---
title: "Neonomics AS SWIFT/BIC code NEOCNOK2XXX · Norway | Elucidate"
description: "Licensed in Norway: Payment institution (The Financial Authority of Norway). SWIFT/BIC code NEOCNOK2XXX for Neonomics AS, Norway. Head-office BIC."
url: https://elucidate.co/directory/neonomics-as-neocnok2
---
1. [Directory](https://elucidate.co/directory)
2. [Norway](https://elucidate.co/directory/country/no)
3. Neonomics AS
Norway · Payments & e-money
# Neonomics AS
Neonomics AS is a Norwegian limited company (aksjeselskap) based in Oslo. Finanstilsynet, the Norwegian Financial Supervisory Authority, authorises it as a payment institution for payment initiation and account information services. The firm says this licence is passported across the EU. It describes Fintech Innovation AS as its parent company. It sells open banking APIs and its Nello Pay, Nello Data and Nello AI products to businesses, mainly in the Nordic countries. In February 2026 the chief financial officer, Alfonso Muñoz, became interim chief executive, replacing founder Christoffer Andvig.
Register status
Licensed in Norway
Payment institution · The Financial Authority of Norway
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/neonomics-as-neocnok2#licences)
BIC **NEOCNOK2XXX** LEI **[6367003QI2VR7O241E20](https://search.gleif.org/#/record/6367003QI2VR7O241E20)** [Licence no. **919041021**](https://elucidate.co/directory/neonomics-as-neocnok2#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/neonomics-as-neocnok2#claim)
## Licences and registrations
Held by Neonomics AS (LEI 6367003QI2VR7O241E20). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) The Financial Authority of Norway Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 919041021 | [Norway](https://elucidate.co/directory/country/no) | Active | 2019-01-30 | — | - Payment services - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** NEOCNOK2XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [VOP](https://elucidate.co/directory/neonomics-as-neocnok2#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2025-09-06
- **Last updated:** 2025-09-06
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/neonomics-as-neocnok2#overview-sources)
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Fintech Innovation AS
Firm type
Open banking
Trades as Neonomics
- **Ownership:** The firm describes Fintech Innovation AS, an Oslo company, as the parent company of Neonomics AS. The size of its holding is not published.
- **Direct parent:** Fintech Innovation AS, Norway
- **Head office:** Ruseløkkveien 26, 0251 Oslo, Norway
- **Company register:** Brønnøysund Register Centre 919041021
- **Founder:** Christoffer Andvig
### Online
- **Websites & references:** [neonomics.io ↗](https://www.neonomics.io/) [trust.neonomics.io ↗](https://trust.neonomics.io/) trust centre (security controls) [merchant.neonomics.io ↗](https://merchant.neonomics.io/auth/register) Nello Pay merchant portal [checkout.neonomics.io ↗](https://checkout.neonomics.io/en-US/profile/auth/login) end-user payment profile login
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/neonomics/) · [Instagram ↗](https://www.instagram.com/meetnello/) · [YouTube ↗](https://www.youtube.com/@meetnello) · [TikTok ↗](https://www.tiktok.com/@neonomics_life)
Sources · 14 pages consulted
1. [virksomhet.brreg.no/en/oppslag/enheter/919041021](https://virksomhet.brreg.no/en/oppslag/enheter/919041021)
2. [finanstilsynet.no/en/finanstilsynets-registry/details/?id=199328](https://www.finanstilsynet.no/en/finanstilsynets-registry/details/?id=199328)
3. [neonomics.io/news](https://www.neonomics.io/news)
4. [neonomics.io/about-us](https://www.neonomics.io/about-us)
5. [neonomics.io/legal](https://www.neonomics.io/legal)
6. [neonomics.io/legal/end-user-terms-and-conditions](https://www.neonomics.io/legal/end-user-terms-and-conditions)
7. [cdn.prod.website-files.com/629617bde59a77881cb85420/6a79bcf20570e3adef9bdf87\_Merchant%20T%26Cs%20-%20August%202026.p](https://cdn.prod.website-files.com/629617bde59a77881cb85420/6a79bcf20570e3adef9bdf87_Merchant%20T%26Cs%20-%20August%202026.pdf)
8. [cdn.prod.website-files.com/629617bde59a77881cb85420/681863990087def94e12df85\_General%20terms%20and%20conditions%20no](https://cdn.prod.website-files.com/629617bde59a77881cb85420/681863990087def94e12df85_General%20terms%20and%20conditions%20no_english%20April%202025.pdf)
9. [neonomics.io/market-coverage](https://www.neonomics.io/market-coverage)
10. [neonomics.io/blog/alfonso-munoz-appointed-as-interim-chief-executive-officer](https://www.neonomics.io/blog/alfonso-munoz-appointed-as-interim-chief-executive-officer)
11. [neonomics.io/blog/neonomics-acquires-u-k-open-banking-platform-ordo](https://www.neonomics.io/blog/neonomics-acquires-u-k-open-banking-platform-ordo)
12. [tech.eu/2025/08/05/uk-open-banking-firm-ordo-to-close/](https://tech.eu/2025/08/05/uk-open-banking-firm-ordo-to-close/)
13. [neonomics.io/blog/neonomics-klager-til-konkurransetilsynet-pa-konkurransebegrensende-praksis-fra-banke](https://www.neonomics.io/blog/neonomics-klager-til-konkurransetilsynet-pa-konkurransebegrensende-praksis-fra-bankene-i-det-norske-betalingsmarkedet)
14. [finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2023/tilsynsrapport---neonomics-as/](https://www.finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2023/tilsynsrapport---neonomics-as/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/neonomics-as-neocnok2#overview-sources)
- **Operates under:** Its own licences
Finanstilsynet authorises the firm as a payment institution under section 2-10 of the Norwegian Act on financial institutions and financial groups. The licence covers payment initiation and account information services. The firm states that the licence is passported across the EU.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Finanstilsynet (Financial Supervisory Authority of Norway) Norway | Payment institution (payment initiation and account information services) | 919041021 | In its own name | Active | [finanstilsynet.no ↗](https://www.finanstilsynet.no/en/finanstilsynets-registry/details/?id=199328) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/neonomics-as-neocnok2#overview-sources)
- Payment initiation (open banking)
- Account information (open banking)
It sells Pay by Bank payment initiation (Nello Pay and a Pay by Bank API), account data and verification services (Nello Data and an Account Data API) and transaction categorisation (Nello AI). Its customers include debt collectors, e-invoicing services, lenders, investment platforms and fundraising platforms.
The firm publishes end-user terms for Norway, Sweden, Finland and Denmark and lists live bank coverage in these four countries. It lists further European countries as available through a partner API with a minimum volume commitment.
- **Sells to:** Enterprises · Small businesses · Financial institutions · Platforms and marketplaces
- **Serves customers in 4 countries:** Norway · Sweden · Denmark · Finland
- **Total raised:** USD 50m · [neonomics.io ↗](https://www.neonomics.io/about-us)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/neonomics-as-neocnok2#overview-sources)
- **Chief executive:**  Alfonso Muñoz Interim Chief Executive Officer (appointed CFO in 2025) Confirmed 29 Sep 2026 · [neonomics.io ↗](https://www.neonomics.io/about-us)
- **Chair:** Johnny Rindahl Chairman of the Board Confirmed 6 Feb 2026 · [neonomics.io ↗](https://www.neonomics.io/blog/alfonso-munoz-appointed-as-interim-chief-executive-officer)
- **Executive:**  Antonio J. Lopez Chief Technology & Product Officer Confirmed 29 Sep 2026 · [neonomics.io ↗](https://www.neonomics.io/about-us)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/neonomics-as-neocnok2#overview-sources)
1. Feb 2026
Leadership
The firm appointed CFO Alfonso Muñoz as interim chief executive from 5 February 2026, succeeding founder Christoffer Andvig as CEO.
[neonomics.io ↗](https://www.neonomics.io/blog/alfonso-munoz-appointed-as-interim-chief-executive-officer)
2. Jan 2026
Leadership
Antonio Jose Lopez Garrido joined the firm as Chief Technology & Product Officer.
[neonomics.io ↗](https://www.neonomics.io/news)
3. Aug 2025
Other
The Neonomics group announced the closure of its UK subsidiary Ordo to focus on the Nordic and wider EU markets.
[tech.eu ↗](https://tech.eu/2025/08/05/uk-open-banking-firm-ordo-to-close/)
4. Jan 2025
Merger / acquisition
Fintech Innovation AS, the firm's parent, acquired 100% of UK FCA-authorised The Smart Request Company Limited, trading as Ordo.
[neonomics.io ↗](https://www.neonomics.io/blog/neonomics-acquires-u-k-open-banking-platform-ordo)
5. Dec 2024
Other
The firm filed a complaint with the Norwegian Competition Authority about banks' practices in the Norwegian payments market.
[neonomics.io ↗](https://www.neonomics.io/blog/neonomics-klager-til-konkurransetilsynet-pa-konkurransebegrensende-praksis-fra-bankene-i-det-norske-betalingsmarkedet)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** NEOCNOK2XXX
- **How the BIC breaks down:** 1. NEOC Bank 2. NO Country · Norway 3. K2 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 6367003QI2VR7O241E20
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/6367003QI2VR7O241E20)
- **Licence no. · EBA-PSD2:** 919041021
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 7c4fba57c49a
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/neonomics-as-neocnok2#licences)
- **Activities:** - Payment services - Payment initiation - Account information
- **Licensed in:** [Norway](https://elucidate.co/directory/country/no)
- **Country · region:** Norway · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** RUSELOKKVEIEN 26 OSLO NORWAY
- **Operational address:** RUSELOKKVEIEN 26 OSLO OSLO NORWAY
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
NEOCNOK2XXX
6367003QI2VR7O241E20
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
NEOCNOK2XXX
6367003QI2VR7O241E20
NEONOMICS AS
OSLO
NO
RUSELOKKVEIEN 26 OSLO
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| Verification of Payee | 2025-11-27 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
## Related institutions
### Other payments & e-money institutions in Norway
- [Evry Card Payments AS No BIC Payments & e-money Prudential licence Norway · Licensed by The Financial Authority of Norway · 921572085 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/evry-card-payments-as-3e69dc82da30)
- [Firi AS No BIC Payments & e-money Crypto Prudential licence Norway · Licensed by The Financial Authority of Norway · 919932465 (EBA-PSD2) · also on ESMA-CASP · LEI 9845003B8462B18FHE35](https://elucidate.co/directory/firi-as-2574fe1f42e0)
- [NorgesGruppen Finans AS No BIC Payments & e-money Prudential licence Norway · Licensed by The Financial Authority of Norway · 920428959 (EBA-PSD2) · LEI 636700I3T4M9KX755T08](https://elucidate.co/directory/norgesgruppen-finans-as-5306f42434b8)
- [Norwegian Block Exchange AS · trading as NBX No BIC Payments & e-money Crypto Prudential licence Norway · Licensed by The Financial Authority of Norway · 920245676 (EBA-PSD2) · also on ESMA-CASP · LEI 5493004WNVZP9EMYI834](https://elucidate.co/directory/norwegian-block-exchange-as-99d075fd6ac4)
- [Aera Payment & Identification AS No BIC Payments & e-money Prudential licence Norway · Licensed by The Financial Authority of Norway · 917351538 (EBA-PSD2) · LEI 636700I3CJTCIEMXEW92](https://elucidate.co/directory/aera-payment-and-identification-as-21d5a8bd6ec4)
- [Bill Kill AS No BIC Payments & e-money Prudential licence Norway · Licensed by The Financial Authority of Norway · 917461732 (EBA-PSD2) · LEI 894500XDR57XMTEOWB10](https://elucidate.co/directory/bill-kill-as-a09f450ebdbd)
- [Buypass Payment AS No BIC Payments & e-money Prudential licence Norway · Licensed by The Financial Authority of Norway · 980932753 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/buypass-payment-as-45910c03f2e5)
- [CheckinPay AS No BIC Payments & e-money Prudential licence Norway · Licensed by The Financial Authority of Norway · 931706179 (EBA-PSD2) · LEI 636700M4G9SOZYDXJN60](https://elucidate.co/directory/checkinpay-as-9cddf7edf2b9)
[See all →](https://elucidate.co/directory/search?type=payments&cc=NO)
Claim this profile
## Work at Neonomics AS?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [neonomics.io](https://www.neonomics.io/) (official website) · [original](https://cdn.prod.website-files.com/629617bde59a77881cb85420/630f40ce0051ac61b822c917_axactor-logo.svg); Alfonso Muñoz: [neonomics.io](https://www.neonomics.io/about-us) (official website) · [original](https://cdn.prod.website-files.com/629617bde59a77881cb85420/69722f97159bced59777db56_alfonso-munoz.avif); Antonio J. Lopez: [neonomics.io](https://www.neonomics.io/about-us) (official website) · [original](https://cdn.prod.website-files.com/629617bde59a77881cb85420/69722f9726f630c024b04fd4_21b4ff74d7511e4fa1f6af8b0fc70cbf_antonio-lopez.avif).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.