---
title: "Migros Bank AG SWIFT/BIC code MIGRCHZZXXX · Switzerland | Elucidate"
description: "SWIFT/BIC code MIGRCHZZXXX for Migros Bank AG, Switzerland. 13 branch BICs, LEI 5493006R1UFP04UR9N08, addresses and Swift connectivity."
url: https://elucidate.co/directory/migros-bank-ag-migrchzz
---
1. [Directory](https://elucidate.co/directory)
2. [Switzerland](https://elucidate.co/directory/country/ch)
3. Migros Bank AG
Switzerland · Financial institution
# Migros Bank AG
Migros Bank AG is a Swiss company limited by shares (Aktiengesellschaft) with its head office in Zürich. Migros-Genossenschafts-Bund, the federation of Migros cooperatives, owns all of its shares. The bank describes itself as a universal bank. It serves private and corporate clients in Switzerland with accounts, mortgages, investment, pension and card products. According to the bank, Gottlieb Duttweiler founded it in 1958.
BIC **MIGRCHZZXXX** LEI **[5493006R1UFP04UR9N08](https://search.gleif.org/#/record/5493006R1UFP04UR9N08)** Licence no. **Not on a tracked register** Connected to Swift [**13** branch codes](https://elucidate.co/directory/migros-bank-ag-migrchzz#branches) [Group: Migros-Genossenschafts-Bund](https://elucidate.co/directory/group/529900K6JN1RFIK2RI18) [Claim this profile](https://elucidate.co/directory/migros-bank-ag-migrchzz#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** MIGRCHZZXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SIC · SIC IP · euroSIC](https://elucidate.co/directory/migros-bank-ag-migrchzz#schemes)
- **Branch codes:** [13 branch codes](https://elucidate.co/directory/migros-bank-ag-migrchzz#branches)
- **BIC first registered:** 1980-04-07
- **Last updated:** 2022-02-14
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/migros-bank-ag-migrchzz#overview-sources)
Total assets
CHF 63.3bn
This entity · 30 Jun 2026 · [interim report ↗](https://www.migrosbank.ch/dam/jcr:268f3321-782c-41c1-96b3-c0a10c51258c/halbjahresbericht-2026_2.9c05c29ea6bf38f072a3a00ef35e5865.pdf)
Employees
1,715
FTE · This entity · 30 Jun 2026 · [interim report ↗](https://www.migrosbank.ch/dam/jcr:268f3321-782c-41c1-96b3-c0a10c51258c/halbjahresbericht-2026_2.9c05c29ea6bf38f072a3a00ef35e5865.pdf)
Ownership
Group subsidiary
100% Migros-Genossenschafts-Bund
Institution type
Universal bank
- **Ownership:** Migros-Genossenschafts-Bund holds 100% of the shares, and the bank's shares are not listed.
- **Direct parent:** [Migros-Genossenschafts-Bund](https://elucidate.co/directory/migros-genossenschafts-bund-mgbzchz1), Switzerland 100%
- **Head office:** Seidengasse 12, 8001 Zürich, Switzerland
- **Company register:** UID CHE-105.841.533 (CH-ID CH02039176035, EHRA-ID 119271)
### Business lines
- Retail banking
- Mortgage lending
- SME banking
- Corporate banking
- Private banking & wealth
- Asset management
- Cards
- Consumer finance
- Leasing & factoring
According to its 2026 half-year report, mortgage claims made up CHF 48.4 billion of total assets of CHF 63.3 billion at 30 June 2026.
### Online
- **Websites & references:** [migrosbank.ch ↗](https://www.migrosbank.ch/) [ebanking.migrosbank.ch ↗](https://ebanking.migrosbank.ch/) e-banking login portal [Wikipedia ↗](https://en.wikipedia.org/wiki/Migros_Bank) [Wikidata Q1593349 ↗](https://www.wikidata.org/wiki/Q1593349)
- **Official social accounts:** [LinkedIn ↗](https://ch.linkedin.com/company/migros-bank) · [X ↗](https://twitter.com/migrosbank) · [Facebook ↗](https://www.facebook.com/migrosbank/) · [Instagram ↗](https://www.instagram.com/migrosbank/) · [YouTube ↗](https://www.youtube.com/c/migrosbankagwallisellen)
Sources · 14 pages consulted
1. [migrosbank.ch/de/ueber-uns/kontakt-support/impressum.html](https://www.migrosbank.ch/de/ueber-uns/kontakt-support/impressum.html)
2. [migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html)
3. [migrosbank.ch/dam/jcr:268f3321-782c-41c1-96b3-c0a10c51258c/halbjahresbericht-2026\_2.9c05c29ea6bf38f072a](https://www.migrosbank.ch/dam/jcr:268f3321-782c-41c1-96b3-c0a10c51258c/halbjahresbericht-2026_2.9c05c29ea6bf38f072a3a00ef35e5865.pdf)
4. [migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/Migros-Bank-mit-deutlicher-Ergebn](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/Migros-Bank-mit-deutlicher-Ergebnissteigerung-im-ersten-Halbjahr-2026.html)
5. [migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/Wechsel-in-der-Leitung-des-Privat](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/Wechsel-in-der-Leitung-des-Privatkundenbereichs.html)
6. [migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations.html](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations.html)
7. [migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/geschaeftsberichte.html](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/geschaeftsberichte.html)
8. [migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management/manuel-kunzelmann.html](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management/manuel-kunzelmann.html)
9. [migrosbank.ch](https://www.migrosbank.ch/)
10. [migrosbank.ch/de/hilfe/zahlungen/inlandzahlung-auslandzahlung.html](https://www.migrosbank.ch/de/hilfe/zahlungen/inlandzahlung-auslandzahlung.html)
11. [swiss-press.com/clemens-eckert-neuer-coo-migros-bank-2026/1829342](https://www.swiss-press.com/clemens-eckert-neuer-coo-migros-bank-2026/1829342)
12. [tippinpoint.ch/schon-wieder-ein-wechsel-im-topmanagement-der-migros-bank/](https://www.tippinpoint.ch/schon-wieder-ein-wechsel-im-topmanagement-der-migros-bank/)
13. [migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/vr-zuwahl-alois-schaerli.html](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/vr-zuwahl-alois-schaerli.html)
14. [en.wikipedia.org/wiki/Migros\_Bank](https://en.wikipedia.org/wiki/Migros_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/migros-bank-ag-migrchzz#overview-sources)
- **Chief executive:**  Manuel Kunzelmann CEO and Chairman of the Executive Board (CEO und Präsident der Geschäftsleitung) Confirmed 29 Sep 2026 · [migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html)
- **Chair:**  Bernhard Kobler Chairman of the Board of Directors (Verwaltungsratspräsident) Confirmed 29 Sep 2026 · [migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html)
- **Chief financial officer:**  Peter Mock Chief Financial Officer Confirmed 29 Sep 2026 · [migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html)
- **Executive:**  Thomas Althaus Chief Risk Officer Confirmed 29 Sep 2026 · [migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html)
- **Executive:**  Stephan Wick COO / Head of Technology & Operations (retiring in early 2027) Confirmed 29 Sep 2026 · [migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/migros-bank-ag-migrchzz#overview-sources)
- **Switzerland:** Swiss Financial Market Supervisory Authority (FINMA) Prudential supervisor AML supervisor Conduct Resolution
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/migros-bank-ag-migrchzz#overview-sources)
1. Aug 2026
Leadership
The bank announced that Markus Schawalder, head of private clients and executive board member, is leaving. A successor search has begun.
[migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/Wechsel-in-der-Leitung-des-Privatkundenbereichs.html)
2. Jul 2025
Leadership
The board separated risk management from finance from 1 September 2025. It created a Risk & Compliance unit on the executive board.
[migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/migros-bank-erweitert-ihre-geschaeftsleitung.html)
3. May 2025
Leadership
The general meeting elected Alois Schärli to the board of directors. He replaced Isabel Stirnimann Schaller, who had reached the statutory term limit.
[migrosbank.ch ↗](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/media-investor-relations/vr-zuwahl-alois-schaerli.html)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** MIGRCHZZXXX
- **How the BIC breaks down:** 1. MIGR Bank 2. CH Country · Switzerland 3. ZZ Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 5493006R1UFP04UR9N08
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/5493006R1UFP04UR9N08)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [IID (BC-Nummer) 8401](https://elucidate.co/directory/migros-bank-ag-migrchzz#bank-codes)
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Switzerland · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1958
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Migros-Genossenschafts-Bund](https://elucidate.co/directory/migros-genossenschafts-bund-mgbzchz1) · Switzerland[529900K6JN1RFIK2RI18 ↗](https://search.gleif.org/#/record/529900K6JN1RFIK2RI18)
The Migros-Genossenschafts-Bund group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including [Migros-Genossenschafts-Bund](https://elucidate.co/directory/migros-genossenschafts-bund-mgbzchz1).
[See the Migros-Genossenschafts-Bund group →](https://elucidate.co/directory/group/529900K6JN1RFIK2RI18)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** SEIDENGASSE 12 ZUERICH 8001 SWITZERLAND
- **Operational address:** SEIDENGASSE 12 ZURICH 8023 ZURICH SWITZERLAND
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its CHBCC clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
MIGRCHZZXXX
CHBCC
8401
5493006R1UFP04UR9N08
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
MIGRCHZZXXX
CHBCC
8401
5493006R1UFP04UR9N08
MIGROS BANK AG
CH
SEIDENGASSE 12 ZUERICH 8001
```
Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| Swiss Interbank Clearing (SIC), Swiss franc real-time gross settlementISO 20022 messages | — | Head office | — |
| SIC instant payments (Swiss franc)ISO 20022 messages | — | Head office | — |
| euroSIC (euro real-time gross settlement in Switzerland) | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. SIX Bank Master entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### IID (BC-Nummer) · Switzerland
1 code file of 2026-10-12 · ISO 20022 clearing system code CHBCC
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 8401 | MIGRCHZZXXX | Migros Bank AG | Zürich |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Branch network
All 13 branch BICs connect to the head office. No city, function or registration year splits them into groups.
### Branch codes
Filter branches
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [MIGRCHZZ10A](https://elucidate.co/directory/migros-bank-ag-migrchzz-10a) | — | Lausanne | RUE DES TERREAUX 23 LAUSANNE 1000 LAUSANNE SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ12A](https://elucidate.co/directory/migros-bank-ag-migrchzz-12a) | — | Geneva | RUE PIERRE FATIO 15 GENEVA 1211 GENEVA SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ17A](https://elucidate.co/directory/migros-bank-ag-migrchzz-17a) | — | Fribourg | RUE DE ROMONT 4 FRIBOURG 1701 FRIBOURG SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ19A](https://elucidate.co/directory/migros-bank-ag-migrchzz-19a) | — | — | AVENUE DE FRANCE 10 SION/ SITTEN 1951 SION/SITTEN SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ30A](https://elucidate.co/directory/migros-bank-ag-migrchzz-30a) | — | Berne | AABERGERSTRASSE 20-22 BERNE 3001 BERNE SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ40A](https://elucidate.co/directory/migros-bank-ag-migrchzz-40a) | — | Basel | ST. JAKOBSSTRASSE 7 BASEL 4002 BASEL SWITZERLAND | — | 2026-03-30 |
| [MIGRCHZZ50A](https://elucidate.co/directory/migros-bank-ag-migrchzz-50a) | — | Aarau | BAHNHOFSTRASSE 74 AARAU 5001 AARAU SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ60A](https://elucidate.co/directory/migros-bank-ag-migrchzz-60a) | — | Lucerne | SEIDENHOFSTRASSE 6 LUCERNE 6002 LUCERNE SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ69A](https://elucidate.co/directory/migros-bank-ag-migrchzz-69a) | — | Lugano | VIA PRETORIO 7A LUGANO 6901 LUGANO SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ80A](https://elucidate.co/directory/migros-bank-ag-migrchzz-80a) | BACK OFFICE | Zurich | ZURICH ZURICH SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ84A](https://elucidate.co/directory/migros-bank-ag-migrchzz-84a) | — | Winterthur | GRABEN 35 WINTERTHUR 8401 WINTERTHUR SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZ90A](https://elucidate.co/directory/migros-bank-ag-migrchzz-90a) | — | St. Gallen | BAHNHOFSTRASSE 4 ST. GALLEN 9001 ST. GALLEN SWITZERLAND | — | 2025-04-05 |
| [MIGRCHZZKEY](https://elucidate.co/directory/migros-bank-ag-migrchzz-key) | S.W.I.F.T. ADMINISTRATION | Wallisellen | INDUSTRIESTRASSE 17 WALLISELLEN 8304 WALLISELLEN SWITZERLAND | — | 2025-04-05 |
[See every BIC in Switzerland →](https://elucidate.co/directory/country/ch#bics)
## Related institutions
### Same group
- [Migros-Genossenschafts-Bund BIC MGBZCHZ1 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 529900K6JN1RFIK2RI18](https://elucidate.co/directory/migros-genossenschafts-bund-mgbzchz1)
[All 2 institutions in the Migros-Genossenschafts-Bund group →](https://elucidate.co/directory/group/529900K6JN1RFIK2RI18)
### Largest institutions in Switzerland
- [Raiffeisen Schweiz Genossenschaft BIC RAIFCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 5299006GIHQ1ELISCV48](https://elucidate.co/directory/raiffeisen-schweiz-genossenschaft-raifch22)
- [UBS Switzerland AG BIC CRESCHZZ Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ubs-switzerland-ag-creschzz)
- [UBS Switzerland AG BIC UBSWCHZH Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ubs-switzerland-ag-ubswchzh)
- [Zurich Insurance Company LTD BIC ZURICHZF Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 9845003C5536G045FD83](https://elucidate.co/directory/zurich-insurance-company-ltd-zurichzf)
- [Entris Banking AG BIC RBABCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 529900W8P1FJ678QLL10](https://elucidate.co/directory/entris-banking-ag-rbabch22)
- [Axa Versicherungen AG BIC AXIPCHZZ Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 529900VY3W1BDS55VX90](https://elucidate.co/directory/axa-versicherungen-ag-axipchzz)
- [Pensionskasse Novartis 1 (Eur) BIC NOVRCHBS Non-financial corporate Not on a tracked register Switzerland · Not on a tracked register · LEI 5493007HIVTX6SY6XD66](https://elucidate.co/directory/pensionskasse-novartis-1-eur-novrchbs)
- [Luzerner Kantonalbank BIC LUKBCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/luzerner-kantonalbank-lukbch22)
[See every BIC in Switzerland →](https://elucidate.co/directory/country/ch#bics)
Claim this profile
## Work at Migros Bank AG?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: SIX Interbank Clearing, Bank Master.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—Switzerland (Source: SIX Interbank Clearing Bank Master).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Migros-Bank-Logo.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/c/cc/Migros-Bank-Logo.svg/330px-Migros-Bank-Logo.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail); Manuel Kunzelmann: [migrosbank.ch](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html) (official website) · [original](https://www.migrosbank.ch/.imaging/focalarea/3x2/2160x1441/dam/jcr:6c8c32a6-0ea0-47a9-9a6a-670448bd5cb5/Manuel-Kunzelmann.jpg); Bernhard Kobler: [migrosbank.ch](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html) (official website) · [original](https://www.migrosbank.ch/.imaging/focalarea/3x2/2160x1441/dam/jcr:eb937fa2-9c2d-4ef5-add6-4bdfb2677719/Bernhard-Kobler.jpg); Peter Mock: [migrosbank.ch](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html) (official website) · [original](https://www.migrosbank.ch/.imaging/focalarea/3x2/2160x1441/dam/jcr:25a3f84b-2b44-4d89-8205-848efac99d92/Peter-Mock.jpg); Thomas Althaus: [migrosbank.ch](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html) (official website) · [original](https://www.migrosbank.ch/.imaging/mte/migrosbank-theme/2160/dam/images/ueber_uns/unser_unternehmen/organisation/MB-Portrait_Thomas_Althaus_2026_Web-3.jpg/jcr:content/MB-Portrait_Thomas_Althaus_2026_Web-3.jpg); Stephan Wick: [migrosbank.ch](https://www.migrosbank.ch/de/ueber-uns/unser-unternehmen/unser-management.html) (official website) · [original](https://www.migrosbank.ch/.imaging/focalpoint/2160x1441/dam/jcr:107984cd-fc8c-4cbf-bf7e-e10b7eb1d151/Stephan-Wick.jpg).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.