---
title: "Lyra Collect SWIFT/BIC code LYCOFR21XXX · France | Elucidate"
description: "Licensed in France: Payment institution (Prudential Supervisory and Resolution Authority). SWIFT/BIC code LYCOFR21XXX for Lyra Collect, France. Head-office BIC."
url: https://elucidate.co/directory/lyra-collect-lycofr21
---
1. [Directory](https://elucidate.co/directory)
2. [France](https://elucidate.co/directory/country/fr)
3. Lyra Collect
France · Payments & e-money
# Lyra Collect
Lyra Collect is a French simplified joint-stock company (SAS) based in Labège, near Toulouse. The Autorité de Contrôle Prudentiel et de Résolution (ACPR) authorised it as a payment institution on 21 June 2017. The EBA register lists card acquiring, payment initiation and account information among its authorised services. The firm belongs to the Lyra group, headed by Financière Lyra SAS, and runs on the payment platform of Lyra Network. It gives e-commerce sites, shops and marketplaces a technical payment solution with its own acquiring contract.
Register status
Licensed in France
Payment institution · Prudential Supervisory and Resolution Authority
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/lyra-collect-lycofr21#licences)
BIC **LYCOFR21XXX** LEI **[969500NYI7UYV1Y67N13](https://search.gleif.org/#/record/969500NYI7UYV1Y67N13)** [Licence no. **817491236**](https://elucidate.co/directory/lyra-collect-lycofr21#licences) Passive participant (no connection) Head-office BIC only [Claim this profile](https://elucidate.co/directory/lyra-collect-lycofr21#claim)
## Licences and registrations
Held by Lyra Collect (LEI 969500NYI7UYV1Y67N13). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Prudential Supervisory and Resolution Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 817491236 | [France](https://elucidate.co/directory/country/fr) | Active | 2017-06-21 | — | - Payment services - Card acquiring - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** LYCOFR21XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · TIPS](https://elucidate.co/directory/lyra-collect-lycofr21#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2017-09-02
- **Last updated:** 2017-09-02
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lyra-collect-lycofr21#overview-sources)
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
Merchant acquiring and processing
Trades as Lyra Collect
- **Ownership:** The firm has a single shareholder and belongs to the Lyra group, which Financière Lyra SAS (RCS Toulouse 800 222 150) of Labège heads.
- **Ultimate owner:** Financière Lyra SAS, France
- **Head office:** 209 rue de l'Innovation, 31670 Labège, France
- **Company register:** RCS Toulouse 817 491 236
- **Incorporated:** 28 Dec 2015
### Online
- **Websites & references:** [lyra.com ↗](https://www.lyra.com/) [docs.lyra.com ↗](https://docs.lyra.com/en/) developer documentation [support.lyra.com ↗](https://support.lyra.com/hc/en-150) Lyra Collect help centre [Wikipedia ↗](https://fr.wikipedia.org/wiki/Lyra_Network) group article
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/lyra-network_2)
Sources · 9 pages consulted
1. [lyra.com/lyra-collect/](https://www.lyra.com/lyra-collect/)
2. [lyra.com/fr/lyra-network/](https://www.lyra.com/fr/lyra-network/)
3. [lyra.com/legal/](https://www.lyra.com/legal/)
4. [lyra.com/fr/mentions-legales/](https://www.lyra.com/fr/mentions-legales/)
5. [lyra.com/fr/marketplace/](https://www.lyra.com/fr/marketplace/)
6. [lyra.com/](https://www.lyra.com/)
7. [annuaire-entreprises.data.gouv.fr/entreprise/lyra-collect-817491236](https://annuaire-entreprises.data.gouv.fr/entreprise/lyra-collect-817491236)
8. [linkedin.com/in/clothilde-leclerc-64b0b11a3/](https://www.linkedin.com/in/clothilde-leclerc-64b0b11a3/)
9. [fr.wikipedia.org/wiki/Lyra\_Network](https://fr.wikipedia.org/wiki/Lyra_Network)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lyra-collect-lycofr21#overview-sources)
- **Operates under:** Its own licences
The ACPR authorised the firm as a payment institution on 21 June 2017. Its authorisation was extended in 2020 to payment initiation and account information services. The number of EEA states it serves under freedom to provide services has not been published.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Autorité de Contrôle Prudentiel et de Résolution (ACPR) France | Payment institution (établissement de paiement) | 817491236 | In its own name | Active | [lyra.com ↗](https://www.lyra.com/lyra-collect/) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lyra-collect-lycofr21#overview-sources)
- Merchant acquiring
- Payment gateway
- Payouts and mass payments
- Payment initiation (open banking)
- Account information (open banking)
The firm offers online, payment-link and in-store payment acceptance with an acquiring contract. It also offers marketplace payment flows with seller onboarding. According to Lyra, it supports more than 150 payment methods.
According to the Lyra group, Lyra Collect serves merchants in France and elsewhere in Europe under its French payment institution authorisation.
- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces · Public sector
- **Serves customers in:** France
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lyra-collect-lycofr21#overview-sources)
- **Chief executive:** Clothilde Leclerc Présidente (President) of Lyra Collect; CFO of the Lyra group Confirmed 29 Sep 2026 · [linkedin.com ↗](https://www.linkedin.com/in/clothilde-leclerc-64b0b11a3/)
- **Executive:** Rebecca Masse Directrice Générale Adjointe (Deputy Managing Director), Lyra Collect Confirmed 29 Sep 2026 · [lyra.com ↗](https://www.lyra.com/fr/lyra-network/)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/lyra-collect-lycofr21#overview-sources)
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** LYCOFR21XXX
- **How the BIC breaks down:** 1. LYCO Bank 2. FR Country · France 3. 21 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 969500NYI7UYV1Y67N13
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/969500NYI7UYV1Y67N13)
- **Licence no. · EBA-PSD2:** 817491236
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** f92128a7c4c4
- **National bank code:** [Code interbancaire (CIB) 16828](https://elucidate.co/directory/lyra-collect-lycofr21#bank-codes)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/lyra-collect-lycofr21#licences)
- **Activities:** - Payment services - Card acquiring - Payment initiation - Account information
- **Licensed in:** [France](https://elucidate.co/directory/country/fr)
- **Country · region:** France · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 109 RUE DE L'INNOVATION LABEGE 31670 FRANCE
- **Operational address:** 109 RUE DE L'INNOVATION LABEGE 31670 LABEGE FRANCE
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
LYCOFR21XXX
969500NYI7UYV1Y67N13
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
LYCOFR21XXX
969500NYI7UYV1Y67N13
LYRA COLLECT
LABEGE
FR
109 RUE DE L'INNOVATION LABEGE 31670
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2020-10-05 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-10-05 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2020-10-05 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 16828 | LYCOFR21XXX | LYRA COLLECT | LABEGE |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Same name, different BIC
- [Lyra Collect BIC LYCOFR23 Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/lyra-collect-lycofr23)
### Other payments & e-money institutions in France
- [Aplo Sas · trading as APLO No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 878929405 (EBA-PSD2) · also on ESMA-CASP · LEI 969500YKHZ31GZ7AAU02](https://elucidate.co/directory/aplo-sas-d10450e1dc56)
- [Circle Internet Financial Europe Sas · trading as CIRCLE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 953990934 (EBA-PSD2) · also on ESMA-CASP · LEI 969500OYUDADGZKCR583](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384)
- [Coinhouse Sas · trading as COINHOUSE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 815254545 (EBA-PSD2) · also on ESMA-CASP · LEI 969500E5GFHK2RKF8251](https://elucidate.co/directory/coinhouse-sas-6300d2a90c94)
- [Cometh Sas · trading as COMETH No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 892021577 (EBA-PSD2) · also on ESMA-CASP · LEI 894500R5KSX3ZKIHSA46](https://elucidate.co/directory/cometh-sas-0790176952a5)
- [Deblock No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 948264163 (EBA-PSD2) · also on ESMA-CASP · LEI 254900XTUI35BGIBXP21](https://elucidate.co/directory/deblock-6ef351dbc619)
- [Ezyness BIC GAILFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 522058544 (EBA-PSD2) · LEI 969500LC14WDCRNTV833](https://elucidate.co/directory/ezyness-gailfrp1)
- [Finary Sas · trading as FINARY No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · FR\_ACPR!758984 (EBA-PSD2) · also on ESMA-CASP · LEI 969500RQH18PU24DM081](https://elucidate.co/directory/finary-sas-19e286f4b6ca)
- [Franfinance BIC FRANFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 719807406 (EBA-PSD2) · LEI 969500FOY8TU4THH6S92](https://elucidate.co/directory/franfinance-franfr21)
[See all →](https://elucidate.co/directory/search?type=payments&cc=FR)
Claim this profile
## Work at Lyra Collect?
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- **National bank codes**—France (Source: ACPR – REGAFI).
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.