---
title: "Modulr Fs Limited SWIFT/BIC code MODRGB23XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised E-Money Institution (FCA). SWIFT/BIC code MODRGB23XXX for Modulr Fs Limited, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/modulr-fs-limited-modrgb23
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Modulr Fs Limited
United Kingdom · Payments & e-money
# Modulr Fs Limited
Modulr FS Limited is a private limited company registered in England and Wales, with its head office in London. The FCA authorises it as an electronic money institution (FRN 900573). It is wholly owned by Modulr Holdings Limited. Its sister company Modulr Finance Limited is its registered EMD agent. The firm issues e-money accounts, payment services and Visa and Mastercard cards to businesses. Platforms also offer these services to their own customers as its agents or distributors.
Register status
Licensed in the United Kingdom
Authorised E-Money Institution · FCA
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/modulr-fs-limited-modrgb23#licences)
BIC **MODRGB23XXX** LEI **[984500BFFA6CBFA57C93](https://search.gleif.org/#/record/984500BFFA6CBFA57C93)** [Licence no. **900573**](https://elucidate.co/directory/modulr-fs-limited-modrgb23#licences) Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/modulr-fs-limited-modrgb23#claim)
## Licences and registrations
Held by Modulr Fs Limited (LEI 984500BFFA6CBFA57C93). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900573 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-06-22 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |
Trading names on the register: Modulr (FCA-EMI)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** MODRGB23XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · TIPS](https://elucidate.co/directory/modulr-fs-limited-modrgb23#schemes)
- **Branch codes:** None: head-office BIC only
- **Other BICs with this LEI:** [MODRGB21](https://elucidate.co/directory/modulr-fs-limited-modrgb21) · [MODRGB2L](https://elucidate.co/directory/modulr-fs-limited-modrgb2l) · [MODRGB3L](https://elucidate.co/directory/modulr-fs-limited-modrgb3l)
- **BIC first registered:** 2019-12-07
- **Last updated:** 2021-03-18
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/modulr-fs-limited-modrgb23#overview-sources)
Customers
6,000
customers · Group · 4 Feb 2026 · [company statement ↗](https://www.modulrfinance.com/newsroom/modulr-achieves-profitability-as-it-enters-its-10th-year-processing-180bn-in-annualised-payment-value)
Employees
7
headcount · This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/filing-history/MzQ4MDI2NDA2MGFkaXF6a2N4/document?format=pdf&download=0)
Ownership
Group subsidiary
100% Modulr Holdings Limited
Firm type
Banking as a service
Trades as Modulr
- **Standing:** On 4 October 2023 the FCA placed a requirement on the firm that stopped it onboarding new agents and distributors. The FCA lifted the restriction in July 2024. The firm agreed to give the FCA at least 10 business days' written notice before onboarding any new agent or distributor.
- **Ownership:** Modulr Holdings Limited (Companies House 09895588) owns 100% of the firm, and investors including General Atlantic, Blenheim Chalcot, Frog Capital, Highland Europe and PayPal Ventures back the holding company.
- **Direct parent:** [Modulr Holdings Limited ↗](https://search.gleif.org/#/record/9845008M36E56939EA63), United Kingdom 100%
- **Head office:** The Featherstone Building, 66 City Road, EC1Y 2AL London, United Kingdom
- **Company register:** Companies House 09897919
- **Incorporated:** 2 Dec 2015
- **Founder:** Myles Stephenson
### Online
- **Websites & references:** [modulrfinance.com ↗](https://www.modulrfinance.com/) [modulr.readme.io ↗](https://modulr.readme.io/) developer documentation [modulr.statuspage.io ↗](https://modulr.statuspage.io/) service status page [knowledge.modulrfinance.com ↗](https://knowledge.modulrfinance.com/knowledge-hub) user guides
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/modulr-finance/) · [X ↗](https://twitter.com/ModulrFinance) · [YouTube ↗](https://www.youtube.com/@modulr-video/videos)
Sources · 19 pages consulted
1. [register.fca.org.uk/s/firm?id=001b000003IL2TvAAL](https://register.fca.org.uk/s/firm?id=001b000003IL2TvAAL)
2. [find-and-update.company-information.service.gov.uk/company/09897919](https://find-and-update.company-information.service.gov.uk/company/09897919)
3. [find-and-update.company-information.service.gov.uk/company/09897919/officers](https://find-and-update.company-information.service.gov.uk/company/09897919/officers)
4. [find-and-update.company-information.service.gov.uk/company/09897919/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/09897919/persons-with-significant-control)
5. [find-and-update.company-information.service.gov.uk/company/09897919/filing-history](https://find-and-update.company-information.service.gov.uk/company/09897919/filing-history)
6. [find-and-update.company-information.service.gov.uk/company/09897919/filing-history/MzQ4MDI2NDA2MGFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/09897919/filing-history/MzQ4MDI2NDA2MGFkaXF6a2N4/document?format=pdf&download=0)
7. [modulrfinance.com/uk-safeguarding-information](https://www.modulrfinance.com/uk-safeguarding-information)
8. [modulrfinance.com/the-team](https://www.modulrfinance.com/the-team)
9. [modulrfinance.com/terms-conditions](https://www.modulrfinance.com/terms-conditions)
10. [modulrfinance.com/product/cards](https://www.modulrfinance.com/product/cards)
11. [modulrfinance.com/newsroom/modulr-chaps-direct-participant](https://www.modulrfinance.com/newsroom/modulr-chaps-direct-participant)
12. [modulrfinance.com/newsroom/modulr-unlocks-an-easier-simpler-and-reliable-service-for-its-customers-with-dir](https://www.modulrfinance.com/newsroom/modulr-unlocks-an-easier-simpler-and-reliable-service-for-its-customers-with-direct-participation-to-bacs-1)
13. [modulrfinance.com/newsroom/modulr-achieves-profitability-as-it-enters-its-10th-year-processing-180bn-in-ann](https://www.modulrfinance.com/newsroom/modulr-achieves-profitability-as-it-enters-its-10th-year-processing-180bn-in-annualised-payment-value)
14. [modulrfinance.com/newsroom/modulr-raises-108m-in-series-c-funding-round-led-by-general-atlantic](https://www.modulrfinance.com/newsroom/modulr-raises-108m-in-series-c-funding-round-led-by-general-atlantic)
15. [modulrfinance.com/newsroom/modulr-leadership-european-growth](https://www.modulrfinance.com/newsroom/modulr-leadership-european-growth)
16. [fintechfutures.com/partnerships/uk-s-fca-places-partner-onboarding-restrictions-on-embedded-payments-platfor](https://www.fintechfutures.com/partnerships/uk-s-fca-places-partner-onboarding-restrictions-on-embedded-payments-platform-modulr)
17. [tech.eu/2024/07/19/restrictions-on-onboarding-new-customers-lifted-at-uk-fintech-modulr/](https://tech.eu/2024/07/19/restrictions-on-onboarding-new-customers-lifted-at-uk-fintech-modulr/)
18. [businesscloud.co.uk/news/fca-lifts-restrictions-on-fintech-modulr/](https://businesscloud.co.uk/news/fca-lifts-restrictions-on-fintech-modulr/)
19. [ffnews.com/newsarticle/paytech/modulr-expands-to-u-s-with-fis-partnership-to-power-real-time-payment](https://ffnews.com/newsarticle/paytech/modulr-expands-to-u-s-with-fis-partnership-to-power-real-time-payments-for-banks/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/modulr-fs-limited-modrgb23#overview-sources)
- **Operates under:** Its own licences
The FCA authorises the firm as an electronic money institution under reference 900573. Modulr Finance Limited (FRN 900699) is registered with the FCA as the firm's EMD agent. Third-party platforms act as its agents or distributors.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900573 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000003IL2TvAAL) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/modulr-fs-limited-modrgb23#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it keeps customers' funds in designated safeguarding accounts at credit institutions and the Bank of England, or invests them in secure liquid assets that the FCA approves. [modulrfinance.com ↗](https://www.modulrfinance.com/uk-safeguarding-information)
- **Safeguarding bank · Settlement bank:** Bank of England United Kingdom [modulrfinance.com ↗](https://www.modulrfinance.com/uk-safeguarding-information)
- **Payment schemes and card networks:** Faster Payments Direct [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-unlocks-an-easier-simpler-and-reliable-service-for-its-customers-with-direct-participation-to-bacs-1) Bacs Direct [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-unlocks-an-easier-simpler-and-reliable-service-for-its-customers-with-direct-participation-to-bacs-1) CHAPS Direct [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-chaps-direct-participant) Visa Direct [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-unlocks-an-easier-simpler-and-reliable-service-for-its-customers-with-direct-participation-to-bacs-1) Mastercard Direct [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-unlocks-an-easier-simpler-and-reliable-service-for-its-customers-with-direct-participation-to-bacs-1) Swift Direct
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/modulr-fs-limited-modrgb23#overview-sources)
- E-money wallet
- Domestic payments
- Payouts and mass payments
- Card-issuing platform
- Banking as a service
- Multi currency accounts
- International money transfer
The firm provides accounts, pay-ins, pay-outs and virtual and physical cards to businesses for payroll, supplier payments, spend management and collections. Partner platforms also offer these services to their own customers as its agents or distributors.
The firm serves UK customers under its FCA authorisation. The group serves EEA customers through its sister company Modulr Finance B.V., which De Nederlandsche Bank authorises as an electronic money institution.
- **Revenue:** GBP 15.5mThis entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/filing-history/MzQ4MDI2NDA2MGFkaXF6a2N4/document?format=pdf&download=0)
- **Payment volume:** GBP 180bnpayment value on an annualised basis Group · 4 Feb 2026 · [company statement ↗](https://www.modulrfinance.com/newsroom/modulr-achieves-profitability-as-it-enters-its-10th-year-processing-180bn-in-annualised-payment-value)
- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces · Financial institutions · Consumers
- **Serves customers in:** United Kingdom
- **Latest funding round:** Series C · USD 108m May 2022 Led by General Atlantic [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-raises-108m-in-series-c-funding-round-led-by-general-atlantic)
- **Total raised:** GBP 150m to May 2022 · [modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-raises-108m-in-series-c-funding-round-led-by-general-atlantic)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/modulr-fs-limited-modrgb23#overview-sources)
- **Chief executive:** Myles Stephenson Chief Executive Officer & Founder Confirmed 29 Sep 2026 · [modulrfinance.com ↗](https://www.modulrfinance.com/the-team)
- **Chair:** Rob Devey Chair, Non-Executive Director (Modulr FS Board) Confirmed 29 Sep 2026 · [modulrfinance.com ↗](https://www.modulrfinance.com/the-team)
- **Chief financial officer:** Rupesh Shah Chief Financial Officer (group) Confirmed 29 Sep 2026 · [modulrfinance.com ↗](https://www.modulrfinance.com/the-team)
- **Executive:** Ben Taylor Chief Operating Officer (group) Confirmed 29 Sep 2026 · [modulrfinance.com ↗](https://www.modulrfinance.com/the-team)
- **Executive:** Andrea Davis Non-Executive Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/officers)
- **Executive:** Caroline Rainbird Non-Executive Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/officers)
## Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/modulr-fs-limited-modrgb23#overview-sources)
1. Aug 2026
Other
Modulr announced that it had become a direct participant in CHAPS, settling directly at the Bank of England.
[modulrfinance.com ↗](https://www.modulrfinance.com/newsroom/modulr-chaps-direct-participant)
2. Jul 2026
Leadership
Andrew Wynn Griffin resigned as a director of the firm on 1 July 2026.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/filing-history)
3. Jan 2026
Other
Modulr announced a partnership with FIS to supply payments technology to US financial institutions, marking its entry to the US.
[ffnews.com ↗](https://ffnews.com/newsarticle/paytech/modulr-expands-to-u-s-with-fis-partnership-to-power-real-time-payments-for-banks/)
4. Dec 2024
Leadership
Marcia Cantor-Grable resigned as a director of the firm on 31 December 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/officers)
5. Oct 2024
Leadership
The firm appointed Andrea Davis as a director on 8 October 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/officers)
6. Jul 2024
Enforcement
The FCA lifted the onboarding restriction, subject to 10 business days' prior written notice before the firm onboards any new agent or distributor.
[tech.eu ↗](https://tech.eu/2024/07/19/restrictions-on-onboarding-new-customers-lifted-at-uk-fintech-modulr/)
7. Oct 2023
Enforcement
The FCA imposed a requirement on the firm on 4 October 2023 that stopped it onboarding new agents and distributors.
[fintechfutures.com ↗](https://www.fintechfutures.com/partnerships/uk-s-fca-places-partner-onboarding-restrictions-on-embedded-payments-platform-modulr)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** MODRGB23XXX
- **How the BIC breaks down:** 1. MODR Bank 2. GB Country · United Kingdom 3. 23 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 984500BFFA6CBFA57C93
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/984500BFFA6CBFA57C93)
- **Licence no. · FCA-EMI:** 900573
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** 4c2ad168d645
- **Companies House no.:** [09897919 ↗](https://find-and-update.company-information.service.gov.uk/company/09897919)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/modulr-fs-limited-modrgb23#licences)
- **Activities:** - Payment services - E-money / stored value
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.modulrfinance.com ↗](https://www.modulrfinance.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Modulr Holdings Limited · United Kingdom[9845008M36E56939EA63 ↗](https://search.gleif.org/#/record/9845008M36E56939EA63)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Persons with significant control
Companies House · company [09897919 ↗](https://find-and-update.company-information.service.gov.uk/company/09897919) · as at 9 October 2026
Companies House lists 1 person with significant control for Modulr FS Limited: 1 company.
| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| [Modulr Holdings Limited ↗](https://find-and-update.company-information.service.gov.uk/company/09895588) | Company · UK | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 6 April 2016 |
| Modulr Holdings Limited: the company states that no person or legal entity has significant control over it. |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/09897919/persons-with-significant-control)
## Addresses
- **Registered address:** SCALE SPACE 58 WOOD LANE LONDON W12 7RZ UNITED KINGDOM
- **Operational address:** SCALE SPACE 58 WOOD LANE LONDON LONDON W12 7RZ UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
MODRGB23XXX
984500BFFA6CBFA57C93
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
MODRGB23XXX
984500BFFA6CBFA57C93
MODULR FS LIMITED
LONDON
GB
SCALE SPACE 58 WOOD LANE LONDON W12 7RZ
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2018-04-03 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2022-03-29 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Related institutions
### Same legal entity
- [Modulr Fs Limited BIC MODRGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 984500BFFA6CBFA57C93](https://elucidate.co/directory/modulr-fs-limited-modrgb21)
- [Modulr Fs Limited BIC MODRGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 984500BFFA6CBFA57C93](https://elucidate.co/directory/modulr-fs-limited-modrgb2l)
- [Modulr Fs Limited BIC MODRGB3L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 984500BFFA6CBFA57C93](https://elucidate.co/directory/modulr-fs-limited-modrgb3l)
Other BICs mapped to the same LEI.
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [modulrfinance.com](https://www.modulrfinance.com/) (official website).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.