Japan · Financial institution
Kumamoto Bank, Ltd., the
Legal name in the LEI record株式会社熊本銀行
The Kumamoto Bank, Ltd. is a Japanese joint-stock company (kabushiki kaisha) and a second-tier regional bank. Its head office is in Chuo-ku, Kumamoto. It is a wholly owned subsidiary of Fukuoka Financial Group, Inc. (FFG), which it formed with The Bank of Fukuoka through a joint share transfer on 2 April 2007. The bank provides retail and business banking, mainly in Kumamoto Prefecture, with further branches in Fukuoka and Kagoshima prefectures. It traces its origins to Kumamoto Mujin, founded in January 1929. It adopted its current name on 1 April 2013, replacing the name The Kumamoto Family Bank.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- KUMAJPJZXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under KUMAJPJZ directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1998-09-05
- Last updated
- 2023-09-09
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Fukuoka Financial Group, Inc. (株式会社ふくおかフィナンシャルグループ)
Institution type
Commercial bank
Trades as The Kumamoto Bank, Ltd. (熊本銀行)
- Ownership
- Fukuoka Financial Group, Inc., a listed holding company in Fukuoka, holds 100% of the bank.
- Direct parent
- Fukuoka Financial Group, Inc. (株式会社ふくおかフィナンシャルグループ), Japan 100%
- Major shareholder
- Fukuoka Financial Group, Inc. 100%
- Head office
- 水前寺6丁目29番20号 (6-29-20 Suizenji, Chuo-ku), 862-8601 Kumamoto, Japan
- Company register
- Corporate Number 3330001003008 (National Tax Agency, Japan)
- Former names
- 株式会社熊本ファミリー銀行 (The Kumamoto Family Bank, Ltd.), 1992–2013 · 株式会社熊本銀行 (first use of the name), 1989–1992 · 株式会社熊本相互銀行 (Kumamoto Sogo Bank), 1951–1989 · 熊本無尽株式会社 (Kumamoto Mujin), 1929–1951
Business lines
The bank offers ordinary banking services: deposits, domestic transfers, lending, loans, asset management and foreign exchange. As of March 2025 it had 70 domestic locations (69 head office and branches, one sub-branch) in Kumamoto, Fukuoka and Kagoshima prefectures.
Online
- Websites & references
- kumamotobank.co.jp ↗ did not load when checked
Wikipedia ↗ - Official social accounts
- None found
Sources · 11 pages consulted
- kumamotobank.co.jp/corporate/international/soukin/
- kumamotobank.co.jp/corporate/international/
- kumamotobank.co.jp/aboutus/message/
- fukuoka-fg.com/recruit_career/ffg/outline_kumamoto/
- job.mynavi.jp/27/pc/search/corp2076/outline.html
- relocation-personnel.com/tag/%E7%86%8A%E6%9C%AC%E9%8A%80%E8%A1%8C/
- nikkei.com/article/DGXZQOJC195DY0Z10C24A3000000/
- kumagaku.ac.jp/focus/view/23
- fukuokachuo-bank.co.jp/invest/pdf/soukai/102hosoku.pdf
- jinji.keyman-pro.com/company/40146/today
- ja.wikipedia.org/wiki/%E7%86%8A%E6%9C%AC%E9%8A%80%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Toshihiro Sakamoto (坂本 俊宏) Director and President (取締役頭取), Representative Director
- Executive
- Taketo Naruse (成瀬 岳人) Deputy President (副頭取), in charge of Credit Examination and Operations/IT (appointed 1 April 2026)
- Executive
- Takaaki Wakamatsu (若松 敬昭) Director and Senior Managing Executive Officer (専務執行役員), in charge of Corporate Planning and Human Resources (from 1 April 2026)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorConductAML supervisorResolution
- Japan
- Kyushu Local Finance Bureau (Ministry of Finance, exercising delegated FSA supervisory powers) Other
- Japan
- Bank of Japan Central bank
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The bank appointed Taketo Naruse Deputy President. Representative Director Mitsuo Yamanaka and Director Toru Uemura left the board.
relocation-personnel.com ↗ -
Leadership
Toshihiro Sakamoto succeeded Toshimi Nomura as President. Nomura became Chairman with representative authority.
nikkei.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- KUMAJPJZXXX
- How the BIC breaks down
- KUMABank
- JPCountry · Japan
- JZLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 353800JYZBMVKROL0815
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 6-29-20 SUIZENJI,CHUO- KU KUMAMOTO 862-8601 JAPAN
- Operational address
- 6-29-20 SUIZENJI, CHUO- KU KUMAMOTO KUMAMOTO 862-8601 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>KUMAJPJZXXX</BICFI>
<LEI>353800JYZBMVKROL0815</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>KUMAJPJZXXX</BICFI>
<LEI>353800JYZBMVKROL0815</LEI>
<Nm>KUMAMOTO BANK, LTD., THE</Nm>
<PstlAdr>
<TwnNm>KUMAMOTO</TwnNm>
<Ctry>JP</Ctry>
<AdrLine>6-29-20 SUIZENJI, CHUO- KU KUMAMOTO 862-8601</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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