--- title: "Nayax Financial Services LTD. · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "Nayax Financial Services LTD. is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 989796. Register status, licences, activities and ownership." url: https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Nayax Financial Services LTD. United Kingdom · Payments & e-money # Nayax Financial Services LTD. Trading as Nayax · Coinbridge Nayax Financial Services Ltd. is a private limited company incorporated in England and Wales, with offices in Hemel Hempstead. The FCA authorises the firm as an electronic money institution (firm reference number 989796), with authorisation dating from 26 June 2023. It belongs to the group of Nayax Ltd, an Israeli payments and retail-technology company listed on Nasdaq and the Tel Aviv Stock Exchange. The firm provides card-payment acceptance and settlement to Nayax's UK merchants, mainly unattended and self-service retail operators. Nayax said in August 2023 that UK customer funds and processes would move to the firm from its Lithuanian entity, Nayax UAB. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#licences) BIC **No BIC** LEI **No LEI mapped** [Licence no. **989796**](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#licences) ## Licences and registrations Held by Nayax Financial Services LTD.. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 989796 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2023-06-26 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Nayax (FCA-EMI), Coinbridge (FCA-EMI) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary Firm type Merchant acquiring and processing Trades as Nayax - **Ownership:** Nayax Ltd, which is listed on Nasdaq and the Tel Aviv Stock Exchange, set up the firm as its UK financial services subsidiary. - **Ultimate owner:** Nayax Ltd, Israel - **Head office:** Breakspear Park, Breakspear Way, Suite F, HP2 4TZ Hemel Hempstead, United Kingdom (registered office: Fkgb 201 2nd Floor Haverstock Hill, London, NW3 4QG) - **Company register:** Companies House 13010837 - **Incorporated:** 11 Nov 2020 ### Online - **Websites & references:** [nayax.com ↗](https://www.nayax.com/) [ir.nayax.com ↗](https://ir.nayax.com/) group investor relations site [devzone.nayax.com ↗](https://devzone.nayax.com/) group developer documentation - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/nayaxvend) · [X ↗](https://twitter.com/NayaxGlobal) · [Facebook ↗](https://www.facebook.com/NayaxOfficial/) · [Instagram ↗](https://www.instagram.com/nayax_official/) · [YouTube ↗](https://www.youtube.com/@NayaxGlobal) · [TikTok ↗](https://www.tiktok.com/@nayaxofficial) Sources · 7 pages consulted 1. [find-and-update.company-information.service.gov.uk/company/13010837](https://find-and-update.company-information.service.gov.uk/company/13010837) 2. [find-and-update.company-information.service.gov.uk/company/13010837/officers](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 3. [nayax.com/](https://www.nayax.com/) 4. [nayax.com/news/nayax-uk-establishes-nayax-financial-services-limited-with-full-fca-compliance/](https://www.nayax.com/news/nayax-uk-establishes-nayax-financial-services-limited-with-full-fca-compliance/) 5. [nayax.com/contact/](https://www.nayax.com/contact/) 6. [nayax.com/news/nayax-launches-a-unique-solution-for-the-conversion-of-any-virtual-asset-into-real-c](https://www.nayax.com/news/nayax-launches-a-unique-solution-for-the-conversion-of-any-virtual-asset-into-real-cash-transactions-and-purchases-across-the-world/) 7. [nayax.com/terms-conditions/](https://www.nayax.com/terms-conditions/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an electronic money institution under reference 989796. Its register permissions cover payment services and the issuance of e-money. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 989796 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#overview-sources) - Merchant acquiring The firm provides payment acceptance and settlement to UK merchants on the Nayax platform, mainly unattended and self-service retail operators. The FCA register also lists CoinBridge, Nayax's loyalty-to-payment product, as a trading name. The firm serves Nayax merchants in the United Kingdom under its FCA authorisation, while the group serves EEA customers through its Lithuanian entity. - **Sells to:** Small businesses · Enterprises - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#overview-sources) - **Executive:** Lynda Victoria Clarke Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) - **Executive:** Yariv Dafna Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) - **Executive:** Michael Akiva Galai Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nayax-financial-services-ltd-1dcff30a7a0b#overview-sources) 1. Aug 2026 Leadership Keren Sharir resigned as a director of the firm on 2 August 2026, according to Companies House. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 2. May 2026 Leadership The firm appointed Yariv Dafna as a director on 27 May 2026. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 3. Feb 2026 Leadership Yair Nechmad, co-founder and CEO of Nayax Ltd, resigned as a director of the firm on 17 February 2026. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 4. Dec 2025 Leadership Paul Morgan resigned as a director on 5 December 2025, following David Ben-Avi's resignation on 12 November 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 5. Sep 2025 Leadership The firm appointed Lynda Victoria Clarke as a director on 4 September 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 6. May 2025 Leadership Lewis Zimbler, named as the firm's CEO at its 2023 launch, resigned as a director on 30 May 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) 7. May 2025 Leadership The firm appointed Michael Akiva Galai as a director on 28 May 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/officers) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-EMI:** 989796 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** No LEI mapped - **Companies House no.:** [13010837 ↗](https://find-and-update.company-information.service.gov.uk/company/13010837) - **Elucidate firm ID:** 1dcff30a7a0b ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2023-06-26 - **Website:** [www.nayax.com ↗](http://www.nayax.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records No LEI is matched to this entry, so GLEIF relationship records cannot be linked. ## Persons with significant control Companies House · company [13010837 ↗](https://find-and-update.company-information.service.gov.uk/company/13010837) · as at 9 October 2026 Companies House lists 1 person with significant control for Nayax Financial Services Ltd.: 1 company. | Name | Type | Nature of control | Notified | | --- | --- | --- | --- | | Nayax Ltd. | Company · Israel | 75–100% of shares | 16 November 2025 | Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/13010837/persons-with-significant-control) ## Addresses - **Address on the register:** Breakspear Park, Suite F, Hemel Hempstead, Hertfordshire, HP2 4TZ - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml NAYAX FINANCIAL SERVICES LTD. HP2 4TZ Hertfordshire GB Breakspear Park, Suite F Hemel Hempstead ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.