United States · Financial institution
Mountain America Federal Credit Union
Mountain America Federal Credit Union is a federally chartered credit union headquartered in Sandy, Utah. It trades as Mountain America Credit Union. It is a member-owned, not-for-profit cooperative insured and supervised by the National Credit Union Administration (NCUA). It provides savings, checking, credit card, vehicle, mortgage, business and SBA loan services through more than 100 branches in Utah, Idaho, Arizona, Montana and Nevada. It was founded in 1936 for telephone company employees and converted from a state to a federal charter in 2003.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MMFCUS32XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of MMFCUS32 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2025-06-07
- Last updated
- 2025-06-07
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
Institution type
Credit union / building society
Trades as Mountain America Credit Union
- Ownership
- The credit union is owned by its members, who elect a volunteer board of directors.
- Head office
- 9800 S. Monroe St., 84070 Sandy, United States
- Company register
- NCUA charter number 24692
- Former names
- Mountain America Credit Union · Utah Telephone Employees Credit Union · Salt Lake Telephone Employees' Credit Union
Business lines
The credit union concentrates on consumer lending and deposits, alongside business services including SBA lending, retirement planning and insurance products for members.
Online
- Websites & references
- macu.com ↗ did not load when checked
Wikipedia ↗ - Official social accounts
- None found
Sources · 9 pages consulted
- macu.com/help/answers/wire-transfers/info-needed-receive-wire-transfer
- macu.com/help/answers/general-information/who-macu-ceo
- macu.com/
- macu.com/business/business-services/wire-transfers
- macu.com/newsroom/2025/kelly-albiston-named-executive-vice-president-and-chief-technology-officer
- ncuso.org/credit-union/24692/
- banking.senate.gov/imo/media/doc/2025.12.01%20Mountain%20America%20Credit%20Union%20Overdraft%20Letter.pdf
- cuinsight.com/press-release/mountain-america-credit-union-welcomes-rob-brough-as-chief-marketing-office
- en.wikipedia.org/wiki/Mountain_America_Credit_Union
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Sterling W. Nielsen President and CEO
- Chair
- Scott J. Burt Chairperson of the Board
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- National Credit Union Administration Prudential supervisorAML supervisorResolutionOther
- United States
- Consumer Financial Protection Bureau Conduct
Recent events
Researched 29 Sep 2026 · Sources
-
Other
A letter published by the US Senate Banking Committee asked the credit union's CEO for information on its overdraft policies and overdraft fee income.
banking.senate.gov ↗ -
Leadership
The credit union appointed Rob Brough as senior vice president and chief marketing officer, succeeding the retired Sharon Cook.
cuinsight.com ↗ -
Leadership
The credit union named Kelly Albiston executive vice president and chief technology officer.
macu.com ↗ -
Other
The credit union agreed to sell its Albuquerque branch operations to Sunward Federal Credit Union, leaving the New Mexico market.
en.wikipedia.org ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MMFCUS32XXX
- How the BIC breaks down
- MMFCBank
- USCountry · United States
- 32Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493006S869XKIESMV41
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 9800 MONROE ST SANDY 84070 UNITED STATES OF AMERICA
- Operational address
- 9800 MONROE ST SANDY,UT SANDY,UT 84070 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MMFCUS32XXX</BICFI>
<LEI>5493006S869XKIESMV41</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MMFCUS32XXX</BICFI>
<LEI>5493006S869XKIESMV41</LEI>
<Nm>MOUNTAIN AMERICA FEDERAL CREDIT UNION</Nm>
<PstlAdr>
<TwnNm>SANDY</TwnNm>
<Ctry>US</Ctry>
<AdrLine>9800 MONROE ST SANDY 84070</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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