---
title: "Morgan Stanley Bank N.A SWIFT/BIC code MSBKUS5WXXX · United States | Elucidate"
description: "FSB global systemically important bank (G-SIB), bucket 1 of 5. SWIFT/BIC code MSBKUS5WXXX for Morgan Stanley Bank N.A, United States. 1 branch BIC."
url: https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Morgan Stanley Bank N.A
United States · Credit institution
# Morgan Stanley Bank N.A
Legal name in the LEI record Morgan Stanley Bank, N.A.
Morgan Stanley Bank, N.A. is a US national bank headquartered in Salt Lake City, Utah. It is wholly owned by Morgan Stanley Capital Management, LLC, which is a direct wholly owned subsidiary of Morgan Stanley. According to its June 2026 quarterly report, it mainly offers institutional lending, institutional sales and trading, and deposit products. On 14 February 2026 the fixed income business of Morgan Stanley Capital Services LLC was merged into the bank, and on 14 March 2026 the bank acquired Morgan Stanley Europe SE.
FSB G-SIB list 2025
1
Bucket 1 of 5 · listed since 2011
Main operating bank of a G-SIB · Morgan Stanley
[FSB 2025 list ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) [What is a G-SIB? ↗](https://www.fsb.org/work-of-the-fsb/market-and-institutional-resilience/post-2008-financial-crisis-reforms/ending-too-big-to-fail/global-systemically-important-financial-institutions-g-sifis/)
BIC **MSBKUS5WXXX** LEI **[G1MLHIS0N32I3QPILB75](https://search.gleif.org/#/record/G1MLHIS0N32I3QPILB75)** Licence no. **Not on a tracked register** Connected to Swift [Global systemically important bank · bucket **1**](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#regulatory) [**1** branch code](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#branches) [Group: Morgan Stanley](https://elucidate.co/directory/group/IGJSJL3JD5P30I6NJZ34) [Claim this profile](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the FSB G-SIB list (see [Regulatory status](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#regulatory)): that is a designation, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** Morgan Stanley
- **Relation:** Main operating bank of a G-SIBThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
- **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- **On the list since:** 2011
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** MSBKUS5WXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [1 branch code](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#branches)
- **BIC first registered:** 2005-09-03
- **Last updated:** 2026-01-31
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#overview-sources)
Total assets
USD 419.4bn
Group · 30 Jun 2026 · [interim report ↗](https://www.morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyBankNA-June2026.pdf)
Employees
Not published
Ownership
Group subsidiary
100% Morgan Stanley Capital Management, LLC
Institution type
Commercial bank
Trades as Morgan Stanley
- **Standing:** Active national bank. On 14 March 2026 it acquired Morgan Stanley Europe SE and that company's subsidiary Morgan Stanley Bank AG as part of an internal group reorganisation.
- **Ownership:** Morgan Stanley Capital Management, LLC, a direct wholly owned subsidiary of Morgan Stanley, holds 100% of the bank.
- **Direct parent:** [Morgan Stanley Capital Management, LLC ↗](https://search.gleif.org/#/record/549300NY2TC939MSJW96), United States 100%
- **Ultimate owner:** Morgan Stanley, United States
- **Head office:** 201 South Main Street, 5th Floor, 84111 Salt Lake City, United States
- **Company register:** FDIC cert 32992; Federal Reserve RSSD ID 1456501
### Business lines
- Corporate banking
- Markets & trading
- Private banking & wealth
- Investment banking
- Other
According to its June 2026 quarterly report, the bank mainly offers institutional lending and institutional sales and trading services. It also takes deposits, sourced mainly from clients of Morgan Stanley's Wealth Management business.
### Online
- **Websites & references:** [morganstanley.com ↗](https://www.morganstanley.com/)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/morgan-stanley) · [X ↗](https://www.twitter.com/morganstanley) · [Facebook ↗](https://www.facebook.com/morganstanley) · [Instagram ↗](https://www.instagram.com/morgan.stanley) · [YouTube ↗](https://www.youtube.com/user/mgstnly)
Sources · 8 pages consulted
1. [ffiec.gov/npw/Institution/Profile/1456501](https://www.ffiec.gov/npw/Institution/Profile/1456501)
2. [morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyBankNA-June2026.pdf](https://www.morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyBankNA-June2026.pdf)
3. [morganstanley.com/about-us-ir/subsidiaries](https://www.morganstanley.com/about-us-ir/subsidiaries)
4. [federalreserve.gov/newsevents/pressreleases/orders20260326a.htm](https://www.federalreserve.gov/newsevents/pressreleases/orders20260326a.htm)
5. [morganstanley.com/what-we-do/wealth-management/cd-savings](https://www.morganstanley.com/what-we-do/wealth-management/cd-savings)
6. [goodwinlaw.com/en/insights/newsletters/2026/04/newsletters-finance-fs-roundup-040226](https://www.goodwinlaw.com/en/insights/newsletters/2026/04/newsletters-finance-fs-roundup-040226)
7. [morganstanley.com/content/dam/msdotcom/en/assets/pdfs/Morgan\_Stanley\_Fixed\_Income\_Securities\_SSIs.pdf](https://www.morganstanley.com/content/dam/msdotcom/en/assets/pdfs/Morgan_Stanley_Fixed_Income_Securities_SSIs.pdf)
8. [morganstanley.com/about-us-governance/operating-committee/michael-pizzi](https://www.morganstanley.com/about-us-governance/operating-committee/michael-pizzi)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#overview-sources)
- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor Conduct
- **United States:** Federal Deposit Insurance Corporation Resolution
- **United States:** Board of Governors of the Federal Reserve System Central bank Other
- **United States:** Commodity Futures Trading Commission Other
- **United States:** Securities and Exchange Commission Securities
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#overview-sources)
1. Mar 2026
Licence
The Federal Reserve Board and the OCC made joint findings granting the bank a Section 23A exemption for its internal reorganisation involving Morgan Stanley Europe SE.
[federalreserve.gov ↗](https://www.federalreserve.gov/newsevents/pressreleases/orders20260326a.htm)
2. Mar 2026
Merger / acquisition
The bank acquired Morgan Stanley Europe SE and its subsidiary Morgan Stanley Bank AG from its parent group on 14 March 2026.
[morganstanley.com ↗](https://www.morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyBankNA-June2026.pdf)
3. Feb 2026
Merger / acquisition
The fixed income business of Morgan Stanley Capital Services LLC was merged into the bank on 14 February 2026.
[morganstanley.com ↗](https://www.morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyBankNA-June2026.pdf)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** MSBKUS5WXXX
- **How the BIC breaks down:** 1. MSBK Bank 2. US Country · United States 3. 5W Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** G1MLHIS0N32I3QPILB75
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/G1MLHIS0N32I3QPILB75)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (FSB G-SIB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **FSB G-SIB list:** [Bucket 1 of 5](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w#regulatory) list of 2025
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Morgan Stanley Capital Management, LLC · United States[549300NY2TC939MSJW96 ↗](https://search.gleif.org/#/record/549300NY2TC939MSJW96)
- **Ultimate parent:** Morgan Stanley · United States[IGJSJL3JD5P30I6NJZ34 ↗](https://search.gleif.org/#/record/IGJSJL3JD5P30I6NJZ34)
- **FSB G-SIB list:** [Main operating bank of a G-SIB · Morgan Stanley](https://elucidate.co/directory/group/IGJSJL3JD5P30I6NJZ34) bucket 1 · 2025 list The G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
The Morgan Stanley group has 46 institutions in the directory, in 22 countries: all hold a BIC.
Including [Morgan Stanley Bank AG](https://elucidate.co/directory/morgan-stanley-bank-ag-msffdefx), [Morgan Stanley Europe SE](https://elucidate.co/directory/morgan-stanley-europe-se-mssedefb), [Morgan Stanley and Co International PLC](https://elucidate.co/directory/morgan-stanley-and-co-international-plc-mslngb2x), [Morgan Stanley and CO., LLC](https://elucidate.co/directory/morgan-stanley-and-co-llc-msnyus33), [Msim Fund Management (Ireland) Limited](https://elucidate.co/directory/msim-fund-management-ireland-limited-msamie2a).
[See the Morgan Stanley group →](https://elucidate.co/directory/group/IGJSJL3JD5P30I6NJZ34)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 201 SOUTH MAIN STREET, FL. 5 SALT LAKE CITY 84111 UNITED STATES OF AMERICA
- **Operational address:** 201 SOUTH MAIN STREET FLOOR FL. 5 SALT LAKE CITY,UT SALT LAKE CITY,UT 84111 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
MSBKUS5WXXX
G1MLHIS0N32I3QPILB75
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
MSBKUS5WXXX
G1MLHIS0N32I3QPILB75
MORGAN STANLEY BANK N.A
SALT LAKE CITY
US
201 SOUTH MAIN STREET, FL. 5 SALT LAKE CITY 84111
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Network
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [MSBKUS5WFXO](https://elucidate.co/directory/morgan-stanley-bank-n-a-msbkus5w-fxo) | — | Salt Lake City | SALT LAKE CITY,UT SALT LAKE CITY,UT UNITED STATES OF AMERICA | — | 2026-01-31 |
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
## Related institutions
### Subsidiaries in the directory
- [Morgan Stanley Europe SE BIC MSSEDEFB Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 54930056FHWP7GIWYY08](https://elucidate.co/directory/morgan-stanley-europe-se-mssedefb)
Entities that GLEIF records with this LEI as their direct parent.
### Same group
- [Morgan Stanley and CO., LLC BIC MSNYUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 9R7GPTSO7KV3UQJZQ078](https://elucidate.co/directory/morgan-stanley-and-co-llc-msnyus33)
- [Morgan Stanley Investment Management BIC MSAMUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 6N8SC06AK49F0N7KIX52](https://elucidate.co/directory/morgan-stanley-investment-management-msamus33)
- [Eaton Vance Management BIC EVMAUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300RJ0CSL5M1B7J96](https://elucidate.co/directory/eaton-vance-management-evmaus33)
- [Morgan Stanley Capital Products LLC BIC MSPRUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI IVNH9ABHJY5L0X3RKW69](https://elucidate.co/directory/morgan-stanley-capital-products-llc-msprus33)
- [Morgan Stanley Capital Services LLC BIC MSCSUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI I7331LVCZKQKX5T7XV54](https://elucidate.co/directory/morgan-stanley-capital-services-llc-mscsus33)
- [Ci Eaton Private Wealth BIC EVWAUS32 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300VK27H89GJZDF37](https://elucidate.co/directory/ci-eaton-private-wealth-evwaus32)
- [Morgan Stanley and CO., LLC BIC MSTNUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300GS0W0TEUQS8571](https://elucidate.co/directory/morgan-stanley-and-co-llc-mstnus31)
- [Morgan Stanley Capital Group Inc. BIC MSCGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI VB7RXNZGO6KVDABYB880](https://elucidate.co/directory/morgan-stanley-capital-group-inc-mscgus33)
[All 46 institutions in the Morgan Stanley group →](https://elucidate.co/directory/group/IGJSJL3JD5P30I6NJZ34)
### Largest institutions in the United States
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- [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1)
- [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33)
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Morgan Stanley Bank N.A?
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3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.