--- title: "Lumon Risk Management Limited · Authorised Payment Institution (FCA) · United Kingdom | Elucidate" description: "Lumon Risk Management Limited is authorised by FCA as an authorised payment institution in the United Kingdom. Licence 567835. LEI 213800NLUU42SM9HJN26. Register status, licences, activities and ownership." url: https://elucidate.co/directory/lumon-risk-management-limited-a546a4ec8ac3 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Lumon Risk Management Limited United Kingdom · Payments & e-money # Lumon Risk Management Limited Trading as Lumon Legal name in the LEI record LUMON RISK MANAGEMENT LTD Register status Licensed in the United Kingdom Authorised Payment Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/lumon-risk-management-limited-a546a4ec8ac3#licences) [BIC **No BIC**](https://elucidate.co/directory/lumon-risk-management-limited-a546a4ec8ac3#swift) LEI **[213800NLUU42SM9HJN26](https://search.gleif.org/#/record/213800NLUU42SM9HJN26)** [Licence no. **567835**](https://elucidate.co/directory/lumon-risk-management-limited-a546a4ec8ac3#licences) [Its LEI is mapped to **1** BIC](https://elucidate.co/directory/lumon-risk-management-limited-a546a4ec8ac3#swift) ## Licences and registrations Held by Lumon Risk Management Limited (LEI 213800NLUU42SM9HJN26). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Authorised Payment InstitutionPayment Institution | 567835 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-31 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Lumon (FCA-PSD) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. ### BICs mapped to the same LEI Mapped to this LEI in the Swift and GLEIF BIC-to-LEI relationship file 1 BIC is mapped to LEI 213800NLUU42SM9HJN26. Not merged with this entry: the register name differs from the Swift names on these BICs. - [Infinity International LTD BIC IFIEGB21 Payments & e-money Money service business Not on a tracked register United Kingdom · Registered with FCA · 538804 (FCA-PSD) · also on FINTRAC-MSB · LEI 213800NLUU42SM9HJN26](https://elucidate.co/directory/infinity-international-ltd-ifiegb21) [Model a nested payment flow →](https://elucidate.co/nesting-breakeven-calculator) ## Identifiers - **Licence no. · FCA-PSD:** 567835 - **BIC:** [Holds no BIC · its LEI is mapped to 1 BIC](https://elucidate.co/directory/lumon-risk-management-limited-a546a4ec8ac3#swift) - **LEI:** [213800NLUU42SM9HJN26 ↗](https://search.gleif.org/#/record/213800NLUU42SM9HJN26) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Elucidate firm ID:** a546a4ec8ac3 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-05-31 - **Website:** [www.lumonpay.com ↗](https://www.lumonpay.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Address on the register:** 20 Farringdon Rd, London, EC1M 3HE - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 213800NLUU42SM9HJN26 Lumon Risk Management Limited EC1M 3HE London GB 20 Farringdon Rd ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. Its LEI is also mapped to a BIC in Swift’s directory. Where that BIC identifies this institution, use it instead. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-PSD →](https://elucidate.co/directory/register/fca-psd) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.