Japan · Financial institution
Kansai Mirai Bank, Limited
Legal name in the LEI record株式会社 関西みらい銀行
Kansai Mirai Bank is a Japanese joint-stock company (kabushiki kaisha) with its head office in Chuo-ku, Osaka. It is a wholly owned regional bank subsidiary of Resona Holdings. It provides deposits, lending, foreign exchange and investment products to individuals and businesses in the Kansai region. It was formed on 1 April 2019, when Kinki Osaka Bank absorbed Kansai Urban Banking Corporation and changed its name. In May 2026 it signed a capital and business alliance under which West Japan Railway Company is to acquire 20% of its shares from Resona Holdings.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- OSABJPJSXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under OSABJPJS directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1982-03-01
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Resona Holdings, Inc. (株式会社りそなホールディングス)
Institution type
Commercial bank
Trades as 関西みらい銀行 (Kansai Mirai Bank)
- Standing
- The bank was formed on 1 April 2019. On that date Kinki Osaka Bank absorbed Kansai Urban Banking Corporation and changed its name to Kansai Mirai Bank. The former Kansai Urban Bank BIC, KSBJJPJS, can no longer be used.
- Ownership
- Resona Holdings holds 100% of the bank directly (91,359,828 shares). West Japan Railway Company has agreed to buy 20% from Resona Holdings, subject to regulatory approval.
- Direct parent
- Resona Holdings, Inc. (株式会社りそなホールディングス) ↗, Japan 100%
- Major shareholder
- Resona Holdings, Inc. 100% · 1 May 2026
- Head office
- 2-1 Bingomachi 2-chome, Chuo-ku, 540-8610 Osaka, Japan
- Company register
- Corporate Number 3120001049063 (National Tax Agency corporate number, taken from third-party company databases)
- Name in the local language
- 株式会社関西みらい銀行
- Former name
- 株式会社近畿大阪銀行 (Kinki Osaka Bank)
Business lines
The bank is a regional bank of the Resona Group operating in the Kansai region. Its loan book of JPY 7.4 trillion at 31 March 2026 is mostly term loans. It also offers foreign-exchange and trade services and, as agent, trust business for Resona Bank.
Online
- Websites & references
- kansaimiraibank.co.jp ↗
resona-gr.co.jp ↗ Resona Group website, which hosts the bank's statutory notices and news releases
Wikipedia ↗ - Official social accounts
- Instagram ↗
Sources · 15 pages consulted
- resona-gr.co.jp/holdings/other/koukoku/kmb/pdf/202603_km_b.pdf
- resona-gr.co.jp/holdings/other/koukoku/kmb/index.html
- kansaimiraibank.co.jp/
- kansaimiraibank.co.jp/about/message/
- resona-gr.co.jp/holdings/news/newsrelease_c/detail/20260501_882.html
- resona-gr.co.jp/holdings/news/newsrelease_c/2026/files/20260501_2b.pdf
- resona-gr.co.jp/holdings/news/newsrelease_c/detail/20260501_886.html
- westjr.co.jp/press/article/2026/05/01/items/260501_00_press_Shihonteikei.pdf
- resona-gr.co.jp/holdings/news/newsrelease_c/2026/files/20260227_2t.pdf
- nikkei.com/article/DGXZQOUF264KX0W6A220C2000000/
- kansaimiraibank.co.jp/tougou/ku/swiftcode.html
- kansaimiraibank.co.jp/direct/faq/faq_mygate_0079.html
- kansaimiraibank.co.jp/hojin/kokusai/kokusai_gaitame/gaitame/
- finance-frontend-pc-dist.west.edge.storage-yahoo.jp/disclosure/20250513/20250508533449.pdf
- ja.wikipedia.org/wiki/%E9%96%A2%E8%A5%BF%E3%81%BF%E3%82%89%E3%81%84%E9%8A%80%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Shogo Harato (原藤 省吾) Representative Director and President (代表取締役社長)
- Executive
- Takahiro Okada (岡田 貴弘) Representative Director and Deputy President Executive Officer (代表取締役兼副社長執行役員)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorAML supervisorConductResolution
- Japan
- Kinki Local Finance Bureau Other
- Japan
- Bank of Japan Central bankOther
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The bank, Resona Holdings and West Japan Railway Company signed a capital and business alliance. West Japan Railway is to acquire 20% of the bank for JPY 90 billion.
resona-gr.co.jp ↗ -
Leadership
Shogo Harato succeeded Kazuhiro Nishiyama as president. Nishiyama became an adviser and the chair post remained vacant.
resona-gr.co.jp ↗ -
Merger / acquisition
Resona Holdings absorbed Kansai Mirai Financial Group, the bank's former intermediate holding company, and became the bank's direct parent.
finance-frontend-pc-dist.west.edge.storage-yahoo.jp ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- OSABJPJSXXX
- How the BIC breaks down
- OSABBank
- JPCountry · Japan
- JSLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300CBUV5WUHFO8G75
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Resona Holdings, Inc. · Japan52990067JE75XZCYYT81 ↗
The Resona Holdings, Inc. group has 6 institutions in the directory, in 2 countries: all hold a BIC.
Including Resona Asset Management CO., Ltd., Resona Bank, Ltd., Resona Merchant Bank Asia Limited, Saitama Resona Bank, Limited, The Minato Bank,ltd (Form Hanshin).
See the Resona Holdings, Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 2-1, BINGOMACHI 2- CHOME, CHUO- KU OSAKA 540-8610 JAPAN
- Operational address
- 2-1 BINGOMACHI, 2- CHOME CHUO- KU OSAKA OSAKA 540-8610 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>OSABJPJSXXX</BICFI>
<LEI>549300CBUV5WUHFO8G75</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>OSABJPJSXXX</BICFI>
<LEI>549300CBUV5WUHFO8G75</LEI>
<Nm>KANSAI MIRAI BANK, LIMITED</Nm>
<PstlAdr>
<TwnNm>OSAKA</TwnNm>
<Ctry>JP</Ctry>
<AdrLine>2-1, BINGOMACHI 2- CHOME, CHUO- KU OSAKA 540-8610</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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