--- title: "Klarna Bank AB, German Branch SWIFT/BIC code KLRNDEBEXXX · Germany | Elucidate" description: "SWIFT/BIC code KLRNDEBEXXX for Klarna Bank AB, German Branch, Germany. Head-office BIC, LEI 549300O3HXYXXUHR0897, addresses and Swift connectivity." url: https://elucidate.co/directory/klarna-bank-ab-german-branch-klrndebe --- 1. [Directory](https://elucidate.co/directory) 2. [Germany](https://elucidate.co/directory/country/de) 3. Klarna Bank AB, German Branch ![KLARNA BANK AB, GERMAN BRANCH logo](https://elucidate.co/images/banks/22/2220c65a929c1a13.webp) Germany · Financial institution # Klarna Bank AB, German Branch Legal name in the LEI record Klarna Bank AB BIC **KLRNDEBEXXX** LEI **[549300O3HXYXXUHR0897](https://search.gleif.org/#/record/549300O3HXYXXUHR0897)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Klarna Group PLC](https://elucidate.co/directory/group/636700HER4JIK7GZUN17) [Claim this profile](https://elucidate.co/directory/klarna-bank-ab-german-branch-klrndebe#claim) ## Licences and registrations Held by the legal entity, not by this BIC This BIC is mapped to LEI 549300O3HXYXXUHR0897 (Klarna Bank AB) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is [Klarna Bank AB (Publ) (KLRNSESS)](https://elucidate.co/directory/klarna-bank-ab-publ-klrnsess). None matched by LEI in the 22 tracked registers. The Swift name for this BIC differs from the legal name in GLEIF. Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI. ## European registers ### ECB · monetary financial institutions List as at 2026-09-25 - **Category:** Credit institution - **Minimum reserves:** Subject to minimum reserves - **Listed as:** Klarna Bank AB, German Branch - **RIAD code:** DE05913 - **Head institution:** Klarna Bank AB Entries are matched on the LEI. Each register is quoted as its publisher lists it. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** KLRNDEBEXXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** [TIPS](https://elucidate.co/directory/klarna-bank-ab-german-branch-klrndebe#schemes) - **Branch codes:** None: head-office BIC only - **Other BICs with this LEI:** [KLRNSESS](https://elucidate.co/directory/klarna-bank-ab-publ-klrnsess) · [KLRNFRP2](https://elucidate.co/directory/klarna-bank-ab-french-branch-klrnfrp2) · [KLRNIE22](https://elucidate.co/directory/klarna-bank-ab-irish-branch-klrnie22) - **BIC first registered:** 2020-06-13 - **Last updated:** 2022-02-14 ## Identifiers Head-office record - **BIC:** KLRNDEBEXXX - **How the BIC breaks down:** 1. KLRN Bank 2. DE Country · Germany 3. BE Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** [549300O3HXYXXUHR0897](https://elucidate.co/directory/klarna-bank-ab-publ-klrnsess) - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300O3HXYXXUHR0897) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. - **National bank code:** [Bankleitzahl 10010300](https://elucidate.co/directory/klarna-bank-ab-german-branch-klrndebe#bank-codes) ## Profile - **Type:** Financial institution - **Regulation:** Not on a tracked register - **Register licences:** None matched by LEI in the 22 tracked registers - **Country · region:** Germany · Europe & Central Asia - **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01 - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme - **Founded:** 2007 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated. ## Ownership and group GLEIF relationship records - **Direct parent:** Klarna Holding AB · Sweden[984500CCFABF562J8533 ↗](https://search.gleif.org/#/record/984500CCFABF562J8533) - **Ultimate parent:** Klarna Group PLC · United Kingdom[636700HER4JIK7GZUN17 ↗](https://search.gleif.org/#/record/636700HER4JIK7GZUN17) The Klarna Group PLC group has 5 institutions in the directory, in 5 countries: 4 hold a BIC and 1 does not. Including [Klarna Inc.](https://elucidate.co/directory/klarna-inc-19db790df518). [See the Klarna Group PLC group →](https://elucidate.co/directory/group/636700HER4JIK7GZUN17) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Registered address:** CHAUSSEESTR. 117 BERLIN 10115 GERMANY - **Operational address:** CHAUSSEESTR. 117 BERLIN 10115 BERLIN GERMANY ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI and its DEBLZ clearing code - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml KLRNDEBEXXX DEBLZ 10010300 549300O3HXYXXUHR0897 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml KLRNDEBEXXX DEBLZ 10010300 549300O3HXYXXUHR0897 KLARNA BANK AB, GERMAN BRANCH BERLIN DE CHAUSSEESTR. 117 BERLIN 10115 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Payment schemes and systems EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 | Scheme or system | Since | Registered with | Note | | --- | --- | --- | --- | | TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — | TIPS entries have no joining date. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro. “ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants. ## National bank codes ### Bankleitzahl · Germany 1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ | Code | Routes to BIC | Name in the national file | City | | --- | --- | --- | --- | | 10010300 | KLRNDEBEXXX | Klarna Bank German Branch | Berlin | Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page. ## About From Wikidata, matched on this institution's BIC or LEI - **Founded:** 2007 - **Headquarters:** Stockholm - **Website:** [klarna.com ↗](https://www.klarna.com/) - **Wikipedia:** [Klarna ↗](https://en.wikipedia.org/wiki/Klarna) - **Wikidata:** [Q1165072 ↗](https://www.wikidata.org/wiki/Q1165072) ## Related institutions ### Legal entity - [Klarna Bank AB (Publ) BIC KLRNSESS Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 549300O3HXYXXUHR0897](https://elucidate.co/directory/klarna-bank-ab-publ-klrnsess) The page that carries this LEI’s licences and group facts. ### Same legal entity - [Klarna Bank AB French Branch BIC KLRNFRP2 Financial institution Not on a tracked register France · Not on a tracked register · LEI 549300O3HXYXXUHR0897](https://elucidate.co/directory/klarna-bank-ab-french-branch-klrnfrp2) - [Klarna Bank AB, Irish Branch BIC KLRNIE22 Financial institution Not on a tracked register Ireland · Not on a tracked register · LEI 549300O3HXYXXUHR0897](https://elucidate.co/directory/klarna-bank-ab-irish-branch-klrnie22) Other BICs mapped to the same LEI. ### Subsidiaries in the directory - [Klarna Inc. No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI 6488YJDQ759M4YM13211](https://elucidate.co/directory/klarna-inc-19db790df518) Entities that GLEIF records with this LEI as their direct parent. ### Largest institutions in Germany - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodef1) - [Deutsche Bank AG BIC DEUTDEDB Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-bank-ag-deutdedb) - [Unicredit Bank GMBH BIC HYVEDEMM Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2ZCNRR8UK83OBTEK2170](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm) - [Commerzbank AG BIC COBADEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 851WYGNLUQLFZBSYGB56](https://elucidate.co/directory/commerzbank-ag-cobadeff) - [Commerzbank AG (Formerly Dresdner Bank AG) BIC DRESDEFF Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/commerzbank-ag-formerly-dresdner-bank-ag-dresdeff) - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODES1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodes1) - [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODED1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genoded1) [See every BIC in Germany →](https://elucidate.co/directory/country/de#bics) Claim this profile ## Work at Klarna Bank AB, German Branch? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Payment schemes and systems**—Source: European Central Bank, List of TIPS participants and reachable parties. - **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts. - **National bank codes**—Germany (Quelle: Deutsche Bundesbank). - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Klarna · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Klarna_Logo_black.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/9/9a/Klarna_Logo_black.svg/330px-Klarna_Logo_black.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.