---
title: "Midfirst Bank SWIFT/BIC code MFBKUS44XXX · United States | Elucidate"
description: "SWIFT/BIC code MFBKUS44XXX for Midfirst Bank, United States. Head-office BIC, LEI 337KMNHEWWWR6B7Q7W10, addresses and Swift connectivity."
url: https://elucidate.co/directory/midfirst-bank-mfbkus44
---

1.  [Directory](https://elucidate.co/directory)
2.  [United States](https://elucidate.co/directory/country/us)
3.  Midfirst Bank

![MidFirst Bank logo](https://elucidate.co/images/banks/93/93174e976950bae0.svg)

United States · Financial institution

# Midfirst Bank

MidFirst Bank is a federally chartered savings association with its head office in Oklahoma City, Oklahoma. It is a subsidiary of Midland Financial Co., a savings and loan holding company owned by the Records family. It offers retail, commercial, private banking, wealth management and trust services, and it services mortgages nationally through its Midland Mortgage division. It describes itself as the largest privately owned bank in the United States. It acquired 1st Century Bank in July 2016, and that division began trading under the MidFirst Bank name on 20 April 2026.

BIC **MFBKUS44XXX** LEI **[337KMNHEWWWR6B7Q7W10](https://search.gleif.org/#/record/337KMNHEWWWR6B7Q7W10)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/midfirst-bank-mfbkus44#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** MFBKUS44XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2011-08-06
- **Last updated:** 2026-04-25

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/midfirst-bank-mfbkus44#overview-sources)

Total assets

USD 42.8bn

This entity · 30 Jun 2026 · [interim report ↗](https://www.midfirst.com/getContentAsset/076cfb26-828a-4b25-aa56-c89fba962a1c/e40d38ea-c2b0-4401-8ee6-14e2652bb813/2026-Financial-Report.pdf?language=en)

Employees

Not published

Ownership

Privately held

100% Midland Financial Co.

Institution type

Savings bank

- **Standing:** MidFirst Bank is active. On 17 June 2026 it agreed to acquire Dallas Capital Bank. The deal needs regulatory approval and is expected to close in the second half of 2026.
- **Ownership:** Midland Financial Co., a savings and loan holding company in Oklahoma City, holds 100% of the bank, and the Records family owns the group.
- **Direct parent:** Midland Financial Co., United States 100%
- **Ultimate owner:** Records family, United States
- **Head office:** 501 NW Grand Boulevard, 73118 Oklahoma City, United States
- **Company register:** FDIC cert 4063; OCC charter 714191; Federal Reserve RSSD ID 595270

### Business lines

-   Retail banking
-   Corporate banking
-   SME banking
-   Mortgage lending
-   Private banking & wealth
-   Transaction banking & payments
-   Cards
-   Other

Besides retail and commercial banking, the bank buys and services mostly government-insured residential mortgages nationally through its Midland Mortgage division, and it runs MidFirst Business Credit.

### Online

- **Websites & references:** [midfirst.com ↗](https://www.midfirst.com/) [Wikipedia ↗](https://en.wikipedia.org/wiki/MidFirst_Bank) [Wikidata Q17081131 ↗](https://www.wikidata.org/wiki/Q17081131)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/midfirst-bank/) · [Facebook ↗](https://www.facebook.com/midfirst) · [Instagram ↗](https://www.instagram.com/MidFirst) · [Threads ↗](https://www.threads.net/@midfirst)

Sources · 12 pages consulted

1.  [midfirst.com/](https://www.midfirst.com/)
2.  [midfirst.com/about-us/executive-leadership](https://www.midfirst.com/about-us/executive-leadership)
3.  [midfirst.com/about-us/financial-reports](https://www.midfirst.com/about-us/financial-reports)
4.  [midfirst.com/getContentAsset/076cfb26-828a-4b25-aa56-c89fba962a1c/e40d38ea-c2b0-4401-8ee6-14e2652bb813](https://www.midfirst.com/getContentAsset/076cfb26-828a-4b25-aa56-c89fba962a1c/e40d38ea-c2b0-4401-8ee6-14e2652bb813/2026-Financial-Report.pdf?language=en)
5.  [midfirst.com/about-us/latest-news/2026/midfirst-bank-to-acquire-dallas-capital-bank-accelerating-growt](https://www.midfirst.com/about-us/latest-news/2026/midfirst-bank-to-acquire-dallas-capital-bank-accelerating-growth)
6.  [midfirst.com/about-us/latest-news/2025/midfirst-bank-names-todd-dobson-ceo](https://www.midfirst.com/about-us/latest-news/2025/midfirst-bank-names-todd-dobson-ceo)
7.  [midfirst.com/about-us/latest-news/2026/1st-century-bank-aligns-under-the-midfirst-bank-name-in-califor](https://www.midfirst.com/about-us/latest-news/2026/1st-century-bank-aligns-under-the-midfirst-bank-name-in-california)
8.  [occ.gov/static/cra/craeval/Apr24/714191.pdf](https://www.occ.gov/static/cra/craeval/Apr24/714191.pdf)
9.  [occ.gov/static/cra/craeval/jun18/714191.pdf](https://www.occ.gov/static/cra/craeval/jun18/714191.pdf)
10.  [fdic.gov/resources/regulations/federal-register-publications/2022/2022-community-reinvestment-act-](https://www.fdic.gov/resources/regulations/federal-register-publications/2022/2022-community-reinvestment-act-3064-af81-staff-018.pdf)
11.  [ffiec.gov/npw/Institution/Profile/2568278?dt=20120101](https://www.ffiec.gov/npw/Institution/Profile/2568278?dt=20120101)
12.  [en.wikipedia.org/wiki/MidFirst\_Bank](https://en.wikipedia.org/wiki/MidFirst_Bank)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/midfirst-bank-mfbkus44#overview-sources)

- **Chief executive:** ![Todd Dobson](https://elucidate.co/images/banks/da/da8ad190858db4b5.webp) Todd Dobson Chief Executive Officer Confirmed 29 Sep 2026 · [midfirst.com ↗](https://www.midfirst.com/about-us/executive-leadership)
- **Chair:** G. Jeffrey Records, Jr. Chairman of the Board Confirmed 29 Sep 2026 · [midfirst.com ↗](https://www.midfirst.com/about-us/executive-leadership)
- **Executive:** ![Ken Clark](https://elucidate.co/images/banks/23/23cedeeb0cd59876.webp) Ken Clark Senior Executive Vice President, MidFirst Bank; President, Midland Mortgage Division Confirmed 29 Sep 2026 · [midfirst.com ↗](https://www.midfirst.com/about-us/executive-leadership)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/midfirst-bank-mfbkus44#overview-sources)

- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor Conduct
- **United States:** Consumer Financial Protection Bureau Conduct
- **United States:** Federal Deposit Insurance Corporation Resolution

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/midfirst-bank-mfbkus44#overview-sources)

1.  Jun 2026

    Merger / acquisition

    The bank agreed to acquire Dallas Capital Bank, which has USD 1.2 billion in assets, subject to regulatory approval.

    [midfirst.com ↗](https://www.midfirst.com/about-us/latest-news/2026/midfirst-bank-to-acquire-dallas-capital-bank-accelerating-growth)

2.  Apr 2026

    Other

    The bank announced that its 1st Century Bank division would trade under the MidFirst Bank name from 20 April 2026.

    [midfirst.com ↗](https://www.midfirst.com/about-us/latest-news/2026/1st-century-bank-aligns-under-the-midfirst-bank-name-in-california)

3.  Jul 2025

    Leadership

    Todd Dobson became chief executive officer, succeeding G. Jeffrey Records, Jr., who stayed on as chairman. Co-CEO Scott Smith also stepped down.

    [midfirst.com ↗](https://www.midfirst.com/about-us/latest-news/2025/midfirst-bank-names-todd-dobson-ceo)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** MFBKUS44XXX
- **How the BIC breaks down:** 1. MFBK Bank 2. US Country · United States 3. 44 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 337KMNHEWWWR6B7Q7W10
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/337KMNHEWWWR6B7Q7W10)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [ABA routing number 303087995](https://elucidate.co/directory/midfirst-bank-mfbkus44#bank-codes)

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1982

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** 501 NORTH WEST GRAND BOULEVARD OKLAHOMA CITY 73118 UNITED STATES OF AMERICA
- **Operational address:** 501 NW GRAND BLVD OKLAHOMA CITY,OK OKLAHOMA CITY,OK 73118 UNITED STATES OF AMERICA

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI and its USABA clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>MFBKUS44XXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>USABA</Cd>
    </ClrSysId>
    <MmbId>303087995</MmbId>
  </ClrSysMmbId>
  <LEI>337KMNHEWWWR6B7Q7W10</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>MFBKUS44XXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>USABA</Cd>
    </ClrSysId>
    <MmbId>303087995</MmbId>
  </ClrSysMmbId>
  <LEI>337KMNHEWWWR6B7Q7W10</LEI>
  <Nm>MIDFIRST BANK</Nm>
  <PstlAdr>
    <TwnNm>OKLAHOMA CITY</TwnNm>
    <Ctry>US</Ctry>
    <AdrLine>501 NORTH WEST GRAND BOULEVARD OKLAHOMA CITY 73118</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## National bank codes

### ABA routing number · United States

1 code file of 2026-10-09 · ISO 20022 clearing system code USABA

| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 303087995 | MFBKUS44XXX | MIDFIRST BANK | OKLAHOMA CITY, OK |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)

Claim this profile

## Work at Midfirst Bank?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
-   **National bank codes**—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [midfirst.com](https://www.midfirst.com/) (official website) · [original](https://www.midfirst.com/Content/Images/logo-tagline.svg); Todd Dobson: [midfirst.com](https://www.midfirst.com/about-us/executive-leadership) (official website) · [original](https://www.midfirst.com/getContentAsset/313cce8c-1886-450b-83df-353b3318ec95/e40d38ea-c2b0-4401-8ee6-14e2652bb813/Dobson_Todd_Executive_Circle_2000x2000.jpg?language=en); Ken Clark: [midfirst.com](https://www.midfirst.com/about-us/executive-leadership) (official website) · [original](https://www.midfirst.com/getContentAsset/1e672422-3379-470b-b3f7-143c38b480d8/e40d38ea-c2b0-4401-8ee6-14e2652bb813/Clark_Ken_Executive_Circle_2000x2000.jpg?language=en).

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
