---
title: "Lloyds Banking Group PLC SWIFT/BIC code LBGTGB22XXX · United Kingdom | Elucidate"
description: "SWIFT/BIC code LBGTGB22XXX for Lloyds Banking Group PLC, United Kingdom. Head-office BIC, LEI 549300PPXHEU2JF0AM85, addresses and Swift connectivity."
url: https://elucidate.co/directory/lloyds-banking-group-plc-lbgtgb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Lloyds Banking Group PLC
United Kingdom · Financial institution
# Lloyds Banking Group PLC
Lloyds Banking Group plc is a public limited company registered in Scotland, with its registered office in Edinburgh and its head office in London. It is the listed holding company of a UK financial services group whose banking subsidiaries include Lloyds Bank plc and Bank of Scotland plc, alongside Scottish Widows. The group provides retail, commercial and corporate banking, insurance, pensions and investments, mainly in the UK. It took its current form in January 2009 when Lloyds TSB acquired HBOS. In July 2026 it announced that the Halifax brand would be retired and Halifax accounts rebranded to Lloyds.
BIC **LBGTGB22XXX** LEI **[549300PPXHEU2JF0AM85](https://search.gleif.org/#/record/549300PPXHEU2JF0AM85)** Licence no. **Not on a tracked register** Reverse billing Head-office BIC only [Group: Lloyds Banking Group PLC](https://elucidate.co/directory/group/549300PPXHEU2JF0AM85) [Claim this profile](https://elucidate.co/directory/lloyds-banking-group-plc-lbgtgb22#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** LBGTGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2018-05-26
- **Last updated:** 2022-02-14
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lloyds-banking-group-plc-lbgtgb22#overview-sources)
Photo: Carcharoth · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:25_Gresham_Street_\(Lloyds_TSB_headquarters\).jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/1/1c/25_Gresham_Street_%28Lloyds_TSB_headquarters%29.jpg/960px-25_Gresham_Street_%28Lloyds_TSB_headquarters%29.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail)
Total assets
GBP 994.2bn
Group · 30 Jun 2026 · [interim report ↗](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-718a03dfe1e0.html)
Employees
Not published
Ownership
Publicly listed
Tickers LLOY · LYG
Institution type
Universal bank
Trades as Lloyds Banking Group
- **Ownership:** The bank's shares are widely held and listed on the London Stock Exchange, with American Depositary Receipts traded on the New York Stock Exchange.
- **Stock listings:** London Stock Exchange LLOY New York Stock Exchange (ADR) LYG
- **Head office:** 33 Old Broad Street, EC2N 1HZ London, United Kingdom (registered office: The Mound, Edinburgh EH1 1YZ, United Kingdom)
- **Company register:** SC095000, Companies House (Scotland)
- **Former names:** Lloyds TSB Group plc · TSB Group plc
### Business lines
- Retail banking
- Mortgage lending
- Corporate banking
- SME banking
- Consumer finance
- Cards
- Insurance
- Private banking & wealth
- Transaction banking & payments
- Leasing & factoring
The group reports three main divisions: Retail, Commercial Banking, and Insurance, Pensions and Investments. According to its 2026 half-year results, all three increased underlying profit.
### Online
- **Websites & references:** [lloydsbankinggroup.com ↗](https://www.lloydsbankinggroup.com/) did not load when checked [lloydsbank.com ↗](https://www.lloydsbank.com/) Customer site of subsidiary Lloyds Bank plc [Wikipedia ↗](https://en.wikipedia.org/wiki/Lloyds_Banking_Group) [Wikidata Q1152764 ↗](https://www.wikidata.org/wiki/Q1152764)
- **Official social accounts:** None found
Sources · 11 pages consulted
1. [lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html](https://www.lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html)
2. [lloydsbankinggroup.com/who-we-are/group-overview/directors-and-governance.html](https://www.lloydsbankinggroup.com/who-we-are/group-overview/directors-and-governance.html)
3. [stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-718a03dfe1e0.h](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-718a03dfe1e0.html)
4. [stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-9f27e928d50e.h](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-9f27e928d50e.html)
5. [stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-4e0245d1a165.h](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-4e0245d1a165.html)
6. [stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-615dcfa9304b.h](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-615dcfa9304b.html)
7. [stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-276fb4902b7e.h](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-276fb4902b7e.html)
8. [lloydsbankinggroup.com/who-we-are/our-brands/halifax-bank.html](https://www.lloydsbankinggroup.com/who-we-are/our-brands/halifax-bank.html)
9. [retailbankerinternational.com/news/lloyds-scrap-halifax-brand/](https://www.retailbankerinternational.com/news/lloyds-scrap-halifax-brand/)
10. [investegate.co.uk/announcement/rns/lloyds-banking-group--lloy/total-voting-rights/9699331](https://www.investegate.co.uk/announcement/rns/lloyds-banking-group--lloy/total-voting-rights/9699331)
11. [en.wikipedia.org/wiki/Lloyds\_Banking\_Group](https://en.wikipedia.org/wiki/Lloyds_Banking_Group)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lloyds-banking-group-plc-lbgtgb22#overview-sources)
- **Chief executive:** Charlie Nunn Group Chief Executive Confirmed 29 Sep 2026 · [lloydsbankinggroup.com ↗](https://www.lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html)
- **Chair:** Sir Robin Budenberg Group Chair Confirmed 29 Sep 2026 · [stocktitan.net ↗](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-9f27e928d50e.html)
- **Chief financial officer:** William Chalmers Executive Director and Chief Financial Officer Confirmed 29 Sep 2026 · [stocktitan.net ↗](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-4e0245d1a165.html)
- **Executive:** John Langley CEO, Corporate & Institutional Banking Confirmed 29 Sep 2026 · [lloydsbankinggroup.com ↗](https://www.lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html)
- **Executive:** Amanda Murphy Chief Executive Officer, Business & Commercial Banking Confirmed 29 Sep 2026 · [lloydsbankinggroup.com ↗](https://www.lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lloyds-banking-group-plc-lbgtgb22#overview-sources)
- **United Kingdom:** Bank of England (including the Prudential Regulation Authority) Central bank Prudential supervisor Resolution
- **United Kingdom:** Financial Conduct Authority Conduct AML supervisor
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lloyds-banking-group-plc-lbgtgb22#overview-sources)
1. Sep 2026
Leadership
A new Group Chief Risk Officer joined the bank from Banco Santander.
[lloydsbankinggroup.com ↗](https://www.lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html)
2. Jul 2026
Other
The group announced that the Halifax brand would be retired and Halifax accounts rebranded to Lloyds. Halifax accounts remain under the Bank of Scotland plc licence.
[retailbankerinternational.com ↗](https://www.retailbankerinternational.com/news/lloyds-scrap-halifax-brand/)
3. Jun 2026
Leadership
The bank appointed Danuta Gray as a non-executive director, effective 1 July 2026. She also became Chair of Scottish Widows Group.
[stocktitan.net ↗](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-9f27e928d50e.html)
4. Apr 2026
Other
After the FCA's final motor finance redress rules, the group said no change to its existing provision of about GBP 2 billion was currently required.
[stocktitan.net ↗](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-615dcfa9304b.html)
5. Mar 2026
Other
The Financial Conduct Authority published final rules for an industry-wide motor finance redress scheme covering agreements made between 2007 and 2024.
[stocktitan.net ↗](https://www.stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-276fb4902b7e.html)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** LBGTGB22XXX
- **How the BIC breaks down:** 1. LBGT Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300PPXHEU2JF0AM85
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300PPXHEU2JF0AM85)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 2009
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
The Lloyds Banking Group PLC group has 55 institutions in the directory, in 11 countries: all hold a BIC.
Including [Lloyds Bank GMBH](https://elucidate.co/directory/lloyds-bank-gmbh-bofsdef1), [Lloyds Bank GMBH](https://elucidate.co/directory/lloyds-bank-gmbh-bofsdeb1), [Lloyds Bank GMBH](https://elucidate.co/directory/lloyds-bank-gmbh-bofsnl2a), [Lloyds Bank GMBH](https://elucidate.co/directory/lloyds-bank-gmbh-loyddeb2), [Lloyds Bank GMBH](https://elucidate.co/directory/lloyds-bank-gmbh-loyddem2).
[See the Lloyds Banking Group PLC group →](https://elucidate.co/directory/group/549300PPXHEU2JF0AM85)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 25 GRESHAM STREET LONDON EC2V 7HN UNITED KINGDOM
- **Operational address:** 25 GRESHAM STREET LONDON LONDON EC2V 7HN UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
LBGTGB22XXX
549300PPXHEU2JF0AM85
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
LBGTGB22XXX
549300PPXHEU2JF0AM85
LLOYDS BANKING GROUP PLC
LONDON
GB
25 GRESHAM STREET LONDON EC2V 7HN
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Subsidiaries in the directory
- [Lloyds Bank PLC BIC LOYDGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI H7FNTJ4851HG0EXQ1Z70](https://elucidate.co/directory/lloyds-bank-plc-loydgb21)
- [Halifax Share Dealing Limited BIC HSDLGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800G9LNIZUTNGAG91](https://elucidate.co/directory/halifax-share-dealing-limited-hsdlgb21)
- [Clerical Medical Investment Fund Managers Limited BIC CMIFGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300EZC54I6DDUTR91](https://elucidate.co/directory/clerical-medical-investment-fund-managers-limited-cmifgb21)
- [Halifax Investment Fund Managers Limited BIC HIFNGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300S3P4IT9YL69L18](https://elucidate.co/directory/halifax-investment-fund-managers-limited-hifngb21)
- [Lbg Equity Investments Limited BIC LEILGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138005ASNB8XE2FYS15](https://elucidate.co/directory/lbg-equity-investments-limited-leilgb22)
- [Ldc (Managers) Limited BIC LTVMGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138002EMG9DRRXUXS82](https://elucidate.co/directory/ldc-managers-limited-ltvmgb21)
- [Lloyds Bank Corporate Markets PLC BIC LLCMGB23 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800MBWEIJDM5CU638](https://elucidate.co/directory/lloyds-bank-corporate-markets-plc-llcmgb23)
- [Lloyds Development Capital (Holdings) Limited BIC LLDCGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138006AZECFVF4BN875](https://elucidate.co/directory/lloyds-development-capital-holdings-limited-lldcgb21)
- [Scottish Widows Limited BIC SWIDGB2S Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300ZT0RVWCG8T4L55](https://elucidate.co/directory/scottish-widows-limited-swidgb2s)
Entities that GLEIF records with this LEI as their direct parent.
### Same group
- [Mbna Limited BIC MBEUGB21 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 204487 (FCA-PSD) · also on FCA-EMI · LEI QMFTATNCJ89QAEGW7553](https://elucidate.co/directory/mbna-limited-mbeugb21)
- [Bank of Scotland PLC BIC HLFXGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI OQ3T05P7YR8P5YJEVI93](https://elucidate.co/directory/bank-of-scotland-plc-hlfxgb21)
- [Scottish Widows Administration Services (Nominees) Limited BIC SWFMGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800ZOEA48MF4DCI88](https://elucidate.co/directory/scottish-widows-administration-services-nominees-limited-swfmgb21)
- [Scottish Widows Unit Trust Managers LTD BIC SWUTGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300Z2A62XFVD47T20](https://elucidate.co/directory/scottish-widows-unit-trust-managers-ltd-swutgb21)
- [The British Linen Company Limited BIC BLLIGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138005RTH2WREDDOM75](https://elucidate.co/directory/the-british-linen-company-limited-blligb21)
- [Lloyds Bank GMBH BIC BOFSDEF1 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2138001WO21Z3B8Y8K20](https://elucidate.co/directory/lloyds-bank-gmbh-bofsdef1)
- [Lloyds Bank Corporate Markets Wertpapierhandelsbank GMBH BIC LLCMDE22 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 2138008P9NOMBRMROI73](https://elucidate.co/directory/lloyds-bank-corporate-markets-wertpapierhandelsbank-gmbh-llcmde22)
- [Lloyds Bank International Limited BIC LBFJJES1 Financial institution Not on a tracked register Jersey · Not on a tracked register · LEI 213800HWU1V2FUDJKU06](https://elucidate.co/directory/lloyds-bank-international-limited-lbfjjes1)
[All 55 institutions in the Lloyds Banking Group PLC group →](https://elucidate.co/directory/group/549300PPXHEU2JF0AM85)
### Largest institutions in the United Kingdom
- [Calastone LTD BIC CLAOGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 894500EE472N5MWWAE18](https://elucidate.co/directory/calastone-ltd-claogb2l)
- [HSBC UK Bank PLC BIC HBUKGB41 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380081EP12LC86CB82](https://elucidate.co/directory/hsbc-uk-bank-plc-hbukgb41)
- [HSBC Bank PLC BIC MIDLGB21 Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · No LEI mapped](https://elucidate.co/directory/hsbc-bank-plc-midlgb21)
- [National Westminster Bank PLC BIC NWBKGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-westminster-bank-plc-nwbkgb21)
- [The Royal Bank of Scotland Public Limited Company BIC RBOSGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/the-royal-bank-of-scotland-public-limited-company-rbosgb21)
- [Clearbank Limited BIC CLRBGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800PERENGATFCHD95](https://elucidate.co/directory/clearbank-limited-clrbgb22)
- [Bank of Scotland PLC BIC BOFSGBS1 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-of-scotland-plc-bofsgbs1)
- [Bank of Scotland PLC BIC BOFSGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI OQ3T05P7YR8P5YJEVI93](https://elucidate.co/directory/bank-of-scotland-plc-bofsgb21)
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
Claim this profile
## Work at Lloyds Banking Group PLC?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Lloyds Banking Group PLC · [CC BY 4.0](https://creativecommons.org/licenses/by/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Lloyds_Banking_Group_Plc.png) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/9/9c/Lloyds_Banking_Group_Plc.png/330px-Lloyds_Banking_Group_Plc.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.