Australia · Money service business
Monoova Global Payments Pty LTD
Monoova Global Payments Pty Ltd is an Australian company based in Sydney that trades under the Monoova brand. The Australian Securities and Investments Commission (ASIC) authorises it under Australian financial services licence (AFSL) 421414. The Australian Transaction Reports and Analysis Centre (AUSTRAC) lists it on the Remittance Sector Register. It is a subsidiary of Monoova Limited, which Moneytech Group Limited demerged to its shareholders on 31 August 2022. The firm issues the Monoova Automated Payment Service, a non-cash payment product for businesses, and contracts directly with clients for FX and cross-border payments. Its sister company Monoova Payments Pty Ltd operates the service as its authorised representative.
Licences and registrations
Held by Monoova Global Payments Pty LTD (LEI 2138002YAB7Z9KO21397). 1 entry on 1 of the 22 tracked registers, retrieved 24 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| Remittance Sector Register (RSR)AUSTRACLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Independent remittance dealer or remittance affiliate (not distinguished on public register)Money Transmitter / Remittance | Not published by the register | Australia | Active | — | — |
|
Search the register ↗ |
Trading names on the register: Monoova (AUSTRAC-RSR)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MOYHAU22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of MOYHAU22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-05-11
- Last updated
- 2024-04-27
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Monoova Limited
Firm type
FX and business payments
Trades as Monoova
- Standing
- The entity was named Moneytech Limited until 19 February 2022. It then became Monoova Global Payments Limited, and it now appears in the LEI and Swift records as Monoova Global Payments Pty Ltd.
- Ownership
- The firm's FSG/PDS describes it as a subsidiary of Monoova Limited (ABN 39 660 380 370), an unlisted Australian company and the group's ultimate holding company.
- Direct parent
- Monoova Limited, Australia
- Head office
- Suite 11.03, Level 11, 201 Kent St, 2000 Sydney, Australia
- Company register
- ACN 106 249 852
- Incorporated
- 2003
- Founders
- Hugh Evans · Christian Westerlind Wigstrom
- Former names
- MONOOVA GLOBAL PAYMENTS LIMITED · MONEYTECH LIMITED · SQUADRON FINANCIAL SERVICES LIMITED
Online
- Websites & references
- monoova.com ↗
api-docs.monoova.com ↗ developer API documentation
developer.monoova.com ↗ beta developer documentation
sandbox.monoova.com ↗ developer sandbox
payments.monoova.com ↗ client portal login - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 14 pages consulted
- abr.business.gov.au/ABN/View?abn=77106249852
- abr.business.gov.au/AbnHistory/View?id=77106249852
- cdn.prod.website-files.com/66554f66aac9a4c313f1d604/67e4ea228bca38e8d670c27b_bfe0835fa6f91b4e6c48e490e7144e92_Monoov
- cdn.prod.website-files.com/66554f66aac9a4c313f1d604/66b2b36445c13629087934e6_Monoova%20Combined%20FSG%20and%20PDS.pd
- ato.gov.au/law/view/pdf/pbr/cr2022-097.pdf
- monoova.com/
- monoova.com/about
- monoova.com/payments/global-payments-fx
- monoova.com/newsroom/monoova-appoints-bianca-bates-as-ceo
- fintechaustralia.org.au/community-news/monoova-appoints-payments-industry-executive-bianca-bates-as-ceo
- monoova.com/newsroom/monoova-strengthens-executive-team-with-appointment-of-chief-risk-officer-and-ch
- monoova.com/newsroom/monoova-board-appointments-bell-moore
- monoova.com/newsroom/monoova-global-payments
- cuscal.com/newsroom/media-releases/monoova-becomes-the-latest-non-bank-to-connect-to-the-new-payment
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
ASIC authorises the firm under AFSL 421414 as the issuer of the Monoova Automated Payment Service, a non-cash payment product. AUSTRAC registers it as a remittance provider. Sister company Monoova Payments Pty Ltd operates the service as its authorised representative (AR No. 428863).
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Australian Securities and Investments Commission (ASIC) Australia | Australian Financial Services Licence | 421414 | In its own name | Active | cdn.prod.website-files.com ↗ |
| Australian Transaction Reports and Analysis Centre (AUSTRAC) Australia | Remittance Sector Register: independent remittance dealer or remittance affiliate | — | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its FSG/PDS, FX client funds in the course of processing are generally held in accounts in the firm's name with its interchange parties, separate from its corporate funds.
- Payment schemes and card networks
- New Payments Platform (NPP), including PayID and PayTo Through a partner cuscal.com ↗
NPP International Payments Service (NPP IPS) Access not stated monoova.com ↗
Swift Through a partner cdn.prod.website-files.com ↗
BPAY Through a partner cdn.prod.website-files.com ↗
BECS Direct Entry Through a partner cdn.prod.website-files.com ↗
RTGS Through a partner cdn.prod.website-files.com ↗
Visa, Mastercard and American Express (card acceptance) Through a partner cdn.prod.website-files.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm issues the Monoova Automated Payment Service, which covers BPAY, Direct Entry, NPP (including PayID and PayTo), RTGS, online card payments and FX services. It contracts directly with clients for spot FX, and it offers forward FX contracts only to wholesale clients.
It serves businesses in Australia. Its FX services pay funds in major currencies to accounts reachable through the Swift network or through supported local payment networks.
- Sells to
- Enterprises · Platforms and marketplaces · Financial institutions · Small businesses
- Serves customers in
- Australia
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Bianca Bates
Chief Executive Officer
- Chair
-
Robert Bell
Chair of the Board
- Chief financial officer
-
Nicholas Glass
Chief Financial Officer
- Executive
-
Shane Fryer
Chief Risk Officer
- Founder
-
Hugh Evans
Founder and Non-Executive Director
- Executive
-
Simon Barnett
General Counsel & Company Secretary
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Bianca Bates took office as Monoova's Chief Executive Officer on 1 July 2026.
fintechaustralia.org.au ↗ -
Leadership
Co-founder Christian Westerlind Wigstrom stepped down as CEO. Chair Robert Bell acted as interim CEO until 1 July 2026.
monoova.com ↗ -
Leadership
Monoova appointed Shane Fryer as Chief Risk Officer and Lyndall Rose to the newly created role of Chief Operating Officer.
monoova.com ↗ -
Leadership
Monoova appointed Robert Bell as Chair of the Board and Simon Moore as a Director, effective 29 November 2024.
monoova.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MOYHAU22XXX
- How the BIC breaks down
- MOYHBank
- AUCountry · Australia
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 2138002YAB7Z9KO21397
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- b447fdf458ad
Profile
- Type
- Money service businessRemittance, currency exchange, cheque cashing and money orders. Usually registered with an anti-money-laundering supervisor rather than licensed prudentially. Taken from the licences on the tracked registers.
- Regulation
- AML registration onlyRegistered with an anti-money-laundering supervisor (FinCEN, FINTRAC, HMRC, AUSTRAC, Hong Kong Customs…) without a prudential licence.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Licensed in
- Australia
- Country · region
- Australia · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 80 PACIFIC HIGHWAY FLOOR 7 NORTH SYDNEY 2060 AUSTRALIA
- Operational address
- 80 PACIFIC HIGHWAY FLOOR 7 NORTH SYDNEY NORTH SYDNEY 2060 AUSTRALIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MOYHAU22XXX</BICFI>
<LEI>2138002YAB7Z9KO21397</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MOYHAU22XXX</BICFI>
<LEI>2138002YAB7Z9KO21397</LEI>
<Nm>MONOOVA GLOBAL PAYMENTS PTY LTD</Nm>
<PstlAdr>
<TwnNm>NORTH SYDNEY</TwnNm>
<Ctry>AU</Ctry>
<AdrLine>80 PACIFIC HIGHWAY FLOOR 7 NORTH SYDNEY 2060</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Remittance Sector Register (RSR)—Australian Transaction Reports and Analysis Centre (AUSTRAC) · register ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: monoova.com (official website); Bianca Bates: monoova.com (official website) · original; Robert Bell: monoova.com (official website) · original; Nicholas Glass: monoova.com (official website) · original; Shane Fryer: monoova.com (official website) · original; Hugh Evans: monoova.com (official website) · original; Simon Barnett: monoova.com (official website) · original.
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