--- title: "LCC Trans-Sending Limited · Authorised Payment Institution (FCA) · United Kingdom | Elucidate" description: "LCC Trans-Sending Limited is authorised by FCA as an authorised payment institution in the United Kingdom. Licence 504482. LEI 213800VO1N2Y13O6IY82. Register status, licences, activities and ownership." url: https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. LCC Trans-Sending Limited United Kingdom · Payments & e-money # LCC Trans-Sending Limited Trading as Small World Money Transfer · Small World Financial Services · LCC LCC Trans-Sending Limited is a private limited company registered in England and Wales. The FCA authorises it as a payment institution for money remittance, reference 504482. Small World Financial Services Group Limited holds 75% or more of its shares. Trading as Small World Money Transfer, it served UK senders and acted as the Small World Group's payment hub. It stopped accepting new business on 10 June 2024 and has been in special administration since 18 June 2024. Register status Licensed in the United Kingdom Authorised Payment Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#licences) BIC **No BIC** LEI **[213800VO1N2Y13O6IY82](https://search.gleif.org/#/record/213800VO1N2Y13O6IY82)** [Licence no. **504482**](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#licences) [In liquidation or dissolved](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#overview) ## Licences and registrations Held by LCC Trans-Sending Limited (LEI 213800VO1N2Y13O6IY82). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Authorised Payment InstitutionPayment Institution | 504482 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-02-09 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Small World Money Transfer (FCA-PSD), Small World Financial Services (FCA-PSD), LCC (FCA-PSD) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary Small World Financial Services Group Limited Firm type Money remittance Trades as Small World Money Transfer - **Standing · In liquidation or dissolved:** The firm stopped accepting new business on 10 June 2024. It entered special administration on 18 June 2024, and Grant Thornton partners were appointed as joint special administrators. It remains FCA-authorised. The administrators made a first and final distribution of relevant funds at 48.64 pence in the pound on 3 July 2026. - **Ownership:** Small World Financial Services Group Limited (Companies House 05405279) holds 75% or more of the shares and voting rights and can appoint directors. That company was itself in administration from 18 June 2024. - **Direct parent:** Small World Financial Services Group Limited, United Kingdom - **Head office:** C/O Grant Thornton UK Advisory & Tax LLP, 11th Floor Landmark, St Peters Square, 1 Oxford Street, M1 4PB Manchester, United Kingdom - **Company register:** Companies House 04363859 - **Incorporated:** 30 Jan 2002 - **Former name:** SPEED 9053 LIMITED ### Online - **Websites & references:** [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/) information site of the joint special administrators (Grant Thornton UK) - **Official social accounts:** None found Sources · 10 pages consulted 1. [fca.org.uk/news/news-stories/lcc-trans-sending-limited-enters-special-administration](https://www.fca.org.uk/news/news-stories/lcc-trans-sending-limited-enters-special-administration) 2. [fca.org.uk/news/press-releases/fca-fines-three-money-transfer-firms-breaking-competition-law](https://www.fca.org.uk/news/press-releases/fca-fines-three-money-transfer-firms-breaking-competition-law) 3. [fca.org.uk/firms/case-study-competition-act-1998-decision](https://www.fca.org.uk/firms/case-study-competition-act-1998-decision) 4. [find-and-update.company-information.service.gov.uk/company/04363859](https://find-and-update.company-information.service.gov.uk/company/04363859) 5. [find-and-update.company-information.service.gov.uk/company/04363859/officers](https://find-and-update.company-information.service.gov.uk/company/04363859/officers) 6. [find-and-update.company-information.service.gov.uk/company/04363859/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/04363859/persons-with-significant-control) 7. [smallworlduk.grantthornton.co.uk/](https://smallworlduk.grantthornton.co.uk/) 8. [smallworlduk.grantthornton.co.uk/latest-news/](https://smallworlduk.grantthornton.co.uk/latest-news/) 9. [thegazette.co.uk/notice/4701302](https://www.thegazette.co.uk/notice/4701302) 10. [smallworldfs.com/en/faqs/small-world-fs-stopped-providing-services](https://www.smallworldfs.com/en/faqs/small-world-fs-stopped-providing-services) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm to provide money remittance under the Payment Services Regulations 2017. According to the FCA, HMRC also supervised it for money laundering purposes. Since June 2024, an undertaking bars it from taking on new customers or agents and from accepting new customer funds. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution | 504482 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000000MftmVAAR) | | HM Revenue & Customs (HMRC) United Kingdom | Anti-money laundering supervision | — | In its own name | Status unconfirmed | [fca.org.uk ↗](https://www.fca.org.uk/news/news-stories/lcc-trans-sending-limited-enters-special-administration) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#overview-sources) - International money transfer Until 10 June 2024 it offered international money transfers from the UK through agents, branches, websites and mobile apps. It also acted as the payment hub for the Small World Group. It no longer processes transactions. It served UK customers until it stopped trading in June 2024. It now has no active customer business. - **Sells to:** Consumers - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#overview-sources) - **Executive:** Chris Laverty Joint Special Administrator (Grant Thornton UK) Confirmed 29 Sep 2026 · [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/) - **Executive:** Russell Simpson Joint Special Administrator (Grant Thornton UK) Confirmed 29 Sep 2026 · [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/) - **Executive:** Jarred Erceg Joint Special Administrator (Grant Thornton UK) Confirmed 29 Sep 2026 · [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/) - **Executive:** Stanley Wachs Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04363859/officers) - **Executive:** Alistair Richard Gates Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04363859/officers) - **Executive:** Antonio Inesta Company Secretary Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04363859/officers) ## Recent events 2 enforcement or investigation items Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lcc-trans-sending-limited-7e513fa7d8a9#overview-sources) 1. Jul 2026 Other The joint special administrators made a first and final distribution of relevant funds at 48.64 pence in the pound. [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/latest-news/) 2. Jun 2026 Other The administrators of the parent, Small World Financial Services Group Limited, filed their final report, ending its administration. [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/) 3. Aug 2025 Other The joint special administrators' hard bar date for customer relevant-funds claims passed on 31 August 2025. [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/) 4. Mar 2025 Other The High Court approved the special administrators' distribution plan for returning customer funds and the setting of a hard bar date. [smallworlduk.grantthornton.co.uk ↗](https://smallworlduk.grantthornton.co.uk/latest-news/) 5. Jun 2024 Other The High Court placed the firm in special administration and appointed three Grant Thornton partners as joint special administrators. [fca.org.uk ↗](https://www.fca.org.uk/news/news-stories/lcc-trans-sending-limited-enters-special-administration) 6. Jun 2024 Licence The firm signed an undertaking to the FCA not to onboard new customers or agents or accept new customer funds. [fca.org.uk ↗](https://www.fca.org.uk/news/news-stories/lcc-trans-sending-limited-enters-special-administration) 7. Jun 2024 Incident The firm closed to new business and stopped accepting customer funds on 10 June 2024. [fca.org.uk ↗](https://www.fca.org.uk/news/news-stories/lcc-trans-sending-limited-enters-special-administration) 8. Nov 2023 Enforcement The FCA fined the firm and its parent, trading as Small World, GBP 139,500 for fixing UK–Pakistan remittance prices in Glasgow in 2017. [fca.org.uk ↗](https://www.fca.org.uk/news/press-releases/fca-fines-three-money-transfer-firms-breaking-competition-law) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-PSD:** 504482 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [213800VO1N2Y13O6IY82 ↗](https://search.gleif.org/#/record/213800VO1N2Y13O6IY82) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Companies House no.:** [04363859 ↗](https://find-and-update.company-information.service.gov.uk/company/04363859) - **Elucidate firm ID:** 7e513fa7d8a9 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-02-09 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Persons with significant control Companies House · company [04363859 ↗](https://find-and-update.company-information.service.gov.uk/company/04363859) · as at 9 October 2026 Companies House lists 1 person with significant control for Lcc Trans-Sending Limited: 1 company. Status at Companies House: In Administration. | Name | Type | Nature of control | Notified | | --- | --- | --- | --- | | [Small World Financial Services Group Limited ↗](https://find-and-update.company-information.service.gov.uk/company/05405279) | Company · UK | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 6 April 2016 | | [Sw Bidco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/11262511) | Company · UK · through Small World Financial Services Group Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 30 November 2018 | | [Sw Midco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/11262414) | Company · UK · through Sw Bidco Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 19 March 2018 | | [Sw Holdco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/11262310) | Company · UK · through Sw Midco Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 19 March 2018 | | [Sw Topco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/11262052) | Company · UK · through Sw Holdco Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 19 March 2018 | | [Equistone Partners Europe Limited ↗](https://find-and-update.company-information.service.gov.uk/company/01125740) | Company · UK · through Sw Topco Limited | 75–100% of shares · 75–100% of votes as a trustee · Can appoint or remove directors · Significant influence or control as a firm member | 19 March 2018 | Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/04363859/persons-with-significant-control) ## Addresses - **Address on the register:** C/O Grant Thornton UK LLP, 30 Finsbury Square, London, EC2A 1AG - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 213800VO1N2Y13O6IY82 LCC Trans-Sending Limited EC2A 1AG London GB C/O Grant Thornton UK LLP 30 Finsbury Square ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-PSD →](https://elucidate.co/directory/register/fca-psd) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.