21)
- [Nordea Investment Management AB Denmark Branch BIC NDEADKK3 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/nordea-investment-management-ab-denmark-branch-ndeadkk3)
- [Danske Bank A/S BIC DABADKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI MAES062Z21O4RZ2U7M96](https://elucidate.co/directory/danske-bank-a-s-dabadkkk)
- [Vp Securities A/S BIC VPDKDKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 529900HDNBQ2DD0QHJ07](https://elucidate.co/directory/vp-securities-a-s-vpdkdkkk)
- [Danmarks Nationalbank BIC DKNBDKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 549300AHYJ0OMBLIL335](https://elucidate.co/directory/danmarks-nationalbank-dknbdkkk)
- [Nordea Danmark, Filial Af Nordea Bank Abp, Finland BIC NDEADKKK Credit institution Prudential licence Denmark · On the ECB list of supervised entities · LEI 529900ODI3047E2LIV03](https://elucidate.co/directory/nordea-danmark-filial-af-nordea-bank-abp-finland-ndeadkkk)
- [Al Sydbank A/S BIC SYBKDK22 Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI GP5DT10VX1QRQUKVBK64](https://elucidate.co/directory/al-sydbank-a-s-sybkdk22)
- [Kapitalforeningen Ld BIC DEPRDKK1 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/kapitalforeningen-ld-deprdkk1)
[See every BIC in Denmark →](https://elucidate.co/directory/country/dk#bics)
Claim this profile
## Work at Jyske Realkredit A/S?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.