---
title: "Mir Limited UK LTD SWIFT/BIC code MBBLGB2LXXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised E-Money Institution (FCA). SWIFT/BIC code MBBLGB2LXXX for Mir Limited UK LTD, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Mir Limited UK LTD
United Kingdom · Payments & e-money
# Mir Limited UK LTD
MIR Limited UK Ltd is a private limited company incorporated in England in 2016, with its office in London. The FCA authorises it as an electronic money institution (FRN 900704). FINTRAC registers it in Canada as a foreign money services business. It belongs to the group of Rtekk Holdings Limited of the Isle of Man. It runs the MuchBetter e-wallet app for consumers and MuchBetter Business accounts for businesses. The firm states that Paynovate SA issues its prepaid Mastercard cards and wearables. In June 2025 the firm announced that Mastercard had granted it a Principal Licence for card issuing in the UK and Israel.
Register status
Licensed in the United Kingdom
Authorised E-Money Institution · FCA
Prudential licence
[2 licences and registrations ↓](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#licences)
BIC **MBBLGB2LXXX** LEI **[2138004THIY3MSFVP862](https://search.gleif.org/#/record/2138004THIY3MSFVP862)** [Licence no. **900704**](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#licences) Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#claim)
## Licences and registrations
Held by Mir Limited UK LTD (LEI 2138004THIY3MSFVP862). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900704 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-03-06 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |
| [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Foreign MSB (FMSB)Money Transmitter / Remittance | C100000110 | [Canada](https://elucidate.co/directory/country/ca) | Active | 2024-10-01 | Renews 2026-10-31 | - Money remittance - Currency exchange - Payment services | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) |
Licences and registrations listed here were granted in Canada. This BIC is registered in the United Kingdom.
Trading names on the register: MuchBetter (FCA-EMI, FINTRAC-MSB)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** MBBLGB2LXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **Other BIC with this LEI:** [MRRMGB21](https://elucidate.co/directory/mir-limited-uk-ltd-mrrmgb21)
- **BIC first registered:** 2024-06-15
- **Last updated:** 2025-01-18
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#overview-sources)
Customers
Not published
Employees
10
headcount · This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history/MzQ5NTM1NTYwNWFkaXF6a2N4/document?format=xhtml&download=1)
Ownership
Group subsidiary
RTEKK HOLDINGS LIMITED
Firm type
E-money and accounts
Trades as MuchBetter
- **Ownership:** Rtekk Holdings Limited, incorporated in the Isle of Man under company number 018684V, is the direct parent of the firm according to its LEI record and its customer terms.
- **Direct parent:** [RTEKK HOLDINGS LIMITED ↗](https://search.gleif.org/#/record/21380088UY4WYUUED373), Isle of Man
- **Head office:** Signature by Regus Berkeley Square, Berkeley Square House, 2nd Floor, W1J 6BD London, United Kingdom
- **Company register:** Companies House 10417552
- **Incorporated:** 10 Oct 2016
- **Founder:** Israel Rosenthal
### Online
- **Websites & references:** [muchbetter.com ↗](https://muchbetter.com/)
- **Official social accounts:** None found
Sources · 14 pages consulted
1. [find-and-update.company-information.service.gov.uk/company/10417552](https://find-and-update.company-information.service.gov.uk/company/10417552)
2. [find-and-update.company-information.service.gov.uk/company/10417552/officers](https://find-and-update.company-information.service.gov.uk/company/10417552/officers)
3. [find-and-update.company-information.service.gov.uk/company/10417552/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/10417552/persons-with-significant-control)
4. [find-and-update.company-information.service.gov.uk/company/10417552/filing-history](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history)
5. [find-and-update.company-information.service.gov.uk/company/10417552/filing-history/MzQ5NTM1NTYwNWFkaXF6a2N4/document?format=xhtml&download=1](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history/MzQ5NTM1NTYwNWFkaXF6a2N4/document?format=xhtml&download=1)
6. [register.fca.org.uk/s/firm?id=001b000003YDzOWAA1](https://register.fca.org.uk/s/firm?id=001b000003YDzOWAA1)
7. [muchbetter.com/](https://muchbetter.com/)
8. [muchbetter.com/en/about-us](https://muchbetter.com/en/about-us)
9. [muchbetter.com/en/legal/muchbetter-terms-and-conditions](https://muchbetter.com/en/legal/muchbetter-terms-and-conditions)
10. [muchbetter.com/en/legal/privacy-policy](https://muchbetter.com/en/legal/privacy-policy)
11. [muchbetter.com/en/legal/cards-and-wearables-terms](https://muchbetter.com/en/legal/cards-and-wearables-terms)
12. [financial-news.co.uk/muchbetter-secures-mastercard-licence/](https://www.financial-news.co.uk/muchbetter-secures-mastercard-licence/)
13. [businesswire.com/news/home/20260224600655/en/Thredd-Powers-MuchBetters-Expansion-into-Israel-Supporting-Gl](https://www.businesswire.com/news/home/20260224600655/en/Thredd-Powers-MuchBetters-Expansion-into-Israel-Supporting-Global-Growth-Strategy)
14. [thefintechtimes.com/muchbetter-brings-card-and-wearable-tech-to-canada/](https://thefintechtimes.com/muchbetter-brings-card-and-wearable-tech-to-canada/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#overview-sources)
- **Operates under:** Several models
- **Licensed firm it operates under:** Paynovate SA, Belgium Issues MuchBetter cards and wearables under licence from Mastercard
The FCA authorises the firm as an electronic money institution, and its own licence covers the MuchBetter e-wallet. The firm states that Paynovate SA, which the National Bank of Belgium regulates, issues its card and wearable programmes.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900704 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000003YDzOWAA1) |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Foreign money services business registration | C100000110 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it safeguards customer funds under the Electronic Money Regulations and the Payment Services Regulations 2017. It pools the funds in a segregated account held in its own name, and the FSCS does not cover them. [muchbetter.com ↗](https://muchbetter.com/en/legal/muchbetter-terms-and-conditions)
- **Card issuer:** Paynovate SA Belgium [muchbetter.com ↗](https://muchbetter.com/en/about-us)
- **Safeguarding bank:** NatWest United Kingdom [financial-news.co.uk ↗](https://www.financial-news.co.uk/muchbetter-secures-mastercard-licence/)
- **Card issuer:** Peoples Group Canada [thefintechtimes.com ↗](https://thefintechtimes.com/muchbetter-brings-card-and-wearable-tech-to-canada/)
- **Payment schemes and card networks:** Mastercard Direct [financial-news.co.uk ↗](https://www.financial-news.co.uk/muchbetter-secures-mastercard-licence/) Swift Direct [financial-news.co.uk ↗](https://www.financial-news.co.uk/muchbetter-secures-mastercard-licence/)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#overview-sources)
- E-money wallet
- Prepaid cards
- Multi currency accounts
- Domestic payments
- International money transfer
- FX conversion
- Card-issuing platform
- Banking as a service
The MuchBetter app lets consumers store, send and spend e-money, including payments to online merchants such as gaming operators, with prepaid Mastercard cards, wearables and vouchers. MuchBetter Business provides multi-currency business accounts.
The firm serves UK customers under its FCA licence. It also offers cards to customers in the EEA, Canada and Israel through partner issuers or under its Mastercard licence.
- **Revenue:** GBP 7.99mThis entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history/MzQ5NTM1NTYwNWFkaXF6a2N4/document?format=xhtml&download=1)
- **Sells to:** Consumers · Small businesses · Platforms and marketplaces · Enterprises
- **Serves customers in 3 countries:** United Kingdom · Canada · Israel
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#overview-sources)
- **Chief executive:** Israel Rosenthal Founder and CEO; Director Confirmed 29 Sep 2026 · [businesswire.com ↗](https://www.businesswire.com/news/home/20260224600655/en/Thredd-Powers-MuchBetters-Expansion-into-Israel-Supporting-Global-Growth-Strategy)
- **Executive:** Kerry Bowers Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/officers)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#overview-sources)
1. Feb 2026
Other
The firm launched its prepaid card and wallet programme in Israel under its UK licence, which Mastercard approved for cross-border use there.
[businesswire.com ↗](https://www.businesswire.com/news/home/20260224600655/en/Thredd-Powers-MuchBetters-Expansion-into-Israel-Supporting-Global-Growth-Strategy)
2. Aug 2025
Leadership
The firm appointed Kerry Bowers as a director on 1 August 2025, after Christian Mark Sperring resigned on 31 July 2025.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history)
3. Jun 2025
Licence
Mastercard granted the firm a Principal Licence for card issuing in the UK, and the licence was extended to Israel.
[financial-news.co.uk ↗](https://www.financial-news.co.uk/muchbetter-secures-mastercard-licence/)
4. Jun 2025
Other
The firm announced a restructure to reduce costs, which included a reduction of its workforce.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history/MzQ5NTM1NTYwNWFkaXF6a2N4/document?format=xhtml&download=1)
5. May 2025
Other
The firm launched MuchBetter Business, a multi-currency business account built on Temenos, with safeguarding at NatWest.
[financial-news.co.uk ↗](https://www.financial-news.co.uk/muchbetter-secures-mastercard-licence/)
6. May 2025
Other
KPMG Audit LLC resigned as the firm's auditor on 12 May 2025, and the directors appointed MHA Audit Services LLP.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/filing-history/MzQ5NTM1NTYwNWFkaXF6a2N4/document?format=xhtml&download=1)
7. Jan 2025
Other
The firm began offering cards and wearables in Canada through a partnership with Peoples Group.
[thefintechtimes.com ↗](https://thefintechtimes.com/muchbetter-brings-card-and-wearable-tech-to-canada/)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** MBBLGB2LXXX
- **How the BIC breaks down:** 1. MBBL Bank 2. GB Country · United Kingdom 3. 2L Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 2138004THIY3MSFVP862
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/2138004THIY3MSFVP862)
- **Licence no. · FCA-EMI:** 900704
- **Licence no. · FINTRAC-MSB:** C100000110
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry IDs:** 05e20ac81072 · 42e04e15c30f
- **Companies House no.:** [10417552 ↗](https://find-and-update.company-information.service.gov.uk/company/10417552)
## Profile
- **Type:** Payments & e-money · Money service business
- **Regulation:** Prudential licence
- **Register licences:** [2 entries on 2 registers](https://elucidate.co/directory/mir-limited-uk-ltd-mbblgb2l#licences)
- **Activities:** - Payment services - E-money / stored value - Money remittance - Currency exchange
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · [Canada](https://elucidate.co/directory/country/ca)
- **Website (register):** [www.muchbetter.com ↗](https://www.muchbetter.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Rtekk Holdings Limited · Isle of Man[21380088UY4WYUUED373 ↗](https://search.gleif.org/#/record/21380088UY4WYUUED373)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Persons with significant control
Companies House · company [10417552 ↗](https://find-and-update.company-information.service.gov.uk/company/10417552) · as at 9 October 2026
The company states that no person or legal entity has significant control over it.
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/10417552/persons-with-significant-control)
## Addresses
- **Registered address:** SIGNATURE BY REGUS FLOOR 2 BERKELEY SQUARE HOUSE BERKELEY SQUARE LONDON W1J 6BD UNITED KINGDOM
- **Operational address:** SIGNATURE BY REGUS FLOOR 2 BERKELEY SQUARE HOUSE BERKELEY SQUARE LONDON LONDON W1J 6BD UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
MBBLGB2LXXX
2138004THIY3MSFVP862
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
MBBLGB2LXXX
2138004THIY3MSFVP862
MIR LIMITED UK LTD
LONDON
GB
SIGNATURE BY REGUS FLOOR 2 BERKELEY SQUARE HOUSE BERKELEY SQUARE
LONDON W1J 6BD
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same legal entity
- [Mir Limited UK LTD BIC MRRMGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138004THIY3MSFVP862](https://elucidate.co/directory/mir-limited-uk-ltd-mrrmgb21)
Other BICs mapped to the same LEI.
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Mir Limited UK LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [muchbetter.com](https://muchbetter.com/en) (official website) · [original](https://muchbetter.com/_next/image?url=%2Fimages%2FMB-logo-2-colour-on-white-inline.svg&w=640&q=75).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.