---
title: "Kommunalkredit Austria AG Deutschland SWIFT/BIC code INVODEF2XXX · Germany | Elucidate"
description: "SWIFT/BIC code INVODEF2XXX for Kommunalkredit Austria AG Deutschland, Germany. Head-office BIC, LEI 549300IEVCBWVV97WC81, addresses and Swift connectivity."
url: https://elucidate.co/directory/kommunalkredit-austria-ag-deutschland-invodef2
---
1. [Directory](https://elucidate.co/directory)
2. [Germany](https://elucidate.co/directory/country/de)
3. Kommunalkredit Austria AG Deutschland
Germany · Credit institution
# Kommunalkredit Austria AG Deutschland
Legal name in the LEI record Kommunalkredit Austria AG
BIC **INVODEF2XXX** LEI **[549300IEVCBWVV97WC81](https://search.gleif.org/#/record/549300IEVCBWVV97WC81)** Licence no. **Not on a tracked register** Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/kommunalkredit-austria-ag-deutschland-invodef2#claim)
## Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI 549300IEVCBWVV97WC81 (Kommunalkredit Austria AG) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is [Kommunalkredit Austria AG (INVOATWW)](https://elucidate.co/directory/kommunalkredit-austria-ag-invoatww). None matched by LEI in the 22 tracked registers.
The Swift name for this BIC differs from the legal name in GLEIF.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Less significant institution
- **Supervisor:** Finanzmarktaufsicht / Oesterreichische Nationalbank (with ECB oversight)
- **Listed as:** Kommunalkredit Austria AG
- **Entity type:** Credit institution
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** Kommunalkredit Austria AG Zweigstelle Deutschland
- **RIAD code:** DE05891
- **Head institution:** Kommunalkredit Austria AG
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Austrian Financial Market Authority (FMA) | 2002-04-01 | A1 A4 A5 B5 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** INVODEF2XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **Other BIC with this LEI:** [INVOATWW](https://elucidate.co/directory/kommunalkredit-austria-ag-invoatww)
- **BIC first registered:** 2017-05-20
- **Last updated:** 2023-12-06
## Identifiers
Head-office record
- **BIC:** INVODEF2XXX
- **How the BIC breaks down:** 1. INVO Bank 2. DE Country · Germany 3. F2 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** [549300IEVCBWVV97WC81](https://elucidate.co/directory/kommunalkredit-austria-ag-invoatww)
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300IEVCBWVV97WC81)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Bankleitzahl 50220101](https://elucidate.co/directory/kommunalkredit-austria-ag-deutschland-invodef2#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registers
- **Country · region:** Germany · Europe & Central Asia
- **Banking supervision:** [Less significant · Finanzmarktaufsicht / Oesterreichische Nationalbank](https://elucidate.co/directory/kommunalkredit-austria-ag-deutschland-invodef2#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** SCHILLERSTRASSE 2 FRANKFURT AM MAIN 60313 GERMANY
- **Operational address:** SCHILLERSTRASSE 2 FRANKFURT AM MAIN 60313 FRANKFURT AM MAIN GERMANY
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its DEBLZ clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
INVODEF2XXX
DEBLZ
50220101
549300IEVCBWVV97WC81
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
INVODEF2XXX
DEBLZ
50220101
549300IEVCBWVV97WC81
KOMMUNALKREDIT AUSTRIA AG DEUTSCHLAND
FRANKFURT AM MAIN
DE
SCHILLERSTRASSE 2 FRANKFURT AM MAIN 60313
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### Bankleitzahl · Germany
1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 50220101 | INVODEF2XXX | Kommunalkredit Austria, Zweigstelle Deutschland | Frankfurt am Main |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Legal entity
- [Kommunalkredit Austria AG BIC INVOATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 549300IEVCBWVV97WC81](https://elucidate.co/directory/kommunalkredit-austria-ag-invoatww)
The page that carries this LEI’s licences and group facts.
### Other BICs starting “INVO”
- [Invesco Asset Management Deutschland GMBH BIC INVODE51 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/invesco-asset-management-deutschland-gmbh-invode51)
- [Invesco Asset Management Limited BIC INVOGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI X87LBO0OFEU7S3WI0T57](https://elucidate.co/directory/invesco-asset-management-limited-invogb2l)
- [Invesco Business Service Limited BIC INVOGBL1 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/invesco-business-service-limited-invogbl1)
The same first four characters. A shared prefix does not show a shared owner.
### Largest institutions in Germany
- [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodef1)
- [Deutsche Bank AG BIC DEUTDEDB Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-bank-ag-deutdedb)
- [Unicredit Bank GMBH BIC HYVEDEMM Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2ZCNRR8UK83OBTEK2170](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm)
- [Commerzbank AG BIC COBADEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 851WYGNLUQLFZBSYGB56](https://elucidate.co/directory/commerzbank-ag-cobadeff)
- [Commerzbank AG (Formerly Dresdner Bank AG) BIC DRESDEFF Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/commerzbank-ag-formerly-dresdner-bank-ag-dresdeff)
- [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODES1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodes1)
- [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff)
- [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODED1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genoded1)
[See every BIC in Germany →](https://elucidate.co/directory/country/de#bics)
Claim this profile
## Work at Kommunalkredit Austria AG Deutschland?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **National bank codes**—Germany (Quelle: Deutsche Bundesbank).
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.