---
title: "Lansforsakringar Bank AB SWIFT/BIC code ELLFSESSXXX · Sweden | Elucidate"
description: "SWIFT/BIC code ELLFSESSXXX for Lansforsakringar Bank AB, Sweden. Head-office BIC, LEI 549300C6TUMDXNOVXS82, addresses and Swift connectivity."
url: https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess
---

1.  [Directory](https://elucidate.co/directory)
2.  [Sweden](https://elucidate.co/directory/country/se)
3.  Lansforsakringar Bank AB

![Länsförsäkringar Bank logo](https://elucidate.co/images/banks/39/39cb0320c6fe7997.svg)

Sweden · Financial institution

# Lansforsakringar Bank AB

Legal name in the LEI record Länsförsäkringar Bank Aktiebolag

Länsförsäkringar Bank AB (publ) is a Swedish limited company (aktiebolag) with its head office in Stockholm. It is wholly owned by Länsförsäkringar AB. Länsförsäkringar AB is owned by 23 customer-owned regional insurance companies and 15 local insurance companies. The bank offers banking services in Sweden only. Its main customers are those of the Länsförsäkringar group, who are served through the regional companies' offices, digital channels and telephone. Founded in 1996, the bank heads a group that includes Länsförsäkringar Hypotek, Länsförsäkringar Fondförvaltning, LF Finans and SAVR, a digital savings platform it acquired in 2025.

BIC **ELLFSESSXXX** LEI **[549300C6TUMDXNOVXS82](https://search.gleif.org/#/record/549300C6TUMDXNOVXS82)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Länsförsäkringar AB (publ)](https://elucidate.co/directory/group/549300FOASW7JFUQV048) [Claim this profile](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## European registers

### ECB · monetary financial institutions

List as at 2026-09-25

- **Category:** Credit institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** Länsförsäkringar Bank Aktiebolag
- **RIAD code:** SE5164019878

### ESMA · MiFID II register

Register as at 2026-09-28

| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Finansinspektionen (FI) | 2007-11-01 | A1 A2 A5 A7 |

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** ELLFSESSXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [NCT Inst · RIX-INST](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1998-03-07
- **Last updated:** 2022-10-01

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#overview-sources)

![Lansforsakringar-flagga](https://elucidate.co/images/banks/3a/3a5ff3128c2a9d8e.webp)

Photo: Länsförsäkringar AB · Attribution · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Lansforsakringar-flagga.jpg) · [original](https://upload.wikimedia.org/wikipedia/commons/0/00/Lansforsakringar-flagga.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail_unscaled)

Total assets

SEK 274.4bn

This entity · 30 Jun 2026 · [interim report ↗](https://mb.cision.com/Main/152/4376774/4200637.pdf)

Employees

Not published

Ownership

Group subsidiary

100% Länsförsäkringar AB (publ)

Institution type

Commercial bank

Trades as Länsförsäkringar Bank

- **Ownership:** Länsförsäkringar AB (publ) holds 100% of the bank and is itself owned by 23 customer-owned länsförsäkringsbolag and 15 local insurance companies (socken- och häradsbolag).
- **Direct parent:** [Länsförsäkringar AB (publ)](https://elucidate.co/directory/lansforsakringar-ab-lanases1), Sweden 100%
- **Head office:** Tegeluddsvägen 11-13, 106 50 Stockholm, Sweden
- **Company register:** 516401-9878 (Bolagsverket, Swedish Companies Registration Office)

### Business lines

-   Retail banking
-   Mortgage lending
-   SME banking
-   Asset management
-   Consumer finance
-   Leasing & factoring
-   Cards
-   Brokerage

According to its January–June 2026 interim report, all group lending is in Sweden and in Swedish kronor. Mortgages made up about 80% of the loan portfolio. The group also has agricultural lending, fund management, and leasing and instalment finance through LF Finans.

### Online

- **Websites & references:** [lansforsakringar.se ↗](https://www.lansforsakringar.se/) [Wikipedia ↗](https://en.wikipedia.org/wiki/L%C3%A4nsf%C3%B6rs%C3%A4kringar_Bank) [Wikidata Q6710869 ↗](https://www.wikidata.org/wiki/Q6710869)
- **Official social accounts:** None found

Sources · 10 pages consulted

1.  [lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/](https://www.lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/)
2.  [lansforsakringar.se/foretag/om-oss/finansiellt/lansforsakringar-bank-ab/](https://www.lansforsakringar.se/foretag/om-oss/finansiellt/lansforsakringar-bank-ab/)
3.  [mb.cision.com/Main/152/4376774/4200637.pdf](https://mb.cision.com/Main/152/4376774/4200637.pdf)
4.  [lansforsakringar.se/foretag/bank/betala-och-ta-betalt/utlandsbetalningar/](https://www.lansforsakringar.se/foretag/bank/betala-och-ta-betalt/utlandsbetalningar/)
5.  [lansforsakringar.se/](https://www.lansforsakringar.se/)
6.  [news.cision.com/se/lansforsakringar/r/sara-davidgard-ny-vd-for-lansforsakringar-bank-ab,c4243540](https://news.cision.com/se/lansforsakringar/r/sara-davidgard-ny-vd-for-lansforsakringar-bank-ab,c4243540)
7.  [news.cision.com/se/lansforsakringar/r/lansforsakringar-bank--bokslutskommunike-2025,c4305263](https://news.cision.com/se/lansforsakringar/r/lansforsakringar-bank--bokslutskommunike-2025,c4305263)
8.  [placera.se/telegram/lansforsakringar-far-klartecken-for-forvarvet-av-savr-20250916](https://www.placera.se/telegram/lansforsakringar-far-klartecken-for-forvarvet-av-savr-20250916)
9.  [fi.se/sv/publicerat/sanktioner/finansiella-foretag/2022/lansforsakringar-bank-far-anmarkning-oc](https://www.fi.se/sv/publicerat/sanktioner/finansiella-foretag/2022/lansforsakringar-bank-far-anmarkning-och-sanktionsavgift/)
10.  [en.wikipedia.org/wiki/L%C3%A4nsf%C3%B6rs%C3%A4kringar\_Bank](https://en.wikipedia.org/wiki/L%C3%A4nsf%C3%B6rs%C3%A4kringar_Bank)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#overview-sources)

- **Chief executive:** Sara Davidgård Vd (CEO) Confirmed 29 Sep 2026 · [lansforsakringar.se ↗](https://www.lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/)
- **Chair:** Björn Dalemo Ordförande (Chair of the Board) Confirmed 29 Sep 2026 · [lansforsakringar.se ↗](https://www.lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/)
- **Chief financial officer:** Martin Rydin CFO och tf chef Produkt, Process, Operations och IT (CFO and acting head of Product, Process, Operations and IT) Confirmed 29 Sep 2026 · [lansforsakringar.se ↗](https://www.lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/)
- **Executive:** Markus Gustafsson Riskchef (Chief Risk Officer) Confirmed 29 Sep 2026 · [lansforsakringar.se ↗](https://www.lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/)
- **Executive:** Rebekka Lindstedt Chef Financial Crime Prevention Confirmed 29 Sep 2026 · [lansforsakringar.se ↗](https://www.lansforsakringar.se/dalarna/privat/om-oss/om-lansforsakringsgruppen/gemensamma-bolag/lansforsakringar-bank/)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#overview-sources)

- **Sweden:** Finansinspektionen (Swedish Financial Supervisory Authority) Prudential supervisor AML supervisor Conduct
- **Sweden:** Riksgälden (Swedish National Debt Office) Resolution

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#overview-sources)

1.  Mar 2026

    Leadership

    Sara Davidgård took office as CEO on 31 March 2026. Acting CEO Martin Rydin returned to his role as CFO.

    [news.cision.com ↗](https://news.cision.com/se/lansforsakringar/r/sara-davidgard-ny-vd-for-lansforsakringar-bank-ab,c4243540)

2.  Sep 2025

    Merger / acquisition

    Finansinspektionen approved the bank's purchase of all shares in SAVR AB, a digital savings platform. The acquisition was completed in the third quarter of 2025.

    [placera.se ↗](https://www.placera.se/telegram/lansforsakringar-far-klartecken-for-forvarvet-av-savr-20250916)

3.  Apr 2025

    Leadership

    CEO Sven Eggefalk left the bank on 10 April 2025. CFO Martin Rydin then served as acting CEO.

    [news.cision.com ↗](https://news.cision.com/se/lansforsakringar/r/sara-davidgard-ny-vd-for-lansforsakringar-bank-ab,c4243540)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** ELLFSESSXXX
- **How the BIC breaks down:** 1. ELLF Bank 2. SE Country · Sweden 3. SS Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300C6TUMDXNOVXS82
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300C6TUMDXNOVXS82)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Clearingnummer 3400-3409 + 2 more](https://elucidate.co/directory/lansforsakringar-bank-ab-ellfsess#bank-codes)

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Sweden · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1996

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

- **Direct parent:** [Länsförsäkringar AB (publ)](https://elucidate.co/directory/lansforsakringar-ab-lanases1) · Sweden[549300FOASW7JFUQV048 ↗](https://search.gleif.org/#/record/549300FOASW7JFUQV048)

The Länsförsäkringar AB (publ) group has 3 institutions in the directory, in 1 country: all hold a BIC.

Including [Lansforsakringar AB](https://elucidate.co/directory/lansforsakringar-ab-lanases1), [Lansforsakringar Liv Forsakringsaktiebolag (Publ)](https://elucidate.co/directory/lansforsakringar-liv-forsakringsaktiebolag-publ-lalfses1).

[See the Länsförsäkringar AB (publ) group →](https://elucidate.co/directory/group/549300FOASW7JFUQV048)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** TEGELUDDSVAGEN 11-13 STOCKHOLM 10 650 SWEDEN
- **Operational address:** TEGELUDDSVAGEN 11 - 13 STOCKHOLM 106 50 STOCKHOLM SWEDEN

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>ELLFSESSXXX</BICFI>
  <LEI>549300C6TUMDXNOVXS82</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>ELLFSESSXXX</BICFI>
  <LEI>549300C6TUMDXNOVXS82</LEI>
  <Nm>LANSFORSAKRINGAR BANK AB</Nm>
  <PstlAdr>
    <TwnNm>STOCKHOLM</TwnNm>
    <Ctry>SE</Ctry>
    <AdrLine>TEGELUDDSVAGEN 11-13 STOCKHOLM 10 650</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · NPC participants of 2026-09-25 · Riksbank RIX-INST list of 2026-07-01

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| Nordic Instant Credit Transfer (NCT Inst)ISO 20022 messages | 2024-11-25 | Head office | — |
| RIX-INST (Swedish krona instant payment settlement)ISO 20022 messages | — | Head office | — |

NCT and NCT Inst dates are when the institution became ready for the scheme. The Riksbank RIX-INST list gives no joining date.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## National bank codes

### Clearingnummer · Sweden

3 codes file of 2026-08-06 · ISO 20022 clearing system code SESBA

| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 3400-3409 | ELLFSESS | Länsförsäkringar Bank |
| 9020-9029 | ELLFSESS | Länsförsäkringar Bank |
| 9060-9069 | ELLFSESS | Länsförsäkringar Bank |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

## Related institutions

### Same group

-   [Lansforsakringar AB BIC LANASES1 Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 549300FOASW7JFUQV048](https://elucidate.co/directory/lansforsakringar-ab-lanases1)
-   [Lansforsakringar Liv Forsakringsaktiebolag (Publ) BIC LALFSES1 Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 5493000M8THYN8D5I395](https://elucidate.co/directory/lansforsakringar-liv-forsakringsaktiebolag-publ-lalfses1)

[All 3 institutions in the Länsförsäkringar AB (publ) group →](https://elucidate.co/directory/group/549300FOASW7JFUQV048)

### Largest institutions in Sweden

-   [Sveriges Riksbank BIC RIKSSESS Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 549300VLYM2XZE4FJF95](https://elucidate.co/directory/sveriges-riksbank-rikssess)
-   [Nordea Livforsakring Sverige AB BIC NOLSSES2 Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 529900MUOVW4H06TQA34](https://elucidate.co/directory/nordea-livforsakring-sverige-ab-nolsses2)
-   [Svenska Handelsbanken AB BIC HANDSESS Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI NHBDILHZTYCNBV5UYZ31](https://elucidate.co/directory/svenska-handelsbanken-ab-handsess)
-   [Nasdaq Clearing AB BIC OMECSESS Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 54930002A8LR1AAUCU78](https://elucidate.co/directory/nasdaq-clearing-ab-omecsess)
-   [Nordea Bank Abp, Filial I Sverige BIC NDEASESS Credit institution Prudential licence Sweden · On the ECB list of supervised entities · LEI 529900ODI3047E2LIV03](https://elucidate.co/directory/nordea-bank-abp-filial-i-sverige-ndeasess)
-   [Danske Bank A/S BIC DABASESX Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 549300PLIQC17ABD1N68](https://elucidate.co/directory/danske-bank-a-s-dabasesx)
-   [Laensfoersaekringar Fondfoervaltning AB BIC LAFOSES1 Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 54930025SK6LRZC6QF89](https://elucidate.co/directory/laensfoersaekringar-fondfoervaltning-ab-lafoses1)
-   [Skandinaviska Enskilda Banken AB BIC ESSESESS Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI F3JS33DEI6XQ4ZBPTN86](https://elucidate.co/directory/skandinaviska-enskilda-banken-ab-essesess)

[See every BIC in Sweden →](https://elucidate.co/directory/country/se#bics)

Claim this profile

## Work at Lansforsakringar Bank AB?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: Nordic Payments Council, List of Scheme Participants. Source: Sveriges Riksbank, RIX-INST reachable parties directory, 2026-06-30.
-   **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
-   **National bank codes**—Sweden (Source: Bankinfrastruktur i Sverige AB (BSAB)).
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [lansforsakringar.se](https://www.lansforsakringar.se/stockholm/privat/) (official website) · [original](https://www.lansforsakringar.se/4a433f/globalassets/aa-global/bilder/logotyper/eliot/lf-stockholm.svg).

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
